Lco Hayward WI Credit Union | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Lco, your trusted financial partner in the heart of Hayward, Wisconsin. Established in 2001, our credit union has been dedicated to serving our community with integrity and commitment. Located at 13829 W County Road B, we provide a welcoming space for our 1,258 members to explore a variety of financial services designed to meet their unique needs. At Lco, we take pride in our strong financial foundation, boasting total assets of $2,474,952 and total deposits reaching $858,653. With a net worth of $343,202, we ensure that our members' funds are secure and well-managed. Our leadership team, headed by CEO Joy Taylor and Board President Richard Denomie, Sr, is deeply invested in the success and satisfaction of every member. While members can visit us at our branch address, official correspondence should be sent to PO Box 1710, Hayward, WI 54843. We understand the importance of convenience and accessibility in banking; hence, we offer lobby hours from Monday to Friday from 10 AM to 5 PM, with drive-thru services available during those same hours and additional hours on Saturday. As a proud part of the local community, we are committed to making a positive impact through various services such as personal banking accounts, auto loans, mortgage options, and business banking solutions. Currently, we have issued a total of 427 loans, helping families achieve their dreams while fostering economic growth in our area. With cash readily available amounting to $303,914, Lco is prepared to assist you when you need it most. Whether you're looking for competitive loan rates or reliable financial advice, we invite you to join us on this journey towards financial wellness. We encourage you to reach out by calling us at 715-634-7772 or visiting our website at Lco Financial for more information on how we can serve you better. Together, let's build a brighter financial future!

Branch History & Mission

Community Engagement

We believe in giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, Lco actively supports initiatives that enhance the quality of life for all residents of Hayward and surrounding areas. Whether it's sponsoring events or offering financial education workshops, we are dedicated to making a positive impact. As we look toward the future, we remain committed to embracing digital advancements while ensuring ADA compliance and prioritizing customer-centric initiatives. Our drive-thru banking offers convenience for quick transactions while maintaining personal service at the forefront. Join us at Lco today! Experience how our commitment to your financial success can make a difference in your life. Together, let's build a brighter future for you and our community! For more information or assistance, please reach out via phone at (715) 634-7772 or visit our website at Lco.

Our Journey

From our humble beginnings, Lco has continually evolved to meet the changing needs of our members. Over the years, we've expanded our services while maintaining a strong focus on community support. Our total assets now stand at an impressive $2,474,952, reflecting our commitment to financial stability and growth. We understand that each member's journey is unique, which is why we offer personalized banking solutions designed with you in mind.

Our Mission

At the core of Lco's mission is a simple yet powerful goal: to empower our members by providing accessible financial services while fostering community well-being. We strive to create an inclusive environment where everyone feels valued and supported. Our range of services includes checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards ensuring that every member can find the right financial products to help them achieve their goals. While members can visit us at 13829 W County Road B Hayward Wi 54843, official correspondence should be sent to PO Box 1710, Hayward, WI 54843 if needed. Our operating hours are designed to accommodate your schedule: Lobby Hours from Monday to Friday are 10 AM to 5 PM, with Drive-Thru service available from 9 AM to 5 PM during weekdays and Saturday from 9 AM to 12 PM.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance, don't hesitate to give us a call at (715) 634-7772. Our friendly staff is ready to help you navigate your banking needs. We invite you to come by and experience the personalized service that sets Lco apart. We look forward to welcoming you soon!

Easy Access and Parking

At Lco, we prioritize your convenience. Our location offers ample parking with accessible spots for those who need them, ensuring everyone can visit us without hassle. The branch is designed to be friendly for all members, featuring ADA-compliant ramps for easy entry.

Operating Hours Tailored for You

We understand that life can get busy, which is why we offer flexible hours to fit your schedule. Our lobby is open Monday through Friday from 10 AM to 5 PM, while our drive-thru service runs from 9 AM to 5 PM on weekdays and from 9 AM to 12 PM on Saturdays. This means you can stop by during lunch breaks or after work whatever works best for you!

Services That Meet Your Needs

When you visit us, you'll find a range of services designed to support your financial journey from personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and more. Plus, our drive-thru banking allows for quick deposits and withdrawals without the need to step inside. For any official correspondence, please note that while members can visit us at 13829 W County Road B Hayward Wi 54843, mail should be directed to our mailing address: PO Box 1710, Hayward, WI 54843.

Member Eligibility

Joining the Lco community means stepping into a world of support and financial opportunities tailored just for you. At Lco, located at 13829 W County Road B, Hayward, WI 54843, we welcome a variety of individuals eager to benefit from our member-focused services. To become a member, you typically need to live, work, or worship in our community area. We believe that everyone deserves access to quality financial services, and we strive to make membership inclusive and straightforward. For the most current eligibility details, you can. Once you're ready to open an account, the process is as easy as a phone call reach out to us at (715) 634-7772 for guidance on getting started. You can also find more information about account opening procedures by visiting https://lcofcu.com/loan/. Joining Lco not only connects you with financial products designed to meet your needs but also brings you into a caring community that prioritizes your well-being and success. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments seamlessly at your storefront or online. Our merchant solutions help ensure that your cash flow remains steady, allowing you to focus on what you do best running your business. Located at 13829 W County Road B Hayward Wi 54843 in Hayward, WI, our dedicated team is here to guide you through every step of your financial journey. Let's work together to turn your business goals into reality! For more information, give us a call at (715) 634-7772 or visit us online at http://www.lcofcu.com.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we provide business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have solutions tailored specifically for small businesses.

Conclusion

At Lco, located at 13829 W County Road B Hayward Wi 54843 in Hayward, WI, we're committed to being more than just a financial institution; we're your partner in achieving your financial goals. With friendly service available during lobby hours from 10 AM to 5 PM Monday through Friday and drive-thru service on Saturdays from 9 AM to 12 PM, we're here when you need us most. For any questions or assistance regarding our services, feel free to give us a call at (715) 634-7772 or visit our website at Main Office. Let us help you take the next step toward financial well-being!

Credit Cards

With our credit cards that offer rewards, you can earn points on everyday purchases while enjoying the convenience of credit. This service is perfect for those who want to make their spending work for them.

Digital Banking

In today's fast-paced world, having access to your finances anytime and anywhere is essential. That's why we offer online and mobile banking options that allow you to manage your accounts conveniently from your phone or computer. While we currently do not have ATM services at this branch, our basic drive-thru banking ensures that essential transactions like deposits and withdrawals remain hassle-free.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options can help turn that dream into a reality. We understand that purchasing a home is one of the biggest decisions you'll make, so we are here to guide you every step of the way.

Personal Banking

Our personal banking services are crafted with you in mind. You can choose from a variety of checking and savings accounts that fit your lifestyle. Imagine easily managing your finances with an account that allows for simple deposits and withdrawals. For those looking to make significant purchases, we offer auto loans and vehicle financing options, ensuring you can drive away in the car of your dreams without breaking the bank.

Personal Loans

If you're facing unexpected expenses or looking to consolidate debt, our personal loans are available to assist you. These loans can provide quick access to cash when you need it most, allowing you to tackle challenges head-on.

Digital & Online Banking

At Lco, we understand that convenience and security are paramount in today's fast-paced world. Our digital and online banking services offer you the ability to manage your finances from anywhere, anytime, all while keeping your information safe. With our user-friendly online banking platform, accessible at https://lcofcu.com/, you can take control of your account with ease. Check balances, transfer funds, and view transactions without having to visit a branch. Unfortunately, we do not currently offer features like electronic signatures or e-statements, but we're committed to providing a secure environment for all your financial needs. While mobile payments and a dedicated mobile application are not available at this time, we still ensure that your banking experience is as smooth as possible. You can perform person-to-person transfers easily within our system, allowing you to send money directly to friends or family members. Our 24/7 online banking service means you can access your accounts whenever you need to. Whether it's early morning or late at night, managing your finances is just a click away. We pride ourselves on making banking straightforward and accessible for all our members. Visit us today at 13829 W County Road B Hayward Wi 54843 or call us at (715) 634-7772 to learn more about how our digital banking services can enhance your financial journey with Lco. Your convenience is our priority!

Financial Strength

At Lco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing how we are well-equipped to meet your needs and support your goals. With a net worth of $343,202, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.87% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $88,365 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is evident with $178,468 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $38 in used auto loans and $811,078 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $6,735, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 1,757, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lco is your trusted partner. Visit us at 13829 W County Road B Hayward Wi 54843 or call (715) 634-7772 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $327,364 in used vehicle loans and $60,994 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or the latest model, we have financing options that can work for you.

Credit Lines

For those who prefer having access to cash as needed, we provide credit lines totaling $200,000. This option allows for more flexibility in managing expenses while keeping interest costs down. At Lco, we pride ourselves on offering personalized service and competitive rates. If you're considering refinancing or exploring eligibility options for any of our products, please don't hesitate to reach out. You can contact us at (715) 634-7772 for more information or visit us at our branch located at 13829 W County Road B Hayward Wi 54843 in Hayward, WI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your lending needs and helping you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We know that securing a mortgage is a significant step, and our team is here to guide you through every aspect of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit while providing access to funds when needed.

Loan Aggregator

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LCO FEDERAL CREDIT UNION - Hayward, WI

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