Lesco Credit Union Latrobe PA | Best Auto Loans & Business Banking

Introduction

Welcome to Lesco, your trusted financial partner located at 130 High School Rd, Latrobe, PA 15650. Since our establishment in 1950, we have been committed to serving our community with personalized financial solutions that cater to the unique needs of our members. With a total membership of over 7,800 and assets reaching an impressive $107,509,697, we pride ourselves on being a cornerstone of financial support in Latrobe. At Lesco, we understand that banking is more than just numbers; it's about building relationships. Under the leadership of our dedicated CEO, Neal Fenton, and Board President Gene Zurawsky, we strive to provide exceptional service and support to every member. Whether you're looking for auto loans, mortgages, or credit card options with rewards, our team is here to guide you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 130 High School Road, Latrobe, PA 15650. With total deposits exceeding $16,536,556 and robust cash reserves of $697,418, we are well-equipped to meet your financial needs while ensuring your money is safe and secure. Our commitment extends beyond banking; we're invested in the well-being of our community. Every loan we issue helps strengthen local families and businesses. Join us today and discover how Lesco can help you achieve your financial goals. For more information or assistance, feel free to reach out at 724-539-4261 or visit us online at lescofcu.com. Let's take this journey together!

Branch History & Mission

Welcome to Lesco, where our roots run deep in the Latrobe community. Since our establishment in 1950, we have dedicated ourselves to providing exceptional financial services tailored to meet the needs of our members. Located at 130 High School Rd, Latrobe, PA 15650, just a stone's throw away from Greater Latrobe High School, we are proud to be a part of this vibrant neighborhood. Over the years, Lesco has grown significantly, now serving over 7,800 members with total assets amounting to an impressive $107,509,697. Our journey has been marked by a commitment to not just meet financial needs but also foster community spirit and support local initiatives. We understand that our success is intertwined with the well-being of our members and the community we serve. At Lesco, our mission is clear: we strive to empower our members through accessible financial solutions while nurturing a strong sense of community. We offer a wide array of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our goal is to help individuals achieve their financial aspirations while ensuring they feel valued and supported. While members can visit us at 130 High School Rd, official correspondence should be sent to 130 High School Road, Latrobe, PA 15650. We invite you to take advantage of our convenient operating hours on Tuesdays and Thursdays from 10:30 AM to 12:00 PM, along with ATM availability for your banking needs. Lesco is not just about numbers; it's about people. We believe in building lasting relationships with our members through personalized service and community outreach efforts. Our partnerships with local organizations highlight our dedication to making a positive impact right here in Latrobe. In today's digital world, we also embrace technology by offering online and mobile banking services. This ensures that you can manage your finances easily and securely from anywhere. We prioritize accessibility and customer-centric initiatives that make banking easier for everyone. Join us at Lesco and discover how we can help you navigate your financial journey while being part of a caring community. Experience firsthand the benefits of membership where your goals matter and support is always within reach! For more information or any inquiries, feel free to contact us at 724-539-4261 or visit us online at www.lescofcu.com. Welcome to the Lesco family!

Branch Location & Accessibility

Welcome to Lesco, your friendly neighborhood credit union located at 130 High School Rd, Latrobe, PA 15650! Our branch is conveniently situated near the Greater Latrobe High School, making it easy for students and families in the area to access our services. Whether you're stopping by after school or during your lunch break, we're here to help you with all your banking needs. While members can visit us at our branch address, official correspondence should be sent to the same mailing address: 130 High School Road, Latrobe, PA 15650. You'll find ample parking available right outside our doors, ensuring a hassle-free visit. Plus, we've made sure our branch is accessible for everyone, with ADA-compliant features like ramps and wide entrances. Our operating hours are designed with your convenience in mind. We're open on Tuesdays and Thursdays from 10:30 AM to 12:00 PM, allowing you to stop by during your busy week. If you need assistance outside of these hours or have any questions, feel free to give us a call at 724-539-4261. Our friendly staff is always ready to assist you! In addition to personal banking services such as checking and savings accounts, auto loans, and credit cards with rewards, we also offer online and mobile banking options for those who prefer managing their finances digitally. And if you ever need cash on-the-go, we have ATM services available right at our branch. We look forward to welcoming you at Lesco! Come visit us soon and see how we can help make your banking experience simple and enjoyable.

Member Eligibility

Becoming a member of Lesco is like joining a warm and welcoming family that truly cares about your financial well-being. If you're looking to take part in our supportive community, you'll be pleased to know that membership is open to individuals who live, work, or attend school in the Latrobe area, including those related to current members. This means that whether you're a student at Greater Latrobe High School or just a resident of our vibrant community, you have the opportunity to enjoy all the benefits we offer. At Lesco, we pride ourselves on providing personal banking services tailored to your needs, from checking and savings accounts to auto loans and mortgages. Ready to get started? Opening an account with us is easy! Just visit our branch located at 130 High School Rd Latrobe Pa 15650 or give us a call at (724) 539-4261 for more details. We encourage you to check out the specific eligibility criteria on our website at , where you'll find everything you need to know. Join us today and experience the difference of being part of Lesco!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that can streamline your payment processes, making it easier for you to focus on what matters most growing your business. Our merchant services provide you with the tools needed to accept payments quickly and securely. This means happier customers and more sales opportunities right at your fingertips. Visit us at 130 High School Rd Latrobe Pa 15650 in Latrobe, PA, or call us at (724) 539-4261 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we also offer specialized services under our Business Banking umbrella. This includes Merchant Services & Business Loans that help you operate smoothly and grow your venture without financial stress.

Convenient Access

At Lesco, convenience is key. We provide access to an ATM for quick cash withdrawals and balance checks right at your fingertips. With our robust Online & Mobile Banking platforms, managing your finances is easier than ever conduct transactions, pay bills, and monitor accounts from anywhere. Feel free to reach out if you have any questions about how our services can meet your needs. You can contact us at (724) 539-4261 during our lobby hours on Tuesdays and Thursdays from 10:30 AM to 12:00 PM. We invite you to visit us soon at 130 High School Rd Latrobe Pa 15650 in beautiful Latrobe, PA! Let us be part of your financial journey as we work together towards achieving your goals. Explore all that we offer at our website today!

Debt Management

Managing debt can be challenging, but it doesn't have to be overwhelming. With our Personal Loans & Debt Consolidation, we aim to simplify your finances. Whether you need extra cash for unexpected expenses or want to consolidate multiple debts into one manageable payment, we've got you covered. For everyday purchases, our Credit Cards with Rewards allow you to earn benefits while spending on what you need. Enjoy perks like cashback or travel rewards that add value to your transactions.

Personal Banking Solutions

Starting with personal banking, we offer various options like Checking & Savings Accounts that cater to everyone, from students saving for their first car to families planning for a vacation. Our accounts come with features that help you manage your money better, including online and mobile banking, so you can check your balances or transfer funds anytime. If you're considering buying a new vehicle, our Auto Loans & Vehicle Financing make the process straightforward. You'll find competitive rates and flexible terms that fit your budget. For those looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide expert guidance and tailored solutions to meet your specific needs.

Digital & Online Banking

Always Accessible

With our commitment to serving you 24/7 through online banking services, help is always just a click away. Whether it's day or night, you're empowered to manage your finances on your terms. At Lesco, we're dedicated to providing convenient and secure digital banking options that fit your lifestyle. Join us today and experience the ease of modern banking!

Key Features

We are proud to provide e-statements, allowing you to access your account statements digitally. This not only helps reduce paper clutter but also ensures you have quick access to important financial information whenever you need it. For those who prefer using their smartphones, our mobile application makes it even easier to manage your accounts right from your pocket. You can enjoy features like mobile payments, letting you make purchases quickly and securely without needing cash or cards. If you need to send money to a friend or family member, our person-to-person transfers feature offers a simple way to do just that although please note this service isn't currently available at Lesco. For added convenience, we support electronic signature authorization, making it easier for you to sign documents without the hassle of printing them out.

Financial Strength

A Dedicated Team

We also take pride in having 9 full-time employees and 5 part-time employees. Our dedicated team is always ready to serve you with knowledgeable support to meet your banking needs.

Growing Together

Total Share Accounts stand at 14,388, showing a strong and growing member base that trusts us with their finances. This reflects not only our commitment but also the confidence our members have in us as a reliable partner for their financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lesco is your trusted partner. Visit us at 130 High School Rd Latrobe Pa 15650 or call (724) 539-4261 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $18,155,963 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This means when you save or borrow with us, you're supporting a credit union that is committed to its members' financial wellbeing. Our lending capacity supports your financial goals across various sectors. We currently have $818 in used auto loans and $25,014,896 in total loans and leases available for our members.

Member-Centric Savings

Members' savings are secured through $13,273,614 in share certificates, offering stable and rewarding financial growth opportunities. Although we do not have any money market shares at this time, our commitment to your savings remains unwavering. Unlike traditional banks, we prioritize our members. With non-member deposits currently at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $18,183,403, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,691 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,114,973 in used vehicle loans and $6,254,359 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or purchasing a reliable used car, we provide flexible terms to fit your budget.

Credit Lines

For added flexibility in managing your finances, we provide credit lines totaling $1,000,000. This feature allows you to access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $570,688, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, we're here to help. Our team will work closely with you to evaluate your current situation and find solutions that best suit your financial needs. If you have questions or want to learn more about our loan offerings, feel free to reach out at 724-539-4261 during our lobby hours: Tuesday and Thursday from 10:30 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward reaching your financial goals today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,531,278 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or make purchases without tying up assets.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh aims to empower users with the information they need to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to compliance guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By using verified data, LendMesh eliminates confusion and provides clarity when exploring loan options. One of the standout features of LendMesh is its commitment to unbiased results. There are no sponsored listings here; lenders are not prioritized based on paid promotions. This means that every user sees a genuine comparison of available loan offers. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This up-to-date information helps users navigate their choices more effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. If you're looking for a straightforward way to compare loan offers, visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LESCO FEDERAL CREDIT UNION