Leadco Community Credit Union Park Hills MO | Best Auto Loans & Business Banking

Introduction

Welcome to Leadco Community Credit Union, where we believe in building lasting relationships with our members and fostering a strong community. Located at 820 E Main St, Park Hills, MO 63601, we have been serving our valued members since 1953. With over 3,268 members and assets totaling $21,171,994, we are dedicated to providing financial services that meet your needs. At Leadco Community, our commitment goes beyond just numbers; it's about making a positive impact in the lives of our members. We offer a range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Our total deposits stand at $1,023,256, showcasing the trust our members place in us. Under the leadership of CEO Tammie Coleman and Board President Steven Summers, our team of 10 employees works tirelessly to ensure you receive personalized service every time you visit or reach out to us. Whether you're looking for advice on saving or need assistance with loans our friendly staff is here to help. While members can visit us at our branch location, official correspondence should be sent to 820 E Main St, Park Hills, MO 63601-2716. If you have any questions or need assistance, feel free to call us at 573-431-1882. Explore how we can support your financial journey today! Visit our website at leadco.org for more information on our services or to open an account online. Join the Leadco Community family and experience banking that cares!

Branch History & Mission

Our Journey

Located at 820 E Main St, Park Hills, MO 63601, Leadco Community Credit Union has been at the heart of this vibrant town for decades. From our humble beginnings, we have continually adapted and expanded our offerings to meet the evolving needs of our members. We are proud to offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. With convenient operating hours from Monday to Thursday, 8:30 AM to 5:00 PM and Friday until 6:00 PM, we ensure that our members can access their financial services when they need them most. Our branch features both ATM availability and drive-thru banking services for added convenience. Additionally, we participate in shared service centers that allow members to conduct transactions at partner credit unions across the country. This commitment to accessibility reflects our dedication to making banking easier for everyone in our community.

Our Mission

At Leadco Community Credit Union, our mission is clear: We strive to improve the financial well-being of our members by providing personalized service and support. We understand that every member's situation is unique, which is why we prioritize building relationships based on trust and understanding. Our team is here not just to provide financial products but also to guide you on your journey toward achieving your financial goals. Beyond just banking, we are deeply invested in supporting local initiatives and community outreach efforts. Whether it's sponsoring local events or partnering with organizations that uplift our neighborhoods, Leadco Community Credit Union believes in giving back and strengthening the bonds that unite us. As technology advances, we continue to embrace digital solutions that enhance member experience without compromising on personal touch. Our online and mobile banking options make it easy for you to manage your finances anytime and anywhere. In conclusion, we invite you to join Leadco Community Credit Union and experience the benefits of being part of a caring community-focused institution. Together, let's build a brighter financial future! For more information or inquiries, feel free to reach out at 573-431-1882 or visit us online at leadco.org.

Branch Location & Accessibility

Accessibility and Features

At Leadco Community, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can easily access our services. If you're short on time or prefer not to enter the building, take advantage of our drive-thru banking services for quick transactions like deposits and withdrawals.

Get in Touch

We'd love for you to visit us soon! If you have any questions or need assistance before stopping by, feel free to give us a call at 573-431-1882. The team at Leadco Community Credit Union is here to help you with all your banking needs. Come see us today!

Operating Hours

We understand that life gets busy! That's why we offer flexible operating hours to accommodate your schedule. Our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM and extends until 6:00 PM on Fridays. This means you can conveniently visit us after work or during lunch breaks.

Services Offered

At Leadco Community Credit Union, we offer a wide range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards there's something for everyone! Plus, our ATM availability ensures that you have access to cash whenever you need it. If you're a member of another credit union, don't forget about our shared service center where you can perform basic transactions like deposits and withdrawals.

Member Eligibility

At Leadco Community, we're excited to welcome you into our family! Becoming a member is an easy and inviting process that opens the door to a world of financial opportunities. If you live, work, worship, or attend school in the Park Hills area, you're likely eligible to join us. We pride ourselves on being a community-focused credit union, dedicated to supporting our members with personalized services and competitive rates. To learn more about specific eligibility criteria, feel free to visit our detailed page at . Ready to take the next step? Opening an account with us is straightforward! You can start your membership journey by visiting this link: https://www.financial-net.com/leadcocu/enrollment/olbcmdsit249?language=en. If you have any questions or need assistance along the way, don't hesitate to reach out at (573) 431-1882. Join Leadco Community today and discover how we can help you achieve your financial goals while being part of a caring community right here at 820 E Main St Park Hills Mo 63601.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While currently we have not disbursed any member or non-member commercial loans, we are always here to discuss future possibilities. We believe every business has the potential for greatness, and we aim to provide the right financial tools when you're ready.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine a seamless way for your customers to pay whether through credit cards or mobile payments allowing you to focus more on running your business rather than managing payments. With our support at Leadco Community, you can enhance customer satisfaction while streamlining your operations. Whether you're located at 820 E Main St Park Hills Mo 63601 in Park Hills, MO, or beyond, reach out today at (573) 431-1882. Let us partner with you on your path to success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessing cash has never been easier! Our network of ATMs allows for quick withdrawals and balance checks without any hassle. Plus, we offer basic drive-thru banking services for deposits, withdrawals, and simple transactions perfect for busy days when time is tight.

Auto Loans & Vehicle Financing

If you're planning to buy a new car or refinance your current vehicle, our auto loans and vehicle financing options provide competitive rates tailored just for you. Imagine driving off in your dream car with manageable monthly payments that fit your budget!

Business Banking

For local entrepreneurs, our business banking services include merchant services and business loans designed to support growth and success. We understand the challenges small businesses face, so we tailor our offerings to meet those unique needs.

Credit Cards with Rewards

Looking for a credit card that rewards your spending? Our credit cards with rewards program offers benefits that can enhance your shopping experience. You'll earn points on purchases that can be redeemed for cash back or exciting rewards.

Mortgage Loans & Refinancing

Homeownership is within reach with our comprehensive mortgage loans and refinancing services. Our experienced staff will help you navigate the home buying process, ensuring you find the right mortgage solution that suits your needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide exceptional online and mobile banking features. With just a few taps on your smartphone, you can check balances, transfer funds, and pay bills anytime, anywhere.

Personal Banking

Managing your finances should be easy, and that's why we offer robust personal banking options. Whether you're opening a checking or savings account, our team is here to guide you every step of the way. Need a little extra help? Consider our personal loans and debt consolidation services designed to assist you in achieving your financial goals.

Shared Branch Transactions

As part of a larger network, members can also perform basic transactions at partner credit unions through our shared service center. This means more access to your funds when you're out and about! At Leadco Community, we prioritize making banking straightforward and user-friendly. If you have questions about any of our services or want to get started today, don't hesitate to call us at (573) 431-1882 or visit us online at http://leadco.org. Your financial well-being is just a step away!

Digital & Online Banking

Enjoy Mobile Payments

For those who love convenience, our mobile payments feature lets you make purchases directly from your phone. Imagine leaving your wallet at home and simply tapping your phone to pay it's that easy! In today's fast-paced world, having control over your finances is crucial. At Leadco Community, we provide the tools necessary for real-time account management, ensuring that you have everything you need right at your fingertips. Whether you're checking balances or making transfers from the comfort of your couch, we've got you covered every step of the way. Explore all these fantastic features today by visiting us online at http://leadco.org!

Key Features

Managing your money has never been easier! Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer keeping track of your finances on the go, our mobile application makes banking accessible right from your smartphone. You can also enjoy the simplicity of e-statements, which are available at Yes. This feature helps you stay organized while being environmentally friendly no more paper clutter! If you're looking to send money to friends or family, our person-to-person transfers make it quick and easy.

Security You Can Trust

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and authorized. Although we currently do not support electronic signatures for all services, rest assured that we are committed to protecting your information.

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 9 full-time employees and 1 part-time employees who are dedicated to serving you with a knowledgeable and committed team. Whether you're visiting us at our branch or calling us at (573) 431-1882, we're here to assist you every step of the way.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leadco Community is your trusted partner. Visit us at 820 E Main St Park Hills Mo 63601 or call (573) 431-1882 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Our Community

With $1,939,549 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $24,990 in used auto loans and $13,975,848 in total loans and leases across various sectors.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment means more value for you as a member of Leadco Community.

Secure Savings Opportunities

Your savings are secured through $1,550,575 in share certificates, offering stable and rewarding financial growth opportunities. While we do not currently have money market shares available, rest assured that our focus remains on maximizing your benefits as our valued member.

Strong Financial Health

With a net worth of $2,420,943, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,143 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,797,552 in used vehicle loans and $3,213,199 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make sure you can drive away with confidence.

Credit Lines

In addition to traditional loans, we provide access to credit lines totaling $700,000. This service is perfect for those who need quick access to funds without the hassle of applying for a separate loan each time. If you're considering refinancing or want to explore eligibility options for any of our loan products, please reach out to us. We're here to help guide you through the process and find the best solution tailored to your needs. For any questions or additional information about our loan offerings, don't hesitate to contact us at (573) 431-1882 or visit us at 820 E Main St Park Hills Mo 63601. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Leadco Community be your partner in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $39,333, making buying or refinancing simple. We aim to make the process easy and straightforward so that you can focus on creating memories in your new home.

Unsecured Credit Card Loans

For those who need a little extra flexibility, we also offer unsecured credit card loans. Though currently totaling $0, our credit card services are designed to help members manage their finances effectively. With flexible terms and competitive rates, you can feel secure knowing you have options for managing unexpected expenses.

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