Leaders Credit Union Union City TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Leaders Credit Union, your trusted financial partner located at 1500 S 1St St, Union City, TN 38261. Established in 1957, we have proudly served our community for over six decades, cultivating a strong bond with our members and ensuring their financial well-being. With a vibrant membership of 79,961 individuals, we're dedicated to helping you achieve your financial goals. At Leaders Credit Union, we understand that managing finances can be overwhelming. That's why our team of 203 dedicated employees is here to provide personalized support and guidance. Under the leadership of CEO Todd Swims and Board President Bart Teague, we strive to create a welcoming environment where you feel valued and understood. Our commitment to our members is reflected in our impressive financial standing. Currently, we hold total assets of $1,121,948,001 and total deposits amounting to $77,635,663. We have also successfully provided loans totaling 48,022, empowering our members with the resources they need for personal growth and success. While you're welcome to visit us at our branch location for all your banking needs, if you need to send official correspondence, please use our mailing address: PO Box 10008, Jackson, TN 38308. We invite you to explore what Leaders Credit Union has to offer whether it's personal banking services like checking and savings accounts or various loan options tailored just for you. If you have any questions or would like assistance, don't hesitate to call us at 731-664-1784 or check out our website at leaderscu.com. Join us today and experience the difference that a community-focused credit union can make in your life!

Branch History & Mission

Join Us

While you can visit us at 1500 S 1st St for your banking needs, official correspondence should be sent to PO Box 10008, Jackson, TN 38308 if necessary. Our lobby is open Monday through Friday from 8:30 AM to 5:00 PM (and until 6:00 PM on Fridays), with drive-thru banking available for added convenience. With ATM availability and dedicated customer service representatives ready to assist you at (731) 664-1784, we invite you to experience the benefits of membership at Leaders Credit Union. Join us today and become part of a community-focused organization that truly cares about your financial well-being!

Mission Statement

At Leaders Credit Union, our mission is simple yet profound: to empower our members through exceptional financial services while fostering a strong sense of community support. We understand that banking is more than just transactions; it's about building relationships. Whether it's helping someone buy their first car or guiding a family through home ownership, we are here every step of the way. We also believe in giving back. Our partnerships with local organizations and ongoing community outreach efforts reflect our dedication to making a positive impact in Union City and beyond.

Our Journey

Leaders Credit Union began as a small cooperative aimed at providing accessible financial services to local residents. Over the years, we have experienced remarkable growth and transformation while remaining true to our core mission of supporting our community. We believe that everyone deserves the opportunity to achieve their financial goals, and our commitment to this principle has driven our evolution. In addition to offering traditional banking services such as checking accounts and loans, we have embraced modern technology to enhance member experience. With features like online banking and mobile payments, we aim to make managing finances easy and convenient for all. We are proud to be ADA compliant and continually strive to improve accessibility for every member.

Branch Location & Accessibility

Welcome to Leaders Credit Union, your trusted financial partner located at 1500 S 1st St in the heart of Union City, TN! Our branch is designed with your convenience in mind, making it easy for you to access a wide range of banking services. Whether you're stopping by for a quick deposit or looking to discuss your financial goals, we're here to help. If you're not familiar with the area, you'll find us near popular local landmarks, providing an inviting atmosphere that makes banking feel like a breeze. We prioritize accessibility and offer ample parking along with ADA-compliant features, ensuring that everyone can comfortably visit us. Our lobby hours are welcoming too! You can come in Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays from 8:30 AM to 6:00 PM. For those who prefer a quicker visit, our drive-thru service is available during these hours as well, allowing you to complete simple transactions without ever leaving your vehicle. And yes, we have ATM availability too for those late-night cash needs! For any official correspondence, while members can visit us at our branch address, please note that you can also reach us via our mailing address at PO Box 10008, Jackson, TN 38308 if necessary. Need assistance? Don't hesitate to give us a call at 731-664-1784. We look forward to serving you and helping you achieve your financial aspirations at Leaders Credit Union!

Member Eligibility

At Leaders Credit Union, we believe that becoming a member is like joining a close-knit community where you can thrive. If you're looking to enjoy financial services tailored just for you, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in Obion County, Tennessee. This inclusive approach means that as long as you're part of our vibrant community, you're eligible to join us! Getting started is easy and welcoming. Simply visit us at 1500 S 1St St, Union City, TN 38261, or give us a call at 731-664-1784 for more information. For detailed eligibility criteria and updates, check out our resource page at https://www.leaderscu.com/membership-benefits. Ready to open your account? You can find all the necessary details at https://www.leaderscu.com/vehicle-loan-application. Join Leaders Credit Union today and take the first step towards enjoying personalized banking services designed with your needs in mind!

Business Banking & Commercial Services

Merchant Services that Work for You

Beyond loans, our merchant services offer practical solutions that simplify transactions. Imagine having a reliable payment processing system that enhances customer experiences while keeping your cash flow steady. With tools tailored for businesses of all sizes, we help you manage payments easily and efficiently. Located at 1500 S 1St St Union City Tn 38261, Union City, TN, we're here to support your business every step of the way. Let's work together to turn your vision into reality! For more information, call us at (731) 664-1784 or visit our website at https://www.leaderscu.com/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $14,453,967, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash or want to make a quick deposit? Our ATM services provide easy access for withdrawals and balance checks whenever you need them. Additionally, our drive-thru service allows for basic banking transactions without leaving your car perfect for busy days when time is tight.

Business Solutions

For local entrepreneurs, Leaders Credit Union has robust business banking solutions. We provide merchant services and business loans to help you grow your business efficiently. Your success is important to us, and we're here to support it with financial products tailored for small businesses.

Digital Banking Convenience

In today's fast-paced world, having access to online and mobile banking is crucial. At Leaders Credit Union, we ensure that managing your finances is easy and secure from anywhere. With online banking, you can check balances, transfer funds, and pay bills at your convenience. Our mobile app allows you to handle transactions on the go, making banking seamless wherever life takes you.

Get Started Today!

We invite you to visit us at 1500 S 1st St, Union City, TN 38261, or give us a call at 731-664-1784. Discover how Leaders Credit Union can help simplify your financial life with our comprehensive list of services tailored just for you. Whether you're managing personal finances or running a business, we're here to support your journey every step of the way!

Loans Made Simple

For those times when unexpected expenses arise or when you need a little extra cash, we offer personal loans and debt consolidation services. These solutions are designed with you in mind, helping you take control of your financial situation without added stress. If credit is what you're after, check out our credit cards with rewards that not only provide purchasing power but also offer benefits for everyday spending.

Personal Banking

Whether you're looking to open a checking or savings account, we have options tailored for every lifestyle. Our personal banking services include checking and savings accounts that make it easy to manage your everyday expenses. If you're planning to buy a new car, our auto loans and vehicle financing can get you on the road quickly without breaking the bank. Additionally, our mortgage loans and refinancing options are available to assist you in buying your dream home or lowering your current payments.

Digital & Online Banking

At Leaders Credit Union, we understand that banking needs to fit into your busy life. That's why we offer a range of digital and online banking services designed for convenience and security. Whether you're at home or on the go, managing your finances has never been easier. One of the standout features is our online banking platform, which provides you with 24/7 access to your accounts. You can check balances, pay bills, and transfer funds anytime and anywhere. If you prefer using your smartphone, our mobile application makes it simple to manage your money right from your pocket. Need to send money quickly? Our person-to-person transfer feature allows you to send cash to friends and family instantly. Plus, with mobile payments available, you can make purchases directly from your phone without the hassle of carrying cash or cards. For those who want to stay organized, e-statements are readily available, making it easy to keep track of your transactions without the clutter of paper statements. And if you ever need to sign documents digitally, our electronic signature authorization ensures that everything is handled securely and efficiently. We prioritize your security with robust measures in place so you can bank with confidence. With user-friendly features tailored for every member, Leaders Credit Union is committed to providing an accessible and straightforward banking experience. Explore all these services today by visiting us at Leaders Credit Union, where banking is convenient and secure!

Financial Strength

At Leaders Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial position to ensure you can always rely on us for your banking needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $118,884,594, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1060 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $348,835,080 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $134,137,394, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $46,197,886 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $20,860 in used auto loans and a total of $972,556,865 in loans and leases. Our $11,349,550 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 197 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $4,636. Total Share Accounts: 145,337, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leaders Credit Union is your trusted partner. Visit us at 1500 S 1St St Union City TN 38261 or call 731-664-1784 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $468,075,508 in used vehicle loans and $109,001,916 in new vehicle loans, helping members get on the road with confidence. Plus, if you're considering refinancing your current auto loan, we can provide options that may lower your monthly payments or interest rates.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $14,453,967 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to supporting local businesses. At Leaders Credit Union, we aim to provide clear pathways for all your borrowing needs. If you're interested in exploring these options further or checking eligibility for any loan products, please don't hesitate to call us at 731-664-1784 or visit our website at leaderscu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey toward financial empowerment starts here!

Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans with a total of $24,342,615 in loans helping members manage their finances effectively. These cards can give you the purchasing power you need while providing rewards for your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $62,504,470. We make buying or refinancing simple so you can focus on what truly matters making your house a home.

Loan Aggregator

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