Lexington MA Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Lexington Ma, your trusted partner in financial services located at 3 Fletcher Ave, Lexington, MA 02420. Since our establishment in 1961, we have proudly served the community with a commitment to providing personalized banking solutions tailored to meet your unique needs. With a strong membership base of 1,158 members, we prioritize building lasting relationships and supporting your financial journey. At Lexington Ma, we understand that managing your finances can be challenging. That's why we offer a variety of products and services designed for everyone whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing. Our total assets amount to an impressive $10,158,760, ensuring that we are well-equipped to support our members with their financial goals. Led by our dedicated CEO, Janice Evelyn, and Board President, Steven Musto, our small yet efficient team of just 3 employees is here to assist you every step of the way. We pride ourselves on being accessible; feel free to reach out at 781-862-9011 during our lobby hours from Monday to Friday, 8:30 AM to 4:00 PM. While members can visit us at our branch location, official correspondence should be sent to 3 Fletcher Ave, Lexington, MA 2420 if different from the branch address. With total deposits reaching $974,935 and a net worth of $988,291, we are committed not only to safeguarding your money but also investing it back into the community through various loan programs over 519 loans and leases have already been disbursed! Join us today and experience the difference that comes from being part of a credit union that truly cares about its members. For more information about our services or to explore membership options, visit us online at lexmafcu.com. Let us help you achieve your financial dreams!

Branch History & Mission

At Lexington Ma, we take pride in our rich history and unwavering mission to serve our community. Founded in 1961, our branch has grown alongside the vibrant city of Lexington, MA, where we've established ourselves as a trusted financial partner. With a commitment to providing personalized banking services, we have built lasting relationships with our members over the years. Located at 3 Fletcher Ave, Lexington, MA 02420, our branch is easily accessible and situated near local landmarks that embody the spirit of our community. As we celebrate over six decades of service, we are proud to have a total membership of 1,158 individuals who rely on us for their financial needs. Our mission at Lexington Ma is simple yet powerful: to empower our members by providing a range of financial services tailored to their unique situations. We believe that everyone deserves access to quality banking options without the pressure often found in larger institutions. Our offerings include personal banking accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. While members can visit us at 3 Fletcher Ave Lexington Ma 02420, official correspondence should be sent to 3 Fletcher Ave, Lexington, MA 2420. We operate Monday through Friday from 8:30 AM to 4:00 PM, ensuring that we are available when you need us most. Although we do not offer ATM services or drive-thru banking at this location, our dedicated team is ready to assist you with all your banking inquiries. Over the years, Lexington Ma has embraced technological advancements while maintaining ADA compliance and prioritizing customer-centric initiatives. We understand that modern banking requires flexibility and accessibility; hence we offer online and mobile banking options for those who prefer digital interactions. Community involvement is at the heart of what we do. We actively seek partnerships with local organizations and participate in outreach efforts aimed at making a positive impact on the lives of those around us. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Together, let's continue building a strong foundation for financial well-being in Lexington and beyond! For more information or to become a member today, please call us at (781) 862-9011 or visit our website at Lexington Ma.

Branch Location & Accessibility

Welcome to Lexington Ma! Located conveniently at 3 Fletcher Ave Lexington Ma 02420, our branch is nestled in the heart of Lexington, MA, making it easy for you to access our range of financial services. Whether you're heading to a nearby park or just passing through, we're here to serve you with friendly smiles and expert assistance. While members can visit us at 3 Fletcher Ave Lexington Ma 02420, official correspondence should be sent to 3 Fletcher Ave, Lexington, MA 2420. Our location is easily reachable, with ample parking available for your convenience. We prioritize accessibility, ensuring that everyone can visit us comfortably, including those who may need ADA-compliant features like ramps. Our operating hours are designed to fit your busy schedule: we're open Monday through Friday from 8:30 AM to 4:00 PM. This means you can drop by before work or during lunch breaks without any hassle. While we currently do not have ATM services or drive-thru banking available, our team is always ready to assist you in-person with a variety of services such as personal banking, auto loans, and credit cards that come with rewards. If you have any questions or need assistance, don't hesitate to give us a call at (781) 862-9011. We look forward to welcoming you into our branch and helping you achieve your financial goals!

Member Eligibility

Becoming a member of Lexington Ma is like joining a family that truly cares about your financial well-being. To be eligible, you simply need to live, work, worship, or attend school in the community we serve. This means if you're part of the Lexington area or have connections here, you're welcome to join us! At Lexington Ma, we offer a range of services designed to help you thrive whether it's personal banking, auto loans, or even business banking solutions. Opening an account is straightforward and hassle-free! You can find all the details on our eligibility criteria by visiting this link. If you have any questions or need assistance, don't hesitate to give us a call at (781) 862-9011. We're here to help you take the first step toward becoming a valued member of our community at 3 Fletcher Ave Lexington Ma 02420.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments seamlessly while focusing on what you do best running your business. Our merchant services simplify transactions, allowing you to provide customers with a smooth shopping experience. From card processing to online payment solutions, we've got you covered. Located at 3 Fletcher Ave Lexington Ma 02420 in Lexington, MA, we are here to empower local businesses. If you're ready to take the next step toward financial success, give us a call at (781) 862-9011 or visit us today!

Comprehensive List Of Services

Business Banking

For entrepreneurs, our business banking services, including merchant services and business loans, are crafted to support your ventures. We know running a business comes with challenges, and we're here to help you navigate them.

Credit Cards

We also provide credit cards with rewards that allow you to earn points on your everyday purchases. Enjoy the benefits while managing your expenses wisely!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. You can manage your accounts anytime, anywhere all from the comfort of your home or on the go. Plus, with easy access to ATM and cash withdrawal services, getting cash when you need it is hassle-free. At Lexington Ma, we believe that financial empowerment should be accessible to everyone. Our dedicated team is always ready to assist you with any questions or concerns you may have about our services. If you're ready to explore how we can support your financial journey, don't hesitate to reach out! Call us at (781) 862-9011 or visit us at 3 Fletcher Ave Lexington Ma 02420 in beautiful Lexington, MA. Join us today and experience personalized service like never before!

Home Financing

For those considering homeownership or refinancing, our mortgage loans and refinancing services provide flexible options to suit your budget. We understand that buying a home is one of the biggest decisions you'll make, which is why our team is here to guide you every step of the way.

Personal Banking

Whether you're starting out or planning for retirement, our personal banking services are designed with you in mind. We offer checking and savings accounts that fit various lifestyles, ensuring you can manage your money effectively. If you're looking to buy a car, our auto loans and vehicle financing options can get you on the road quickly with competitive rates.

Personal Loans

Life can sometimes throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's for a medical emergency or a big purchase, we offer solutions to help ease your financial burden.

Digital & Online Banking

Conclusion

At Lexington Ma, we are committed to providing you with user-friendly digital banking options that prioritize both security and convenience. Explore our services today at http://lexmafcu.com/ and experience hassle-free banking right at your fingertips!

Key Features

With our online banking services available at http://lexmafcu.com/ , you can check your account balances, view transaction history, and transfer funds with just a few clicks. While electronic signatures aren't available yet, our focus is on providing you with safe and reliable ways to manage your money. Our members enjoy the option for person-to-person transfers, making it simple to send or receive money from friends and family without any hassle. Whether you're splitting a dinner bill or paying someone back for a small loan, this feature makes transactions quick and easy.

Mobile Access

Although we currently do not offer mobile payments or a dedicated mobile application, rest assured that our online banking platform is accessible from any smartphone or tablet's web browser. You can stay connected to your finances while on the go!

Staying Informed

While e-statements are not available right now, you can always keep track of your financial activities through our secure online portal. This way, you'll have real-time access to all the information you need.

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 3 full-time employees who are knowledgeable and committed to serving you every day. Whether you're walking into our branch or calling us at (781) 862-9011, you'll find dedicated staff ready to assist you with your financial needs. With a total of 1,393 accounts held by our members, it's clear that more people trust us with their finances every day.

Investing in Your Future

With $1,014,835 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $64 in used auto loans and $5,495,171 in total loans and leases. Our operational efficiency shines through with a net income of $-26,544, which enables us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings Options

Members' savings are secured through $37,472 in share certificates, offering stable and rewarding financial growth opportunities. While we don't currently have money market shares available, our commitment to safeguarding your deposits remains unwavering. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $988,291, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $973 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Financial Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lexington Ma is your trusted partner. Visit us at 3 Fletcher Ave Lexington Ma 02420 or call (781) 862-9011 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,073,346 in used vehicle loans and $2,922,632 in new vehicle loans already helping members get on the road. We provide competitive financing for both new and used vehicles, making it easier for you to drive away with a reliable ride.

Business Loans

If you're a business owner seeking capital for growth, our outstanding commercial loans can help you expand your operations. Although currently we do not have any outstanding commercial loans reported, we're always open to discussing future opportunities and how we can support your business's financial needs. At Lexington Ma, our dedicated team is ready to assist you with all your lending needs. If you're interested in learning more about refinancing options or checking your eligibility for any of our loan products, feel free to contact us at (781) 862-9011. We're here to help you navigate your financial journey with confidence!

Credit Card Loans

For those who need flexibility in managing their finances, we also offer flexible terms on unsecured credit card loans. With a total of $327,698 in loans helping members manage their finances effectively, our credit card options come with rewards and benefits that make spending more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $259,739, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers. Each lender's information is updated regularly to reflect current rates and terms, allowing borrowers to see the most relevant options available.

LEXINGTON MA FEDERAL CREDIT UNION - Lexington, MA

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