Launch Credit Union South Daytona FL | Best Auto Loans & Checking

Introduction

Welcome to Launch Credit Union, your trusted partner for financial growth and community support in South Daytona, FL! Located at 2290 S Ridgewood Ave, we have proudly served our members since 1963. With a commitment to fostering relationships and providing personalized banking solutions, we are here to help you achieve your financial goals. At Launch Credit Union, our dedication goes beyond just numbers. With over 85,000 members and total assets of $1,391,863,454, we understand the importance of community. Our focus is on you whether you're looking for a personal checking account, an auto loan, or business financing options. We currently manage total deposits of $182,650,991 and offer a variety of loans totaling 100,216 to help our members thrive. Under the leadership of our CEO, Joseph Mirachi, and Board President Hollimarie Montijo, we prioritize transparency and service. Our team of 321 employees is dedicated to providing exceptional support while ensuring that your banking experience is efficient and straightforward. While members can visit us at our branch location in South Daytona, official correspondence should be sent to the same address. For inquiries or assistance, feel free to reach out by phone at 386-761-9752 or explore more about us at launchcu.com. Join us today and discover how Launch Credit Union can make a difference in your financial journey!

Branch History & Mission

Community Commitment

As part of our dedication to service, we offer convenient amenities including an ATM and drive-thru banking for easy access to your funds. While members can visit us at 2290 S Ridgewood Ave, official correspondence should be sent to 2290 S. Ridgewood Ave., South Daytona, FL 32119 if needed. At Launch Credit Union, we understand that building strong relationships with our community is essential. Our partnerships with local organizations help us give back and create positive change within South Daytona. We strive not just to be a bank but a true partner in your financial journey.

Join Us Today!

As we continue our legacy of service and growth, we invite you to join Launch Credit Union. Experience firsthand the benefits of being a member of a credit union that puts people before profits. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. Contact us today at 386-761-9752 or visit our website at launchcu.com to learn more about how we can help you achieve your financial dreams!

Our Mission

Our mission at Launch Credit Union is clear: to provide exceptional financial services while fostering a supportive environment for our members. We believe that everyone deserves access to affordable banking options that empower them to achieve their financial goals. This means not only offering competitive rates on loans and savings accounts but also ensuring that our services are accessible and inclusive. We are dedicated to enhancing our member experience through digital advancements such as online banking and mobile payments. With features like electronic signatures and e-statements, we make managing your finances easier than ever. Our commitment extends beyond just banking; we actively engage in community outreach initiatives that promote financial literacy and support local programs.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is ADA compliant, ensuring easy access with ramps and designated parking spaces for those who need them. Plus, we offer ample parking so you won't have to worry about finding a spot.

Connect With Us

We're excited to serve you at Launch Credit Union! If you have any questions or would like more information about our services, feel free to give us a call at 386-761-9752. We invite you to visit us soon and discover how we can help you achieve your financial goals!

Nearby Landmarks

Our branch is situated near popular local spots that many residents know well. Just a stone's throw away, you'll find lovely parks and convenient shopping areas that make running errands a breeze. This prime location means you can pop in for a quick transaction and be on your way in no time!

Operating Hours

At Launch Credit Union South Daytona, we aim to accommodate your busy schedule. Our lobby hours are Monday through Wednesday from 8:30 AM to 5 PM and extend to Thursday and Friday until 6 PM. This gives you plenty of opportunities to stop by when it's convenient for you.

Services Offered

We pride ourselves on providing a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. For those who prefer banking on the go, we also offer online and mobile banking services along with ATM availability right here at our branch. If you're looking for added convenience, our drive-thru service allows you to handle deposits, withdrawals, and other simple transactions without leaving your car.

Member Eligibility

Becoming a member of Launch Credit Union is like joining a warm, welcoming family where your financial well-being is our top priority. If you live, work, or worship in the South Daytona area, you're likely eligible to join us! We believe that everyone deserves access to affordable banking services and support. Our membership is open to individuals who meet certain criteria, which you can explore in more detail at . Once you determine your eligibility, opening an account is a breeze! Just visit us at our branch located at 2290 S Ridgewood Ave South Daytona Fl 32119, or you can start the process online by checking out this link: https://onlinebanking.launchcu.com/registration . If you have any questions or need assistance, feel free to call us at (386) 761-9752. We're here to help you take this exciting step toward better financial management with Launch Credit Union!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, having reliable merchant services can make all the difference. Imagine being able to accept payments seamlessly at your storefront or online, enhancing customer satisfaction and boosting sales. Our merchant services are designed to simplify transactions so you can focus on what matters growing your business. Located at 2290 S Ridgewood Ave, South Daytona, FL 32119, we invite local entrepreneurs to explore how Launch Credit Union can be a partner in their success. Call us at 386-761-9752 to learn more about our offerings!

Tailored Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $70 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $126 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $244,729,695, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have tailored services just for you! From merchant services that simplify payment processing to business loans that fuel growth, Launch Credit Union is here to support your entrepreneurial ambitions.

Convenient Access Points

We understand the importance of accessibility. That's why we offer ATM services where you can withdraw cash or check balances with ease. For quick transactions like deposits and withdrawals, our drive-thru banking provides a hassle-free experience without needing to leave your car. In today's fast-paced world, convenience is key. At Launch Credit Union, we prioritize digital banking features so that managing your finances fits seamlessly into your life. With online banking available at your fingertips along with mobile payments and person-to-person transfers, staying connected with your finances has never been easier. For any questions or assistance regarding our services or how we can help you achieve your financial goals, feel free to reach out at (386) 761-9752. We look forward to serving you! Come visit us at 2290 S Ridgewood Ave South Daytona Fl 32119 in South Daytona, FL, or explore more about what we offer by visiting our website at South Daytona. Let's work together towards a brighter financial future!

Home Financing

For those dreaming of homeownership or looking to refinance an existing mortgage, our mortgage loans cater to various needs and budgets. We provide guidance throughout the process, helping you understand your options so you can make informed decisions about your home financing.

Loans for Every Need

Life can bring unexpected expenses, and when it does, having access to personal loans can help ease the burden. Our personal loans and debt consolidation options are designed with flexibility in mind, ensuring that you can find a solution that works best for your situation.

Personal Banking Solutions

Managing your money should be simple and convenient. That's why we offer various personal banking options such as checking and savings accounts that fit your lifestyle. Our members enjoy easy access to their funds through online and mobile banking, allowing you to check balances, transfer money, and pay bills from anywhere at any time. If you're considering financing a new vehicle, our auto loans and vehicle financing solutions make it easy for you to get behind the wheel without breaking the bank.

Rewarding Credit Card Options

Shopping just got more rewarding! With our credit cards featuring rewards programs, you can earn points on everyday purchases while managing your spending effectively.

Digital & Online Banking

E-Statements and Mobile Payments

Say goodbye to paper clutter! With e-statements available at Yes, you can view and manage your account statements digitally saving time and trees. And if you're looking to simplify payments, our mobile payments feature allows you to make purchases easily using your smartphone.

Key Features

Our online banking service is available 24/7, giving you the freedom to check your balances, transfer funds, and pay bills on your schedule. Whether you're at home or on the go, you can access your accounts with just a few clicks. Plus, our mobile application ensures that all these features are right in your pocket, making it simple to manage your finances wherever life takes you. Security is our top priority. We use advanced technology to protect your information, allowing you to bank with confidence. You can also take advantage of electronic signature authorization for added convenience when completing transactions or signing documents from home.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer option makes it quick and hassle-free. Just a few taps on your phone or clicks on our website, and you're done! At Launch Credit Union, we're committed to providing user-friendly solutions that empower you to manage your finances efficiently. Experience the ease of digital banking with us today!

Financial Strength

Commitment to Growth

With $119,768,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to lending as well; with $38,420 in used auto loans and $1,092,780,937 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 162,595, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $5,400,970, we are poised to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Launch Credit Union is your trusted partner. Visit us at 2290 S Ridgewood Ave South Daytona Fl 32119 or call (386) 761-9752 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our $3,707,119 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $289,706,438 in share certificates and $94,712,645 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $124,365,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $893 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $169,320,191 in used vehicle loans and $103,045,882 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our competitive rates make financing straightforward and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $244,729,695 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are here to support you every step of the way. Our commitment to our members means that we're always looking for ways to improve our services and offerings. If you're interested in any of our loan products or want more information on eligibility options, please don't hesitate to reach out. You can contact us at 386-761-9752 or visit us at 2290 S Ridgewood Ave., South Daytona, FL 32119. For more details about our services and offerings, check out our website at Launch Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,357,360, make buying or refinancing simple. We provide clear guidance through the process and flexible terms to fit your budget. If you're considering refinancing your current mortgage, we can assist with that too!

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $49,685,305 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits to ensure you get the most out of your spending.

Loan Aggregator

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LAUNCH CREDIT UNION - South Daytona, FL