Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Leominster, your trusted financial partner located at 1401 Main St, Holden, MA 01520. Since our establishment in 1954, we have been committed to serving our community with integrity and dedication. With a total membership of 36,855, we pride ourselves on creating strong relationships that empower individuals and families in their financial journeys. At Wachusett Regional High School, we understand that navigating finances can be challenging. That's why we offer a range of services tailored to meet your needs, including personal banking, auto loans, mortgage options, and business banking solutions. As of now, our total assets stand at an impressive $916,001,727, reflecting our robust financial health and the trust our members place in us. Whether you're looking to save for the future or seeking assistance with loans our team is here to help. Under the leadership of CEO Barbara Mahoney and Board President Michael Savageau, we strive to make a positive impact in our community while ensuring that you receive personalized service every step of the way. If you're interested in becoming a member or learning more about what we offer, please visit us at our branch or reach out by phone at 508-829-7034. Together, let's build a brighter financial future!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking; we actively participate in local initiatives and partnerships aimed at uplifting our community. From sponsoring local events to providing educational resources on financial literacy, we seek to make a positive impact wherever possible. As technology advances, so do we. With features like online banking and mobile payments available to all members, managing your finances has never been easier or more accessible. Our dedication to accessibility includes ADA compliance, ensuring that everyone can benefit from our services. We invite you to become part of our story at Leominster. Join us today and experience how we can help you achieve your financial goals while supporting the vibrant community around us! For more information or to open an account, please visit our website or call us at 508-829-7034.

Our Mission

The mission of Leominster is clear: we strive to empower our members through exceptional service and innovative solutions while fostering a sense of community. We believe that everyone deserves access to quality banking services that are tailored to their needs. Whether it's personal banking, auto loans, or mortgage financing, we are here to support you every step of the way. While members can visit us at 1401 Main St, official correspondence should be sent to 1401 Main St, Holden, MA 1520. Our operating hours are Monday through Friday from 7:30 AM to 2 PM. We also offer convenient ATM services for easy access to your funds.

Branch Location & Accessibility

Convenient Features

At our Leominster branch, we understand the importance of convenience and accessibility. We offer ample parking right outside our doors, ensuring that you can get in and out with ease. Our facilities are designed with everyone in mind, featuring ADA-compliant ramps for those who need them. Our operating hours are tailored to fit your busy schedule. We're open Monday through Friday from 7:30 AM until 2:00 PM, giving you plenty of time during the week to stop in before or after work or school. If you're looking for quick access to cash, we have an ATM available right at the branch for your convenience.

Our Services

We pride ourselves on offering a range of services to meet all your banking needs from personal accounts and auto loans to mortgage options and business banking solutions. Although we don't have a drive-thru service at this location, our friendly staff is ready to assist you inside with any questions or transactions you might have. Whether you're a longtime member or considering joining us for the first time, we invite you to experience what makes us different. Feel free to call us at 508-829-7034 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Member Eligibility

Joining the vibrant community at Leominster is a wonderful step towards better financial opportunities! Membership is open to anyone who lives, works, or attends school in the area, along with their family members. This means if you're in the Holden area or have loved ones who are, you can become part of our supportive family. Not only will you gain access to a variety of services like checking and savings accounts, auto loans, and more, but you'll also enjoy personalized service that puts your needs first. To learn more about what it takes to join us, check out the detailed eligibility criteria at https://all-onecu.com/about/membership-eligibility/. When you're ready to open an account, it's as simple as visiting https://digitalbanking.all-onecu.com/registration or giving us a call at (508) 829-7034. We can't wait to welcome you to Leominster at 1401 Main St Holden Ma 01520!

Business Banking & Commercial Services

Loan Options That Grow With You

Imagine having access to funds when you need them most whether you're expanding your team, upgrading equipment, or launching a new product. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $89 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,120,411, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, our merchant services make it easy for you to accept payments from your customers. Picture this: You're at a local market or running a brick-and-mortar store, and a customer wants to buy your products but only has a credit card. With our merchant services, you can easily process that transaction on the spot keeping your sales flowing smoothly. Ready to take your business to the next level? Visit us at 1401 Main St Holden Ma 01520 in Holden, MA, or call us at (508) 829-7034 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For business owners, we understand that managing finances can be complex. That's why our business banking services include merchant services and business loans to support your entrepreneurial endeavors. Imagine having the backing you need to grow your business without the hassle.

Convenient ATM Services

With ATM availability at Wachusett Regional High School, accessing cash is quick and simple. Whether you need to withdraw cash or check your balance, our basic ATM access ensures you're never left waiting. At Leominster, we strive to combine convenience with quality service, all while maintaining a personal touch. If you have questions about any of our services or want to get started today, don't hesitate to reach out at (508) 829-7034. Come visit us at 1401 Main St Holden Ma 01520 or explore more about our offerings on our website! We look forward to helping you achieve all your financial goals!

Financing Your Dreams

When it comes to making significant purchases like cars or homes, Leominster has you covered. Our auto loans and vehicle financing options are competitive and flexible. Picture yourself driving off in your dream car with manageable monthly payments tailored just for you. Additionally, if you're considering buying a home or refinancing an existing mortgage, we offer mortgage loans that can help make that dream a reality.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking options are designed with your everyday needs in mind. Imagine effortlessly managing your finances through our user-friendly online and mobile banking platforms. You can check your balance, transfer funds, and pay bills from the comfort of your home or on the go. This means more time for what really matters to you!

Rewarding Credit Options

Don't forget about our credit cards with rewards! These cards not only help you build credit but also offer points on every purchase that can be redeemed for various perks. It's like getting rewarded for spending money you would already use!

Support for Your Financial Goals

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation services to help you regain control over your finances. Whether it's funding a special project or consolidating multiple debts into one easy payment, we're here to assist you every step of the way.

Digital & Online Banking

Key Features of Our Digital Banking Services

With just a few clicks at https://all-onecu.com/, you can enjoy a range of features that make banking simpler. Our online banking platform allows you to check your balance, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our mobile application available, you have access to your accounts right in your pocket. Security is our top priority. We offer electronic signature authorization, which means you can sign documents securely from anywhere without the hassle of printing and mailing. You can also receive e-statements, so you'll never miss an important update about your accounts while helping the environment by going paperless. Need to send money to a friend or family member? Our person-to-person transfer feature lets you do this quickly and easily, making it simple to share expenses or settle up after a meal.

Stay Connected Anytime

Our mobile payments feature allows you to make purchases directly from your phone, adding another layer of convenience to your daily transactions. Whether you're shopping at your favorite store or dining out, paying has never been easier. With all these features at Leominster, real-time account management is just a click away. You can monitor your spending habits and manage your finances effectively without stepping foot inside a branch. Embrace the future of banking with Leominster. Experience how easy and secure managing your money can be with our digital and online banking services!

Financial Strength

Community Trust

With total share accounts reaching 73,949, we have built a strong and growing member base that trusts us with their finances. Our net shares stand at $65,876, further emphasizing our readiness to lend and invest for your benefit. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leominster is your trusted partner. Visit us at 1401 Main St Holden Ma 01520 or call (508) 829-7034 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $244,825,518 in share certificates and $52,414,896 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 138 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $71,515,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is also impressive with $10,500 in used auto loans and $653,469,480 in total loans and leases supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $72,431,984, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $165,227,417 in used vehicle loans and $20,818,758 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our flexible terms can meet your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $19,120,411 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we're here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $122,583,488, making buying or refinancing simple. We provide personalized service to help you navigate the process and secure the financing you need for your dream home.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or exploring eligibility options for any of our products, we encourage you to reach out. Our team is ready to assist you in finding the best financial solutions tailored to your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's buying a car or purchasing a home, Leominster is dedicated to helping you every step of the way. Feel free to contact us at (508) 829-7034 for more information about our loan offerings or visit us at 1401 Main St Holden Ma 01520. Let's work together towards your financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although we currently have no outstanding unsecured credit card loans issued, when available, these cards can help you manage your finances effectively with ease.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that the offers presented are fair and transparent. By relying on verified financial institutions, users can trust that they are receiving legitimate loan options tailored to their needs.

Leominster