Lewis Clark Credit Union Clarkston WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Lewis Clark, your trusted financial partner in the heart of Clarkston, WA. Located at 1451 15th St, our branch has been serving the community since 1939, establishing a legacy built on trust and dedication. With a robust membership base of 21,164 individuals, we are proud to offer personalized banking solutions tailored to meet your needs. At Lewis Clark, we believe in making banking accessible and straightforward. Our total assets stand at an impressive $249,482,768, ensuring that we have the resources to support our members with a variety of services. We've also facilitated a remarkable total of 14,608 loans and leases, helping our members achieve their dreams, whether it's purchasing a vehicle or financing a home. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address at PO Box 1016, Lewiston, ID 83501. Our commitment goes beyond numbers. We take pride in our community impact and strive to empower our members with financial knowledge and security. Under the leadership of our CEO, Trisha Baker, and Board President, Sherri Kumm, we continually work towards creating a welcoming environment where everyone feels valued. With total deposits reaching $25,836,628 and a net worth of $29,285,678, Lewis Clark is well-equipped to provide you with competitive rates on savings accounts and loans. Plus, with cash in hand totaling $2,633,316, you can rest assured knowing that your money is safe with us. Whether you're looking for personal banking options like checking and savings accounts or business solutions such as merchant services and business loans, we have it all. Our dedicated team of 41 employees is ready to assist you during our lobby hours Monday through Thursday from 9:00 AM to 5:30 PM and Friday until 6:00 PM. Ready to take the next step? Visit us today at Lewis Clark or give us a call at 509-780-4119. Together, let's achieve your financial goals!

Branch History & Mission

Join Us

As we look ahead to the future, we invite you to become part of the Lewis Clark family. Experience firsthand how we can help you achieve your financial goals while contributing positively to the community around us. Whether you're a first-time member or someone considering switching credit unions, we're here to support you every step of the way. Discover all that Lewis Clark has to offer by visiting us today or calling us at (509) 780-4119. Join us in making a meaningful impact together!

Our Journey

Since opening our doors at 1451 15Th St, Clarkston, WA 99403, Lewis Clark has continually evolved to meet the changing needs of our community. Over the years, we've expanded our services and enhanced our offerings to ensure that our members have access to the tools they need for financial success. We take pride in being part of the vibrant Clarkston community and are dedicated to building strong relationships with our members. While our official mailing address is PO Box 1016, Lewiston, ID 83501, you can always visit us directly at our branch location for personalized service. Our dedicated team is here to assist you during convenient operating hours: Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. If you prefer drive-thru banking, we're here for you as well!

Our Mission

At Lewis Clark, our mission is simple yet powerful: to empower individuals and families by providing accessible financial services while fostering community support. We believe in the credit union philosophy of "people helping people," and this principle guides everything we do. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or personal loans, we strive to offer competitive rates and exceptional service tailored just for you. We also understand the importance of staying connected in today's digital world. That's why we've made advancements such as online banking and mobile payment options available to all our members. Our commitment extends beyond transactions; we actively engage with the community through outreach programs and partnerships that make a difference.

Branch Location & Accessibility

Get In Touch!

Need assistance? Our friendly staff is just a phone call away at 509-780-4119. We invite you to visit us at our Clarkston branch or explore our online resources at Lewis Clark Credit Union. We look forward to serving you and helping you achieve your financial dreams!

Location Highlights

Our branch sits near popular local landmarks, making it easy to find. Just a short drive from downtown Clarkston, we're accessible for everyone in the area. If you're coming from Asotin County or nearby communities, you'll appreciate our convenient parking options and ADA-compliant features that ensure ease of access for all members.

Operating Hours & Services

We understand that life can be busy, which is why we offer flexible banking hours. Our lobby is open Monday through Thursday from 9:00 AM to 5:30 PM and on Fridays until 6:00 PM. For those who prefer a quicker visit, our drive-thru service opens earlier at 8:30 AM on weekdays, providing an efficient way to handle your banking needs without leaving your vehicle. At Lewis Clark Credit Union, we pride ourselves on offering a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, our shared service center allows members from partner credit unions to enjoy basic transactions right here at our location.

Member Eligibility

At Lewis Clark, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the area, you're likely eligible to join us! We welcome individuals who share our commitment to community and support each other on their financial journeys. For more detailed information about eligibility, feel free to check out our resource at . Opening an account with us is simple and straightforward. You can start the process online by visiting http://onlinebanking.lewisclarkcu.org/enrollment , or if you prefer a personal touch, give us a call at (509) 780-4119. We're located at 1451 15Th St Clarkston Wa 99403, and we're excited to help you take this important step towards securing your financial future with the support of our dedicated team. Join us today and experience the benefits of being part of the Lewis Clark community!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer practical merchant services tailored for your daily operations. Imagine having a reliable partner who can streamline your payment processing, allowing you to focus on what you do best running your business. Our services ensure quick transactions, easy access to funds, and a smooth experience for both you and your customers. Located at 1451 15Th St Clarkston Wa 99403 in Clarkston, WA, we're here to help you succeed. Reach out at (509) 780-4119 to discover how we can partner in your journey towards success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,499,356, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash on the go? Our ATM availability ensures that you can make withdrawals or check balances conveniently. Additionally, our basic drive-thru banking service allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Business Solutions

For small business owners, Lewis Clark offers robust business banking solutions including merchant services and business loans. We recognize how important it is to have the right financial tools for your company's growth and success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking features that make managing your finances easier than ever. With just a few taps on your smartphone or clicks from your computer, you can access your accounts anytime, anywhere. Our mobile payments feature allows for quick transactions while e-statements keep all your records organized digitally.

Personal Banking

We offer a variety of personal banking services that cater to your everyday financial needs. If you're looking to open a checking or savings account, our team is here to help you find the best option tailored for you. Need a reliable vehicle? Our auto loans and vehicle financing options are designed with competitive rates to get you on the road quickly and affordably. For those considering homeownership, our mortgage loans and refinancing services can guide you through the process of securing your dream home. In times of unexpected expenses, personal loans and debt consolidation options provide you with the flexibility and support needed to manage your financial situation without stress. Plus, our credit cards come with rewards that allow you to earn while you spend.

Shared Branch Transactions

If you're a member of partner credit unions, our shared branch transactions make it easy for you to perform deposits and withdrawals as well. This flexibility ensures that no matter where you are, access to your funds is always within reach. At Lewis Clark, we pride ourselves on being more than just a financial institution; we're a community-focused credit union dedicated to enhancing the lives of our members in Clarkston, WA. Ready to explore how our services can benefit you? Visit us at 1451 15Th St Clarkston Wa 99403 or give us a call at (509) 780-4119 today! For more information about opening an account or any specific service offerings, check out our website at Clarkston Office. Your financial journey starts here!

Digital & Online Banking

Accessibility & Ease-of-Use

Whether you're using our online services or the mobile app, everything is designed to be straightforward and intuitive. You can manage your accounts in real time, giving you full control over your finances whenever you need it. With features like mobile payments and easy access to e-statements, staying organized has never been simpler. At Lewis Clark, we're dedicated to making banking as easy as possible for you. Explore all these features today by visiting us at https://www.lewisclarkcu.org/ !

Key Services

With our robust online banking platform, accessible at https://www.lewisclarkcu.org/ , you can check your balances, transfer funds, and pay bills 24/7. Our commitment to security means that you can feel safe while banking online. We utilize advanced measures to protect your personal information, so you can focus on what matters most. Need to sign documents quickly? Our electronic signature authorization feature allows you to complete transactions without the hassle of printing or mailing paperwork. Plus, with e-statements available, you can view your account statements anytime without cluttering your mailbox. For those who prefer mobile banking, our user-friendly mobile application is here for you. Easily make mobile payments and send money with our person-to-person transfer feature. It's simple to split bills or send money to friends and family in just a few taps.

Financial Strength

Growing Member Base

We're proud to serve a growing community with 37,572 total share accounts, showcasing the trust our members place in us. This strength allows us to remain dedicated to improving your banking experience. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lewis Clark is your trusted partner. Visit us at 1451 15Th St Clarkston Wa 99403 or call (509) 780-4119 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our financial performance reflects our operational efficiency with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 41 full-time employees ready to assist you along with a knowledgeable team.

Reinvesting in Our Members

With $22,359,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $5,951 in used auto loans and $193,735,994 in total loans and leases supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $82,229,967 in share certificates and $26,645,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $29,285,678, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,173 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $104,714,967 in used vehicle loans and $19,095,651 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our competitive rates and flexible terms can make your purchase more affordable.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing finances, we also offer total credit lines of $24,900,000. Additionally, our unsecured credit card loans total $4,032,813, allowing members to manage expenses effectively without collateral requirements. At Lewis Clark, we believe in making financing straightforward. If you're considering refinancing or want to know about eligibility options for any of our products, please reach out we're here to assist you! Feel free to contact us at 509-780-4119 or visit us at our branch located at 1451 15Th St Clarkston WA 99403. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for an auto loan, a mortgage solution, or other financing options, Lewis Clark is committed to supporting your journey toward achieving your financial goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $13,588,441, making buying or refinancing simple. We provide guidance throughout the process to ensure you feel secure and informed every step of the way.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees fair and transparent offers. By focusing on verified institutions, LendMesh ensures that users receive reliable information without hidden agendas.

LEWIS CLARK CREDIT UNION - Clarkston, WA