Best Auto Loans & Quick Personal Banking | Sterling MA Credit Union

Introduction

Welcome to Leominster, your trusted partner in financial growth and community support right here in Sterling, MA. Established in 1954, our credit union has proudly served over 36,855 members, providing personalized banking solutions tailored to meet the needs of our diverse community. Our branch, located at 7 Main St, Sterling, MA 01564, is committed to delivering exceptional service with a personal touch. At Leominster, we understand that your financial journey is unique. That's why we offer a range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. With total assets exceeding $916 million and total deposits of $6,225,582, we are well-equipped to help you achieve your financial goals. While members can visit us at our branch location for face-to-face assistance, official correspondence should be directed to our mailing address: 7 Main St, Sterling, MA 1564. You can reach us anytime at 978-422-5222 or explore our offerings online at [our website]( https://all-onecu.com/ ). Led by CEO Barbara Mahoney and Board President Michael Savageau, our dedicated team of 141 employees is here to ensure you receive the best possible service. Whether you need help with online banking or have questions about loan options our friendly staff is always ready to assist. Join us today and experience how Leominster can make a positive impact on your financial future. We invite you to stop by or give us a call; let's take the next step together!

Branch History & Mission

At Leominster, we take pride in our rich history and steadfast commitment to serving our community. Opened in 1954, our branch at 7 Main St, Sterling, MA 01564 has been a cornerstone for financial services in the area for nearly seven decades. Over the years, we have grown from a small credit union into a thriving institution with over 36,000 members and total assets of $916,001,727. Our mission is simple yet impactful: to provide exceptional financial services while actively supporting our local community. We believe that by empowering our members with the tools they need for financial success, we can contribute to the overall well-being of Sterling and its surrounding areas. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards tailored to fit your lifestyle. While members can visit us at 7 Main St for all their banking needs, official correspondence should be sent to the same address. Our operating hours are convenient too Monday through Friday from 8:30 AM to 5 PM and Saturday from 9 AM to 12 PM making it easy for you to manage your finances around your schedule. In addition to traditional banking services, we've embraced modern technology by offering online and mobile banking options. Members can enjoy features such as electronic signatures and person-to-person payments right from their smartphones. With an ATM on-site and drive-thru banking available, we prioritize accessibility and convenience for everyone. Our dedication extends beyond financial transactions; we actively engage in community outreach initiatives and partnerships that uplift those around us. By focusing on both individual growth and collective support, we strive to create a positive impact within our community. Join us at Leominster Credit Union today! Experience firsthand how we blend personalized service with innovative solutions designed just for you. Whether you're looking for guidance on saving for your future or need assistance navigating loan options, our team is here to help you every step of the way. Discover the difference of being part of a credit union that truly cares about its members and community!

Branch Location & Accessibility

Welcome to Leominster located at 7 Main St Sterling Ma 01564 in the charming town of Sterling, MA! We're excited to be a part of this community, making banking easy and accessible for everyone. Just a stone's throw from local favorites, our branch is conveniently situated near popular spots that you know and love. At Leominster, we prioritize your convenience. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and parking options to ensure that all members can visit us with ease. Whether you're stopping by for a quick transaction or need assistance with your banking needs, our friendly team is here to help. We understand that your time is valuable, which is why our operating hours are tailored to fit your schedule. Visit us Monday through Friday from 8:30 AM to 5 PM, and on Saturdays from 9 AM to 12 PM. With both drive-thru service and ATM availability, banking has never been more convenient! Need cash on the go? Our ATM allows you to make withdrawals and check balances quickly. While members can visit us at 7 Main St Sterling Ma 01564, official correspondence should be sent to our mailing address at 7 Main St, Sterling, MA 1564. If you have any questions or would like more information about our services like personal banking options, auto loans, or mortgage refinancing don't hesitate to give us a call at (978) 422-5222. Come see how we can support your financial journey today! We look forward to welcoming you at Leominster.

Member Eligibility

At Leominster, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is easy and welcoming! If you live, work, or worship in the area, you're likely eligible to join us. We also embrace family members of existing members, which means your loved ones can benefit from our services too. With a focus on personal banking, auto loans, mortgages, and more, joining Leominster opens up a world of financial support tailored just for you. For the most up-to-date eligibility details, feel free to check out our resource page at https://all-onecu.com/about/membership-eligibility/ . Ready to take the next step? Opening an account with us is straightforward! Just visit our account opening page at https://digitalbanking.all-onecu.com/registration or give us a call at (978) 422-5222 if you have any questions. We're here to guide you through every step of the way at our branch located at 7 Main St Sterling Ma 01564. Join us today and discover how being part of Leominster can make a difference in your financial journey!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Whether you need a reliable payment processing solution or tools to manage your cash flow, our services are here to make daily operations smoother. Imagine being able to accept payments quickly and efficiently, allowing you to focus on what matters most growing your business. Visit us at 7 Main St Sterling Ma 01564 in Sterling, MA, or call us at (978) 422-5222 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $89 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,120,411, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access When You Need It

We also provide ATM and cash withdrawal services across multiple locations for added convenience. If you prefer face-to-face interaction, our drive-thru service makes simple transactions quick and efficient. You can easily deposit checks or withdraw cash without leaving your vehicle. At Leominster, we strive to create a welcoming environment where all members feel valued and supported. Our friendly team is always ready to assist you with any questions about our offerings or help you navigate through financial decisions. Ready to explore what we can do for you? Visit us at 7 Main St Sterling Ma 01564 or call us at (978) 422-5222 today! Let's take the next step together toward achieving your financial goals with confidence.

Business Banking Services

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. We understand how important it is for local businesses to have reliable banking support, so we tailor our services to help you thrive in today's market.

Credit Cards & Rewards

Looking for a credit card that rewards your spending? Our credit cards come with exciting rewards programs designed to give back to our members. Whether it's cashback on purchases or points towards travel, we make sure that using your card is beneficial.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can manage your accounts anytime, anywhere whether it's transferring funds through online banking or making quick payments via our mobile application. Plus, with features like person-to-person payments and electronic statements, managing your money has never been easier.

Personal Banking Solutions

Our personal banking services are tailored to help you manage your finances effortlessly. From checking and savings accounts that fit your lifestyle to auto loans and vehicle financing options that make getting on the road easy, we're here for you. Imagine driving off in your dream car with a loan that suits your budget; our competitive rates ensure you get the best deal possible. When it comes to larger purchases like homes, our mortgage loans and refinancing options can provide the support you need. We also offer personal loans for debt consolidation, allowing you to take control of your finances and reduce stress.

Digital & Online Banking

Convenient Features

We know that life can be hectic, so we've built features like mobile payments and person-to-person transfers right into our services. Whether you're splitting a bill with friends or making a quick purchase, we've got you covered. In summary, Leominster offers an array of digital and online banking solutions tailored for our members' needs. Enjoy the freedom of banking at any time with all the security measures in place to protect your information. Visit us today at https://all-onecu.com/ to learn more about how we can help you manage your finances effortlessly!

Easy Access Anytime

With our 24/7 online banking services available at https://all-onecu.com/ , you can check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. This means no more rushing to the bank before closing time or waiting in long lines. Our user-friendly platform allows you to manage your finances in real-time, giving you full control over your money.

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! We offer e-statements, allowing you to receive your financial statements electronically. This not only helps you stay organized but also reduces paper waste making it an environmentally friendly choice.

Mobile Banking at Your Fingertips

Our mobile application makes banking even more accessible. Whether you want to deposit checks, set up person-to-person transfers, or make mobile payments, everything is just a tap away. With our app, managing your finances has never been easier or quicker.

Secure Transactions

Safety is a top priority for us. We provide electronic signature authorization, ensuring that your transactions are secure and protected. You can have peace of mind knowing that your sensitive information is safeguarded while using our online services.

Financial Strength

At Leominster, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you effectively. With a net worth of $72,431,984, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $244,825,518 in share certificates and $52,414,896 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,515,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $10,500 in used auto loans and $653,469,480 in total loans and leases, supporting your financial goals across various sectors. While our current net income stands at $0, it reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 138 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $65,876. Total Share and Deposit Accounts: 73,949, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leominster is your trusted partner. Visit us at 7 Main St Sterling Ma 01564 or call (978) 422-5222 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $165,227,417 in used vehicle loans and $20,818,758 in new vehicle loans already helping members get on the road. We provide flexible financing options that can fit any budget, whether you're interested in a brand-new model or a reliable used vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $19,120,411 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored solutions that meet their specific needs. We also offer various refinancing options and eligibility assessments to ensure you find the best fit for your financial situation. If you're curious about how our loan products can work for you, feel free to reach out at (978) 422-5222 or visit us during our operating hours: M-F 8:30 am - 5 pm and Sat 9 am - 12 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial objectives!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $122,583,488, making it easier for you to secure the funding needed for your dream home.

Unsecured Credit Cards

Managing finances effectively is crucial, and that's why we also offer flexible terms on unsecured credit card loans. Currently, we have a total of $0 in loans available, allowing members to navigate their expenses without added stress.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures fair and transparent offers for users seeking loans. By working only with verified lenders, LendMesh guarantees that the information presented is both accurate and reliable.

Leominster