Leominster Credit Union Worcester MA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Leominster, your trusted partner in financial growth and community support, located at 137 Shrewsbury St, Worcester, MA 01604. Established in 1954, we have proudly served over 36,855 members with a commitment to providing exceptional banking services tailored to your needs. With total assets reaching an impressive $916,001,727 and total deposits of $6,225,582, we stand as a robust institution ready to help you achieve your financial goals. At Leominster, we understand that every member is unique. That's why we offer a diverse range of services from personal banking and auto loans to mortgage financing and business loans. Our dedicated team of 141 employees, led by our CEO Barbara Mahoney and Board President Michael Savageau, is here to ensure you receive personalized service every step of the way. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 137 Shrewsbury St, Worcester, MA 1604. We are always just a phone call away at 978-466-7204, ready to assist you during our convenient hours Monday through Friday from 8:30 AM to 5 PM, and Saturday from 9 AM to 12 PM. Join us today and discover how Leominster can empower your financial journey. Visit our website at [leominstercu.com]( http://www.leominstercu.com ) for more information or to open an account online! Your financial future starts here!

Branch History & Mission

Welcome to Leominster, a proud part of the community in Worcester, MA since 1954. Established with the vision of providing accessible financial services to our neighbors, we have grown into a trusted partner for over 36,855 members. Our journey began with a simple mission: to empower individuals and families by offering them the financial tools they need to succeed. Located at 137 Shrewsbury St Worcester Ma 01604, we are easily accessible and near key landmarks that make it convenient for our members to visit us. Our operating hours are designed with your busy schedule in mind, open Monday through Friday from 8:30 AM to 5 PM, and Saturdays from 9 AM to 12 PM. Whether you need assistance in person or prefer to handle things digitally, we are here for you. We offer ATM access and drive-thru banking for those quick transactions on the go. Over the years, Leominster has seen remarkable growth, now boasting total assets of $}. Our commitment to the community is reflected not only in our financial health but also in our outreach programs that support local initiatives. We strive to be more than just a credit union; we want to be a cornerstone of support within our community. At the heart of our mission is a dedication to serving our members with integrity and compassion. We provide a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. We also embrace technology, offering online and mobile banking solutions that allow you to manage your finances anytime and anywhere. While members can visit us at 137 Shrewsbury St Worcester Ma 01604, official correspondence should be sent to 137 Shrewsbury St, Worcester, MA 1604. This ensures that we can serve you efficiently while keeping your information secure. As we look towards the future, we remain focused on innovation and customer satisfaction. We are proud of our ADA-compliant facilities that ensure everyone can access our services comfortably. Partnerships with local organizations allow us to give back even more, helping those in need right here in our own neighborhood. Join us at Leominster today! Experience firsthand how we can help you achieve your financial goals while supporting the community we all love. Together, let's build a brighter future! For more information or assistance, feel free to call us at (978) 466-7204.

Branch Location & Accessibility

Operating Hours

We want to make banking as convenient as possible for you. That's why we offer extended hours throughout the week. Our lobby is open Monday through Friday from 8:30 AM to 5 PM, and we also welcome you on Saturdays from 9 AM to 12 PM. If you have any questions or need assistance while visiting, feel free to give us a call at 978-466-7204.

Services Offered

At Leominster, we take pride in offering a variety of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts, or need financing solutions such as auto loans and mortgages, we've got you covered! Plus, with our ATM available right here at the branch and drive-thru banking for quick transactions, managing your finances has never been easier. While members can visit us at 137 Shrewsbury St, official correspondence should be sent to the same address. We're committed to serving our community and ensuring that all your banking needs are met with care and efficiency. So why wait? Come visit us today at Leominster! We look forward to helping you achieve your financial goals!

Member Eligibility

At Leominster, we believe that becoming a member is not just about opening an account; it's about joining a warm and welcoming community. If you're looking to be part of something special, membership is open to anyone who lives, works, worships, or attends school in our local area. This means that whether you're a student at a nearby college or a long-time resident of Worcester, you can take advantage of the benefits we offer. Joining us brings you access to personalized financial services, competitive rates on loans and savings accounts, and a supportive environment where your financial well-being is our priority. To get started with your membership journey at Leominster, simply check out the detailed eligibility criteria at https://all-onecu.com/about/membership-eligibility/ . Once you know you're eligible, the account opening process is easy! You can complete it online by visiting https://digitalbanking.all-onecu.com/registration , or feel free to call us at (978) 466-7204 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $89 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,120,411, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly whether in-store or online so you can focus on what you do best: serving your customers. Our tools make it easy for businesses like yours to manage transactions efficiently, ensuring quick access to funds and improved cash flow. Located at 137 Shrewsbury St Worcester Ma 01604 in Worcester, MA, we invite you to connect with us today at (978) 466-7204 to discover how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options provide competitive rates that can help you drive off in the vehicle of your dreams. With straightforward application processes and flexible terms, getting the financing you need has never been easier.

Business Banking Services

For our business members, we provide comprehensive banking solutions including merchant services and business loans. We recognize that running a business requires careful planning and resources, so we are committed to offering support that helps your business thrive.

Convenient Access

At Leominster, convenience is key. Our location features both ATM services for quick cash withdrawals and basic drive-thru banking for deposits and withdrawals without leaving your car. You can also access your accounts digitally with ease through our online platform perfect for busy lifestyles! Whether you're stopping by our branch at 137 Shrewsbury St Worcester Ma 01604 or reaching out via phone at (978) 466-7204, we're ready to assist you with all your banking needs. Come see how our services can work for you today!

Home Loans Made Simple

If you're considering purchasing a home or refinancing your existing mortgage, look no further. At Leominster, we offer mortgage loans with personalized service to guide you through each step. We aim to make the process simple and stress-free, so you can focus on finding your perfect home.

Personal Banking Solutions

We understand that managing your money effectively is important. That's why we offer personal banking options like checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances or transfer money anytime, anywhere. Plus, our credit cards with rewards give you more for every purchase you make.

Support for Your Personal Needs

Life can throw unexpected expenses your way. Our personal loans and debt consolidation services are here to help you manage those moments with ease. Whether it's an emergency expense or consolidating debt into one manageable payment, we have options designed for your needs.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, giving you the freedom to check balances, transfer funds, and pay bills whenever it suits you. You can also enjoy the benefits of e-statements, which provide a secure and eco-friendly way to keep track of your financial activity. Plus, with electronic signature authorization available, signing documents online has never been simpler or more secure. If you're on the go, our mobile application is your best friend. It allows for quick access to all the essential features right from your smartphone. Whether you want to make person-to-person transfers or utilize mobile payments for everyday purchases, our app puts everything at your fingertips.

Security and Accessibility

Security is paramount at Leominster. We take extra measures to protect your information while ensuring a smooth experience. Our systems are designed with safety in mind, allowing you to manage your account confidently. With features like mobile payments and person-to-person transfers, staying connected with your finances has never been easier. You can send money to friends or family instantly without any hassle. In conclusion, whether you prefer managing your accounts on a computer or through our mobile app, Leominster offers flexible options that fit into your lifestyle. Explore our digital banking services today at https://all-onecu.com/ , and discover how easy it is to stay on top of your finances!

Financial Strength

At Leominster, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you with integrity and reliability. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $72,431,984, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $244,825,518 in share certificates and $52,414,896 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,515,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,500 in used auto loans and $653,469,480 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 138 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $65,876. Total Share Accounts: 73,949, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leominster is your trusted partner. Visit us at 137 Shrewsbury St Worcester Ma 01604 or call (978) 466-7204 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $165,227,417 in used vehicle loans and $20,818,758 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes to get you moving as soon as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $19,120,411 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses with tailored lending solutions that meet unique needs. At Leominster, we believe in transparency and accessibility when it comes to financing. If you're considering refinancing your current loans or exploring eligibility options for any of our products, feel free to reach out for more information. You can contact us at (978) 466-7204 or visit us at 137 Shrewsbury St Worcester Ma 01604 in Worcester, MA. For further details on our loan offerings and how we can assist you, visit our website at https://all-onecu.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $122,583,488, make buying or refinancing simple. We can help you navigate through the steps of securing a mortgage that fits your budget and lifestyle.

Personal Loans

For those unexpected expenses or planned purchases, our personal loan options allow you to borrow what you need without hassle. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively.

Loan Aggregator

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Leominster