Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Imagine having a reliable partner that can streamline your payment processes, making it easier for you to focus on what matters most growing your business. Our merchant services provide you with the tools needed to accept payments quickly and securely. This means happier customers and more sales opportunities right at your fingertips. Visit us at 130 High School Rd Latrobe Pa 15650 in Latrobe, PA, or call us at (724) 539-4261 to learn how we can help your business thrive!
If you're a business owner, we also offer specialized services under our Business Banking umbrella. This includes Merchant Services & Business Loans that help you operate smoothly and grow your venture without financial stress.
At Lesco, convenience is key. We provide access to an ATM for quick cash withdrawals and balance checks right at your fingertips. With our robust Online & Mobile Banking platforms, managing your finances is easier than ever conduct transactions, pay bills, and monitor accounts from anywhere. Feel free to reach out if you have any questions about how our services can meet your needs. You can contact us at (724) 539-4261 during our lobby hours on Tuesdays and Thursdays from 10:30 AM to 12:00 PM. We invite you to visit us soon at 130 High School Rd Latrobe Pa 15650 in beautiful Latrobe, PA! Let us be part of your financial journey as we work together towards achieving your goals. Explore all that we offer at our website today!
Managing debt can be challenging, but it doesn't have to be overwhelming. With our Personal Loans & Debt Consolidation, we aim to simplify your finances. Whether you need extra cash for unexpected expenses or want to consolidate multiple debts into one manageable payment, we've got you covered. For everyday purchases, our Credit Cards with Rewards allow you to earn benefits while spending on what you need. Enjoy perks like cashback or travel rewards that add value to your transactions.
Starting with personal banking, we offer various options like Checking & Savings Accounts that cater to everyone, from students saving for their first car to families planning for a vacation. Our accounts come with features that help you manage your money better, including online and mobile banking, so you can check your balances or transfer funds anytime. If you're considering buying a new vehicle, our Auto Loans & Vehicle Financing make the process straightforward. You'll find competitive rates and flexible terms that fit your budget. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide expert guidance and tailored solutions to meet your specific needs.
With our commitment to serving you 24/7 through online banking services, help is always just a click away. Whether it's day or night, you're empowered to manage your finances on your terms. At Lesco, we're dedicated to providing convenient and secure digital banking options that fit your lifestyle. Join us today and experience the ease of modern banking!
We are proud to provide e-statements, allowing you to access your account statements digitally. This not only helps reduce paper clutter but also ensures you have quick access to important financial information whenever you need it. For those who prefer using their smartphones, our mobile application makes it even easier to manage your accounts right from your pocket. You can enjoy features like mobile payments, letting you make purchases quickly and securely without needing cash or cards. If you need to send money to a friend or family member, our person-to-person transfers feature offers a simple way to do just that although please note this service isn't currently available at Lesco. For added convenience, we support electronic signature authorization, making it easier for you to sign documents without the hassle of printing them out.
We also take pride in having 9 full-time employees and 5 part-time employees. Our dedicated team is always ready to serve you with knowledgeable support to meet your banking needs.
Total Share Accounts stand at 14,388, showing a strong and growing member base that trusts us with their finances. This reflects not only our commitment but also the confidence our members have in us as a reliable partner for their financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lesco is your trusted partner. Visit us at 130 High School Rd Latrobe Pa 15650 or call (724) 539-4261 to learn more about how we can help you achieve your financial goals.
With $18,155,963 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This means when you save or borrow with us, you're supporting a credit union that is committed to its members' financial wellbeing. Our lending capacity supports your financial goals across various sectors. We currently have $818 in used auto loans and $25,014,896 in total loans and leases available for our members.
Members' savings are secured through $13,273,614 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not have any money market shares at this time, our commitment to your savings remains unwavering. Unlike traditional banks, we prioritize our members. With non-member deposits currently at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $18,183,403, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,114,973 in used vehicle loans and $6,254,359 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or purchasing a reliable used car, we provide flexible terms to fit your budget.
For added flexibility in managing your finances, we provide credit lines totaling $1,000,000. This feature allows you to access funds as needed while only paying interest on what you use.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $570,688, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process.
If you're considering refinancing an existing loan or exploring eligibility options for any of our products, we're here to help. Our team will work closely with you to evaluate your current situation and find solutions that best suit your financial needs. If you have questions or want to learn more about our loan offerings, feel free to reach out at 724-539-4261 during our lobby hours: Tuesday and Thursday from 10:30 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward reaching your financial goals today!
We also offer flexible terms on unsecured credit card loans, with a total of $2,531,278 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or make purchases without tying up assets.