Legacy Community Credit Union Alabaster AL | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Legacy Community in Alabaster, where we believe in building strong financial futures for our members. Located at 810 Colonial Promenade Pkwy, we have proudly served our community since 1955. With a robust membership of 39,206, we are dedicated to providing exceptional service and support tailored to your financial needs. At Legacy Community, we understand that trust is paramount. That's why our total assets stand at an impressive $644,020,795, allowing us to offer a wide range of services, from personal banking and auto loans to mortgage options and business financing. Our commitment to our members is reflected in our total deposits of $46,921,494 and a net worth of $86,160,762. Under the leadership of CEO S Glenn Bryan and Board President Michael Patterson, our team of 115 employees is always ready to assist you. Whether you prefer online banking or visiting us in person, we strive to make every experience seamless and rewarding. While members can visit us at our branch address, official correspondence should be sent to PO Box 55377, Birmingham, AL 35255. We invite you to explore all that Legacy Community has to offer by visiting our website at legacycreditunion.com or calling us at 205-930-5000. Together, let's create a brighter financial future!

Branch History & Mission

Commitment to Community

We understand the importance of being involved in our community. Through various outreach initiatives and partnerships, we aim to give back and support local organizations and events. Whether it's sponsoring youth sports teams or participating in charity drives, we are committed to making a positive impact in Alabaster. As we look towards the future, we remain focused on enhancing our digital services while ensuring ADA compliance for all members. We want everyone in Alabaster to feel welcome and included in our services.

Join Us Today!

Experience the difference that a member-focused credit union can make in your life. If you're looking for a supportive community bank that truly cares about your financial journey, consider joining Legacy Community today! Visit us or call us at 205-930-5000 for more information about how we can help you achieve your financial goals. Together, let's build a brighter future for you and your family!

Our Journey

Since our inception, we have grown significantly from a small organization into a thriving community resource. Over the years, we have reached an impressive membership of 39,206 individuals and families who rely on us for their banking needs. Our total assets now stand at an astounding $644,020,795, showcasing our commitment to financial stability and growth. The history of Legacy Community is marked by milestones that reflect our dedication to innovation and customer service. From introducing online banking options to enhancing our ATM availability, we have continually adapted to meet the changing needs of our members. Our drive-thru service further exemplifies our commitment to convenience, allowing you to conduct transactions with ease.

Our Mission

At Legacy Community, our mission goes beyond just providing financial products. We strive to empower our members through education and personalized service while actively contributing to the well-being of the communities we serve. We believe that when our members thrive, so does our community. This belief drives us to offer not only traditional banking services like checking accounts and auto loans but also programs aimed at fostering financial literacy and economic growth. While members can visit us at 810 Colonial Promenade Pkwy, official correspondence should be sent to PO Box 55377, Birmingham, AL 35255 if needed.

Branch Location & Accessibility

Get In Touch

If you have questions or want to learn more about what we offer, don't hesitate to give us a call at 205-930-5000. We invite you to visit us soon and experience the friendly service that sets us apart! While members can visit us at 810 Colonial Promenade Pkwy Alabaster Al 35007, official correspondence should be sent to PO Box 55377, Birmingham, AL 35255. We look forward to welcoming you at Legacy Community in Alabaster!

Operating Hours

We understand that life can be busy! That's why we're open Monday through Thursday from 9 AM to 4:30 PM and on Fridays until 6 PM. We aim to accommodate your schedule so you can easily manage your banking needs when it suits you best.

Parking and Accessibility

Finding parking is hassle-free with ample space available right outside our branch. We take pride in ensuring that everyone has access to our services. Our facility meets ADA compliance standards, featuring ramps and accessible entry points for all members of the community.

Services Offered

At Legacy Community, we offer a variety of services designed to meet your financial goals. From personal banking options like checking and savings accounts to loans for vehicles and homes, we've got you covered. If you're looking for quick cash withdrawals or simple transactions, our drive-thru service makes it convenient without having to leave your car. Plus, with shared services available, members from partner credit unions can also access essential banking transactions here.

Member Eligibility

Joining the Legacy Community community is like stepping into a world of support and opportunities tailored just for you. If you're looking to become a member, you'll find that eligibility is welcoming and straightforward. Whether you're a resident of our vibrant community or have family ties to it, you're likely already on your way to joining us. Our members enjoy great benefits, from personalized banking solutions to competitive loan rates and a friendly service atmosphere. To learn more about the specific eligibility criteria, feel free to check out the details at . When you're ready to open an account, the process is designed to be easy and inclusive just visit us at our branch located at 810 Colonial Promenade Pkwy Alabaster Al 35007, or give us a call at (205) 930-5000 for assistance. You can also start your application online by visiting https://app.loanspq.com/apply.aspx?lenderref=legacycu042616&list=xasaccplvlst . We can't wait to welcome you into the Legacy Community family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,222,863, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Whether you're running a retail store or an online shop, our solutions make transactions easy and secure. Imagine a customer walking into your store, making a purchase seamlessly with their card, while you enjoy faster cash flow and improved customer satisfaction. Visit us at 810 Colonial Promenade Pkwy Alabaster Al 35007 in Alabaster, AL, or call us at (205) 930-5000 to learn how we can help you achieve your business goals today!

Comprehensive List Of Services

Accessing Your Accounts Made Easy

Whether you prefer visiting us in person or managing your finances digitally, Legacy Community ensures you have all the tools necessary for seamless banking. Our ATM access allows quick withdrawals and balance checks without hassle. We invite you to experience everything Legacy Community has to offer. If you're interested in learning more about our services or opening an account, feel free to call us at 205-930-5000 or visit our website at legacycreditunion.com. We look forward to serving you!

Business Banking Services

For business owners, our Business Banking solutions include essential tools like Merchant Services and Business Loans tailored to support your growth. We understand the importance of having reliable financial support when running a business, and we are here to assist you every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With options for ATM & Cash Withdrawal Services, accessing your funds has never been easier. You can perform basic transactions through our drive-thru service or take advantage of shared branch transactions if you're a member of partner credit unions.

Credit Options with Rewards

In addition to traditional loans, we offer Credit Cards with Rewards that allow you to earn points for everyday purchases. This way, your spending can work for you, providing valuable rewards that can be redeemed for travel, merchandise, or cash back.

Personal Banking Solutions

When it comes to personal banking, we understand that every member has unique goals and challenges. That's why we offer flexible Checking & Savings Accounts that can help you manage your everyday expenses while also saving for the future. For those looking to drive their dreams home, our Auto Loans & Vehicle Financing options provide competitive rates and terms that can suit any budget. Whether you're purchasing a new car or refinancing an existing loan, we've got you covered. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services are designed to simplify the process and get you into your dream home faster. Plus, our Personal Loans & Debt Consolidation options can help you tackle unexpected expenses or consolidate debt into one manageable payment.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.legacycreditunion.com/ , you can easily monitor your accounts, pay bills, and transfer money with just a few clicks. Our 24/7 online banking services ensure that you have complete control over your finances whenever you need it. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just enter the recipient's details, and you're good to go! Plus, with mobile payments enabled, you can make purchases directly from your smartphone without the hassle of carrying cash or cards. For those who prefer managing their accounts on the go, our user-friendly mobile application is perfect for you. It allows you to check balances, deposit checks using your phone's camera, and manage transactions right from your pocket.

Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization for transactions, rest assured that all your online interactions are safeguarded with the latest security measures. You can bank confidently knowing that your personal information is protected. Another great feature is our e-statements availability. Opting for e-statements not only helps keep your information organized but also reduces paper clutter while being environmentally friendly. In summary, whether you're at home or out and about, Legacy Community provides you with easy access to essential banking services. Experience the convenience of modern banking today!

Financial Strength

Dedicated Team for You

We also take pride in having 108 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to providing personalized service tailored to your unique needs.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach helps us serve your needs more effectively.

Growing Member Base

Total Share and Deposit Accounts: 75,655, showing a strong and growing member base that trusts us with their finances. This growth illustrates our reliability as a financial partner within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Legacy Community is your trusted partner. Visit us at 810 Colonial Promenade Pkwy Alabaster Al 35007 or call (205) 930-5000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $1,144,433 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. A healthy income allows us to invest back into the community and enhance our services.

Reinvestment for Improvement

With $84,910,804 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy not only strengthens our offerings but also bolsters the trust you place in us.

Secure Savings Options

Members' savings are secured through $150,558,995 in share certificates and $49,131,067 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your investments reflects our focus on your financial well-being.

Strong Financial Health

With a net worth of $86,160,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,338 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $5,403 in used auto loans and $395,106,160 in total loans and leases. Whether you're looking to purchase a vehicle or need funds for other purposes, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $112,632,117 in used vehicle loans and $68,136,894 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle a breeze.

Business Loans

For business owners, our outstanding commercial loans totaling $2,222,863 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your existing operations, our team is here to support your business ambitions.

Credit Lines

Our total credit lines amounting to $224,077,550 give you access to funds whenever needed. This flexibility can be vital for managing cash flow or financing short-term projects without hassle. At Legacy Community, we also offer refinancing options for those looking to lower their monthly payments or consolidate debt. Our goal is to help you find a solution that meets your specific financial needs. For more information on how our loan products can assist you or to explore eligibility options further, feel free to reach out at 205-930-5000. You can also visit us online at Legacy Community for additional resources and application details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you secure the financing that fits your life!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,664,898, make buying or refinancing simple. We offer various mortgage products tailored to fit your unique situation and budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,183,231 in loans helping members manage their finances effectively. These cards provide an easy way to handle unexpected expenses while enjoying the convenience of cashless transactions.

Loan Aggregator

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LEGACY COMMUNITY FEDERAL CREDIT UNION - Alabaster, AL