Legacy Community Credit Union Birmingham AL | Best Auto Loans & Business Banking

Introduction

At Legacy Community in Birmingham, Alabama, we believe in building strong relationships with our members and the community. Established in 1955, our commitment to providing exceptional financial services has helped us grow to a membership of over 39,200 individuals. Located at 9825 Parkway E, we are dedicated to ensuring our members have access to the resources they need for financial success. While you can visit us at our branch address, please direct all official correspondence to PO BOX 55377, BIRMINGHAM, AL 35255. With total assets of $644,020,795 and a net worth of $86,160,762, Legacy Community is here to offer you stability and trust in your financial journey. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also provide business banking solutions that cater to the needs of entrepreneurs. With 115 employees, including our dedicated CEO S Glenn Bryan and Board President Michael Patterson, we strive to create a welcoming environment for all who walk through our doors. At Legacy Community, your financial well-being is our priority. We understand that every member's needs are unique, which is why we offer personalized services tailored just for you. Whether you're looking to purchase a new vehicle or plan for your future through savings, we're here to help every step of the way. Feel free to reach out to us at 205-930-5000 or visit our website at Legacy Credit Union for more information on how we can assist you. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Join Us Today

We encourage you to become part of the Legacy Community family. Experience firsthand how our commitment to service can help you navigate your financial future with confidence. Whether you're looking for a loan, seeking advice on saving for retirement, or need assistance with everyday banking tasks, we're here for you every step of the way. Join us today and discover all the benefits Legacy Community has to offer!

Our Journey

Since opening our doors nearly seven decades ago, Legacy Community has been on a journey of growth and evolution. We have steadily expanded our offerings to include a wide range of financial services such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. With total assets reaching an impressive $644 million, we have become a pillar of stability and support for our members. As we evolved, so did our technology. We embraced digital advancements that allow our members to manage their finances anytime and anywhere through online banking and mobile apps. Our commitment to accessibility is reflected in our ADA compliance efforts and the availability of ATMs throughout the area.

Our Mission

At the heart of Legacy Community is our mission: to empower individuals and families through financial education and access to affordable financial products. We believe that everyone deserves a chance to achieve their financial goals, and we work tirelessly to create opportunities for success within our community. Our mission goes beyond traditional banking; it's about building lasting relationships with our members. We engage in various community outreach programs that foster collaboration with local organizations, ensuring that we contribute positively to the neighborhoods we serve. While members can visit us at 9825 Parkway E Birmingham Al 35215, official correspondence should be sent to PO BOX 55377, BIRMINGHAM, AL 35255 if needed. We invite you to reach out at (205) 930-5000 during our lobby hours Monday, Tuesday, and Friday from 9 AM to 4:30 PM, or Wednesday and Thursday from 9 AM to 5 PM to learn more about how we can support your financial journey.

Branch Location & Accessibility

Connect With Us

Have questions? Need assistance? Don't hesitate to give us a call at 205-930-5000. We're here to help! We invite you to visit us soon and experience the friendly service that sets Legacy Community apart. Your financial journey starts here!

Convenient Access for All

At Legacy Community, we prioritize accessibility. Our branch is designed with ADA-compliant features, ensuring everyone can navigate comfortably. There's ample parking available right outside, so you won't have to worry about finding a spot when you stop by. While members can visit us at 9825 Parkway E, official correspondence should be sent to PO BOX 55377, Birmingham, AL 35255.

Hours That Fit Your Schedule

We understand that your time is valuable. That's why we offer flexible operating hours. Our lobby is open Monday and Tuesday from 9 AM to 4:30 PM, Friday from 9 AM to 6 PM, and Wednesday and Thursday until 5 PM. This schedule allows you to manage your banking needs on your terms.

Services Tailored for You

Legacy Community offers a wide range of services to cater to your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with ATM availability right here at the branch, cash withdrawals and balance checks are quick and easy.

Member Eligibility

At Legacy Community, we believe that everyone deserves a chance to belong to a community that supports their financial journey. Becoming a member is simple and welcoming! If you're a resident of Birmingham or surrounding areas, or if you have family members who are already members, you can easily join our cooperative. We're here to help you access a wide range of services, from personal banking to auto loans, all designed with your needs in mind. To get started, you can check out the detailed eligibility criteria at . It's straightforward, and we're happy to guide you through it. Once you know you qualify, opening an account is just a few clicks away! Visit our account opening page at https://app.loanspq.com/apply.aspx ?lenderref=legacycu042616&list=xasaccplvlst to begin your application. If you have any questions along the way, feel free to call us at (205) 930-5000 we're here for you! Join us at 9825 Parkway E Birmingham Al 35215 and discover the benefits of being part of the Legacy Community family today!

Business Banking & Commercial Services

At Legacy Community, we understand that every business has unique needs. That's why we offer tailored banking solutions designed to help you thrive. Imagine being able to secure the funding you need to grow your business, whether you're opening a new location, investing in equipment, or simply managing cash flow. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,222,863, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services empower you to accept payments easily and efficiently, simplifying transactions for both you and your customers. From point-of-sale systems to mobile payment options, we help make your daily operations smoother. Located at 9825 Parkway E Birmingham Al 35215 in Birmingham, AL, our team is ready to partner with you on your journey to success. Reach out today at (205) 930-5000 and discover how we can support your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our branch provides ATM services that allow you to make withdrawals and check balances easily. You can rely on us for basic ATM access whenever you need it. At Legacy Community, we strive to make banking simple and accessible for everyone in our community. If you're interested in learning more about any of our services or have questions about how we can assist you further, don't hesitate to reach out! Call us at 205-930-5000 or visit us at our branch in Birmingham today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? We offer flexible auto loans and vehicle financing that can help make your dream ride a reality. With competitive rates and personalized service, we ensure that applying for an auto loan is straightforward and stress-free.

Business Banking

For entrepreneurs and business owners, we provide robust business banking services, including merchant services and business loans. We are dedicated to supporting local businesses by offering products that help them thrive in today's economy.

Credit Cards with Rewards

Why not earn rewards while you spend? Our credit cards come with fantastic rewards programs that allow you to earn points on everyday purchases. It's just another way we help our members get more value from their finances.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance their existing mortgage, our mortgage loans are crafted to fit various budgets and preferences. Our team is here to guide you through every step of the process, making it as smooth as possible.

Online & Mobile Banking

In today's fast-paced world, having access to your accounts anytime is essential. That's why we offer online and mobile banking, giving you the ability to manage your accounts on-the-go. With features like mobile payments and person-to-person transfers, banking has never been more convenient.

Personal Banking

We understand that managing personal finances can be a challenge. That's why we offer checking and savings accounts designed to help you reach your financial goals. Our accounts come with no hidden fees and competitive interest rates, ensuring that your money works as hard as you do. If you're in need of extra funds, our personal loans and debt consolidation options can provide the relief you're looking for.

Digital & Online Banking

Key Features of Our Digital Banking Services

We're excited to offer e-statements for those who prefer a paperless option. With e-statements available, you can easily view your account statements online without the clutter of paper, making it simple to stay organized and keep track of your finances. For members who like using their mobile devices, our mobile application provides an intuitive way to bank on the go. You can take advantage of features like mobile payments, allowing you to make purchases directly from your phone securely and effortlessly. If you need to send money to friends or family, our person-to-person transfers make it quick and easy to share funds without any hassle. Additionally, we prioritize your security with measures in place to protect your information while using our services. While we do not currently offer electronic signature authorization, rest assured that your transactions are safe with us. At Legacy Community, we strive to make banking accessible and user-friendly for all our members. Explore all these features today by visiting us at https://www.legacycreditunion.com/ and experience how easy managing your finances can be!

Financial Strength

Growing Together

Total Share Accounts: 75,655, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Legacy Community is your trusted partner. Visit us at 9825 Parkway E Birmingham Al 35215 or call (205) 930-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $150,558,995 in share certificates and $49,131,067 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,144,433 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 108 full-time employees and 7 part-time employees ready to assist you with their knowledge and commitment.

Our Financial Health

With a net worth of $86,160,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,338 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $84,910,804 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals across various sectors with $5,403 in used auto loans and $395,106,160 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $112,632,117 in used vehicle loans and $68,136,894 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easier than ever to find the right car for your budget.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $2,222,863 provide the capital needed to expand your operations or invest in new projects. We are dedicated to supporting local businesses and helping them thrive. If you're interested in applying for one of our loan products or want to explore refinancing options tailored to your situation, visit us online at Legacy Community or come by our branch during lobby hours: Monday-Tuesday 9 AM - 4:30 PM and Friday 9 AM - 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Reach out today to see how we can assist you in achieving your financial aspirations!

Credit Lines and Unsecured Credit Cards

In addition to auto and mortgage loans, we also provide flexible credit line options totaling $224,077,550, allowing you to access funds when needed. We also offer flexible terms on unsecured credit card loans, with a total of $11,183,231 in loans helping members manage their finances effectively. These products are designed for those who prefer cashless transactions while keeping their expenses under control.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $7,664,898. This means you can secure a home without unnecessary hassle and with competitive terms.

Loan Aggregator

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LEGACY COMMUNITY FEDERAL CREDIT UNION