LBS FINANCIAL CREDIT UNION

Welcome to Lbs Financial, your trusted community credit union located at 4341 E 10Th St, Long Beach, CA 90804. Established in 1935, we have proudly served our members for over eight decades, nurturing financial well-being and fostering a strong sense of community. With a total membership of 138,157, we are dedicated to providing exceptional banking services tailored to your unique needs. At Lbs Financial, our commitment extends beyond just numbers. We manage total assets of $2,027,712,581 and boast total deposits of $367,972,274, ensuring that your money is secure with us. Our focus on member satisfaction is reflected in our diverse offerings from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. While you can visit us directly at our branch for friendly service or expert advice, please note that official correspondence should be sent to our mailing address: PO Box 4860, Long Beach, CA 90804-0860. Our leadership team, led by CEO Sean Hardeman and Board President Jay Camerino, shares a vision of empowering members through financial education and accessible services. With a dedicated workforce of 243 employees, we are here to support you every step of the way. Whether you're looking to open an account or need assistance with loans our team is ready to help. Feel free to reach out at 714-893-5111 or explore more about our services on our website at www.lbsfcu.org. Join us today and experience the difference that a member-focused credit union can make!

At Lbs Financial, we believe that everyone deserves the chance to join a community that supports their financial journey. Becoming a member is simple and welcoming if you live, work, or worship in the area, you're likely eligible! We proudly serve individuals from diverse backgrounds, so whether you're looking for a new checking account or planning to finance your next vehicle, you'll find a supportive partner here. Our members enjoy competitive rates and personalized service, making every financial step feel easier. To get started on your membership journey, just visit us at our branch located at 4341 E 10Th St Long Beach Ca 90804 or give us a call at (714) 893-5111. If you're ready to open an account now, you can find all the details on our website: Account Opening Details. For more specific eligibility criteria, please check out this resource: [Eligibility Information](). Join us today and experience the benefits of being part of the Lbs Financial family!

At Lbs Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your hard-earned money is safe and that we provide you with excellent service and competitive products. With a net worth of $270,065,600, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,331 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $612,433,859 in share certificates and $280,664,658 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $261,536,875 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $15,936 in used auto loans and $1,054,204,552 in total loans and leases to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $6,576,079, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 229 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,304,580. Total Share Accounts: 226,248, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lbs Financial is your trusted partner. Visit us at 4341 E 10Th St Long Beach Ca 90804 or call (714) 893-5111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Lbs Financial, we understand that financial needs vary from person to person. Whether you're looking to buy a new car, purchase your dream home, or manage everyday expenses, we offer a range of loan products designed to help you achieve your goals. Located at 4341 E 10Th St, Long Beach, CA 90804, our branch is dedicated to serving the community with personalized loan options. With over 54414 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're thinking about getting behind the wheel of a new vehicle, you'll be pleased to know that we have already facilitated $372,652,607 in new vehicle loans and $333,129,864 in used vehicle loans. We pride ourselves on offering some of the lowest rates in the industry. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $41,808,913, making buying or refinancing simple. If you're considering refinancing your current mortgage or need assistance understanding eligibility options, our team is here to guide you through every step. For those seeking additional flexibility in managing finances, we also provide unsecured credit card loans with a total of $14,018,865 available to help you navigate daily expenses without the hassle of collateral. If you're a business owner looking for support to grow and expand your operations, while we currently do not have outstanding commercial loans available, our focus remains on personal and consumer lending for now. We invite you to explore these offerings further by reaching out to us at 714-893-5111 or visiting our website at Lbs Financial. Our friendly staff is ready to assist you with any inquiries regarding our loan products and services. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Lbs Financial, we're committed to helping you secure the financing you need for life's important moments.