Lge Community Credit Union Acworth GA | Best Auto Loans & Business Banking

Introduction

Welcome to Lge Community, your trusted financial partner in Acworth, GA! Since opening our doors in 1951, we've dedicated ourselves to serving our members with care and commitment. Located at 3891 Cobb Pkwy Nw, Acworth, GA 30101, we invite you to experience a community-focused approach to banking that prioritizes your needs. At Lge Community, we pride ourselves on being more than just a credit union; we are a thriving community of over 122,553 members who share similar goals and values. With total assets exceeding $2.3 billion, we offer a range of services designed to help you achieve your financial aspirations whether it's securing an auto loan, managing your savings, or planning for retirement. Our team, led by CEO Chris Leggett and Board President Curt Earnest, is passionate about making banking accessible and straightforward for everyone. We employ 343 dedicated staff members who are always ready to assist you with personalized service. Plus, with total deposits of $85,944,023 and cash in hand amounting to $23,696,943, you can trust that your money is in safe hands. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address: 3891 Cobb Pkwy NW, Acworth, GA 30101. Whether you're looking to open an account or inquire about loans our friendly team is just a phone call away at 770-424-0060. Join us today and discover how Lge Community can support your journey toward financial success! Explore our website at www.LGEccu.org for more information on membership eligibility and services offered. We're excited to help you take the next step!

Branch History & Mission

Community Connections

We take pride in forming partnerships with local organizations and schools to promote financial education and community development. Through workshops and sponsorships, we aim to empower individuals with the knowledge they need to make informed financial decisions. As technology advances, so do we. Our digital services include electronic signatures, mobile payments, and e-statements all designed with your needs in mind. We prioritize accessibility by ensuring ADA compliance throughout our branch.

Join Us!

At Lge Community, we're not just about transactions; we're about relationships. We invite you to experience the difference of being part of a credit union that truly cares about its members and their communities. Whether you're looking for personal banking solutions or want to get involved in community initiatives, there's a place for you here. Explore how you can benefit from membership by visiting us or checking out our website at Lge Community. Together, let's build a brighter financial future!

Mission Statement

Our mission is simple yet powerful: to enhance the financial well-being of our members while making a positive impact on the community. We believe that everyone deserves access to quality financial services, which is why we strive to offer competitive rates on loans and savings accounts. Moreover, we are committed to community outreach initiatives that support local organizations and events. While members can visit us at 3891 Cobb Pkwy Nw Acworth Ga 30101, official correspondence should be sent to 3891 Cobb Pkwy NW, Acworth, GA 30101. Our branch features both drive-thru banking and ATM availability for added convenience, making it easy for you to access your funds when you need them most.

Our Evolution

Since our inception, Lge Community has embraced change while staying true to our mission of providing accessible financial services. We have seen remarkable growth, reflected in our total assets of over $2.3 billion. As we expanded our offerings from personal banking solutions to business loans we remained dedicated to fostering financial literacy and stability within our community. In addition to traditional banking services, we now offer online and mobile banking options, ensuring that members can manage their finances conveniently.

Branch Location & Accessibility

Accessibility and Parking

At our Acworth branch, we prioritize accessibility for everyone. Our building is ADA compliant, featuring ramps and other accommodations to ensure that all members can access our services comfortably. Plus, we offer ample parking right outside the entrance, so you won't have to worry about finding a spot when you visit us.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 770-424-0060. Our friendly staff is eager to help! We invite you to visit us at Lge Community in Acworth your trusted partner in achieving financial wellness. For official correspondence, please send mail to our branch address as well. Discover how we can support your financial journey today!

Operating Hours

We know how busy life can get, which is why we strive to provide flexible banking hours. Our lobby is open Monday through Thursday from 9:00 AM to 4:30 PM, and on Fridays from 9:00 AM to 5:00 PM. If you prefer drive-thru banking, we're here for you Monday through Thursday from 8:00 AM to 5:00 PM and until 6:00 PM on Fridays. Whether you're stopping by for a quick transaction or need more time for personal banking discussions, we've got you covered.

Services Offered

Lge Community offers a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you with personalized solutions. We also provide ATM services for quick cash withdrawals and basic transactions through our drive-thru lane. If you're a member of another participating credit union, feel free to utilize our shared services center for deposits and withdrawals.

Member Eligibility

At Lge Community, we believe that everyone deserves a place to feel valued and supported, which is why becoming a member is both simple and welcoming. If you live, work, worship, or attend school in the Cobb County area, you're already eligible to join our community! We embrace a diverse group of members, making it easy for you to enjoy the many benefits that come with being part of our credit union family. From competitive rates on loans to personalized banking services tailored just for you, we're here to help you achieve your financial goals. To get started on your membership journey at Lge Community, just visit us at our convenient location: 3891 Cobb Pkwy Nw Acworth Ga 30101. Our friendly staff is eager to assist you with any questions you may have. You can also reach us by phone at (770) 424-0060 for more information about opening an account and the great perks that await you as a member. For detailed eligibility criteria, feel free to check out our website at https://www.lgeccu.org/connect/about-lge-community-credit-union/membership.html. Join us today and take your first step towards a brighter financial future!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $600 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $254,458,502, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. Imagine having a reliable partner who offers secure payment options, helps manage cash flow, and provides insights into customer purchasing habits. Whether you're a small shop or a larger enterprise, our services can adapt to fit your needs seamlessly. Visit us at 3891 Cobb Pkwy Nw Acworth Ga 30101, Acworth, GA, or call us at (770) 424-0060 to discover how we can support your business journey!

Comprehensive List Of Services

ATM and Cash Services

We also recognize the importance of quick access to cash. Our ATM & Cash Withdrawal Services are available 24/7 for your convenience. If you prefer in-person transactions, our basic Drive-Thru Banking offers deposits and withdrawals without leaving your car. Additionally, members can perform simple transactions at partner credit unions through our Basic Shared Branch Transactions.

Business Banking

Running a business is no small feat, and at Lge Community, we're here to support entrepreneurs with our comprehensive Business Banking services. From Merchant Services that make transactions seamless for your customers to Business Loans that fuel your growth ambitions, we're committed to helping local businesses thrive.

Commitment to Accessibility

At Lge Community, we're proud of our commitment to accessibility and community service. Our branch features an ATM for easy cash access and shared service center availability ensures that members can conduct their banking needs without hassle. For more information about how we can assist you or if you're ready to take the next step in achieving your financial goals, don't hesitate to reach out! Call us today at (770) 424-0060 or visit us at 3891 Cobb Pkwy Nw Acworth Ga 30101 in Acworth, GA. We look forward to serving you!

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why our Online & Mobile Banking services allow you to bank anytime and anywhere. Check balances, transfer funds, or pay bills all from the comfort of your own home or on-the-go using our user-friendly mobile app.

Personal Banking

Our personal banking services make managing your money easy and convenient. We offer Checking & Savings Accounts tailored to fit your lifestyle, ensuring you have access to your funds when you need them. If you're planning to purchase a car or need to refinance, our Auto Loans & Vehicle Financing options provide competitive rates that can help you drive away with confidence. For those considering homeownership, our Mortgage Loans & Refinancing services simplify the process, guiding you through each step. In addition to these offerings, we also provide Personal Loans & Debt Consolidation, giving you the flexibility to consolidate your debt into manageable payments. Plus, our Credit Cards with Rewards allow you to earn while you spend perfect for those who love cash back or travel perks!

Digital & Online Banking

Accessibility and Ease-of-Use

At Lge Community, we prioritize making banking accessible for everyone. Our user-friendly interface ensures that whether you're tech-savvy or just getting started with online banking, you'll find everything straightforward and easy to navigate. We're here to help you take charge of your financial life with confidence. Experience the future of banking today! Visit us online or download our mobile app to explore all the digital services we offer at Lge Community.

Key Features

Our mobile application makes banking on-the-go even easier. You can make mobile payments with just a tap, ensuring that you never miss an opportunity to pay bills or split expenses with friends using our person-to-person transfer feature. Whether it's for a lunch outing or paying back a loan to family, sending money has never been simpler. For added convenience, we support electronic signature authorization, making it easy for you to complete transactions securely without needing to visit us in person. If you're ever on the move and need quick access to your finances, our mobile app provides real-time account management right from your smartphone.

Financial Strength

Growing Membership Base

We are proud to report a total of 233,377 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $458,194, further underlining our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lge Community is your trusted partner. Visit us at 3891 Cobb Pkwy Nw Acworth Ga 30101 or call (770) 424-0060 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

With $248,814,204 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $15,555 in used auto loans and $1,541,087,093 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $422,829,345 in share certificates and $384,757,159 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $9,358,630, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 340 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $260,311,521, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,120 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $343,169,525 in used vehicle loans and $195,316,345 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find a solution that fits your budget. If you're considering refinancing your current auto loan, we can help with that too!

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $254,458,502 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges businesses face and are committed to supporting our local economy through tailored lending solutions. At Lge Community located at 3891 Cobb Pkwy Nw Acworth Ga 30101, we strive to offer transparent lending options with clear eligibility criteria. To learn more about how our loan offerings can benefit you or to discuss refinancing options available for any of our products, don't hesitate to reach out at (770) 424-0060. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our website at LGECCU for additional information on our services and how we can assist you further!

Credit Lines and Personal Loans

Our total credit lines amount to $338,592,366, offering flexibility for those who need extra cash for unexpected expenses or planned purchases. Additionally, we also offer flexible terms on unsecured credit card loans. With a total of $49,481,572 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind knowing that funds are available when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $75,829,194, make buying or refinancing simple. We provide various mortgage products tailored to different financial situations and preferences. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Loan Aggregator

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Lge Community