Cheap Mortgage Refinance & Quick Personal Loans

Introduction

Welcome to Leominster, your trusted financial partner located at 715 Main St, Holden, MA 01520. Since our establishment in 1954, we have proudly served our community, growing to a membership of over 36,855 individuals. With total assets reaching an impressive $916,001,727, we are committed to providing you with reliable banking solutions that meet your needs. At Leominster, we understand that financial decisions can be overwhelming. That's why we offer a range of services designed for both personal and business banking. From checking and savings accounts to auto loans and mortgages, our goal is to support you every step of the way. Our dedicated team, led by CEO Barbara Mahoney and Board President Michael Savageau, is here to ensure you receive the best service possible. While members can visit us at our branch location, official correspondence should be sent to the same address: 715 Main St, Holden, MA 01520. We pride ourselves on transparency and community engagement, which is reflected in our total deposits of $6,225,582 and a net worth of $72,431,984. Our commitment extends beyond just numbers; it's about building relationships within our community. With a team of 141 employees, we aim to make every member feel valued and supported. Whether you're looking for guidance on loans or simply need assistance with your account, don't hesitate to reach out. We invite you to visit us or give us a call at 508-829-7146 during our operating hours: Monday through Friday from 8:30 AM to 5 PM and Saturday from 9 AM to 12 PM. Experience the difference of being part of a credit union that truly cares about its members! For more information about our services or how to become a member, please check out our website at www.leominstercu.com.

Branch History & Mission

At Leominster, we are proud of our rich history and dedicated mission to serve the community in Holden, MA. Established in 1954, our branch has grown alongside the community, evolving from a small financial service provider into a trusted partner for over 36,855 members. We are committed to providing not just financial services, but also meaningful support to individuals and families in our area. Located at 715 Main St Holden Ma 01520, our branch is conveniently positioned near local landmarks, making it easy for members to visit us. While members can come see us at this address, official correspondence should be sent to 715 Main St, Holden, MA 1520. Our dedicated team is here during our operating hours: Monday through Friday from 8:30 AM to 5 PM and Saturday from 9 AM to 12 PM, ensuring we are available when you need us. As we reflect on our journey, we take pride in our significant milestones, including accumulating total assets of $916,001,727. This growth reflects not just numbers, but our commitment to fostering financial wellness within our community. We strive to empower our members with various services like personal banking, auto loans, mortgage options, and business banking solutions. Our mission goes beyond banking; it encompasses a promise to uplift those around us. We believe that financial health contributes directly to overall well-being. That's why we engage in partnerships and community outreach initiatives aimed at supporting local causes and improving lives. We want every member of our community to feel valued and supported on their financial journey. In today's world, we understand the importance of convenience and accessibility. That's why we offer ATM access and drive-thru banking services at our location, along with robust online and mobile banking options. Whether you're making deposits or checking your balance, we're here to make your banking experience straightforward and user-friendly. We invite you to become part of the Leominster family. Join us today and discover how we can help you achieve your financial goals while contributing positively to the community we all cherish. For more information or assistance, please don't hesitate to call us at (508) 829-7146 or visit our website at Holden. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Leominster branch of your trusted credit union, conveniently located at 715 Main St in Holden, MA. Our location is easy to find, nestled near popular spots such as the Holden Town Hall and just a short drive from local parks, making it accessible for all our members. We take pride in being a part of the Holden community and look forward to serving you. While members can visit us at 715 Main St, official correspondence should be sent to the same address. Our branch offers ample parking space, ensuring a hassle-free experience when you arrive. Accessibility is important to us; our facilities are ADA compliant, featuring ramps and designated spaces to accommodate everyone comfortably. We understand that your time is valuable, which is why our doors are open Monday through Friday from 8:30 AM to 5 PM and Saturday from 9 AM to 12 PM. Whether you need to conduct daily banking transactions or discuss loan options, we're here for you during these hours. For those on the go, we offer convenient ATM access and a drive-thru service for quick deposits and withdrawals without leaving your vehicle. We also provide a range of services including personal banking accounts, auto loans, mortgages, and more all designed with your needs in mind. Feel free to give us a call at 508-829-7146 if you have any questions or need assistance before your visit. We invite you to come by and see how we can help make your financial journey smoother. Your satisfaction is our priority!

Member Eligibility

At Leominster, we believe that becoming a member is more than just opening an account; it's about joining a caring community that supports your financial journey. If you live, work, worship, or attend school in the area, you're likely already eligible to become a part of our family! We welcome individuals from all walks of life and are dedicated to providing personalized service to meet your needs. With membership comes great benefits such as lower loan rates, higher savings yields, and access to a variety of services designed with you in mind. To get started, simply visit us at our welcoming location at 715 Main St Holden Ma 01520 or give us a call at (508) 829-7146. You can also find detailed eligibility criteria by checking out our website at https://all-onecu.com/about/membership-eligibility/. Once you're ready to open an account, the process is straightforward! Just follow the steps outlined on our account opening page here: https://digitalbanking.all-onecu.com/registration. We can't wait to help you take this exciting step towards financial empowerment!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $89 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,120,411, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily and securely from your customers. Our merchant services allow you to do just that. With competitive rates and user-friendly technology, you can focus on what matters most running your business smoothly while ensuring customer satisfaction. Located at 715 Main St Holden Ma 01520 in Holden, MA, we're here to provide the tools you need for success. Reach out to us at (508) 829-7146 today to learn how we can help your business thrive!

Comprehensive List Of Services

Additional Services

Our branch provides basic drive-thru banking for quick deposits, withdrawals, and simple transactions perfect for those busy days when time is of the essence. Plus, our basic ATM access allows for easy balance checks and cash withdrawals at your convenience. At Leominster, we are committed to making your banking experience as smooth as possible. Our friendly staff is always here to assist you with any questions or concerns. To learn more about how we can help meet your financial needs or to explore any of these services further, feel free to contact us at (508) 829-7146 or visit us in person. Your financial journey starts here at Holden!

Business Banking Services

For local businesses, Leominster offers robust business banking solutions, including merchant services and business loans to help you grow and thrive. We know how important it is to have reliable financial support when running a business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier. Our members also enjoy access to ATM & cash withdrawal services, ensuring that you can get cash when you need it without hassle.

Personal Banking Solutions

We offer a variety of personal banking services tailored just for you. Our checking and savings accounts provide a secure place for your funds while allowing easy access for everyday transactions. If you're considering purchasing a new car or need to refinance your vehicle, our auto loans and vehicle financing options make it simple and affordable. For those looking to buy a home, our mortgage loans and refinancing services are designed to help you navigate the process smoothly. If you find yourself needing extra cash for unexpected expenses or planning a major purchase, our personal loans and debt consolidation options can provide the support you need. And don't forget about our credit cards with rewards, which allow you to earn points on your purchases while managing your spending effectively.

Digital & Online Banking

Accessibility and Security

We prioritize your security while ensuring that our services are user-friendly. Accessing your accounts through our 24/7 online banking means you can check in whenever it suits you best. And for those who prefer paperless options, e-statements are readily available, making it easier than ever to track your spending and stay organized. Additionally, our mobile payments feature allows you to make purchases directly from your phone, adding another layer of convenience to your daily transactions. At Leominster, we're committed to providing accessible and reliable banking solutions that fit into your busy lifestyle. Join us today at https://all-onecu.com/ and experience the ease of managing your finances digitally!

Key Features

Our online banking includes everything you need for efficient money management. You can view your account balances, make transfers, and even pay bills all with just a few clicks. Our mobile application brings this functionality directly to your fingertips, allowing you to bank on the go. Need to send money quickly? Our person-to-person transfer service lets you send funds instantly to friends and family without any hassle. Plus, with electronic signature authorization, signing documents online is simple and secure no more printing or mailing!

Financial Strength

Focused on Member Benefits

With $71,515,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,500 in used auto loans and $653,469,480 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 138 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 73,949, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $65,876. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leominster is your trusted partner. Visit us at 715 Main St Holden Ma 01520 or call (508) 829-7146 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $244,825,518 in share certificates and $52,414,896 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $72,431,984, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $165,227,417 in used vehicle loans and $20,818,758 in new vehicle loans already helping members get on the road. We provide flexible terms that cater to your budget and lifestyle, making it easier than ever to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $19,120,411 provide the capital needed to grow and expand. We understand that running a business requires financial agility, and our commercial lending options are designed to support your ambitions. At Leominster, we believe that everyone deserves access to reliable financing solutions. If you're interested in refinancing options or want to learn more about eligibility requirements for our loan products, please visit our website or give us a call at (508) 829-7146. Our team is ready to assist you from our branch located at 715 Main St Holden Ma 01520 in Holden, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $122,583,488, make buying or refinancing simple. We aim to guide you through every step of the process, ensuring you have access to the right resources and support.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This product allows for easy access to funds when you need them most while also providing rewards and benefits tailored for our members.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for users looking to make informed financial decisions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and choose the best fit for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Leominster