Leaders Credit Union Jackson TN | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Leaders Credit Union, your trusted financial partner located at 1311 S Highland Ave, Jackson, TN 38301. Since our establishment in 1957, we've been dedicated to providing exceptional banking services and fostering a sense of community among our 79,961 members. With total assets reaching an impressive $1,121,948,001, we are committed to ensuring that you have access to the resources you need for a secure financial future. Our branch is more than just a place to manage your money; it's a hub where you can find support and guidance tailored to your unique needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage financing, we have the solutions that fit your lifestyle. We also proudly offer business banking services, including merchant services and business loans, all designed to help local entrepreneurs thrive. At Leaders Credit Union, we believe in transparency and trust. With total deposits of $77,635,663 and a net worth of $118,884,594, our solid financial foundation allows us to serve you effectively while keeping your best interests at heart. Our CEO, Todd Swims, along with Board President Bart Teague, lead our team of 203 dedicated employees who are here to provide friendly service every day. While members can visit us at 1311 S Highland Ave, official correspondence should be sent to our mailing address: PO Box 10008, Jackson, TN 38308. We invite you to reach out at 731-664-1784 or explore our website at Leaders Credit Union for more information about our services. Join us today and experience the Leaders difference where community meets commitment!

Branch History & Mission

A Rich Legacy of Growth

Since opening our doors, Leaders Credit Union has remained dedicated to providing exceptional financial services tailored to the needs of our members. With assets totaling over $1.12 billion, we have successfully navigated changing economic landscapes while staying true to our mission of promoting financial well-being. Our journey began with a small group of visionaries who sought to create a more equitable banking option for their friends and families. This commitment continues today as we strive to make banking accessible and beneficial for all.

Community Engagement and Support

We believe in giving back to the communities we serve. Through various outreach programs and partnerships, we aim to uplift those around us by providing educational resources and support for local initiatives. Whether it's sponsoring community events or offering financial literacy workshops, Leaders Credit Union is dedicated to making a positive impact in Jackson and beyond.

Modern Banking Solutions

Understanding that convenience matters, we have embraced digital advancements that allow our members to bank anytime and anywhere. With features like online banking, mobile payments, and electronic statements, managing finances has never been easier. Our commitment to accessibility includes ADA compliance in all our services and facilities.

Our Mission Statement

At Leaders Credit Union, our mission is clear: we exist to enhance the financial lives of our members and foster community development through responsible lending and support services. We offer a range of products including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our focus is not just on transactions but on building lasting relationships that empower individuals to achieve their financial goals.

Visit Us Today!

While members can visit us at 1311 S Highland Ave, official correspondence should be sent to PO Box 10008, Jackson, TN 38308 if needed. Our lobby hours are Monday through Friday from 8:30 AM to 5 PM, with extended hours until 6 PM on Fridays. We also offer drive-thru banking for your convenience. Join us at Leaders Credit Union today and discover how we can help you achieve your financial dreams! For more information or assistance, feel free to call us at 731-664-1784 or visit our website at www.leaderscu.com. Experience firsthand the benefits of being part of a member-focused credit union committed to your success!

Branch Location & Accessibility

Nearby Landmarks and Access

Located near popular spots like the local shopping centers and parks, you'll find us just a stone's throw away from community hubs that everyone loves. Parking is readily available right outside our branch, and we have accessible features to ensure that everyone can visit us comfortably.

Operating Hours

We know your time is valuable! Our lobby hours are designed with your convenience in mind. You can visit us Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays until 6:00 PM. If you prefer to use our drive-thru service, it operates during the same hours on weekdays.

Services Offered

At Leaders Credit Union, we take pride in offering a variety of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Plus, our ATM is available for quick cash withdrawals and balance checks. Feel free to reach out at 731-664-1784 if you have any questions or need assistance! We look forward to welcoming you at our branch soon. Visit Leaders Credit Union today and discover how we can support your financial journey!

Member Eligibility

Becoming a member of Leaders Credit Union is like joining a family that genuinely cares about your financial well-being. If you live, work, or worship in the Madison County area, you're already on your way to enjoying all the benefits we offer! We believe in inclusivity, so whether you're looking for a savings account, an auto loan, or just some friendly advice, our doors are wide open for you. To explore the specific eligibility requirements and find out how to join this supportive community, please visit our detailed resource at this link. Opening an account with us is straightforward and welcoming. Just head over to this page to get started! If you have any questions or need assistance along the way, don't hesitate to reach out by calling us at (731) 664-1784. At Leaders Credit Union, we're excited to help you take this important step toward better financial health!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $75 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $14,453,967, we continue to drive economic growth by financing new and expanding businesses. Imagine needing a boost to purchase new equipment or expand your storefront; our flexible loans can turn those dreams into reality. Whether you're a startup or an established company, we tailor our lending solutions to meet your specific needs.

Merchant Services

In addition to loans, we offer essential merchant services that simplify transactions for your business. Picture this: you just made a sale, but managing payments shouldn't be a hassle. Our merchant services streamline payment processing, ensuring you get paid quickly and efficiently. This means less time worrying about finances and more time focusing on what you do best growing your business. Join us at Leaders Credit Union, where we're not just about banking; we're about building relationships that foster success. For more information, call us at (731) 664-1784 or visit our website at Leaders Credit Union.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a vehicle, look no further! Our auto loans and vehicle financing options provide flexible terms and competitive rates. Whether you're buying new or used, we'll help you get behind the wheel without breaking the bank.

Business Banking Services

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have tools designed to help your business thrive.

Convenient Banking Features

In addition to these core services, we also provide essential features like ATM access for easy cash withdrawals and basic drive-thru banking for quick transactions without leaving your car. Need assistance? Give us a call at 731-664-1784, and our team will be happy to help! At Leaders Credit Union, we're committed to making banking convenient and accessible for everyone in Jackson. Explore all that we have to offer today by visiting our website at leaderscu.com. Join us on this journey toward better financial health your future starts here!

Credit Cards with Rewards

Our credit cards with rewards offer more than just purchasing power; they give you benefits too! Earn rewards on everyday purchases which can lead to discounts or cashback opportunities that enhance your spending experience.

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans and refinancing services make the process straightforward and stress-free. We take pride in guiding you through each step, ensuring you find the perfect fit for your budget and lifestyle.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking options such as checking and savings accounts that fit seamlessly into your daily life. Imagine having easy access to your funds while enjoying competitive interest rates. Our online and mobile banking services allow you to check balances, transfer money, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. For those moments, our personal loans can provide the support you need. If managing multiple debts feels daunting, our debt consolidation options can simplify your finances by combining everything into one manageable payment.

Digital & Online Banking

Key Features

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. You can also enjoy the benefits of mobile payments, allowing you to make secure transactions directly from your smartphone. Plus, our user-friendly mobile application is available for download, ensuring that all your banking needs are accessible on the go.

Online Banking Services

With our 24/7 online banking services, you can manage your accounts with just a few clicks. Whether you're checking your balance or making transfers, everything is at your fingertips. Visit us at https://www.leaderscu.com/ to log in and experience hassle-free banking.

Security and Accessibility

At Leaders Credit Union, security is a top priority. We offer electronic signature authorization for safe and efficient document handling. You can also opt for e-statements, which provide a paperless way to keep track of your transactions while enhancing security against identity theft. Managing your finances should be straightforward and stress-free. With our robust online banking options, you can enjoy real-time account management that fits into your busy life. Whether you're using a computer or our mobile app, you'll have peace of mind knowing that your information is secure. Experience the future of banking today with Leaders Credit Union where convenience meets reliability!

Financial Strength

At Leaders Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong adds to your peace of mind. With a net worth of $118,884,594, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,060 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $348,835,080 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $134,137,394, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $46,197,886 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $20,860 in used auto loans and $972,556,865 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our $11,349,550, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 197 full-time employees and 6 part-time employees who are always ready to assist you with their knowledge and commitment. Net Shares (Funds available for lending and investments): $4,636. Total Share Accounts: 145,337, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leaders Credit Union is your trusted partner. Visit us at 1311 S Highland Ave Jackson Tn 38301 or call (731) 664-1784 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $468,075,508 in used vehicle loans and $109,001,916 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can choose what best fits your lifestyle.

Credit Lines

For those who need extra flexibility in their finances, our total credit lines amount to $211,170,645. These lines can provide you with quick access to funds whenever necessary.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $62,504,470, make buying or refinancing simple. We guide you through every step of the process so that you feel confident making one of life's biggest investments.

Refinancing Options

If you're considering refinancing any existing loans or mortgages to take advantage of better rates or terms, we have options available for you. Our team can help determine your eligibility and assist you through the refinancing process. At Leaders Credit Union located at 1311 S Highland Ave Jackson TN 38301, we're here to provide personalized service and expert guidance on all our loan products. Feel free to reach out at 731-664-1784 if you have any questions or need assistance with the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our diverse lending options can empower your financial future today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $24,342,615 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses without tying up your savings.

Loan Aggregator

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