Lewis Clark Lewiston ID Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Lewis Clark, your trusted partner in financial services located at 604 Bryden Ave, Lewiston, ID 83501. Since our establishment in 1939, we have proudly served our community with dedication and integrity. With over 21,164 members, we are not just a credit union; we are a family committed to helping you achieve your financial goals. At Lewis Clark, we understand that every dollar counts. That's why we're pleased to report total assets of $249,482,768 and total deposits amounting to $25,836,628. Our focus on responsible lending is evident with 14,608 loans and leases extended to our members. We take pride in maintaining a solid net worth of $29,285,678, ensuring your investments are secure with us. Our leadership team, headed by CEO Trisha Baker and Board President Sherri Kumm, is dedicated to providing exceptional service and support. Whether you're looking for personal banking options such as checking accounts and auto loans or business services including merchant services and business loans, we have tailored solutions just for you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 604 Bryden Ave, Lewiston, ID 83501. We invite you to connect with us! Feel free to call us at 208-482-3990 or explore our website at lewisclarkcu.org for more information about our products and services. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Join Us Today!

While you can visit us at 604 Bryden Ave for all your banking needs during our operating hours of 8:30 AM to 5:30 PM Monday through Friday, we invite you to explore what makes Lewis Clark special. Call us at 208-482-3990 or visit our website at lewisclarkcu.org for more information. Experience firsthand the benefits of being a member of Lewis Clark a credit union dedicated not just to your finances but also to the well-being of our entire community. Join us today!

Our Journey

From our humble beginnings, Lewis Clark has evolved significantly. Our commitment to serving our members has remained at the forefront of everything we do. Over the years, we have witnessed tremendous growth in both membership and assets, which now total an impressive $249 million. This growth reflects not only our dedication but also the trust our members place in us. As part of our mission, we strive to empower individuals and families through financial education and accessible banking solutions. Our services range from personal banking such as checking and savings accounts to auto loans and mortgages. We also offer business banking solutions to help local entrepreneurs thrive.

Our Mission

At Lewis Clark, our mission is simple yet profound: to improve the lives of our members by providing exceptional financial services while fostering a sense of community. We understand that each member's needs are unique, and we take pride in offering personalized service that goes beyond transactions. Our branch is equipped with modern digital tools to enhance your banking experience while ensuring ADA compliance for all members. We are committed to making banking accessible and straightforward for everyone. With features like online banking, mobile payments, and person-to-person transfers, managing your finances has never been easier. We also actively engage in community outreach initiatives. Whether it's sponsoring local events or partnering with schools for financial literacy programs, we believe in giving back to the community that supports us.

Branch Location & Accessibility

Welcome to the Lewis Clark Credit Union at our Bryden Office! Conveniently located at 604 Bryden Ave in Lewiston, ID, our branch is here to serve you with a friendly smile and expert financial advice. Whether you're looking to open a new account, apply for an auto loan, or simply need assistance with your banking needs, we are just around the corner. While you can visit us at our physical location on Bryden Avenue, please note that any official correspondence should be sent to the same address. Our branch is easily accessible, with ample parking available for all our members. We take pride in ensuring that everyone can visit us comfortably, as our facility is ADA compliant, featuring ramps and other accessibility features. Our operating hours are designed to fit your busy schedule. We're open Monday through Friday from 8:30 AM to 5:30 PM, making it easy for you to stop by after work or during your lunch break. Plus, we offer both ATM services and drive-thru banking for your convenience perfect for quick deposits and withdrawals without leaving your car! Located near popular landmarks in Lewiston, you can easily find us while running errands or enjoying local attractions. Our team is dedicated to providing a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to help you every step of the way. Feel free to give us a call at 208-482-3990 if you have any questions or would like to know more about what we offer. We invite you to visit us soon at Lewis Clark Credit Union's Bryden Office! Your financial journey starts here!

Member Eligibility

At Lewis Clark, we believe that becoming a member is more than just opening an account; it's about joining a supportive community that truly cares about your financial well-being. If you're wondering how to become part of our family, it's simple! Membership is open to anyone who lives, works, or worships in our local area, as well as their family members. This means that whether you're new to the region or have deep roots here, you're welcome at our branch. Plus, when you join us at 604 Bryden Ave, Lewiston ID 83501, you gain access to a variety of services tailored just for you from personal banking and auto loans to credit cards with rewards. Ready to take the next step? Opening an account is easy! You can find all the details you need by visiting this link. If you have any questions or need assistance along the way, don't hesitate to give us a call at 208-482-3990. We're excited to help you start your journey with Lewis Clark and provide the support you deserve! For more information on eligibility requirements and updates, please visit this resource.

Business Banking & Commercial Services

Commercial Loans That Support Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,499,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine effortlessly accepting payments from customers through various channels whether in-store or online. Our solutions are tailored to meet the unique needs of your business, allowing you to focus on what you do best while we handle the financial details. Partner with us at Lewis Clark to discover how our business banking and commercial services can be the catalyst for your success! For more information, feel free to reach out at (208) 482-3990.

Comprehensive List Of Services

Additional Services

Our commitment extends beyond just personal and business banking. We also offer basic drive-thru banking services for quick transactions like deposits and withdrawals. Plus, if you're a member of a partner credit union, you'll appreciate our shared branch transactions that allow deposits and withdrawals at participating locations. We take pride in making banking accessible and straightforward for everyone in our community. If you have questions or need assistance, please reach out to us at 208-482-3990 during our operating hours from 8:30 AM to 5:30 PM on weekdays. At Lewis Clark, we're more than just a credit union; we're your financial partner ready to support you every step of the way. Come visit us today at our Lewiston branch or explore more about what we offer on our website at lewisclarkcu.org. Your financial journey starts here!

Business Banking

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. We know how vital it is for businesses to have reliable financial support, so we strive to provide resources that can help your enterprise thrive.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! You can earn points for everyday purchases, which means more benefits for you as you shop or travel.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms. With these tools, you can manage your accounts from anywhere whether it's checking balances, transferring funds, or paying bills all from the palm of your hand. Our features include ATM access for easy cash withdrawals and balance checks whenever needed.

Personal Banking

Our personal banking services start with checking and savings accounts designed to help you manage your finances effectively. Imagine easily accessing your funds whenever you need them while earning interest on your savings. We also offer auto loans and vehicle financing to help you drive away in your dream car. Our competitive rates make it easier than ever to finance a new or used vehicle. If you're considering homeownership, our mortgage loans and refinancing options can guide you through the process smoothly. We understand that every member's journey is different, which is why we provide tailored solutions for each individual situation. In addition, our personal loans and debt consolidation services can help simplify your finances. Whether you're looking to fund a special project or pay off existing debts, we're here to assist you in achieving your goals.

Digital & Online Banking

E-Statements and Electronic Signatures

Say goodbye to paper clutter! We provide e-statements to keep you organized and informed about your account activity. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free no need to visit the branch or print anything out.

Mobile Application and Payments

Our mobile application makes banking even easier. Available for download on your smartphone, it allows you to manage your accounts right from your pocket. You can also take advantage of our mobile payments feature, which lets you make purchases quickly and securely using your phone.

Online Banking Services

With our 24/7 online banking services available at https://www.lewisclarkcu.org/, you can access your accounts anytime, anywhere. Check balances, transfer funds, and pay bills with just a few clicks. Our user-friendly platform ensures that managing your finances is straightforward and stress-free.

Person-to-Person Transfers

Need to send money to a friend or family member? With our person-to-person transfer service, it's simple to send cash instantly without the hassle of checks or cash withdrawals. At Lewis Clark, we're committed to providing accessible and secure banking solutions tailored to meet your needs. Enjoy real-time account management and peace of mind knowing that your information is protected every step of the way. Experience the future of banking today with us!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 37,572, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lewis Clark is your trusted partner. Visit us at 604 Bryden Ave Lewiston Id 83501 or call (208) 482-3990 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $22,359,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,951 in used auto loans and $193,735,994 in total loans and leases. Our operational efficiency is reflected in our $353,147, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees who are dedicated to serving you with expertise.

Member-Focused Savings

Members' savings are secured through $82,229,967 in share certificates and $26,645,882 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $29,285,678, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.73% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $104,714,967 in used vehicle loans and $19,095,651 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, we have options tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $1,499,356 provide the capital needed to grow and expand your business. We understand the challenges businesses face and are committed to providing solutions that can help you thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,588,441, make buying or refinancing simple. We believe that owning a home should be within reach for everyone. Our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans or credit lines with us, our team is ready to assist you in exploring eligibility options that could lead to lower payments or better terms. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Lewis Clark Credit Union, we prioritize our members' needs and strive to offer financial products that are easy to understand and beneficial. If you're interested in learning more about any of these loan offerings or if you have questions regarding refinancing options, don't hesitate to contact us!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,032,813 in loans helping members manage their finances effectively. These cards can provide the convenience you need for everyday purchases while also offering rewards that fit your spending habits.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers. Each loan comparison reflects accurate rates and terms, helping you understand your options better.

LEWIS CLARK CREDIT UNION - Lewiston, ID

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