LBS FINANCIAL CREDIT UNION

Welcome to Lbs Financial, your trusted partner in achieving financial well-being since 1935. Located at 4436 Atlantic Ave, Long Beach, CA 90807, our branch is dedicated to serving the vibrant community of Long Beach and beyond. With a total membership of 138,157 and assets exceeding $2 billion ($2,027,712,581), we pride ourselves on being a solid foundation for your financial needs. At Lbs Financial, we understand that banking should be more than just transactions; it's about building relationships and fostering a sense of community. Our team, led by CEO Sean Hardeman and Board President Jay Camerino, is committed to providing personalized service tailored to your unique needs. Whether you are looking for checking and savings accounts, auto loans, or business banking solutions, we have you covered. While you can visit us at our branch for all your banking needs, if you need to send any official correspondence, please use our mailing address: PO Box 4860, Long Beach, CA 90804-0860. With total deposits reaching $367,972,274 and a net worth of $270,065,600, we are financially strong and ready to support you. Our dedicated staff of 243 employees is here to assist you Monday through Friday from 9:30 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Explore our website at www.lbsfcu.org for more information about our services or give us a call at 714-893-5111. We invite you to join us on this journey toward financial success!

At Lbs Financial, our journey began in 1935 when we opened our doors to serve the community of Long Beach, CA. Over the years, we have grown from a small credit union into a robust institution with a proud membership of over 138,000 individuals. Our branch, located at 4436 Atlantic Ave, Long Beach, CA 90807, stands as a testament to our commitment to providing exceptional financial services while nurturing the community we serve. Throughout our history, we have achieved significant milestones. From our humble beginnings, we have evolved to manage total assets exceeding $2 billion. This growth has enabled us to offer a wide range of services tailored to meet the diverse needs of our members. Whether it's personal banking, auto loans, mortgages, or business financing, we strive to empower our members with the tools they need to succeed financially. Our mission at Lbs Financial is simple yet impactful: we are dedicated to enhancing the financial well-being of our members and fostering community development. We believe that everyone deserves access to quality financial services that help them achieve their dreams. By prioritizing member satisfaction and community support, we aim to create meaningful relationships that extend beyond transactions. While members can visit us at 4436 Atlantic Ave Long Beach Ca 90807, official correspondence should be sent to PO Box 4860, Long Beach, CA 90804-0860. Our branch is designed with your convenience in mind. We offer ATM availability for quick cash access and shared service center options for basic transactions with partner credit unions. Though we do not currently provide drive-thru banking, our lobby hours are accommodating open Monday through Friday from 9:30 AM to 6:00 PM and Saturdays from 9:00 AM to 2:00 PM. As part of our commitment to serving you better, we've embraced digital advancements like online banking and mobile payments. This means you can manage your finances anytime and anywhere with ease. Additionally, we prioritize ADA compliance and customer-centric initiatives to ensure all members feel welcome and valued. Community outreach is at the heart of what we do. We actively participate in local events and partnerships that uplift those around us. By supporting local organizations and initiatives, we're not just here for your financial needs; we're here for our community's growth. We invite you to join us on this journey toward financial empowerment. Experience the benefits of being part of Lbs Financial today! Visit us or explore more about our services at www.lbsfcu.org. Together, let's build a brighter future for ourselves and our community!

Joining Lbs Financial is like becoming part of a family that truly cares about your financial well-being. If you're looking to become a member, you'll find that the process is straightforward and welcoming. To be eligible, you simply need to live, work, or worship in our local community, or have a family member who is already a member. This means that many people in the area can easily join us! Once you're ready to take the next step, opening an account is just a click away. You can find all the details on how to get started at https://app.loanspq.com/apply.aspx?lenderref=lbsfcu&list=xa1sst . For any questions or personalized assistance, feel free to reach out to us at (714) 893-5111. We can't wait to help you start your journey with us! For more detailed eligibility criteria, visit .

At Lbs Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to transparency and member-focused service, we are proud to share insights into our financial strength. With a net worth of $270,065,600, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1331 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $612,433,859 in share certificates and $280,664,658 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $261,536,875 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $15,936 in used auto loans and a total of $1,054,204,552 in loans and leases available across various sectors. Our operational efficiency is reflected in our net income of $6,576,079, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 229 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares available for lending and investments stand at $2,304,580, reinforcing our ability to support your financial needs. Additionally, we proudly serve a strong member base with 226,248 total share accounts, reflecting the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lbs Financial is your trusted partner. Visit us at 4436 Atlantic Ave Long Beach Ca 90807 or call 714-893-5111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.