Leaders Credit Union Milan TN | Affordable Auto Loans & ATMs

Introduction

Welcome to Leaders Credit Union, where your financial success is our top priority! Located at 15431 S First St, Milan, TN 38358, our branch has been a trusted partner in the community since 1957. With over 82,000 members and a robust asset base of $1,184,726,636, we are committed to providing personalized services that cater to your unique needs. At Leaders Credit Union, we understand that banking is not just about numbers; it's about building relationships. Our dedicated team of 221 employees, led by CEO Todd Swims and Board President Bart Teague, is here to guide you every step of the way whether you're opening a new account, applying for a loan, or seeking financial advice. While members can visit us at our Milan location, any official correspondence should be sent to our mailing address: P.O. Box 10008, Jackson, TN 38308. We take pride in being more than just a credit union; we are a part of the community fabric, helping families achieve their dreams with over $88,450,286 in total deposits and an impressive $1,018,958,819 in loans and leases. Our commitment to your financial well-being is reflected in our diverse range of services from checking and savings accounts to auto loans and business banking solutions. With options like online and mobile banking available at your fingertips through our website LeadersCU.com, managing your finances has never been easier. Join us today at Leaders Credit Union! Call us at 731-664-1784 or stop by our branch during lobby hours: Monday to Friday from 8:30 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Experience the difference that comes with being a valued member of Leaders Credit Union!

Branch History & Mission

Community Engagement and Services

As part of our dedication to serving you better, we've embraced technological advancements while ensuring ADA compliance for all members. Our digital offerings include online banking, mobile payments, and e-statements designed to make your banking experience convenient and user-friendly. In addition to our robust service offerings, including drive-thru banking and ATM access, we're proud to say that we've partnered with local organizations for outreach initiatives that support education and economic development in Milan. While members can visit us at 15431 S First St for all their banking needs, official correspondence should be sent to P.O. Box 10008, Jackson, TN 38308. Our doors are open during convenient hours: Monday through Friday from 8:30 AM to 5:00 PM (and until 6:00 PM on Fridays), as well as Saturday from 9:00 AM to 1:00 PM. Join us at Leaders Credit Union today! Experience firsthand how our values translate into genuine support for your financial journey and the greater Milan community. Together, we can build a brighter future! For more information or to become a member, please visit us online at Leaders Credit Union.

Our Mission

At Leaders Credit Union, our mission is clear: to empower our members through accessible financial services while making a positive difference in the communities we serve. We believe in treating every member like family and providing them with tools that enhance their financial literacy and overall quality of life. We offer a wide array of services tailored for everyone from personal banking options like checking and savings accounts to auto loans and business banking solutions. Our commitment extends beyond just banking; we actively engage in community outreach programs that uplift those around us.

Branch Location & Accessibility

ATM Services

For added convenience, we also offer ATM services right at our branch. You can easily withdraw cash or check your balance without stepping inside. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to P.O. Box 10008 in Jackson, TN 38308. We invite you to come experience the friendly service at Leaders Credit Union! If you have any questions or need assistance before your visit, feel free to give us a call at 731-664-1784. We look forward to serving you!

Convenient Access and Amenities

Getting to us is simple, and we have ample parking available for all our visitors. Our branch is designed to be accessible for everyone, featuring ADA-compliant entrances and ramps. If you prefer to handle your banking from the comfort of your vehicle, take advantage of our drive-thru service, which is open during convenient hours.

Operating Hours

We understand that life can be busy, so we've tailored our operating hours to fit your schedule. Visit us in the lobby from Monday through Thursday from 8:30 AM to 5:00 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 1:00 PM. Whether you need assistance with personal banking, auto loans, or credit cards with rewards, we're here for you when you need us.

Member Eligibility

Becoming a member of Leaders Credit Union is like joining a close-knit family that values your financial well-being. If you live, work, or worship in Gibson County, Tennessee, you're already on the path to membership! We welcome individuals who share our commitment to community and mutual support. Plus, being part of Leaders Credit Union opens up a world of benefits from competitive loan rates to personalized service that truly understands your needs. For more details about eligibility criteria, feel free to check out our resource at this link. Opening an account is straightforward and convenient. You can start your journey by visiting us at 15431 S First St, Milan TN 38358, or give us a call at (731) 664-1784 for any questions you might have. Ready to take the next step? You can also find all the information you need about opening an account online at this page. Join us today and discover how being part of Leaders Credit Union can enhance your financial future!

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $80 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $15,573,549, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running a busy café where you need quick, reliable payment solutions. Our merchant services simplify transactions so you can focus on what you do best serving your customers. With tools that streamline payment processing, you'll spend less time worrying about finances and more time building relationships. Located at 15431 S First St, Milan, TN 38358, Leaders Credit Union is here to empower local businesses with the resources they need to thrive. Reach out today at 731-664-1784 to explore how we can help your business grow!

Comprehensive List Of Services

Credit Solutions That Reward You

We also offer credit cards with rewards, allowing you to earn points for everyday purchases. This means that each time you swipe your card, you're working toward something great be it travel, cash back, or other exciting benefits!

Easy Access When You Need It

At Leaders Credit Union, convenience is key. With our ATM and cash withdrawal services, you can access your money whenever you need it. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car a perfect solution for those busy days. To learn more about how Leaders Credit Union can assist you in achieving your financial goals, feel free to visit us at 15431 S First St Milan TN 38358 or give us a call at 731-664-1784. We're here Monday through Friday from 8:30 AM to 5:00 PM (and until 6 PM on Fridays), as well as Saturday from 9:00 AM to 1:00 PM. Join us today and experience the difference of personalized service at Leaders Credit Union! For more information about membership benefits or to start an application for an account or loan, visit us online at Leaders Credit Union.

Financing Your Dreams

When it comes time to make larger purchases, such as a vehicle or home, Leaders Credit Union has you covered with our auto loans and vehicle financing options. You can choose from flexible terms that fit your budget. Similarly, our mortgage loans and refinancing services ensure that owning a home is within reach. If you're looking to consolidate debt or make a significant purchase, consider our personal loans, which can help simplify your financial commitments.

Personal Banking Made Simple

For those looking to manage their day-to-day finances, we offer checking and savings accounts that cater to various lifestyles. Our personal banking services allow you to easily access your funds and plan for the future. Imagine being able to deposit your paycheck quickly through our online and mobile banking features or checking your balance anytime with just a few taps on your phone.

Supporting Local Businesses

For entrepreneurs and small business owners in Milan, we provide tailored business banking solutions, including merchant services and business loans. Our goal is to empower local businesses by giving them the financial tools they need to succeed.

Digital & Online Banking

Accessibility & Real-Time Management

We know life can get busy, which is why our services are designed to fit into your lifestyle. With features like mobile payments and real-time account management, you can easily keep track of your spending without missing a beat. Our commitment to making banking accessible means you can always reach us when you need support or guidance. Join us today at Leaders Credit Union and take advantage of all the digital tools we offer. Experience the future of banking where convenience meets security!

Key Features

Our online banking experience is user-friendly and secure, allowing you to handle transactions from the comfort of your home or on the go. You can enjoy the peace of mind that comes with electronic signature authorization, ensuring your transactions are safe and legitimate. Plus, with e-statements available, you'll receive important account updates directly to your inbox no more waiting for paper statements! For those who prefer mobile banking, our dedicated mobile application offers even greater flexibility. You can manage your accounts, make person-to-person transfers, and utilize mobile payments right from your smartphone. Whether you're out shopping or just running errands, you'll have access to your finances at your fingertips.

Financial Strength

Commitment to Growth

Our $59,672,615 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $21,895 in used auto loans and a total of $1,018,958,819 in loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $338,496,368 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $122,013,664, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $3,346,176 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 217 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $126,675,510, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1069 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partner for Your Future

Net Shares available for lending and investments stand at $1,624, while our total share accounts number 153,618, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Leaders Credit Union is your trusted partner. Visit us at 15431 S First St Milan TN 38358 or call 731-664-1784 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $487,578,982 in used vehicle loans and $125,787,624 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we have financing options that fit your budget.

Credit Lines and Business Loans

For those looking for additional financial flexibility or business owners seeking growth opportunities, our credit lines total $207,755,818 and outstanding commercial loans amount to $15,573,549. These products provide capital needed for personal projects or business expansions. If you're considering refinancing any existing loans or want to know about eligibility options for our various products, feel free to ask our team during your visit or give us a call! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Leaders Credit Union, we're committed to helping you find the right loan product that meets your needs and helps you navigate your financial journey smoothly. Visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $68,917,009, make buying or refinancing simple. We provide tailored solutions to meet your needs and help make the home-buying process as smooth as possible.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $25,714,087 in loans helping members manage their finances effectively. Enjoy the convenience and peace of mind that comes with having access to funds when you need them.

Loan Aggregator

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LEADERS CREDIT UNION - Milan, TN