LENCO CREDIT UNION - Adrian, MI

Welcome to Lenco, your trusted partner in financial wellness located at 615 W Maple Ave, Adrian, MI 49221. Established in 1970, our credit union has grown to serve 7,596 members and manage assets totaling an impressive $128,316,269. We pride ourselves on being more than just a financial institution; we are a community-focused organization dedicated to enhancing the lives of our members through personalized banking services. At Lenco, we understand that each member's journey is unique. That's why we offer a range of services tailored to meet your needs, from personal banking and auto loans to business banking solutions. Our commitment to excellence is reflected in our total deposits of $4,630,803 and our robust net worth of $14,459,188. With cash reserves of $1,179,918, we ensure that your funds are safe and accessible whenever you need them. Our team is led by CEO Ben Neal and Board President Sam Ewing, who bring extensive experience and a passion for community service. Together with our dedicated staff of 19 employees, we strive to foster an environment where members feel valued and supported. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to the same location: 615 W Maple Ave, Adrian, MI 49221-1630. We invite you to explore our website at lenco.org for more information about our products and services. Whether you're looking to open an account or learn more about loans, we're here to help you every step of the way. Don't hesitate to reach out by phone at 517-263-0851 we look forward to serving you!

Welcome to Lenco, your friendly neighborhood credit union located at 615 W Maple Ave in the heart of Adrian, MI. We are excited to be part of the Lenawee County community, offering you a convenient place to manage your finances. Just a short walk from local favorites like the Adrian Mall and the beautiful Siena Heights University, our branch is easy to find and access. At Lenco, we understand that accessibility is important. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us comfortably. Plus, ample parking is available right outside our doors for your convenience. Our lobby hours are designed with your busy schedule in mind. We're open from 9 AM to 5 PM Monday through Thursday, 9 AM to 6 PM on Friday, and for those quick drive-thru transactions on Saturday from 9 AM to noon. You can also reach us by phone at 517-263-0851 if you have any questions or need assistance. In addition to traditional banking services like checking and savings accounts, we offer a variety of options including auto loans, mortgages, personal loans, and even credit cards with rewards! If you're in a hurry, take advantage of our drive-thru service or use our ATM for quick cash withdrawals and balance checks. While members can visit us at 615 W Maple Ave Adrian Mi 49221, official correspondence should be sent to our mailing address at 615 W Maple Ave, Adrian, MI 49221-1630. We invite you to stop by and discover how Lenco can help you achieve your financial goals. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way!

At Lenco, we believe in creating a welcoming community where everyone can thrive. Joining us as a member is simple and rewarding! If you live, work, or worship in the Lenawee County area, or have a family member who is already a member, you're likely eligible to become part of our credit union family. We take pride in offering personalized services that empower our members to achieve their financial goals. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at https://lenco.org/2015/12/lovemycreditunion/ . Once you're ready to take the next step, opening an account with us is a breeze! You can easily start the process online by visiting https://loans.itsme247.com/157 ?skinname=simplicity&logouturl= https://www.lenco.org#new_tab . If you have any questions or need assistance, don't hesitate to give us a call at (517) 263-0851. We're here to help you every step of the way as you join the Lenco community at 615 W Maple Ave, Adrian, MI 49221!

At Lenco, we understand that managing your finances should be as easy and secure as possible. That's why we offer a full suite of digital and online banking services designed to fit your busy lifestyle. With our services, you can access your accounts anytime, anywhere, ensuring you stay in control of your money. One of the standout features is our comprehensive online banking platform available at https://lenco.org/ . This user-friendly service allows you to view account balances, make transfers, and pay bills with just a few clicks. Whether you're at home or on the go, you can manage your finances 24/7 with ease. Our online banking also supports person-to-person transfers, making it simple to send money to friends or family without the hassle of cash or checks. Plus, if you prefer to keep track of your statements electronically, we offer e-statements for added convenience and security. You'll receive your financial information quickly and reduce paper clutter at the same time. For those who like to manage their accounts from their smartphones, we're excited to offer a mobile application that brings all these features right to your fingertips. You can check balances, view transactions, and even deposit checks directly from your device perfect for those who are always on the move. While we currently do not support mobile payments or electronic signature authorization, rest assured that our focus remains on providing secure and efficient services tailored to your needs. With Lenco, you can feel confident knowing that your financial information is protected while enjoying the flexibility of modern banking. Explore all these options today by visiting us at https://lenco.org/ and take charge of your finances with confidence!

At Lenco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, reflecting our commitment to serving you with confidence. With a net worth of $14,459,188, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.27% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,891,941 in share certificates and $27,807,384 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,207,391 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $19,948 in used auto loans and $76,874,603 in total loans and leases. Our performance is further reflected by our net income of $1,213,312, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments at $481,031 and a growing member base with 16,617 total share accounts, Lenco stands strong as your trusted partner in achieving your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lenco is here for you. Visit us at 615 W Maple Ave Adrian Mi 49221 or call 517-263-0851 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

At Lenco, we understand that life brings many opportunities and challenges that require financial support. Whether you're looking to buy a new car, purchase a home, or manage everyday expenses, our diverse loan products are designed to meet your needs. Located at 615 W Maple Ave, Adrian, MI 49221, we're here to help you achieve your financial goals. With over 3882 loans issued, we've helped thousands of members secure the funding they need. Our auto loans stand out with competitive rates and flexible terms. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,008,208 in used vehicle loans and $11,797,792 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. We provide Junior Lien 1-4 Family Residential Properties loans totaling $5,813,582, making buying or refinancing simple for you. For those needing extra financial flexibility, we also offer unsecured credit card loans with a total of $1,610,182 available. These loans can help you manage your finances effectively without putting your assets at risk. Our total credit lines amount to $12,000,000, offering you additional borrowing options whenever necessary. Plus, if you're considering refinancing or checking eligibility for any of our products, we encourage you to reach out for more information. For any inquiries or assistance with loan applications, feel free to contact us at 517-263-0851. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to supporting our community and helping you navigate your financial journey with confidence.