Legacy Community Credit Union Birmingham AL | Best Auto Loans & Business Banking

Introduction

Welcome to Legacy Community at our Birmingham branch, located at 6001 Service Rd, Birmingham, AL 35235. Established in 1955, we have been dedicated to serving our members and the community for decades. With a strong foundation built on trust and reliability, we proudly serve over 39,206 members, offering a wide range of financial services tailored to meet your needs. At Legacy Community, we believe in making banking accessible and beneficial for everyone. Our total assets amount to an impressive $644,020,795, ensuring that we are well-equipped to provide you with the financial support you deserve. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services including merchant services and business loans, we have you covered. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO BOX 55377, BIRMINGHAM, AL 35255. Our commitment extends beyond just numbers; it's about the impact we make in the lives of our members. Under the leadership of CEO S Glenn Bryan and Board President Michael Patterson, our team of 115 employees is here to assist you every step of the way. We pride ourselves on being more than just a credit union; we are part of your community. As part of our ongoing mission, we maintain a net worth of $86,160,762 and manage total deposits of $46,921,494, which reflects our stability and commitment to responsible management. With a cash reserve of $2,762,117, we ensure liquidity while providing loans totaling 21,818 to help fulfill your financial aspirations. Join us today and discover how Legacy Community can enhance your financial journey. Feel free to call us at 205-655-0880 or visit our website at legacycreditunion.com for more information or assistance. We look forward to serving you!

Branch History & Mission

Legacy Community has been a beacon of hope and support in Birmingham, Alabama, since its establishment in 1955. With a commitment to serving the community, this credit union has grown alongside its members, evolving into a trusted financial partner for over 39,000 individuals. Located at 6001 Service Rd, Birmingham, AL 35235, our branch is easily accessible for those in need of financial services. From humble beginnings, Legacy Community has consistently strived to provide exceptional service and innovative solutions to meet the needs of our members. Over the years, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and even business banking services. Our total assets now stand at an impressive $644,020,795, a testament to our growth and dedication to our members' financial well-being. At Legacy Community, we are guided by a mission that emphasizes not only financial success but also community upliftment. We believe in the power of collaboration and actively engage in partnerships that enhance the lives of those around us. Our initiatives focus on providing resources that support local businesses and families while fostering a sense of belonging among our members. We understand the importance of convenience and accessibility in today's fast-paced world. That's why we offer numerous digital banking options alongside traditional services. Whether you're withdrawing cash from one of our ATMs or managing your accounts online or through our mobile app, we're committed to ensuring you have access to your finances whenever you need it. While members can visit us at 6001 Service Rd for all their banking needs, official correspondence should be sent to PO BOX 55377, Birmingham, AL 35255. Our friendly staff is available during lobby hours Monday through Tuesday and Friday from 9 AM to 4:30 PM, with extended hours on Wednesday and Thursday until 5 PM to assist with any questions or concerns. As we look toward the future, Legacy Community remains focused on our mission: to empower individuals through financial education and personalized service while making a positive impact within our community. We invite you to join us on this journey towards financial wellness. Experience the benefits of membership today by visiting our website at legacycreditunion.com or giving us a call at 205-655-0880. Together, we can build a brighter financial future for everyone!

Branch Location & Accessibility

Convenient Access

At our branch, we prioritize making your visit as smooth as possible. We offer ample parking right outside the entrance, along with features that ensure accessibility for everyone, including ramps and ADA compliance. If you prefer to bank from your car, our drive-thru service is available to help you complete your transactions without leaving your vehicle.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 205-655-0880. We're excited to welcome you into our branch soon! Come experience the friendly atmosphere at Legacy Community where banking meets community spirit!

Operating Hours

We know that life can get busy, which is why we've designed our operating hours to fit your schedule. Our lobby is open Monday through Tuesday and Friday from 9 AM to 4:30 PM, and Wednesday and Thursday until 5 PM. Whether you're stopping by during a lunch break or after work, we're here to serve you.

Services at Your Fingertips

Legacy Community offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our shared service center also allows members of partner credit unions to access basic transactions conveniently. Plus, with an ATM available on-site and mobile banking options, managing your finances has never been easier. While members can visit us at our physical location for in-person assistance, official correspondence should be sent to PO BOX 55377, Birmingham, AL 35255 if needed.

Member Eligibility

Joining the family at Legacy Community is like stepping into a supportive community where your financial goals are prioritized. If you're interested in becoming a member, you'll find that eligibility is quite inclusive. Generally, if you live, work, or attend school in the area surrounding our branch located at 6001 Service Rd Birmingham Al 35235, you're likely to qualify for membership. This means that whether you're just starting out in your financial journey or looking for better banking options, you have a place here with us. The benefits of being part of Legacy Community are numerous. Members enjoy access to personalized services, competitive rates on loans and savings products, and a friendly team ready to assist you every step of the way. Opening an account is straightforward; you can start the process by visiting our account opening page here. For more detailed information on eligibility criteria, feel free to check out our website at . If you have any questions or need assistance, don't hesitate to call us at (205) 655-0880 we're here to help!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,222,863, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments easily whether you're at a storefront or on the go. Our solutions help you manage transactions efficiently, ensuring that your focus remains on what matters most growing your business. Located at 6001 Service Rd Birmingham Al 35235, Birmingham, AL 35235, we invite you to visit us or call us at (205) 655-0880 to learn more about how our business banking and commercial services can work for you. Together, let's build a brighter future for your enterprise!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For those times when you need cash on the go, our ATM services make withdrawals easy and convenient. Our drive-thru banking also caters to quick deposits and withdrawals without leaving your vehicle a perfect solution for busy days.

Business Banking Services

If you're a business owner, Legacy Community provides essential business banking services including merchant services and business loans. These tools are designed to help you run your operations smoothly and grow your enterprise.

Credit Cards & Rewards

We offer credit cards with rewards that give you more than just a line of credit. You can earn points for every dollar spent, allowing you to enjoy perks like travel discounts or cash back on your purchases. This is an excellent way to make your spending work harder for you.

Digital Banking Features

In today's fast-paced world, managing your finances online is crucial. Our online and mobile banking platforms allow you to check balances, pay bills, and transfer funds from anywhere at any time. You can even use person-to-person payment features for quick transactions with friends or family.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your money effectively. Imagine having easy access to your funds while earning interest our savings accounts do just that. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. Homeownership is also within reach with our mortgage loans and refinancing options. We work with you every step of the way, ensuring you understand your choices for achieving your dream home. For those unexpected expenses or consolidating debt, our personal loans provide a flexible solution tailored to your situation.

Shared Branch Transactions

As part of a network of partner credit unions, we offer shared branch transactions for members who may need access while traveling. This means you can make deposits or withdrawals at various locations without any hassle. At Legacy Community, we believe in making banking straightforward and accessible for everyone. If you're interested in learning more about our services or opening an account, don't hesitate to reach out! Call us at (205) 655-0880 or visit us at https://www.legacycreditunion.com/ today!

Digital & Online Banking

Convenient Features

Stay organized with e-statements that keep your financial documents accessible without clutter. You'll have all the details you need right at your fingertips. Plus, our online banking service allows for real-time account management so that you're always in control of your finances. At Legacy Community, we believe that banking should fit into your lifestyle seamlessly. Join us today and experience the convenience of digital banking that keeps pace with your needs!

Key Services

With our online banking platform, available at https://www.legacycreditunion.com/, you can check your account balances, transfer funds, and pay bills anytime, anywhere. Whether you need to deposit a check or send money to a friend through person-to-person transfers, our mobile payments feature makes these tasks simple and quick. Plus, with our user-friendly mobile application, managing your money is just a tap away.

Security You Can Trust

We prioritize your security with every transaction. Even though we do not offer electronic signature authorization at this time, rest assured that our systems are equipped with the latest security measures to keep your information safe. Our commitment to protecting your data means you can bank with confidence.

Financial Strength

At Legacy Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health to ensure that we can continue to serve you effectively and reliably. With a net worth of $86,160,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1338 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $150,558,995 in share certificates and $49,131,067 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $84,910,804 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,403 in used auto loans and a total of $395,106,160 in loans and leases available across various sectors. Our performance reflects our operational efficiency with a reported net income of $1,144,433, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 108 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 75,655, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Legacy Community is your trusted partner. Visit us at 6001 Service Rd Birmingham Al 35235 or call us at 205-655-0880 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $112,632,117 in used vehicle loans and $68,136,894 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $2,222,863 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering financing solutions that can help turn your vision into reality. We recognize that refinancing options may be available for many of our loan products. If you're considering refinancing an existing loan or exploring eligibility for any of our offerings, please reach out to us at 205-655-0880 or visit us at 6001 Service Rd Birmingham Al 35235. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Legacy Community, we pride ourselves on providing personalized service and financial products that cater to your individual circumstances. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,664,898, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll make, and our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

For those looking for flexibility in managing everyday expenses, we also offer unsecured credit card loans. With a total of $11,183,231 in loans helping members manage their finances effectively, these cards come with competitive rates and terms designed to meet your needs.

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