Affordable Vehicle Loans & Personal Banking | Leominster Clinton MA Credit Union

Introduction

Welcome to Leominster Credit Union, your trusted partner in financial growth and community support, located conveniently at 159 Mechanic St, Clinton, MA 01510. Established in 1954, we have proudly served our community for decades, growing our membership to over 36,855 members who benefit from our wide array of financial services. At Leominster Credit Union, we understand that every member's journey is unique. That's why we offer personalized banking solutions tailored to meet your individual needs from checking and savings accounts to auto loans and mortgages. With total assets exceeding $916 million and deposits amounting to $6,225,582, we ensure that your hard-earned money is secure and working for you. Our dedicated team of 141 employees, led by CEO Barbara Mahoney and Board President Michael Savageau, is committed to providing exceptional service with a personal touch. We take pride in fostering a welcoming environment where members can feel valued and supported. While you can visit us at our branch for assistance, please note that any official correspondence should be sent to the same address: 159 Mechanic St, Clinton, MA 01510. As part of our mission to empower our members financially, we maintain a strong net worth of $72,431,984 and keep a healthy cash balance of $4,578,540 on hand to facilitate your banking needs. Our loan portfolio includes over 24,835 loans and leases, reflecting our commitment to helping you achieve your financial goals. We invite you to explore all the benefits of membership with us. Whether you're looking for competitive rates on loans or accessible online banking options, Leominster Credit Union is here for you every step of the way. For more information or to open an account today, visit us online at [Leominster Credit Union]( https://all-onecu.com/ ) or call us at 978-368-8314. Your financial future starts here!

Branch History & Mission

Welcome to Leominster, a cornerstone of financial service in Clinton, MA. Founded in 1954, we have proudly served our community for decades, growing from a small local institution into a vibrant credit union with over 36,855 members. Our journey began with a commitment to making banking accessible and beneficial for everyone, and that mission continues to guide us today. Located at 159 Mechanic St Clinton Ma 01510, right in the heart of Clinton, we are easily accessible for all your banking needs. Our branch is not just a place to manage money; it's a hub of support and connection for our community. Nearby landmarks make us easy to find and visit, ensuring you can come in for friendly service whenever you need it. At Leominster, we believe in more than just providing financial services. Our mission is to empower our members through education, support, and opportunities that foster financial wellness. We offer a range of services including personal banking accounts, auto loans, mortgages, and business banking solutions designed to meet the diverse needs of our members. Our total assets now stand at an impressive $916,001,727, reflecting our stability and commitment to serving you well. We are proud to embrace technological advancements while ensuring accessibility for all. With features like online banking, mobile payments, and electronic signatures, we make banking easier without sacrificing personal interaction. Our ATM availability ensures you have access to your funds 24/7, while our drive-thru service provides convenience for quick transactions. Our community outreach programs are vital to our identity as a credit union. We partner with local organizations to support initiatives that uplift residents and promote economic growth in Clinton. Whether through financial education workshops or sponsorships of local events, we strive to give back because we know that when our community thrives, we all benefit. While members can visit us at 159 Mechanic St Clinton Ma 01510, official correspondence should be sent to 159 Mechanic St, Clinton, MA 1510 if it differs from our main location. You can reach us at (978) 368-8314 during our operating hours: Monday through Friday from 8:30 AM to 5 PM and Saturday from 9 AM to 12 PM. Join us at Leominster where your financial success is our priority! Experience firsthand how we can help you achieve your goals whether it's saving for a new home or financing your dream vehicle. Together, let's build a brighter future for you and our community! Visit us or explore more about membership opportunities on our website: [Clinton]( http://www.leominstercu.com ).

Branch Location & Accessibility

Branch Features

At our Leominster branch, we prioritize your comfort and convenience. We offer ample parking, ensuring you have a hassle-free experience when visiting us. Our facility is ADA compliant, featuring ramps and accessible entrances so everyone can easily access our services. If you're in need of quick banking solutions, you'll be pleased to know that we provide drive-thru banking for simple transactions like deposits and withdrawals. Plus, our ATM is available for your convenience, allowing you to manage your finances anytime, day or night.

Operating Hours

We are here to assist you with your banking needs during our friendly operating hours: Monday through Friday from 8:30 AM to 5 PM and Saturday from 9 AM to 12 PM. Whether you're looking to open a new account or discuss loan options, our dedicated staff is ready to help.

Services Offered

At the Leominster branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we've got you covered. Our business banking services also include merchant services and business loans. Plus, with online and mobile banking options, managing your finances has never been easier. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to the same address: 159 Mechanic St, Clinton, MA 1510. We invite you to stop by or give us a call at 978-368-8314 if you have any questions or need assistance. Come experience the welcoming environment at the Leominster branch today!

Member Eligibility

Joining the Leominster community is like stepping into a family where your financial well-being is our top priority. We're excited to welcome anyone who lives, works, worships, or attends school in our local area. If you are a family member of an existing member, you're also eligible! The best part? It's easy to become a member. You can find detailed eligibility criteria and more about what we offer by visiting [this link]( https://all-onecu.com/about/membership-eligibility/ ). Once you're ready to take the next step, opening an account at Leominster is straightforward. Just visit us at our branch located at 159 Mechanic St Clinton Ma 01510, or check out the online registration process through [this link]( https://digitalbanking.all-onecu.com/registration ). If you have any questions or need assistance, don't hesitate to give us a call at (978) 368-8314. We're here to help you every step of the way!

Business Banking & Commercial Services

Lending Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $89 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,120,411, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify your daily operations. From payment processing that ensures you get paid quickly to tools that help manage cash flow effectively, our services are here to support your success. Picture this: having the ability to accept payments seamlessly from your customers while tracking sales data all in one place. It's about making your life easier so you can focus on what you do best running your business. Visit us at 159 Mechanic St Clinton Ma 01510 in Clinton, MA, or call us at (978) 368-8314 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessibility and Support

At Leominster, accessibility is important to us. We provide basic drive-thru banking services for deposits and withdrawals, ensuring that even quick transactions are handled smoothly. Our ATM facilities allow members to check balances and withdraw cash without hassle.

Business Banking Services

For our business members, we offer specialized support through our Business Banking services. Whether you're looking for Merchant Services or need assistance with securing Business Loans, we're here to help your business thrive.

Connect with Us

We invite you to explore all that Leominster has to offer. With our comprehensive suite of services and commitment to member satisfaction, we're here to support your financial journey every step of the way. Visit us at 159 Mechanic St Clinton Ma 01510 in Clinton, MA, or call us at (978) 368-8314 for more information on how we can assist you today!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that let you manage your accounts from anywhere, anytime. With options like ATM & Cash Withdrawal Services, as well as basic drive-thru banking for simple transactions, accessing your money has never been easier.

Managing Debt and Credit

Life can be unpredictable, and having the right financial tools can make a big difference. At Leominster, we provide Personal Loans & Debt Consolidation solutions that allow you to take control of your finances. Additionally, our Credit Cards with Rewards not only make daily spending easier but also earn you rewards on purchases, giving you more value for your money.

Personal Banking Solutions

Whether you are looking to open a checking or savings account, or need assistance with managing your finances, we have got you covered. Our personal banking services include Checking & Savings Accounts that help you save for the future while enjoying easy access to your funds. Need a new vehicle? Our Auto Loans & Vehicle Financing options are designed to make car ownership more affordable. We also offer Mortgage Loans & Refinancing to help you secure your dream home or reduce your existing mortgage payments.

Digital & Online Banking

Accessible and User-Friendly

We believe that banking should fit into your life easily. Whether you're on a lunch break or relaxing at home, our services are designed to be user-friendly. With real-time account management and 24/7 access to your finances, you'll always be in control. Explore how simple banking can be with us at Leominster. Visit https://all-onecu.com/ today to get started!

Key Features

Our online banking services allow you to handle your finances effortlessly. Need to check your balance or transfer funds? You can do it all with just a few clicks. If you prefer using your smartphone, our mobile application is available for download, making banking even more convenient. You can pay bills, deposit checks, and send money to friends or family using our person-to-person transfer feature all from your mobile device. Security is a top priority at Leominster. We use electronic signature authorization for safe and quick transactions, so you can feel confident knowing your information is protected. Plus, our e-statements make it easy to keep track of your financial activity without the clutter of paper statements.

Financial Strength

At Leominster, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining robust financial health to ensure that you can rely on us, no matter what your financial needs may be. With a net worth of $72,431,984, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $244,825,518 in share certificates and $52,414,896 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,515,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,500 in used auto loans and $653,469,480 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 138 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $65,876. Total Share and Deposit Accounts: 73,949, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leominster is your trusted partner. Visit us at 159 Mechanic St Clinton Ma 01510 or call (978) 368-8314 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $165,227,417 in used vehicle loans and $20,818,758 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make sure you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $19,120,411 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve cash flow, our team is here to assist with tailored solutions that meet your business needs. In addition to these offerings, we also provide refinancing options for existing loans. If you're considering switching lenders or adjusting your current loan terms, reach out to us for more information on eligibility and how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For any questions or assistance, don't hesitate to give us a call at (978) 368-8314. Our friendly staff is available during regular hours Monday through Friday from 8:30 AM to 5 PM and Saturday from 9 AM to 12 PM to help guide you through your borrowing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $122,583,488, make buying or refinancing simple. We guide you through the process, ensuring you understand all your options and helping you find the right fit for your budget.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. While currently there are no outstanding unsecured credit card loans, we're committed to helping our members manage their finances effectively when they choose this option.

Loan Aggregator

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Leominster