Les Credit Union Baton Rouge LA | Best Auto Loans & Business Banking

Introduction

Welcome to Les Federal Credit Union, your trusted financial partner located at 950 N 22Nd St Ste C, Baton Rouge, LA 70802. Since our establishment in 1950, we have been dedicated to serving our community and providing exceptional financial services tailored to meet the unique needs of our 4,958 members. As a proud member of the Baton Rouge community, we understand the importance of local support and strive to make a positive impact on your financial well-being. At Les Federal Credit Union, we believe in building strong relationships with our members. With total assets of $42,545,029 and deposits amounting to $855,967, we are committed to helping you achieve your financial goals through competitive rates and personalized service. Our leadership team, led by CEO Jackie Patin and Board President Lawrence White, is passionate about fostering a welcoming environment where members can thrive financially. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to help. With an impressive loan portfolio that includes over 2,233 loans and leases, we are equipped to support various financial needs. While you can reach us at our branch location, please note that official correspondence should be sent to our mailing address: PO Box 44201, Baton Rouge, LA 70804-4201. If you have any questions or would like to explore our services further, don't hesitate to call us at 225-342-3288. Join us today at Les Federal Credit Union where your financial success is our priority! Visit our website at lesfcu.com for more information or to start your journey toward better banking.

Branch History & Mission

Community Engagement

Our outreach efforts extend beyond traditional banking. We actively partner with local organizations to support education programs and initiatives aimed at enhancing financial literacy. By investing in our community's future, we aim not only to help individuals but also foster an environment where everyone can thrive. We invite you to join us at Les Federal Credit Union. Experience firsthand how we can help you reach your financial aspirations while being part of a supportive community-focused organization. Call us at 225-342-3288 or visit our website at lesfcu.com for more information on how you can become a member today!

Our Evolution

Over the decades, Les Federal Credit Union has continually adapted to meet the evolving needs of our members. We've expanded our offerings beyond basic banking services to include personal loans, auto financing, mortgage options, and business banking solutions. As we have grown, so too has our commitment to technology; today, we proudly provide online and mobile banking options that make it easy for members to manage their finances anytime and anywhere. Our headquarters in Baton Rouge serves as a hub for innovation while still staying deeply rooted in community values. We are dedicated to ensuring that all members have access to resources that promote financial well-being. This commitment is reflected in our operating hours: Monday, Tuesday, Thursday, and Friday from 7:15 AM to 3:30 PM, and Wednesday from 9:00 AM to 3:30 PM.

Our Mission

At the core of Les Federal Credit Union is our mission statement: "To improve the financial lives of our members through exceptional service and community engagement." This guiding principle drives every decision we make from offering competitive loan rates to supporting local initiatives that uplift those around us. We believe that by helping individuals achieve their financial goals, we contribute positively to the entire community. While members can visit us at 950 N 22Nd St Ste C, official correspondence should be sent to PO Box 44201, Baton Rouge, LA 70804-4201 if needed. Though we currently do not offer ATM or drive-thru services, we encourage everyone to utilize our online platforms for ease of access.

Branch Location & Accessibility

Welcome to Les Federal Credit Union, your friendly financial partner located at 950 N 22Nd St Ste C in the heart of Baton Rouge, LA. We understand that convenience is key when it comes to banking, and our branch is easily accessible for all your financial needs. Whether you're a long-time member or looking to join us, we invite you to explore everything we have to offer. Nestled in East Baton Rouge County, our location is just a stone's throw away from popular landmarks that make it easy to stop by. With ample parking available, visiting us is hassle-free. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and pathways, ensuring everyone can walk in comfortably. At Les Federal Credit Union, we prioritize your time. Our lobby hours are set for your convenience: we're open from 7:15 AM to 3:30 PM on Mondays, Tuesdays, Thursdays, and Fridays. On Wednesdays, we welcome you from 9:00 AM to 3:30 PM. If you have questions or need assistance outside these hours, feel free to reach out at (225) 342-3288; our team is always ready to help. While members can visit us at our branch address for all their banking needs, please note that official correspondence should be directed to our mailing address at PO Box 44201, Baton Rouge, LA 70804-4201. We may not have an ATM or drive-thru services at this location currently; however, we provide a range of personal and business banking services that can meet your needs right inside the branch. From checking and savings accounts to auto loans and credit cards with rewards our dedicated staff is here to assist you every step of the way. So why wait? Come visit Les Federal Credit Union today! Experience the difference of personalized banking where you are more than just an account number. We look forward to seeing you soon!

Member Eligibility

At Les, we believe that everyone deserves a place where they can feel supported and valued. Becoming a member is simple and welcoming! If you live, work, or worship in the Baton Rouge area, or if you are related to someone who is already a member, you're likely eligible to join our community. We offer various financial services tailored to meet your needs, from personal banking to auto loans, ensuring that you have the tools necessary for financial success. To dive deeper into our eligibility requirements, feel free to check out more details at . Joining us is just a step away! You can easily open an account online by visiting http://www.lesfcu.com/loans/applications.php . If you have any questions or need assistance along the way, don't hesitate to reach out at (225) 342-3288. We're excited to welcome you into the Les family and help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

Imagine having a reliable partner that streamlines your payment processes. Our merchant services make it easy for you to accept payments, whether in-person or online. This means you can focus on what you do best growing your business while we handle the transactions smoothly and securely. Located at 950 N 22Nd St Ste C Baton Rouge La 70802 in Baton Rouge, LA, we invite you to explore how our business banking and commercial services can fuel your success. Contact us today at (225) 342-3288 to learn more!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently don't have ATMs at our branch location, members can still access cash easily through various withdrawal options available through our network. We invite you to visit us at 950 N 22Nd St Ste C Baton Rouge La 70802, reach out at (225) 342-3288, or explore our website at Les Federal Credit Union for more information about how we can assist you in achieving your financial goals. Join us today and discover the difference that member-focused service can make!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options can help make your dream vehicle a reality. We offer competitive rates and flexible terms that can fit into any budget. Whether you're buying new or used, we're here to guide you through the process and ensure you get the best deal possible.

Business Banking

For entrepreneurs and small business owners, we provide robust Business Banking solutions including Merchant Services and Business Loans. We know how important it is for businesses to thrive, and we're committed to supporting local businesses with tailored financial products.

Credit Cards with Rewards

Our Credit Cards with Rewards program offers more than just a card it's an opportunity to earn rewards on every purchase you make. From cashback to travel points, enjoy benefits that add value to your everyday spending.

Mortgage Loans & Refinancing

If home ownership is on your horizon or you're considering refinancing, our Mortgage Loans & Refinancing services are designed to simplify the journey. We understand that buying a home is one of the biggest decisions you'll make. Our team is ready to assist you with personalized solutions that align with your financial goals.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer comprehensive Online & Mobile Banking services so you can manage your accounts on-the-go. With features like person-to-person payments and secure access via our mobile app, handling finances has never been easier.

Personal Banking

When it comes to managing your everyday finances, our Personal Banking services offer both checking and savings accounts that fit seamlessly into your life. Imagine having an account that allows you to manage your money effortlessly while earning interest on your savings. With our online and mobile banking features, you can check your balance, transfer funds, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. Whether you need funds for an emergency or want to simplify your monthly payments by consolidating debt, we have flexible loan options available at competitive rates.

Digital & Online Banking

Conclusion

With Les's digital banking services, managing your finances has never been more accessible. From e-statements to a comprehensive mobile app experience, we're here to support your financial journey every step of the way. Explore all that we have to offer by visiting https://www.lesfcu.com/ today!

E-Statements and Security

We also provide e-statements for those who prefer a paperless option, making it easier for you to keep track of your financial activities while helping the environment. While we currently do not offer electronic signature authorization, rest assured that your personal information is protected with robust security measures designed to keep your data safe.

Key Services

Our online banking platform at https://www.lesfcu.com/ offers 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds with ease. Whether you're at home or on the go, our user-friendly interface makes it simple to manage your finances in real-time.

Mobile Application and Payments

For even more convenience, our mobile application lets you bank right from your smartphone. While mobile payments aren't available yet, you can still enjoy features like person-to-person transfers, which simplify sending money to friends or family instantly.

Financial Strength

Dedicated Team

We also take pride in having 11 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. You can count on us for personalized service whenever you need it.

Efficient Operations

Our $265,417 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Each dollar earned goes back into strengthening the services you rely on daily.

Lending Support

With $445 in used auto loans and $22,177,196 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We understand that life brings various needs, from buying a new car to financing personal projects and we're here to help.

Member Engagement

Total Share and Deposit Accounts stand at 7,847, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of everything we do at Les. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Les is your trusted partner. Visit us at 950 N 22Nd St Ste C Baton Rouge La 70802 or call (225) 342-3288 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This unique approach means more value for you as a member.

Reinvestment for Growth

With $4,937,782 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement means you can trust that we're always looking out for your best interests.

Safe Savings Options

Members' savings are secured through $5,858,851 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have $0 in money market shares, our focus remains on creating avenues for your savings to thrive.

Solid Financial Health

With a net worth of $5,203,199, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,223 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,184,916 in used vehicle loans and $4,412,328 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to fit your budget and needs. Whether it's a brand-new model or a reliable pre-owned vehicle, we've got you covered.

Credit Lines

For those who prefer more flexibility in their borrowing options, our total credit lines amount to $2,000,000. This gives you the freedom to borrow as needed while only paying interest on what you use. At Les Federal Credit Union, our goal is to empower our members through accessible financial products tailored to their unique circumstances. If you're interested in exploring our loan offerings further or would like assistance with applications and eligibility requirements, don't hesitate to reach out at (225) 342-3288 during our operating hours: Monday through Friday from 7:15 am - 3:30 pm and Wednesday from 9:00 am - 3:30 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $21,422, making buying or refinancing simple. We provide various eligibility options to ensure you have access to competitive rates that suit your financial situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $1,546,069 in loans helping members manage their finances effectively. Whether you're looking to build credit or need a safety net for unexpected expenses, our credit cards can be an excellent option for you.

Loan Aggregator

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LES FEDERAL CREDIT UNION