Leading Edge Credit Union Jackson MN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Leading Edge, your trusted partner in financial growth right here in Jackson, MN. Located at 169 Industrial Park, our credit union has been serving the community since 1986, helping over 11,350 members achieve their financial dreams. With a strong commitment to local residents, we pride ourselves on offering personalized banking solutions that cater to your unique needs. At Leading Edge, we understand that financial decisions are important and can impact your life significantly. That's why we're dedicated to providing exceptional services, whether you're looking for a new auto loan, mortgage refinancing, or simply want to open a checking account. Our total assets stand at an impressive $143,953,870, with $11,607,012 in deposits and a solid net worth of $12,328,260. These figures reflect our stability and commitment to being a reliable financial institution for all our members. Our CEO, Chad Merrihew, along with Board President Randy Donahue, leads a passionate team of 40 employees who are ready to assist you. We strive not only to meet but exceed your expectations through personal service and community engagement. Plus, with easy access to online banking and mobile payments, managing your finances has never been easier. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to our mailing address: 169 Industrial Park, Jackson, MN 56143-9589. We invite you to explore our various services designed for both individuals and businesses from personal loans and credit cards with rewards to business banking solutions. At Leading Edge Credit Union, we are more than just a bank; we are a part of your community. Feel free to call us at 507-849-7400 or visit our website at leadingedgecu.org for more information or to get started on your financial journey today!

Branch History & Mission

At Leading Edge in Jackson, MN, we proudly carry a legacy of service and community spirit that dates back to our opening in 1986. Since then, we have grown from a small branch into a trusted financial partner for over 11,350 members. Our location at 169 Industrial Park is more than just an address; it is where dreams take shape and futures are built. Our mission is simple yet profound: to empower our members by providing accessible financial services while actively supporting our community. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a home, financing a vehicle, or saving for the future. Our commitment goes beyond banking; we strive to enhance the lives of those around us through various outreach programs and partnerships. Over the years, we have achieved significant milestones. With total assets reaching $143,953,870, we've been able to offer a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions. Our digital advancements allow members to manage their finances conveniently through online banking and mobile applications. While you can visit us at our main branch address in Jackson, official correspondence should be directed to 169 Industrial Park, Jackson, MN 56143-9589 if needed. We are here for you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. We understand the importance of accessibility in today's world. That's why we offer ATM services and drive-thru banking for your convenience. Our team is dedicated to ensuring that every member feels valued and supported. As part of our ongoing commitment to community growth and support, we engage in various outreach efforts aimed at improving local lives. Whether it's through financial education workshops or sponsorships of local events, we aim to make a lasting impact. Join us at Leading Edge! Experience firsthand how our member-focused approach can help you reach your financial dreams while being part of a vibrant community. Let's grow together!

Branch Location & Accessibility

Accessibility Features

At Leading Edge, we believe that everyone should have access to quality financial services. Our branch is equipped with ADA-compliant features, including ramps and accessible parking spaces, ensuring that all members can visit us comfortably. For those on the go, we also offer drive-thru banking for quick transactions like deposits and withdrawals.

Operating Hours

We know your time is valuable! That's why we're open Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays until 6:00 PM. Whether you need assistance with checking accounts, auto loans, or personal banking services, our dedicated team is here to help during these hours.

Services Available

While you can visit us for a wide range of services from checking and savings accounts to mortgage loans and business banking we also have an ATM available for your convenience. If you ever need to reach out, don't hesitate to call us at 507-849-7400. If you prefer to send us official correspondence or documentation, please direct it to our mailing address: 169 Industrial Park, Jackson, MN 56143-9589. We invite you to come by and experience the warmth of Leading Edge. Whether you're a long-time member or looking for a new financial partner, we can't wait to meet you!

Member Eligibility

Joining the Leading Edge family means becoming part of a close-knit community that genuinely cares about your financial well-being. At our branch located at 169 Industrial Park, Jackson, MN 56143, we welcome anyone who lives, works, worships, or attends school in the area to explore membership with us. Whether you're looking for a friendly place to open a checking account or need assistance with loans, we offer a variety of services tailored just for you. The process is simple and straightforward just give us a call at 507-849-7400 or visit our website at Leading Edge for more details on how to become a member. You can also check out the eligibility criteria on our website to ensure you meet all the requirements. We look forward to having you join us and enjoy all the benefits of being part of Leading Edge!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what matters most growing your business. Imagine a local café that accepts payments seamlessly through various methods, ensuring customer satisfaction while speeding up transactions. That's the real-world impact of our services! Located at 169 Industrial Park Jackson Mn 56143, Jackson, MN, we invite you to explore how our tailored solutions can help your business thrive. Give us a call at (507) 849-7400 today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $141 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $22,125,909, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For quick access to cash, our branch features ATM services where members can make withdrawals and check balances easily. Plus, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your vehicle perfect for those busy days! At Leading Edge in Jackson, MN, we're here for all your banking needs. With friendly staff ready to assist you via phone at 507-849-7400, we invite you to explore how our comprehensive suite of services can enhance your financial well-being. Visit us today or learn more at Leading Edge's website. Let's take the next step together!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options are designed with competitive rates and flexible terms. You can trust us to guide you through the process, making it simple and straightforward so that you can drive away in your dream vehicle without any hassle.

Business Banking Solutions

For entrepreneurs and business owners, Leading Edge offers comprehensive business banking solutions, including merchant services and business loans. We understand the unique challenges faced by businesses today and are committed to helping you thrive.

Credit Cards with Rewards

We believe in rewarding our members! Our credit cards with rewards program allows you to earn points on purchases that can be redeemed for exciting perks. This means when you use your card for everyday purchases, you're not just spending; you're earning rewards too!

Mortgage Loans & Refinancing

Owning a home is one of life's biggest achievements. At Leading Edge, we offer mortgage loans and refinancing solutions that make home ownership accessible. Whether you're buying your first home or refinancing an existing mortgage for better rates, our expert team is here to help every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. Need to check your balance or transfer funds? Just log in through our user-friendly app or website!

Personal Banking Services

For those looking to manage their day-to-day finances, we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that helps you easily track your spending while also allowing you to save for future goals. Whether you're saving for a vacation or just want an account that earns interest, we've got options for you.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the support you need. Picture yourself managing multiple bills with ease by consolidating them into one manageable monthly payment; this could be your reality with Leading Edge.

Digital & Online Banking

24/7 Access

Our online banking services are available 24/7, so whether it's early morning or late at night, you'll have access to your accounts whenever you need them. Managing your finances has never been this accessible or straightforward! At Leading Edge, we prioritize providing secure and easy-to-use digital banking options that fit into your lifestyle. Join us today and experience the convenience of modern banking right at your fingertips!

Key Services

With our online banking services available at Leading Edge, you can check your balance, pay bills, and transfer money with just a few clicks. Our secure system allows you to bank with peace of mind, knowing that your information is protected. Need to sign documents? We offer electronic signature authorization, making it simple to finalize transactions without the hassle of paperwork. Plus, if you prefer paperless statements, our e-statements feature gives you instant access to your financial records anytime.

Mobile Banking Features

For those on the go, our mobile application is a must-have! With mobile payments enabled, you can easily make purchases directly from your phone perfect for busy days when you're out and about. Additionally, our person-to-person transfer service allows you to send money to friends and family instantly, making splitting bills or sharing expenses a breeze.

Financial Strength

At Leading Edge, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in where you place your money, and we are committed to maintaining strong financial health. With a net worth of $12,328,260, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 855 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $39,421,411 in share certificates and $30,525,125 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,482,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,126,477 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $10,635,910 available across various loans and leases including 1,761 used auto loans, supporting members' financial goals. Our net income of $131,946 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 22,102, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leading Edge is your trusted partner. Visit us at 169 Industrial Park Jackson MN 56143 or call 507-849-7400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $26,463,999 in used vehicle loans and $2,619,877 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options are tailored to help you drive away with confidence.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $22,125,909 provide the capital needed to expand your business operations. We are committed to supporting local entrepreneurs and can assist you in navigating your financing options. At Leading Edge, we're dedicated to providing straightforward and transparent loan solutions that fit your lifestyle. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to ask when you contact us or visit our branch. For more details on our loan offerings or to get started today, please visit us at Leading Edge or give us a call at 507-849-7400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,797,591, make buying or refinancing simple. We provide personalized guidance throughout the mortgage process to ensure you understand each step and find the best solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,045,924 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses while enjoying the convenience of easy payment plans.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Users can trust that the options presented are credible and reliable. Additionally, LendMesh stands out for its commitment to No Sponsored Listings. Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. This allows users to make informed decisions without any hidden agendas. Moreover, users benefit from Real-Time Rate Comparisons. With up-to-date loan rates from multiple institutions, LendMesh empowers users to choose the best option that fits their financial needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the reliability and effectiveness of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LEADING EDGE CREDIT UNION - Jackson, MN

Compare Loan Rates Near You

Loan rates in Jackson, MN (56143)