Leading Edge Credit Union Marshall MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Leading Edge, your trusted financial partner located at 1406 E College Dr Ste 100, Marshall, MN 56258. Since our establishment in 1986, we have been dedicated to supporting our community and empowering our members with the financial tools they need to thrive. With a membership base of over 11,350 individuals and total assets amounting to an impressive $143,953,870, we take pride in offering personalized banking solutions that cater to the unique needs of each member. At Leading Edge, we understand that everyone's financial journey is different. Whether you're looking for a new vehicle loan, a mortgage, or simply a safe place to grow your savings, we've got you covered. Our loans portfolio includes 6,220 loans and leases, ensuring that we can meet the diverse needs of our community. Additionally, with total deposits reaching $11,607,012, members can rest assured knowing their funds are secure. Our commitment goes beyond just numbers; it's about building relationships. Under the leadership of CEO Chad Merrihew and Board President Randy Donahue, our team of 40 employees is here to provide exceptional service and support. We aim to create a welcoming atmosphere where you feel valued and understood. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address at 1127 Ryans Rd, Worthington, MN 56187. Experience the difference that comes from being part of a credit union that genuinely cares about its members. If you're ready to take control of your financial future or have any questions about our services ranging from personal banking to business loans don't hesitate to reach out! Call us today at 507-775-2802 or visit our website at Leading Edge for more information. Join us on this journey toward financial wellness!

Branch History & Mission

Community Engagement

We actively engage with local organizations and initiatives aimed at fostering growth within Marshall. Whether it's sponsoring local events or offering workshops on financial literacy, Leading Edge is dedicated to making a positive impact. As part of our commitment to modern banking practices, we offer convenient online and mobile banking options. This allows members to manage their accounts anytime, anywhere putting control back into your hands.

Join Us Today!

If you're looking for a credit union that values personal relationships while providing solid financial solutions, look no further than Leading Edge. Experience the difference of being part of a community-focused credit union where your needs come first. Join us today! Call us at 507-775-2802 or visit our website to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future for Marshall!

Our Journey

From our humble beginnings at 1406 E College Dr Ste 100, Leading Edge has continually evolved to meet the changing financial landscape. We started with a simple mission: to provide accessible and affordable banking solutions tailored to our members' unique situations. Over the years, we've expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions. While members can visit us at 1406 E College Dr Ste 100, official correspondence should be sent to 1127 Ryans Rd, Worthington, MN 56187. This location serves as a reminder that we are deeply rooted in the community and committed to its growth.

Our Mission

At Leading Edge, our mission goes beyond just providing financial services; we aim to uplift our community through education and support. We believe that when our members thrive, so does our community. We strive to empower individuals with the knowledge and resources they need for better financial health. Our operating hours are designed with your convenience in mind: we're here from 9:00 AM to 5:00 PM Monday through Friday. Although we currently do not offer ATM or drive-thru services, our focus on personal interaction ensures that you receive dedicated service every time you walk through our doors.

Branch Location & Accessibility

Convenient Access

We understand that accessibility is key for our members. At Leading Edge, we have made sure that our branch is welcoming and ADA-compliant, featuring ramps and spacious entryways for ease of access. Parking is available nearby, allowing you to visit us without hassle.

Get In Touch

Have questions? Don't hesitate to reach out! You can give us a call at 507-775-2802 or visit our website at Leading Edge for more information about our services. We invite you to stop by and see how we can help you achieve your financial goals!

Operating Hours & Services

Our lobby hours are designed with your busy schedule in mind. We are open from 9:00 AM to 5:00 PM Monday through Friday, providing ample time for you to come in and discuss your financial needs. Whether you're interested in personal banking solutions like checking and savings accounts or looking for auto loans and mortgage options, our dedicated team is here to assist you. While we currently do not offer ATM or drive-thru services at this location, our staff is always ready to help with online and mobile banking options that make managing your finances convenient from anywhere.

Member Eligibility

At Leading Edge, we believe that everyone deserves a chance to be part of a caring financial community. Joining us as a member is simple and welcoming! If you live, work, or worship in the area, or have family members who are already members, you're likely eligible to become one of us. We offer an array of services designed to help you thrive financially, from checking and savings accounts to loans tailored for your needs. For more specific eligibility details, feel free to visit our website where you can find all the information you need. Opening an account is straightforward! Just head over to http://www.leadingedgecu.org and follow the prompts. Our friendly staff is always ready to assist if you have questions give us a call at (507) 775-2802 during our business hours, and we'll gladly help you take this important step towards better financial health. Embrace the advantages of membership at Leading Edge today!

Business Banking & Commercial Services

Commercial Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,125,909, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Imagine being able to accept payments effortlessly while keeping track of transactions with ease. Our merchant services provide businesses with the tools they need to handle payments securely and efficiently. This means you can focus on what you do best running your business while we take care of the payment processing. Located at 1406 E College Dr Ste 100 Marshall Mn 56258 in Marshall, MN, our friendly team is ready to assist you. Give us a call at (507) 775-2802 or visit us during our operating hours from 9:00 am to 5:00 pm, Monday through Friday. Let's take your business to new heights together!

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services, including merchant services and business loans, can help you manage and grow your business effectively. We understand how vital support is for local businesses, and we aim to provide tools that meet those needs.

Credit Cards

Our credit cards with rewards are perfect for those who want to earn while they spend. Enjoy benefits like cashback or travel rewards that make every purchase feel rewarding. It's not just about spending; it's about making the most of your money.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. You can access your accounts anytime, anywhere whether it's checking your balance on the go or transferring funds from your smartphone. Features like person-to-person payments simplify sending money to friends or family without the hassle of cash. As part of our commitment to serving you better, we also provide ATM and cash withdrawal services, ensuring you have easy access to your funds when needed. For more information about any of our offerings or assistance with opening an account, don't hesitate to call us at 507-775-2802. At Leading Edge in Marshall, MN, we're excited to help you achieve your financial goals! Visit us online at Leading Edge today!

Home Loans

Homeownership is within reach with our mortgage loans and refinancing services. Whether you're a first-time homebuyer or looking to refinance your current mortgage for better rates, our knowledgeable staff is here to guide you through every step of the process.

Personal Banking

Whether you're looking to open a checking or savings account, or you need help with managing your day-to-day finances, our personal banking services have got you covered. With options tailored to fit different lifestyles, we make it easy to save for that special vacation or everyday expenses.

Personal Loans

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can manage these challenges more easily. Picture having the funds available when you need them most whether it's for medical bills, home repairs, or consolidating debt into one manageable payment.

Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are designed to provide you with competitive rates and flexible terms. Imagine driving off the lot in your dream car without the stress of complicated financing processes!

Digital & Online Banking

Going Green with E-Statements

Say goodbye to paper clutter! With e-statements available, you can receive your account statements directly in your inbox. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste. With these digital tools at Leading Edge, banking becomes an effortless part of your daily life. Embrace the future of finance today visit us at https://leadingedgecu.org/ to explore all the ways we can support your financial journey!

Mobile Banking Made Simple

For those who prefer banking on their mobile devices, our mobile application brings all the features right to your fingertips. You can enjoy mobile payments for quick transactions and person-to-person transfers with friends and family all within a few taps. Plus, with electronic signature authorization available, signing documents electronically is simple and secure.

Online Banking Features

Experience the ease of 24/7 online banking services that allow you to check balances, pay bills, and transfer funds from the comfort of your home or on the go. Our secure login ensures that your information is protected while giving you real-time access to your accounts. Whether you're at work or relaxing at home, managing your money has never been easier.

Financial Strength

A Growing Community

Total Share Accounts: 22,102, show a strong and growing member base that trusts us with their finances. This trust allows us to thrive as a community-focused institution committed to your success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leading Edge is your trusted partner. Visit us at 1406 E College Dr Ste 100 Marshall Mn 56258 or call 507-775-2802 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $39,421,411 in share certificates and $30,525,125 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,482,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $131,946 reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Your Future

With $11,126,477 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $106,359,107 in total loans and leases and $17,761 in used auto loans.

Strong Financial Health

With a net worth of $12,328,260, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 855% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,463,999 in used vehicle loans and $2,619,877 in new vehicle loans already helping members get on the road. We provide flexible financing options to ensure you find a plan that works for you.

Credit Lines and Commercial Loans

For those looking for additional flexibility, our total credit lines amount to $31,154,222, providing access to funds when needed. For business owners, our outstanding commercial loans totaling $22,125,909 provide the capital needed to grow and expand. If you're considering refinancing or exploring eligibility options for any of these products, our dedicated team is here to help you navigate the process with ease. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. To learn more about how we can assist you with your loan needs or to discuss specific terms tailored for you, please don't hesitate to reach out at (507) 775-2802 or visit us at 1406 E College Dr Ste 100 Marshall Mn 56258. Let us help you take that next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,797,591, make buying or refinancing simple. We are here to guide you through every step of the mortgage process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,045,924 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses without the burden of secured collateral.

Loan Aggregator

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LEADING EDGE CREDIT UNION - Marshall, MN

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