Lge Community Credit Union Austell GA | Best Auto Loans & Business Banking

Introduction

At Lge Community, we believe that every member deserves a financial partner they can trust. Located at 2760 E West Connector, Austell, GA 30106, our branch has been serving the community since 1951. With a commitment to providing exceptional service and support, we have grown to welcome over 122,553 members who rely on us for their financial needs. As part of our dedication to your success, we proudly manage $2,323,071,620 in assets and have facilitated a total of 68,630 loans and leases. Our financial health is reflected in our net worth of $260,311,521, ensuring that your money is secure with us. Whether you're looking for checking accounts, auto loans, or business financing options, our diverse range of services is designed to meet your unique needs. While members can visit us at our physical location for personalized service and assistance, official correspondence should be sent to the same address: 2760 E West Connector, Austell, GA 30106-6804. Our team of dedicated professionals is led by CEO Chris Leggett and Board President Curt Earnest, who share a vision of fostering a strong community through accessible banking solutions. With a robust staff of 343 employees, we're here to help you navigate your financial journey with ease. We invite you to explore our offerings further by visiting our website at LGECCU.org or giving us a call at 770-424-0060. Your journey towards financial empowerment begins here let's take it together!

Branch History & Mission

Welcome to Lge Community, where our journey began in 1951. Since our founding, we have built a strong legacy of service and commitment to the Austell community. Located at 2760 E West Connector, Austell, GA 30106, our branch has evolved over the years to meet the changing needs of our members while staying true to our core mission: to provide exceptional financial services and support our local community. From humble beginnings, Lge Community has grown significantly and now proudly serves over 122,000 members with total assets of ${2323071620}. Our success is rooted in the trust and loyalty of our members, who have relied on us for their financial needs. We strive to create a welcoming environment where everyone feels valued and supported. At Lge Community, we believe that banking should be accessible for all. Our mission is not only to offer competitive products like checking accounts, auto loans, mortgages, and credit cards but also to make a positive impact in our community. We are dedicated to helping individuals and families achieve their financial goals through education and resources tailored to their unique situations. We understand that convenience matters in today's fast-paced world. That's why we offer digital banking options, including online banking and mobile payments, ensuring you can manage your finances anytime, anywhere. Our commitment to accessibility also extends to ADA compliance, so everyone can enjoy our services without barriers. In addition to serving our members' financial needs, we actively engage with the community through various outreach programs and partnerships. Whether it's providing financial literacy workshops or supporting local events, we are here to make a difference. While members can visit us at 2760 E West Connector Austell Ga 30106, official correspondence should be sent to 2760 E West Connector, Austell, GA 30106-6804. You can reach us at (770) 424-0060 during our operating hours: Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 8:30 AM to 12:00 PM. We also provide drive-thru banking for added convenience. Join us at Lge Community and experience the benefits of being part of a credit union that prioritizes its members and community alike. Your financial well-being is our top priority! Explore membership options today by visiting our website or learn more about how you can become part of our growing family!

Branch Location & Accessibility

Operating Hours

We understand that everyone has different schedules, which is why our operating hours are designed to fit your needs. You can come by during lobby hours Monday through Thursday from 9 AM to 4:30 PM, Fridays from 9 AM to 5 PM, and Saturdays from 8:30 AM to 12 PM. If you're on the go, take advantage of our drive-thru service available Monday through Thursday from 8 AM to 5 PM and on Fridays until 6 PM.

Services Offered

At Lge Community, we pride ourselves on offering a wide range of services tailored just for you. Whether you need checking and savings accounts, auto loans, or mortgage options, our friendly staff is here to help you every step of the way. We also provide convenient ATM access for quick withdrawals and balance checks along with shared branch transactions for partner credit union members. While you can visit us at our Austell branch for all your banking needs, please note that any official correspondence should be sent to the same address: 2760 E West Connector, Austell, GA 30106-6804. If you have any questions or would like more information about our services, feel free to give us a call at 770-424-0060. We invite you to stop by and see how we can assist you today!

Member Eligibility

At Lge Community, we believe that everyone deserves the chance to be part of a caring and supportive community. Becoming a member is easier than you might think! If you live, work, or worship in the areas we serve, or if you're related to someone who is already a member, you're likely eligible to join us. This opens the door to a range of benefits, from personalized service to competitive rates on loans and savings accounts. To get all the details on what makes you eligible, feel free to check out our membership criteria at https://www.lgeccu.org/connect/about-lge-community-credit-union/membership.html . We're here to help every step of the way! Ready to take the next step? Opening your account is simple! Just visit us at our branch located at 2760 E West Connector Austell Ga 30106, or give us a call at (770) 424-0060 for assistance. You can also start the process online by visiting https://consumeronlineportal.lgeccu.org/consumer-deposit/getting-started . Join us today and experience the many advantages of being part of Lge Community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $600 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $254,458,502, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to accept payments anytime, anywhere. Our merchant services simplify transactions, enabling you to focus on what matters growing your business. With secure payment processing options, you can serve your customers efficiently while managing your cash flow more effectively. Visit us at 2760 E West Connector Austell Ga 30106, Austell, GA, or give us a call at (770) 424-0060 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and businesses, Lge Community offers robust business banking solutions including merchant services and business loans. Picture having the financial support to grow your venture while enjoying personalized service from a team that understands your community.

Convenient Access

Our branch offers essential ATM services for quick cash withdrawals and balance checks whenever you need them. If you're on the go, our drive-thru service makes transactions easy without leaving your vehicle. Plus, through shared branching, members can complete basic transactions at partner credit unions nearby.

Credit Options

We also know that life can throw unexpected challenges your way. That's why our personal loans can help consolidate debt or cover urgent expenses when needed. Plus, with our credit cards offering rewards, every purchase can bring you closer to something special be it travel perks or cash back.

Personal Banking Solutions

When it comes to personal banking, we offer checking and savings accounts designed with your goals in mind. Imagine easily managing your day-to-day expenses or setting aside funds for a big purchase. With our online and mobile banking features, accessing your accounts is simple and secure, allowing you to check balances, pay bills, and transfer money whenever it suits you. For those looking to finance a vehicle, our auto loans provide competitive rates and flexible terms. Picture yourself driving off in your dream car without the stress of high payments! If home ownership is on your horizon, explore our mortgage loans and refinancing options tailored to fit various budgets and lifestyles.

Stay Connected

In today's fast-paced world, staying connected is crucial. Our digital banking features allow you to conduct most of your banking tasks right from your phone or computer. From e-statements to mobile payments and person-to-person transfers, managing your finances has never been easier. If you have questions about any of our services or want to learn more about how we can help you achieve financial success, feel free to reach out at (770) 424-0060. At Lge Community, we look forward to serving you and being part of your financial journey! Ready to get started? Visit us at https://www.lgeccu.org/ today!

Digital & Online Banking

Accessibility & Real-Time Management

At Lge Community, accessibility is key. We want our members to have control over their finances whenever they need it. Our digital services provide real-time account management that keeps you informed about your financial status. We believe that banking should fit seamlessly into your life, which is why our digital offerings are designed for ease of use and peace of mind. Experience the future of banking with us today!

Key Features

Our digital banking is not only user-friendly but also emphasizes security. With electronic signature authorization available, signing documents has never been easier or safer. Plus, we offer e-statements so you can keep track of your account activity without the clutter of paper statements. If you're on the move, don't forget to take advantage of our mobile application. It includes a mobile payments feature that lets you pay directly from your phone making shopping quick and hassle-free! You can also use person-to-person transfers to send money instantly to friends or family, no matter where they are.

Financial Strength

Commitment to Growth

Our commitment to your financial future is reflected in our $248,814,204 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $15,555 in used auto loans and $1,541,087,093 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

With total share accounts reaching 233,377, it's clear that many trust us with their finances. This growing member base strengthens our community focus and commitment to providing exceptional service. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lge Community is your trusted partner. Visit us at 2760 E West Connector Austell Ga 30106 or call (770) 424-0060 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our impressive $9,358,630 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 340 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $422,829,345 in share certificates and $384,757,159 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $260,311,521, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $343,169,525 in used vehicle loans and $195,316,345 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $254,458,502 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; our lending team is here to support you every step of the way.

Conclusion

At Lge Community located at 2760 E West Connector Austell Ga 30106, we are committed to providing personalized service that meets your unique needs. If you're ready to explore our loan offerings further or have questions about refinancing options available for any of our products, don't hesitate to call us at 770-424-0060. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $75,829,194, giving you the opportunity to invest in your future. If you're considering refinancing your existing mortgage, our team is ready to assist you with eligibility options tailored to your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $49,481,572 in loans helping members manage their finances effectively. Our credit card products come with various benefits designed to fit your lifestyle while keeping costs manageable.

Loan Aggregator

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LGE COMMUNITY CREDIT UNION