Leatherstocking Region Credit Union Cooperstown NY | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Leatherstocking Region, your trusted credit union nestled in the heart of Cooperstown, NY. Located at 24 Glen Ave, we have proudly served our community since 1977 and currently support over 5,500 members with a commitment to their financial well-being. Our total assets stand at an impressive $86,136,048, reflecting our stability and dedication to providing exceptional financial services. At Leatherstocking Region, we understand that every member's journey is unique. That's why we offer a wide range of services tailored to meet your personal banking needs, including checking and savings accounts, auto loans, mortgages, and business banking solutions. With total deposits amounting to $10,225,688, you can trust us to safeguard your hard-earned money while helping you achieve your financial goals. Our leadership team, led by CEO Anoel Kelly and Board President Nathan Smith, is dedicated to fostering a welcoming environment for all members. We employ a friendly staff of 15 professionals who are ready to assist you in navigating your financial journey. Whether you're visiting us in person or utilizing our online services at lsrfcu.org, we strive to make banking convenient and accessible. While members can visit us at 24 Glen Ave, official correspondence should be sent to the same address. Feel free to reach out to us at (607) 547-5700 for any inquiries or assistance you may need. Our lobby hours are Monday through Thursday from 8 AM to 4 PM, Friday from 8 AM to 5:30 PM, and Saturday from 8 AM until noon. Join us today as we continue our mission of empowering members with the tools they need for financial success. Come see how Leatherstocking Region can be your partner in achieving your dreams!

Branch History & Mission

At Leatherstocking Region, we proudly reflect on a history that dates back to 1977 when our doors first opened at 24 Glen Ave, Cooperstown, NY 13326. Over the years, we have grown from a small community-focused credit union into a thriving financial institution that serves over 5,587 members and manages assets totaling $86,136,048. Our journey is one of dedication to our members and commitment to the communities we serve. Our mission at Leatherstocking Region is clear: we aim to provide accessible and affordable financial services while supporting the well-being of our members and local communities. Whether it's through personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, our focus remains on empowering individuals with the tools they need for financial success. We also recognize that being part of a community means giving back, which is why we actively engage in various outreach efforts to support local initiatives. While members can visit us at our main office location in Cooperstown, official correspondence should be sent to the same address at 24 Glen Avenue, ensuring that all communication reaches us promptly. Our branch is equipped with modern conveniences such as ATM access and drive-thru banking options for added convenience. In today's fast-paced world, we've embraced digital advancements to make banking easier than ever. Members can enjoy online and mobile banking services, making it simple to manage their finances from anywhere. We are also committed to ensuring accessibility for all by adhering to ADA compliance standards. As we look forward, we continue to foster partnerships with local organizations and businesses to enhance our community impact. Our total membership reflects the trust placed in us by individuals who believe in our mission creating a more financially secure future together. We invite you to join Leatherstocking Region and become part of a community-driven credit union that truly cares about your financial journey. Experience firsthand how we can help you reach your goals while supporting the greater good. For any inquiries or assistance, feel free to contact us at 607-547-5700 during our lobby hours: Monday through Thursday from 8 AM to 4 PM, Friday from 8 AM to 5:30 PM, and Saturday from 8 AM to noon. Together, let's build a brighter financial future!

Branch Location & Accessibility

A Range of Services at Your Fingertips

Leatherstocking Region provides a variety of personal banking options tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we aim to make your banking experience smooth and straightforward. Need quick cash? Our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle. And if you prefer using an ATM, you're in luck our branch has one available for all your cash withdrawal and balance check needs. While members can visit us at 24 Glen Ave for all their banking needs, official correspondence should be sent to the same address listed above.

Connect With Us

Ready to explore what Leatherstocking Region can do for you? Our team is here to help! Feel free to give us a call at 607-547-5700 or stop by during our lobby hours. We look forward to welcoming you into our community-focused financial family!

Convenient Access and Features

At our Cooperstown location, we prioritize accessibility for all our members. Our branch is ADA compliant, with features like ramps and designated parking spots that ensure everyone can access our services without hassle. Plus, we have ample parking available right outside, so you won't have to worry about finding a spot when you visit us.

Operating Hours That Fit Your Schedule

We know your time is valuable! That's why we offer flexible banking hours: Monday through Thursday from 8 AM to 4 PM, Friday from 8 AM to 5:30 PM, and Saturday from 8 AM to noon. Whether you need assistance during the week or prefer to drop by on a Saturday morning, we've got you covered.

Member Eligibility

At Leatherstocking Region, we believe that joining our credit union is like becoming part of a caring community that looks out for each other. Membership is open to anyone who lives, works, or worships in the area around Cooperstown, making it easy for you to connect with us. We're here to provide a range of financial services tailored to your needs, from checking and savings accounts to auto loans and mortgages. The process of becoming a member is simple and welcoming; just give us a call at (607) 547-5700 or stop by our branch located at 24 Glen Ave Cooperstown Ny 13326 for more information. For detailed eligibility criteria. We look forward to helping you achieve your financial goals as part of the Leatherstocking Region family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine having a seamless way to accept payments from your customers. Our merchant services allow you to process transactions quickly and securely, giving you more time to focus on what you do best running your business. Whether it's credit card processing or point-of-sale systems, we offer solutions tailored for your success. Visit us at 24 Glen Ave Cooperstown Ny 13326 in Cooperstown, NY or call us at (607) 547-5700 to discover how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive business banking solutions including merchant services and business loans. We understand the unique challenges small businesses face and are here to support your growth with financial products tailored specifically for entrepreneurs.

Credit Cards & Rewards

We also offer credit cards with rewards programs that let you earn points on every purchase. These points can be redeemed for travel, merchandise, or even cash back! It's an easy way to make the most out of your spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like person-to-person payments and mobile payments, handling finances has never been easier. Plus, our ATM services ensure that cash withdrawals and balance checks are just moments away no matter where life takes you.

Drive-Thru & Cash Withdrawal Services

If you're on the go and need quick access to banking services, take advantage of our basic drive-thru banking for deposits and withdrawals. Our friendly staff is ready to assist you with simple transactions so you can get back to what matters most. At Leatherstocking Region, we believe that banking should be accessible and straightforward. We invite you to visit us at our branch or give us a call at 607-547-5700 if you have any questions about our offerings or how we can assist you in achieving your financial goals. Join us today at Leatherstocking Region where our members come first! Visit us online at www.lsrfcu.org for more information about all of our services!

Personal Banking Solutions

Our personal banking services are tailored to help you manage your money effectively. With options like checking and savings accounts, you can easily handle your day-to-day transactions while saving for your goals. Need a new car? Our auto loans and vehicle financing options offer competitive rates that can make driving away in that dream car a reality. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans come with flexible terms and personalized support. If you're facing unexpected expenses or want to consolidate debt, consider our personal loans a simple solution for financial relief.

Digital & Online Banking

Key Features

Navigating your finances has never been easier. Visit us at https://www.lsrfcu.org/ to explore our user-friendly online banking platform. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, our electronic signature authorization makes it simple to sign documents securely from the comfort of your home. Keeping track of your statements is also hassle-free with our e-statements feature. Say goodbye to paper clutter and hello to easy online access view, download, or print your statements whenever you need them. If you're always on the go, you'll love our mobile application. It allows you to manage your accounts right from your smartphone. Whether you want to make payments using our mobile payments feature or send money quickly with person-to-person transfers, everything is just a tap away.

Security and Accessibility

We prioritize your security with advanced features that protect your personal information while ensuring easy access to your accounts. Rest assured that all transactions are encrypted for maximum safety. With these digital tools at Leatherstocking Region, you can enjoy real-time account management without the stress of long lines or limited hours. Our goal is to provide you with the best banking experience possible, whether you're at home or out in the world. Join us today and discover how our digital and online banking services can simplify your financial journey!

Financial Strength

At Leatherstocking Region, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health allows us to provide exceptional services and peace of mind for all our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $10,773,814, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.48% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,263,468 in share certificates and $5,977,908 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,939,178 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity includes $12,851 in used auto loans and a total of $56,399,157 in loans and leases, supporting your financial goals across various sectors. While our net income stands at $0, this reflects our focus on operational efficiency to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $3,874,005. Total Share Accounts: 10,907, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leatherstocking Region is your trusted partner. Visit us at 24 Glen Ave Cooperstown NY 13326 or call 607-547-5700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,411,322 in used vehicle loans and $9,751,717 in new vehicle loans already helping members get on the road. We provide financing options tailored to fit your budget and needs, ensuring that you can drive away satisfied.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,012,123, make buying or refinancing simple. We offer competitive rates and flexible terms to help you navigate the home buying process smoothly.

Other Financing Options

In addition to auto and mortgage loans, we offer total credit lines amounting to $4,000,000. This can provide you with additional flexibility for various needs, whether it's unexpected expenses or planned purchases. For business owners looking for support, although we currently do not have outstanding commercial loans available, we are always exploring ways to assist local businesses in their growth endeavors. If you're considering refinancing any existing loans or would like to know about eligibility options for our various loan products, please don't hesitate to reach out. Our team is here to provide you with the necessary guidance and support. For more information about our loan offerings or any questions you may have, feel free to contact us at (607) 547-5700 or visit us at our branch located at 24 Glen Ave Cooperstown Ny 13326 in Cooperstown, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,190,263 in loans helping members manage their finances effectively. Our credit cards come with rewards and easy-to-understand terms to help you stay on top of your spending.

Loan Aggregator

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LEATHERSTOCKING REGION FEDERAL CREDIT UNION - Cooperstown, NY

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