Leadco Community Credit Union Farmington MO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Leadco Community Credit Union, where your financial needs are our priority! Located at 551 E Karsch Blvd, Farmington, MO 63640, we have been serving our community since 1953. With a strong commitment to our members, we proudly support over 3,268 individuals and families with a range of services designed to enhance their financial well-being. At Leadco Community Credit Union, we understand that trust is essential in any financial relationship. That's why we have grown our total assets to an impressive $21,171,994, reflecting our stability and dedication to responsible banking. Our diverse offerings include personal banking options such as checking and savings accounts, auto loans, mortgages, and even business banking solutions. In fact, we've facilitated a total of 33,757 loans and leases to help our members achieve their dreams. Our team is led by the passionate CEO Tammie Coleman and supported by Board President Steven Summers, both of whom embody the spirit of community and service that defines us. We take pride in being more than just a credit union; we're your neighbors dedicated to improving lives through sound financial practices. For your convenience, while members can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address at 551 E Karsch Blvd, Farmington, MO 63640-1236. You can reach us at 573-747-1882 during our operating hours Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. Join us today and discover how we can support your financial journey. Whether you're looking for competitive loan rates or convenient online banking services, Leadco Community Credit Union is here for you every step of the way. Visit our website at leadco.org or stop by to learn more about how we can help you thrive!

Branch History & Mission

Welcome to Leadco Community Credit Union, a cornerstone of financial support in Farmington, MO, since 1953. Over the decades, we have grown alongside our community, building lasting relationships and a legacy of trust. With a strong membership base of over 3,200 members and total assets reaching nearly $21 million, we are proud to serve as a reliable partner for personal and community financial needs. Located at 551 E Karsch Blvd, our branch is easily accessible and conveniently situated near local landmarks that make it familiar to residents. For any official correspondence, please note that you can also reach us at our mailing address: 551 E Karsch Blvd, Farmington, MO 63640-1236. Our mission at Leadco Community is simple yet profound: to empower our members through personalized financial services while actively supporting the growth and well-being of our community. We believe that everyone deserves access to affordable banking options, which is why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. As we look back on our journey from humble beginnings to becoming an essential part of the community fabric, we highlight several milestones along the way. Our commitment to innovation has seen us embrace modern conveniences like online banking and mobile payments. We ensure that our services are not just effective but also inclusive; for instance, our facilities comply with ADA standards so everyone can access our services comfortably. Community outreach is at the heart of what we do. We engage in various initiatives designed to uplift those around us whether it's through educational workshops or partnerships with local organizations aimed at fostering economic growth. We invite you to experience the benefits of being part of Leadco Community Credit Union. Join us today and discover how we can help you achieve your financial goals while being part of a supportive community that cares. If you have any questions or need assistance, feel free to reach out at 573-747-1882 during our operating hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 6:00 PM. Join us in making a positive difference together!

Branch Location & Accessibility

A Wide Range of Services

Leadco Community Credit Union offers a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have options that suit every financial goal. Our ATM is available for quick cash withdrawals, while our shared service center allows you to conduct basic transactions seamlessly if you're a member of partnering credit unions. While members can visit us at 551 E Karsch Blvd Farmington Mo 63640, official correspondence should be sent to 551 E Karsch Blvd, Farmington, MO 63640-1236.

Convenient Access and Amenities

At Leadco Community, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring everyone can navigate with ease. Ample parking is available right outside our doors, so you won't have to worry about finding a spot when you arrive. Plus, if you're in a hurry, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle.

Get In Touch!

Ready to experience personalized banking? Visit us today or give us a call at (573) 747-1882. Our dedicated team is excited to welcome you and assist with all your financial needs!

Operating Hours That Fit Your Schedule

We understand that life gets busy. That's why we're here for you Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays until 6:00 PM. Our team is ready to assist you during these hours, ensuring you get the help you need when it's most convenient for you.

Member Eligibility

At Leadco Community, we believe that everyone deserves access to a supportive financial community. Joining us as a member is not just about opening an account; it's about becoming part of a family that values your goals and aspirations. To be eligible for membership at Leadco Community, you simply need to live, work, or worship in our local area, or have a family member who is already a member. It's really that easy! We welcome individuals from all walks of life, and we're excited to help you achieve your financial dreams. If you're ready to take the next step, you can find more information about the eligibility criteria on our website at Leadco Community. Plus, when you're ready to open your account, check out the simple process outlined here: Account Opening Details. If you have any questions or need assistance, feel free to give us a call at (573) 747-1882. We can't wait to welcome you to our community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify everyday transactions. Imagine seamlessly processing payments from customers while keeping your cash flow steady. Our tools can help you manage sales efficiently, allowing you to focus on what truly matters growing your business. Located at 551 E Karsch Blvd Farmington Mo 63640 in Farmington, MO, we're here to assist you with all your business banking needs. Contact us today at (573) 747-1882 to learn more about how we can partner with you on your journey to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we strive to create future opportunities that will empower local entrepreneurs. When the time comes, we aim to provide flexible financing solutions tailored specifically for our members and the broader community.

Comprehensive List Of Services

Additional Services

We also recognize the importance of accessibility for all members. That's why we provide basic drive-thru banking for simple transactions like deposits and withdrawals. If you're a member of another credit union, take advantage of our shared branch transactions for deposits and withdrawals through partner networks. With so many options available at Leadco Community, it's easy to see how we prioritize serving our community's financial needs. Our friendly staff is always ready to assist you with any questions or concerns. If you're ready to explore what Leadco Community can do for you or want more information about our services, don't hesitate! Call us at (573) 747-1882 or visit us online at http://leadco.org. Join us today and experience the difference in personalized service and community-focused banking!

Business Banking Solutions

For local entrepreneurs and business owners, our business banking services are here to support your goals. From merchant services that simplify payment processing to business loans designed to help you grow, we provide the tools necessary for success in today's competitive market.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why Leadco Community offers robust online and mobile banking features. You can easily check your balances, transfer funds, pay bills, and even send money to friends or family with just a few taps on your smartphone. Our ATM services are available for quick cash withdrawals whenever you need them, ensuring access to your funds around the clock.

Loans for Every Need

Sometimes unexpected expenses arise, and when they do, having access to personal loans for debt consolidation or other needs can be invaluable. At Leadco Community, we provide flexible loan options that empower you to take control of your financial situation. Plus, our credit cards come with rewards that add value every time you use them.

Personal Banking Services

Whether you're looking to open a checking or savings account, Leadco Community has you covered. Our personal banking services include various accounts designed to help you save money and manage your day-to-day finances effectively. We understand that life can be unpredictable, which is why we also offer auto loans and vehicle financing options tailored to fit your budget. If you're planning to buy a home, our mortgage loans and refinancing services can help make that dream a reality.

Digital & Online Banking

Key Features of Our Online Services

Our online banking services, available at http://leadco.org, let you access your accounts anytime, anywhere. Whether you're checking balances, paying bills, or transferring funds, you can do it all with just a few clicks. For those who prefer mobile access, our dedicated mobile application makes it even simpler to stay on top of your finances while on the go. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly and easily send funds without needing cash or checks. Plus, with mobile payments enabled, you can make purchases directly from your smartphone no need for physical cards.

Security and Accessibility

We prioritize your security with robust measures that keep your information safe. While we currently don't offer electronic signature authorization, our commitment to protecting your data remains unwavering. You can also opt for e-statements instead of paper ones, making it easy to track your transactions while reducing clutter. Our online banking services are available 24/7, meaning you have complete control over your finances when it suits you best. The convenience of being able to manage everything from home or while out and about provides peace of mind in today's busy world. In summary, at Leadco Community, we strive to offer digital banking solutions that not only meet but exceed your expectations. Join us online today and experience the ease of managing your finances with confidence!

Financial Strength

A Dedicated Team

We also take pride in having 9 full-time employees and 1 part-time employee, ensuring our branch is always ready to serve you with a knowledgeable and committed team. Your experience matters to us; therefore, we ensure our staff is well-equipped to assist you effectively.

Commitment to Innovation

With $1,939,549 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This allows us to adapt quickly to your needs while enhancing security measures for your peace of mind.

Growing Membership Base

Total Share Accounts stand at 4,649, reflecting a strong and growing member base that trusts us with their finances. This community-oriented approach fosters relationships built on trust and support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leadco Community is your trusted partner. Visit us at 551 E Karsch Blvd Farmington Mo 63640 or call 573-747-1882 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,550,575 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over non-member deposits; with non-member deposits currently at $0, our focus remains on delivering benefits directly to you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,420,943, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity is robust with $24,990 in used auto loans and a total of $13,975,848 in loans and leases available. We understand that financial goals vary from member to member; therefore, we provide flexible options that cater to your specific needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,797,552 in used vehicle loans and $3,213,199 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easy for you to drive away with confidence.

Credit Lines and Unsecured Loans

For those looking for extra financial flexibility, we also offer credit lines totaling $700,000. Additionally, while we currently do not have unsecured credit card loans available, our focus remains on providing effective solutions tailored to meet your needs. At Leadco Community, we believe in empowering our members with the right financial tools. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 573-747-1882 for more information or visit our website at leadco.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $39,333, making buying or refinancing simple. Our team is here to guide you through the process and help you secure the financing you need for your dream home.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, giving users confidence in their choices.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.