LBS Financial Credit Union Lakewood CA | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Lbs Financial, your trusted partner in achieving financial well-being right here in Lakewood, CA. Established in 1935, our commitment to serving our community has grown steadily over the years, now proudly supporting over 138,000 members with a total asset base of $2,027,712,581. Our branch is conveniently located at 4916 Bellflower Blvd, Lakewood, CA 90713, where we invite you to explore a range of services tailored to meet your needs. At Lbs Financial, we understand that every member's financial journey is unique. That's why we offer personalized banking solutions including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Whether you're looking to buy your first car or need assistance with debt consolidation, our experienced team is here to guide you every step of the way. Our leadership team, headed by CEO Sean Hardeman and Board President Jay Camerino, ensures that we remain dedicated to fostering a welcoming environment for all our members. We pride ourselves on our friendly service and deep community ties, always ready to lend a helping hand. While members can visit us at our branch address for everyday banking needs, official correspondence should be sent to PO Box 4860, Long Beach, CA 90804-0860. With total deposits reaching $367,972,274 and a net worth of $270,065,600, we are equipped to support both personal and business banking needs effectively. Our robust loan portfolio includes over 54,414 loans designed to help you achieve your dreams. We are more than just a credit union; we are a community hub committed to helping you thrive financially. Come visit us during our convenient hours Monday through Friday from 9:30 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM or give us a call at 714-893-5111. Let's work together towards your financial goals!

Branch History & Mission

Lbs Financial has a rich legacy that dates back to its founding in 1935. Established in Lakewood, CA, this credit union has grown from a small community-focused institution to a vibrant member-driven financial cooperative serving over 138,000 members. Our branch is located at 4916 Bellflower Blvd, Lakewood, CA 90713, a hub for both personal and business banking needs. Over the years, Lbs Financial has consistently evolved to meet the changing needs of our community. As we've expanded our services and technologies, our commitment to providing exceptional financial resources has remained steadfast. With total assets surpassing $2 billion, we are proud to offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our mission is simple yet impactful: to provide accessible financial solutions while empowering our members and supporting the communities we serve. We believe in fostering strong relationships that go beyond just transactions; we strive to be a partner in your financial journey. Whether you're looking to buy your first car or save for a home, Lbs Financial is here to guide you every step of the way. While members can visit us at our Lakewood branch for all their banking needs, official correspondence should be sent to PO Box 4860, Long Beach, CA 90804-0860. Our operating hours are Monday through Friday from 9:30 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. We also offer convenient ATM services for easy access to your funds. At Lbs Financial, we are dedicated to advancing technology while ensuring that our services remain ADA compliant and user-friendly. Our online and mobile banking options provide flexibility and ease for all members. Additionally, we actively participate in community outreach initiatives that strengthen local ties and enhance the lives of those around us. We invite you to join our growing family at Lbs Financial! Experience firsthand the benefits of being part of a community-focused credit union where your financial well-being is our priority. Visit us today or call us at 714-893-5111 for more information on how we can support your financial goals.

Branch Location & Accessibility

Convenient Location

Our branch is conveniently situated near popular landmarks such as the Lakewood Center Mall and Mayfair Park, making it a familiar stop for many in the area. With ample parking available right outside our doors, you can quickly pop in without any hassle. We've designed our space to be welcoming and accessible for everyone, including ADA-compliant features that ensure ease of entry.

Get In Touch

We invite you to stop by or give us a call at 714-893-5111 if you have any questions about our services or need assistance. At Lbs Financial, we're dedicated to providing you with exceptional service every step of the way. We look forward to seeing you soon!

Operating Hours

We understand that life gets busy, which is why our operating hours are designed with your schedule in mind. You can visit us Monday through Friday from 9:30 AM to 6:00 PM and on Saturday from 9:00 AM to 2:00 PM. This flexibility allows you to handle your banking tasks at a time that suits you best.

Services Offered

At Lbs Financial, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, we provide ATM access for quick cash withdrawals and balance checks. While we don't have drive-thru service at this location, our friendly staff is always ready to assist you inside the branch. For any official correspondence, please note that our mailing address differs slightly: PO Box 4860, Long Beach, CA 90804-0860.

Member Eligibility

At Lbs Financial, we believe that everyone deserves a supportive community to help them achieve their financial goals. Becoming a member is simple and welcoming! If you live, work, or attend school in the area, you're likely eligible to join our credit union family. We proudly serve individuals from diverse backgrounds, making it easy for you to access our range of benefits, including competitive loan rates and personalized service tailored just for you. Ready to start your journey with us? You can find more detailed information about the eligibility criteria at . When you're ready to open an account, simply visit our account opening page at https://app.loanspq.com/apply.aspx?lenderref=lbsfcu&list=xa1sst . If you have any questions or need assistance, don't hesitate to give us a call at (714) 893-5111. We can't wait to welcome you to Lbs Financial, located at 4916 Bellflower Blvd Lakewood Ca 90713, where together we can build a brighter financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently do not have member or non-member commercial loans funded, our goal remains clear: to provide flexible financing options that can adapt to your unique needs as a business owner.

Merchant Services

In addition to loans, our merchant services are designed to simplify payment processing for your business. Imagine being able to accept payments effortlessly from customers, whether they prefer cash, credit, or mobile payments. This convenience not only enhances customer satisfaction but also streamlines your operations. Whether you're just starting out or looking to expand your existing venture, Lbs Financial in Lakewood, CA, is here to support you every step of the way. Reach out today at 714-893-5111 or visit us at 4916 Bellflower Blvd Lakewood, CA 90713 to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans tailored to help your venture thrive. Whether you're starting fresh or looking to expand, we have solutions that empower local businesses.

Cash Withdrawal Services

Need cash? Our ATM availability ensures that you have access to your money when you need it most. With basic ATM access for withdrawals and balance checks, handling your finances is straightforward and hassle-free. At Lbs Financial, we're dedicated to making banking easier for everyone in Lakewood and beyond. If you're ready to explore how we can assist with your financial journey or if you have questions about any of our services, don't hesitate to reach out! Call us at (714) 893-5111 or visit us during our operating hours: Monday through Friday from 9:30 AM - 6:00 PM and Saturday from 9:00 AM - 2:00 PM. We look forward to helping you achieve your financial goals!

Credit Cards

With our credit cards featuring rewards programs, managing daily purchases becomes more rewarding than ever. Imagine earning points or cash back just for using your card it's like getting paid for spending!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can easily transfer funds, pay bills, and check balances all from the comfort of your home or on-the-go using our mobile app.

Home Financing

Looking to buy a home? We provide mortgage loans and refinancing options that can simplify the process for you. With our expert guidance, you can navigate the complexities of home financing with confidence. Whether it's your first home or an investment property, we're here to support you every step of the way.

Lending Options

For those unexpected expenses or projects around the house, our personal loans and debt consolidation services are designed to give you the financial breathing room you need. We understand life can throw surprises your way, and we're here to help you handle them without stress.

Personal Banking Solutions

Managing your finances has never been easier with our personal banking options. Our checking and savings accounts are designed to help you manage your everyday expenses while saving for tomorrow. Imagine having an account that not only helps you keep track of your spending but also grows your savings over time. If you're thinking about purchasing a new car, our auto loans and vehicle financing services offer competitive rates and flexible terms that can make your dream vehicle a reality. Picture yourself driving off in the car you've always wanted, all while knowing you received a great deal through us.

Digital & Online Banking

Key Features

Our mobile application makes banking even more convenient. You can manage your accounts right from your smartphone. Need to make a quick payment? Our mobile payments feature lets you do that effortlessly. Want to send money to a friend? Our person-to-person transfers make it simple and secure. For those who prefer going paperless, we offer e-statements that provide an eco-friendly way to keep track of your financial information without the clutter of paper documents. And if you ever need to sign documents electronically, our electronic signature authorization is available for a hassle-free experience.

Security and Accessibility

We prioritize your security while providing user-friendly features. All transactions through our digital platforms are protected with advanced encryption technology, ensuring that your personal information remains safe. Whether you're at home or on the go, our online banking services at Lbs Financial give you the flexibility to manage your finances in real time. Experience banking made easy visit us today or explore more at https://www.lbsfcu.org/ .

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $2,304,580. Total Share and Deposit Accounts: 226,248, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lbs Financial is your trusted partner. Visit us at 4916 Bellflower Blvd Lakewood Ca 90713 or call (714) 893-5111 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $261,536,875 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $15,936 in used auto loans and $1,054,204,552 in total loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $6,576,079, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 229 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Solutions

Your savings are secured through $612,433,859 in share certificates and $280,664,658 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $270,065,600, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,331 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $333,129,864 in used vehicle loans and $372,652,607 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your current payments or adjust your loan terms.

Credit Card Loans

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans. With a total of $14,018,865 in loans available, our credit cards are designed to give you peace of mind while making everyday purchases easier.

Credit Lines

If you need access to funds for various expenses or projects, our total credit lines amounting to $276,053,179 can provide the flexibility you need. At Lbs Financial in Lakewood, CA (phone: 714-893-5111), we pride ourselves on being more than just a lender; we are your financial partner. For more information about our products or eligibility options that may suit your needs better, please visit our website at lbsfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're excited to help you find the right loan solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $41,808,913, we're here to help turn your dream home into reality.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that you can trust. - Real-Time Rate Comparisons: The tool provides up-to-date loan rates from multiple institutions, enabling users to make informed decisions without delays. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how the platform can effectively reduce costs for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers when comparing loans.

LBS FINANCIAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Location

Get In Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Cash Withdrawal Services

Credit Cards

Digital Banking Convenience

Home Financing

Lending Options

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

A Trusted Partner

Commitment to Growth

Efficient Operations

Member-Centric Savings Solutions

Solid Financial Health

Loan Offering

Auto Loans

Credit Card Loans

Credit Lines

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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