Lewis Clark Credit Union Orofino ID | Affordable Auto Loans & ATMs

Introduction

Welcome to Lewis Clark, your trusted partner in financial growth and community support, located at 234 Johnson Ave, Orofino, ID 83544. Established in 1939, our credit union has proudly served over 21,164 members, fostering a sense of belonging and trust within our community. With total assets reaching an impressive $249,482,768, we are committed to providing you with the best banking experience tailored to your needs. At Lewis Clark, we understand that every member's financial journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Whether you're looking to save for the future or secure a loan for your next big purchase, we're here to help you every step of the way. Under the leadership of our dedicated CEO, Trisha Baker, and Board President, Sherri Kumm, our team of 41 employees is passionate about supporting your financial goals. Our commitment goes beyond just numbers; we believe in making a positive impact in Orofino and surrounding areas. While members can visit us at 234 Johnson Ave, official correspondence should be sent to PO Box 1016, Lewiston, ID 83501. We invite you to explore our website at lewisclarkcu.org or call us at 208-476-5112 for more information about how we can assist you today. Join us on this journey toward financial success!

Branch History & Mission

Our Legacy

Located at 234 Johnson Ave, Orofino, ID 83544, our branch has witnessed significant milestones that have shaped our identity. Initially founded to serve the financial needs of local families and businesses, we have expanded our offerings significantly. Today, we boast total assets of $249,482,768 and provide a range of services including personal banking accounts, auto loans, mortgages, business banking solutions, and much more. As we've evolved, so too has our dedication to innovation and accessibility. We understand that convenience is key in today's fast-paced world; that's why we offer online and mobile banking services alongside traditional banking methods. Although we do not have ATM facilities on-site, our drive-thru service ensures that members can quickly handle their banking needs with ease.

Our Mission

At the heart of Lewis Clark's mission is a simple yet powerful statement: We exist to empower our members through accessible financial solutions while enhancing the quality of life in our communities. This means offering competitive rates on loans and deposits while also participating actively in community outreach initiatives. Our partnerships with local organizations highlight our commitment to giving back. From sponsoring community events to providing educational workshops on financial literacy, we strive to make a positive impact beyond just banking. While members can visit us at 234 Johnson Ave for their banking needs, official correspondence should be sent to PO Box 1016, Lewiston, ID 83501. Our team is here during lobby hours from Monday to Thursday from 9:00 AM to 5:00 PM and Fridays until 6:00 PM. We invite everyone in Orofino and surrounding areas to join us at Lewis Clark. Experience firsthand how our member-centric approach can enhance your financial well-being while being part of a supportive community. Together, let's create brighter futures! For more information or to start your journey with us today, please call us at 208-476-5112 or visit Lewis Clark Credit Union.

Branch Location & Accessibility

Convenient Access and Parking

We know how important accessibility is for our members. Our branch features ADA-compliant facilities, ensuring everyone can access our services comfortably. Ample parking is available right outside our doors, making it easy for you to stop by.

Drive-Thru Banking & Shared Services

For added convenience, we offer drive-thru banking services. This allows you to take care of deposits and withdrawals without leaving your car. Plus, as a shared service center, we collaborate with partner credit unions to provide additional transaction options for members. If you need assistance or have questions about our services ranging from personal banking options like checking accounts and auto loans to business banking solutions feel free to reach out! You can give us a call at 208-476-5112. While members can visit us at our branch address, official correspondence should be sent to PO Box 1016 in Lewiston, ID 83501. We invite you to visit us at the Lewis Clark Credit Union in Orofino today! Experience the commitment we have towards helping our community thrive.

Operating Hours that Fit Your Schedule

Our friendly team is ready to serve you during our convenient operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We strive to accommodate your needs, whether you prefer an in-person visit or need help with online banking.

Member Eligibility

At Lewis Clark, we believe that everyone deserves a chance to thrive in their financial journey, and becoming a member is the first step into our welcoming community. If you live, work, or worship in the area or have family ties to our members, you're likely eligible to join us. Membership is open to those who share a commitment to supporting one another and benefiting from our wide range of services. With us, you can enjoy personalized banking solutions, competitive loan rates, and a friendly team ready to assist you every step of the way. Ready to make the leap? Opening an account at Lewis Clark is simple! Just visit us at 234 Johnson Ave Orofino Id 83544 or give us a call at (208) 476-5112 for more details. You can also check out our membership eligibility criteria here for any updates or specifics. We can't wait to welcome you as part of our family!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,499,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

We offer merchant services designed to make transactions easy for your customers. Whether you're processing payments online or in-store, our tools help streamline operations and improve customer satisfaction. This means less hassle for you and more focus on what you do best running your business. Visit us at 234 Johnson Ave Orofino Id 83544 or call us at (208) 476-5112 to discover how we can partner with you on your journey to success. Together, let's turn your business dreams into reality!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs, Lewis Clark offers robust business banking services, including merchant services and business loans. We understand the challenges of running a business, so our team is here to help you navigate financing options that can support your growth.

Credit Cards and Rewards

To enhance your spending power, we also provide credit cards with rewards. These cards not only offer convenience but also let you earn points on everyday purchases perfect for those who enjoy rewarding experiences.

Digital Banking Features

In today's fast-paced world, managing your finances should be easy. That's why we emphasize our online and mobile banking features at Lewis Clark. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and pay bills anytime, anywhere. We also provide secure ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals.

Personal Banking Solutions

For individuals and families, we offer various personal banking options that are designed to simplify your life. Our checking and savings accounts make it easy to manage your finances day-to-day while earning interest on your savings. If you're in the market for a new vehicle, consider our auto loans and vehicle financing, which provide competitive rates to help get you behind the wheel without breaking the bank. When it comes to larger purchases like a home, our mortgage loans and refinancing options can assist you in securing the perfect home loan that fits your budget. Plus, if you find yourself needing extra funds for unexpected expenses, our personal loans and debt consolidation services offer flexible solutions that can ease your financial stress.

Shared Branching Services

Additionally, if you're part of a partner credit union, take advantage of our basic shared branch transactions that allow for deposits and withdrawals at our location making banking more accessible than ever before. If you have questions or need assistance regarding any of these services, don't hesitate to reach out! Call us at 208-476-5112 or visit us at 234 Johnson Ave, Orofino, ID 83544. Our friendly staff is ready to assist you during lobby hours from Monday through Friday. Explore how Lewis Clark can empower your financial journey today! For more details about our offerings or to open an account online, visit us at Lewis Clark Credit Union.

Digital & Online Banking

Accessible and User-Friendly

Whether you're checking your accounts on the app or managing transactions through our website, everything is designed with you in mind. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate their finances without hassle. Join us at Lewis Clark and explore how our digital and online banking services can simplify your financial life. With tools that keep you informed and in control, banking has never been easier!

Key Features for Your Convenience

Enjoy the flexibility of person-to-person transfers, making it simple to send money to friends and family with just a few taps. Plus, our mobile payments feature allows you to make purchases quickly and securely right from your smartphone. You can even download our mobile application for an enhanced banking experience, putting all these services at your fingertips. We prioritize your security. Our electronic signature authorization feature makes signing documents easier while keeping your information safe. Additionally, e-statements are available so you can access your account statements digitally saving paper and making it easier to stay organized.

Financial Strength

A Growing Community

With a total of 37,572 share accounts, it's clear that more members trust us with their finances every day. Our net shares available for lending stand at $0, showcasing the resources we have dedicated to helping you achieve your financial dreams. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lewis Clark is your trusted partner. Visit us at 234 Johnson Ave Orofino Id 83544 or call (208) 476-5112 to learn more about how we can help you achieve your financial goals.

Committed to Growth

Our commitment to your success is reflected in our $22,359,396 in undivided earnings. This means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $5,951 in used auto loans and $193,735,994 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $82,229,967 in share certificates and $26,645,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to generate income is also noteworthy; our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 41 full-time employees who are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $29,285,678, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,173 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $104,714,967 in used vehicle loans and $19,095,651 in new vehicle loans already helping members get on the road, you can trust that we have the financing options that suit your needs. Whether you're buying a brand-new vehicle or a reliable used one, our team can guide you through the process.

Credit Lines

For those who need extra flexibility in their finances, our total credit lines amount to $24,900,000. This option allows you to access funds when necessary without the hassle of applying for multiple loans. In addition to these products, we offer refinancing options for existing loans and various eligibility criteria tailored to meet diverse financial situations. You can check out more details about refinancing and eligibility on our website. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more or want personalized assistance with any of our loan products, visit us at Lewis Clark today! We're committed to helping you find the right solution for your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $13,588,441. We make buying or refinancing straightforward and accessible so that you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $4,032,813 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that make everyday purchases easier.

Loan Aggregator

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LEWIS CLARK CREDIT UNION - Orofino, ID