Top Checking Accounts & Affordable Vehicle Loans | Leominster Worcester MA Credit Union

Introduction

Welcome to Leominster at our Worcester branch, located conveniently at 910 W Boylston St, Worcester, MA 01606. Since opening our doors in 1954, we have been dedicated to serving our community with trust and reliability. With a total membership of 36,855 members, we pride ourselves on being a financial partner that understands your needs. At Leominster, we manage assets totaling an impressive $916,001,727, reflecting our strong commitment to member satisfaction and financial security. Our deposits amount to $6,225,582, ensuring that your funds are in safe hands. We are also proud of our net worth of $72,431,984, which speaks to the stability and health of our credit union. Under the leadership of CEO Barbara Mahoney and Board President Michael Savageau, we strive to create a welcoming environment for all members. Our team of 141 employees is here to provide personal service and expert guidance across a range of financial products including auto loans, mortgages, and business banking services. While you can visit us at our branch for any inquiries or transactions during our hours Monday through Friday from 8:30 AM to 5 PM and Saturday from 9 AM to 12 PM official correspondence should be directed to our mailing address: 910 W Boylston St, Worcester, MA 1606. Explore more about how we can support your financial journey by visiting our website at [Leominster Credit Union]( https://all-onecu.com ). Feel free to call us at 508-852-1126 for any questions or assistance. Together, let's build a brighter financial future!

Branch History & Mission

Our Mission

At Leominster Credit Union, our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community. We believe that banking should be more than just transactions; it should be about building relationships and supporting each other. Our team is dedicated to helping members achieve their financial goals through guidance and tailored solutions. We are not just about numbers; we actively engage with the community by supporting local initiatives and partnerships that uplift those around us. Whether it's through educational programs or charitable contributions, we strive to make a positive impact in Worcester and beyond. While members can visit us at our main branch address of 910 W Boylston St, official correspondence should be sent to the same address. We invite you to take advantage of our convenient drive-thru banking and ATM services available at this location. With operating hours from Monday to Friday, 8:30 AM to 5 PM and Saturday from 9 AM to 12 PM, we're here when you need us most. If you're looking for a credit union that values your needs and prioritizes community service as much as it does financial growth, look no further than Leominster Credit Union. Join us today and experience the benefits of being part of a supportive financial family where your success is our mission! For more information or to get started, give us a call at 508-852-1126 or visit our website at [Leominster Credit Union]( http://www.leominstercu.com ).

Branch Location & Accessibility

Welcome to Leominster! Conveniently situated at 910 W Boylston St Worcester Ma 01606 in beautiful Worcester, MA, our branch is designed with your needs in mind. Whether you're coming from downtown or nearby neighborhoods, you'll find it easy to access our services. Just a stone's throw from local landmarks, we are here to serve you. At Leominster, we prioritize your comfort and convenience. Our location offers ample parking and is fully ADA compliant, ensuring that everyone can enjoy easy access to our facilities. If you prefer a quick visit, take advantage of our drive-thru banking service for deposits, withdrawals, and simple transactions without leaving your car. We understand that your time is valuable. That's why our doors are open Monday through Friday from 8:30 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. No matter when you need us, we're here ready to assist you. For any official correspondence, feel free to send it to our mailing address at 910 W Boylston St, Worcester, MA 1606. If you have any questions or would like more information about our services including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking don't hesitate to call us at (508) 852-1126. We look forward to welcoming you at Leominster! Come visit us today and see how we can help make your banking experience as smooth as possible.

Member Eligibility

Welcome to the wonderful world of Leominster, where becoming a member feels like joining a close-knit family! If you're looking to be part of a supportive community that prioritizes your financial well-being, you're in the right place. To become a member at Leominster, you just need to meet a few simple criteria. Generally, anyone who lives, works, or attends school in the area can join us. This means that if you're part of the Worcester community, we warmly invite you to take this step towards better banking experiences. The process is easy and welcoming! You can learn more about the specific eligibility requirements by visiting our website at https://all-onecu.com/about/membership-eligibility/ . Once you're ready to start your journey with us, opening an account is just as straightforward. Simply follow the instructions provided at https://digitalbanking.all-onecu.com/registration . If you have any questions or need assistance along the way, feel free to reach out to us at (508) 852-1126. We can't wait to welcome you into the Leominster family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify transactions and enhance cash flow. Imagine having the ability to process payments quickly and securely while also gaining insights into your sales trends. Our services allow you to focus on what you do best running your business while we take care of the banking side. Located at 910 W Boylston St Worcester Ma 01606 in Worcester, MA, our team is ready to help you navigate your financial needs. Contact us today at (508) 852-1126 to learn more about how we can support your business journey!

Tailored Business Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $89 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,120,411, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about getting a new car? At Leominster, we understand how important reliable transportation is. Our Auto Loans & Vehicle Financing options come with competitive rates to help you get behind the wheel without breaking the bank. We also offer refinancing options if you're looking to lower your monthly payments.

Business Banking

For our local business owners, we offer comprehensive Business Banking services that include merchant services and business loans. We understand that running a business comes with unique challenges, and we're here to support you every step of the way.

Convenient Access

We also provide convenient access through our ATM and cash withdrawal services available at our branch and nearby locations. If you prefer face-to-face transactions, our Drive-Thru Banking allows you to complete simple transactions like deposits and withdrawals without leaving your car. At Leominster, we pride ourselves on being more than just a credit union; we're part of your community. If you're ready to take control of your financial future or have questions about any of our services, don't hesitate to reach out! Call us at (508) 852-1126 or visit us during our operating hours: Monday through Friday from 8:30 AM to 5 PM and Saturday from 9 AM to 12 PM. Explore all that we have to offer by visiting us at Worcester today!

Digital Banking Features

In today's fast-paced world, having access to your finances anytime, anywhere is essential. Our robust Online & Mobile Banking features allow you to manage your accounts on the go. You can check balances, transfer money between accounts, and even pay bills all from your smartphone or computer. Plus, with options like Mobile Payments and Person-to-Person transfers, sending money has never been easier.

Mortgage Solutions

Buying a home is one of the biggest decisions you'll ever make. That's why our Mortgage Loans & Refinancing services are designed to guide you through the process smoothly. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to help you find the right solution.

Personal Banking

Managing your finances shouldn't be complicated. That's why we offer Personal Banking services, including checking and savings accounts designed to help you save for what matters most. Need funds for an unexpected expense? Our Personal Loans & Debt Consolidation options can provide the assistance you need. Plus, with our Credit Cards with Rewards, you can earn points on your everyday purchases that can be redeemed for exciting rewards.

Digital & Online Banking

Key Features for You

With 24/7 online banking services available at https://all-onecu.com/ , you can check balances, pay bills, and transfer funds at any time. Our mobile application adds another layer of convenience, allowing you to manage your finances on the go. Want to make payments? Our mobile payments feature lets you do just that without fumbling for cash or cards. If you're looking to send money to friends or family, our person-to-person transfer option simplifies the process. Just a few taps on your smartphone or computer, and the money is on its way! Plus, for those who prefer paperless transactions, we offer electronic signature authorization and e-statements. This means you can sign documents digitally and receive your statements electronically keeping everything organized and accessible.

Security You Can Trust

At Leominster, we prioritize your security. Our online services are equipped with robust protection measures to keep your information safe while you enjoy all the benefits of digital banking. From encrypted transactions to secure logins, you can trust us to safeguard your financial data. Whether you're at home or out and about, our digital banking tools are designed with your lifestyle in mind. Experience banking that fits into your life check out our services today!

Financial Strength

Commitment to Growth

With $71,515,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $10,500 in used auto loans and $653,469,480 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Membership Base

Total Share and Deposit Accounts: 73,949, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $65,876. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leominster is your trusted partner. Visit us at 910 W Boylston St Worcester Ma 01606 or call (508) 852-1126 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 138 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $244,825,518 in share certificates and $52,414,896 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $72,431,984, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $165,227,417 in used vehicle loans and $20,818,758 in new vehicle loans already helping members get on the road. We provide both new and used vehicle financing options that make it easy for you to drive away in your next car.

Business Financing

If you're a business owner, explore our outstanding commercial loans totaling $19,120,411. These loans provide the capital needed to grow and expand your business without the hassle. At Leominster, we're committed to making borrowing as straightforward as possible. If you're interested in refinancing options or want to know about eligibility criteria for any of our loan products, feel free to reach out at (508) 852-1126 or visit us during our operating hours: Monday through Friday from 8:30 AM to 5 PM and Saturday from 9 AM to 12 PM. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $122,583,488, make buying or refinancing simple. We can guide you through the process and help find a mortgage solution that fits your budget.

Personal Financing

For those looking for flexibility, we also offer unsecured credit card loans, which can be a great way to manage day-to-day expenses or consolidate debt effectively. Currently, we have $0 available to assist our members in managing their finances smoothly.

Loan Aggregator

Accurate Loan Comparisons

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Leominster