Legacy Credit Union Joplin MO | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Legacy Credit Union, your trusted financial partner in the heart of Joplin, MO. Established in 1952, we have proudly served our community for over 70 years, building strong relationships and fostering financial well-being among our 3,218 members. Our branch is located at 3202 Indiana Ave, Joplin, MO 64804, where we are dedicated to providing personalized banking solutions tailored to your unique needs. At Legacy Credit Union, we understand that every member's financial journey is different. That's why we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking options. With total assets reaching an impressive $24,880,736 and total deposits of $2,221,886, our commitment to safeguarding your hard-earned money is unwavering. We ensure that every dollar counts towards your future. Our leadership team is led by CEO Justin Coyne and Board President Tim Houdyshell, who are both deeply invested in the success of our members and the community. Together with our dedicated staff of five employees, they work tirelessly to create an environment where you feel valued and supported. While members can visit us at our physical location for all your banking needs like opening accounts or applying for loans official correspondence should be sent to the same address: 3202 Indiana Ave, Joplin, MO 64804-4037. As you explore what Legacy Credit Union has to offer, you'll discover a wealth of resources designed to help you achieve your financial goals. Whether you're looking for competitive loan rates or innovative online banking solutions, we've got you covered. Ready to take the next step? Visit us today or give us a call at 417-659-6013. We're here to help you navigate your financial path with confidence! For more information about our services and membership qualifications, check out our website at yourlcu.com. Join us on this journey towards financial empowerment!

Branch History & Mission

Community Focus

Legacy Credit Union stands as a pillar in Joplin, MO, not just for its banking capabilities but also for its unwavering commitment to enhancing the well-being of our members and neighbors. We understand that financial literacy is crucial for success; therefore, we continuously seek innovative ways to educate our community about managing finances effectively. As we look toward the future, we remain focused on modernizing our services while keeping our roots firmly planted in community values. Whether you prefer online banking or traditional in-person interactions at our branch, we aim to meet you where you are. If you're looking for a credit union that prioritizes your financial health and invests in the community's growth, look no further than Legacy Credit Union. Join us today and experience firsthand the benefits of being part of a member-focused institution that truly cares about your future! For more information or assistance, feel free to reach out at (417) 659-6013.

Our Mission

At Legacy Credit Union, our mission is clear we strive to empower individuals and families through personalized banking solutions and community engagement. We believe that everyone deserves access to quality financial services that help them achieve their goals. From checking and savings accounts to auto loans and mortgage refinancing, we offer a wide range of products designed with our members' needs in mind. Beyond just banking services, we are deeply committed to giving back to the community that has supported us throughout the years. Whether it's through local partnerships or outreach programs, we aim to make a positive impact on the lives of those around us. While members can visit us at 3202 Indiana Ave Joplin Mo 64804, official correspondence should be sent to 3202 Indiana Ave, Joplin, MO 64804-4037. Our operating hours are Monday through Friday from 9:00 AM to 5:00 PM for lobby services and until 5:30 PM for drive-thru banking. We are proud to offer drive-thru services for your convenience.

Branch Location & Accessibility

Welcome to the Legacy Credit Union branch located at 3202 Indiana Ave, Joplin, MO 64804! Our location is designed with your convenience in mind, making it easy for you to access all your banking needs. Nestled in the heart of Joplin, we're just a stone's throw away from popular landmarks like the local shopping centers and community parks, ensuring that your visit is both productive and enjoyable. At our branch, we understand that accessibility matters. We offer ADA-compliant features to ensure everyone can easily navigate our space. You'll find ample parking available, along with dedicated drive-thru banking services for those who prefer quick transactions without leaving their vehicle. Whether you're stopping by for a simple deposit or need assistance with more complex financial services, our friendly team is here to help. Our lobby hours are welcoming too! We're open Monday through Friday from 9:00 AM to 5:00 PM, allowing you plenty of time to visit us during the week. If you need a bit more flexibility, take advantage of our drive-thru service that stays open until 5:30 PM on weekdays, catering to your busy schedule. While members can visit us at our branch address, official correspondence should be sent to the same address: 3202 Indiana Ave, Joplin, MO 64804-4037. You can reach out to us anytime at 417-659-6013 for any questions or assistance. We invite you to stop by and experience what Legacy Credit Union has to offer. Whether you're looking for personal banking options like checking and savings accounts or exploring loan opportunities such as auto financing and mortgages, we're here for you every step of the way. Come see us today!

Member Eligibility

At Legacy, we believe that becoming a member is like joining a warm and welcoming family, where your financial needs come first. If you're looking to join our community, you'll find that eligibility is both straightforward and inclusive. You can become a member if you live, work, worship, or attend school in the Joplin area or are related to someone who is already a member. This means whether you're a long-time resident or just starting out in the community, there's a place for you here. Joining us opens the door to fantastic benefits such as competitive rates on loans and access to personalized service that feels truly genuine. To get started, simply visit us at 3202 Indiana Ave Joplin Mo 64804 or give us a call at (417) 659-6013. We're happy to guide you through the membership process and answer any questions you might have. For more detailed information about our eligibility criteria, check out this link: Membership Qualifications. It's that easy to take the first step toward better banking with Legacy!

Business Banking & Commercial Services

Loan Options for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your needs.

Practical Merchant Services

Imagine having a partner that not only provides funding but also enhances your daily operations. Our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. Whether it's accepting card payments or managing transactions seamlessly, we are here to support you every step of the way. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Joplin, MO. Visit us at 3202 Indiana Ave Joplin Mo 64804 or call us at (417) 659-6013 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our business members, we understand that managing finances can be complex. That's why we provide robust Business Banking services, including Merchant Services and Business Loans tailored specifically for your needs. Our goal is to empower local businesses so they can thrive in today's economy.

Digital Banking Features

In today's fast-paced world, convenience matters. That's where our Online & Mobile Banking comes in. You can access your accounts anytime, anywhere from the comfort of your home or on the go. With features like e-statements and secure online transactions, managing your finances has never been easier.

Drive-Thru Services

For those times when you prefer face-to-face interactions without leaving your vehicle, our basic Drive-Thru Banking provides easy access for deposits, withdrawals, and simple transactions during business hours. We're here to ensure that banking fits into your busy lifestyle seamlessly. At Legacy, we are committed to making your financial experience both accessible and enjoyable. To learn more about how we can assist you or to take advantage of any of these services, give us a call at (417) 659-6013 or visit us online at Legacy Credit Union. Your financial future starts here!

Personal Banking

Starting with personal banking, we offer Checking & Savings Accounts that help you manage your day-to-day finances effectively. Imagine having a checking account that not only keeps your funds safe but also offers rewards for your transactions this is what our credit cards do! They come with rewards programs that make spending feel rewarding. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can get you on the road quickly. We understand that buying a car is a big decision, which is why we offer competitive rates and flexible terms tailored to fit your budget. When it comes to securing a home, our Mortgage Loans & Refinancing services provide the tools you need for this important investment. Our experienced team can guide you through the process, ensuring you find the right loan for your situation. Additionally, if you're dealing with debt or looking for extra cash, consider our Personal Loans & Debt Consolidation services. We can help simplify your finances by consolidating loans into one manageable payment.

Digital & Online Banking

Key Services

Our online banking platform allows you to check your account balances, pay bills, and transfer funds with just a few clicks. You won't have to worry about waiting in line or adjusting your schedule; everything you need is right at your fingertips. Plus, our e-statements make it simple to keep track of your transactions without the clutter of paper statements. If you prefer managing your accounts on the go, our mobile application is here to help! It's user-friendly and packed with features that empower you to stay updated on your finances while you're out and about. Whether you're making payments or checking balances, you'll find that everything is designed for ease of use.

Security and Convenience

Your security is our top priority. At Legacy, we implement robust measures to protect your personal information and ensure safe transactions. Although we currently do not support electronic signatures or mobile payments, rest assured that all of our digital services are built with security in mind. For those looking to send money quickly, our platform also allows for easy person-to-person transfers. This feature makes it simple to share expenses or send money to family and friends without hassle. We invite you to explore these convenient services today. Visit us online at https://www.yourlcu.com/ to learn more about how our digital banking solutions can simplify your life while keeping your financial information secure.

Financial Strength

Building Trust Through Community

Total Share and Deposit Accounts: 3,893, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. This trust allows us to maintain the services you value while continually enhancing your banking experience. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Legacy is your trusted partner. Visit us at 3202 Indiana Ave Joplin Mo 64804 or call (417) 659-6013 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $1,077,022 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our $539 in used auto loans and $14,693,598 in total loans and leases, supporting members' financial goals across various sectors.

Member-Focused Savings Options

Members' savings are secured through $5,737,112 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have no money market shares, our dedication to your financial well-being remains unwavering. Unlike traditional banks, we prioritize our members; with non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $3,919,991, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,576 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,544,651 in used vehicle loans and $2,329,698 in new vehicle loans already helping members get on the road. We provide financing options that fit different budgets, making it easier for you to drive away with your dream vehicle.

Credit Lines

If you're seeking more flexibility, our total credit lines of $1,000,000 provide a safety net for your financial journey. Access funds as needed without the commitment of a traditional loan. At Legacy, we prioritize making borrowing easy and accessible. Whether you're interested in refinancing an existing loan or exploring eligibility options for our various products, our team is ready to assist you every step of the way. Don't hesitate to reach out; you can contact us at (417) 659-6013 or visit us at 3202 Indiana Ave Joplin Mo 64804 in Joplin, MO. Let's work together to achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We offer competitive rates and flexible terms to help you find a solution that works for your family.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This can be a great option if you're looking to cover unexpected expenses or make larger purchases without tying up your savings.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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LEGACY CREDIT UNION - Joplin, MO