Cheap Mortgage Refinance & Auto Loans | Clinton MA Credit Union

Introduction

Welcome to Leominster, your trusted financial partner located at 200 W Boylston St, Clinton, MA 01510. Established in 1954, we have proudly served our community for nearly seven decades, building lasting relationships and providing essential financial services tailored to meet the needs of our 36,855 members. Our commitment is reflected in our robust assets totaling $916,001,727 and a net worth of $72,431,984, demonstrating our stability and dedication to helping you achieve your financial goals. At Leominster, we believe that financial success should be accessible to everyone. With an impressive portfolio that includes 24,835 loans and leases and total deposits amounting to $6,225,582, we are equipped to support both personal and business banking needs. Our cash reserves stand at $4,578,540, ensuring that we are always ready to serve you. Our leadership team is dedicated to guiding our credit union with integrity and vision. Under the stewardship of CEO Barbara Mahoney and Board President Michael Savageau, we strive to create a welcoming environment where every member feels valued. We understand that each member's journey is unique, which is why we offer personalized services like auto loans, mortgage financing, and online banking options designed for your convenience. While you can visit us at our Clinton branch for face-to-face service during our lobby hours from Monday to Friday between 7:30 AM and 2:00 PM, we also encourage you to explore our website at [all-onecu.com]( https://all-onecu.com/ ) for additional resources or assistance outside of regular hours. If you prefer direct communication or have specific inquiries, please feel free to call us at 978-365-4208. Join us today as we continue to make a positive impact in our community through exceptional financial services. Your journey towards financial empowerment starts here!

Branch History & Mission

At Leominster, we take pride in our rich history and strong commitment to serving the community of Clinton, MA. Since our doors opened in 1954, we have grown from a small credit union into a trusted financial institution that proudly serves over 36,855 members. Our branch, located at 200 W Boylston St, Clinton, MA 01510, has always been about more than just banking; it's about building relationships and enhancing the lives of those in our community. Over the decades, Leominster has evolved significantly. We've embraced technological advancements while maintaining our core values of trust and community service. Today, with total assets amounting to an impressive $916,001,727, we are well-equipped to provide a wide range of services including personal banking, auto loans, mortgage loans, and business financing solutions. Our commitment to providing accessible financial services is evident through our operating hours from Monday to Friday, 7:30 AM to 2:00 PM, and the availability of an ATM for convenient cash access. Our mission at Leominster is clear: we strive to provide excellent financial services while fostering a supportive environment for our members. We believe in empowering individuals by offering tools that help them achieve their financial goals. From personalized loan options to innovative online banking features like mobile payments and person-to-person transfers, we're here to make banking easier for everyone. While members can visit us at 200 W Boylston St, official correspondence should be sent to the same address for convenience. We also recognize the importance of community involvement; therefore, we actively engage in various outreach programs designed to uplift local initiatives and support those in need. As we look towards the future, we invite you to join us on this journey. Experience firsthand what makes Leominster not just a credit union but a part of your community's fabric. Whether you're looking for a new checking account or considering a loan for your next vehicle purchase, we're here to help every step of the way. Join us today and discover how together we can build a brighter financial future! For more information or assistance, feel free to reach out at 978-365-4208 or visit our website at [Leominster Credit Union]( http://www.leominstercu.com ). Your financial journey starts here!

Branch Location & Accessibility

Operating Hours

We know your time is valuable, which is why we offer convenient lobby hours from Monday to Friday, 7:30 AM to 2 PM. Feel free to drop in during these hours for all your banking needs.

Services Offered

At Leominster, we provide a range of services tailored just for you. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we've got you covered. Plus, our ATM is available on-site for quick cash withdrawals and balance checks. While we don't have a drive-thru service at this location, our team is ready to assist you inside the branch. If you have any questions or need further assistance, don't hesitate to call us at (978) 365-4208. We're here to support you with all your financial needs. Come visit us today at Leominster where convenience meets community!

Member Eligibility

Joining Leominster is like becoming part of a caring community that truly values its members. If you're looking to become a member, you'll be pleased to know that eligibility is straightforward and welcoming. You can qualify if you live, work, or worship in the surrounding areas, and there are also options for family members of current members. This inclusivity means that many people can enjoy the benefits of membership, such as personalized financial services and competitive rates tailored to your needs. The account opening process at Leominster is designed to be easy and user-friendly. You can start by visiting our website for more details on eligibility at https://all-onecu.com/about/membership-eligibility/ . If you're ready to take the next step, you can open an account online through this link: https://digitalbanking.all-onecu.com/registration . Should you have any questions or need assistance, feel free to give us a call at (978) 365-4208. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $89 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,120,411, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is key. Our merchant services empower local businesses by offering seamless payment solutions that keep your cash flow healthy. From credit card processing to mobile payments, we make it easy for you to accept payments anytime and anywhere. This means more convenience for your customers and faster transactions for you. If you're ready to elevate your business with tailored banking solutions, visit us at 200 W Boylston St Clinton Ma 01510 in Clinton, MA or give us a call at (978) 365-4208. Let's work together to unlock your business's full potential!

Comprehensive List Of Services

ATM Access & Cash Withdrawal Services

Need cash on the go? Our ATM services ensure easy access to your funds whenever you need them. Basic ATM access includes withdrawals and balance checks, providing you with peace of mind knowing that your money is accessible. We invite you to visit us at 200 W Boylston St Clinton Ma 01510 or give us a call at (978) 365-4208 to learn more about how we can assist you in achieving your financial goals. At Leominster, we're not just about transactions; we're about building relationships and helping our members succeed financially. Join us today!

Business Banking Services

For small business owners, we recognize that having the right financial tools is crucial for success. Our business banking services include merchant services that simplify payment processing and business loans designed to fuel growth. We're here to support local entrepreneurs and help their businesses thrive.

Credit Cards & Rewards

Credit cards can be a powerful tool when used wisely. At Leominster, we offer credit cards with rewards that allow you to earn points on your everyday purchases. This means that every time you swipe your card, you're working towards exciting rewards that can make your shopping experience even more rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. You can check balances, transfer funds, and pay bills anytime from anywhere.

Personal Banking Solutions

We understand that managing money can be overwhelming, which is why our personal banking services are designed to make your life easier. Our checking and savings accounts offer flexibility and convenience, allowing you to access your funds whenever needed. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options come with competitive rates tailored to fit your budget. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide the support you need every step of the way. And if you find yourself needing extra cash for unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can help you get back on track without breaking the bank.

Digital & Online Banking

Key Features

You can explore all our online banking services at https://all-onecu.com/ . Whether you want to check your balance, transfer funds, or pay bills, our 24/7 online banking platform has got you covered. Plus, with the ability to set up e-statements, you can enjoy the convenience of going paperless while keeping track of your transactions effortlessly.

Real-Time Management

Managing your finances should never feel like a hassle. With our services at Leominster, you have access to real-time account updates, making it easy to keep track of your spending and savings. Our features are designed not just for convenience but for peace of mind so you can focus on what matters most in life. Join us today and experience how simple and secure banking can be!

Security and Accessibility

Your security is our top priority. We utilize electronic signature authorization to ensure that all your transactions are safe and verified. This means you can sign documents digitally without worrying about compromising your personal information. For those on the go, our mobile application offers an intuitive interface that allows you to manage your accounts right from your smartphone. You can also make mobile payments with ease, whether you're at the store or sending money to a friend through person-to-person transfers.

Financial Strength

Growing Membership Base

The strength of Leominster is also seen in our growing member base. We have a total of 73,949 share accounts, highlighting the trust members place in us as their financial partner. Additionally, our net shares available for lending stand at $65,876, reinforcing our capacity to meet your borrowing needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leominster is your trusted partner. Visit us at 200 W Boylston St Clinton Ma 01510 or call (978) 365-4208 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are our priority. Members' funds are secured through $244,825,518 in share certificates and $52,414,896 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we focus on benefiting our members; with non-member deposits at $0, our resources are geared toward improving your banking experience.

Operational Efficiency

Our operational efficiency is reflected in our $0, which helps us continue offering competitive loan rates and solid financial products for all members. We pride ourselves on having a dedicated team of 138 full-time employees and 3 part-time employees who are always ready to assist you with their knowledge and commitment.

Reinvestment for Improvement

With $71,515,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. This commitment allows us to support our community with various lending options evident by our $10,500 in used auto loans and $653,469,480 in total loans and leases.

Solid Financial Health

With a net worth of $72,431,984, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $165,227,417 in used vehicle loans and $20,818,758 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our competitive terms can make it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $19,120,411 provide the capital needed to grow and expand. We aim to support local businesses by offering tailored solutions that fit your unique requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $122,583,488, make buying or refinancing simple. We are committed to guiding you through the process, whether you're a first-time homebuyer or looking to refinance your existing mortgage.

Refinancing Options

If you're looking for ways to lower your monthly payments or consolidate debt, consider our refinancing options. We offer competitive rates and terms that can help ease your financial burden. Our dedicated team is here to assist you every step of the way. You can reach us at (978) 365-4208 during our operating hours from Monday to Friday, 7:30 AM to 2:00 PM. For more information about eligibility and how to apply for any of our loan products, visit [our website]( https://all-onecu.com/ ) or check out our [membership eligibility page]( https://all-onecu.com/about/membership-eligibility/ ). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you turn your financial dreams into reality!

Unsecured Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. Although currently we have a total of $0 in unsecured credit card loans helping members manage their finances effectively, we continuously evaluate our offerings to better serve your needs.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to regulatory compliance guarantees fair and transparent offers. Each lender is vetted to ensure that only legitimate financial institutions are represented, fostering an environment of trust and accountability.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from credible financial institutions, ensuring that users receive reliable and up-to-date information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This unbiased approach means users can be confident they are seeing the best options available without any hidden agendas. - Real-Time Rate Comparisons: Users benefit from real-time updates on loan rates from multiple institutions, enabling them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at [LendMesh]( https://www.lendmesh.com/loans/personal_loans ) and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Leominster