Launch Credit Union Port Orange FL | Top Auto Loans & Checking Accounts

Introduction

Welcome to Launch Credit Union, your trusted financial partner located at 801 Taylor Rd, Port Orange, FL 32127. Since our establishment in 1963, we have proudly served our community, growing to a vibrant membership of over 85,000 individuals. With total assets exceeding $1.39 billion, we are dedicated to providing personalized banking services that meet the unique needs of our members. At Launch Credit Union, we believe in building strong relationships and contributing positively to our community. Our focus on personal banking includes a wide range of services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also support local businesses with tailored business banking solutions. Our leadership team is committed to your financial success. Under the guidance of CEO Joseph Mirachi and Board President Hollimarie Montijo, we strive for excellence in service delivery while maintaining a robust financial foundation with a net worth of $124 million and a cash reserve of over $9 million. While members can visit us at our branch address for in-person assistance, official correspondence should be sent to our mailing address at 300 S Plumosa St, Merritt Island, FL 32952. For any inquiries or assistance, feel free to call us at 321-455-9400. Join us today and experience the difference of being part of a credit union that truly cares about its members. Whether you're looking for competitive loan rates or convenient online banking options, Launch Credit Union is here to help you achieve your financial goals. Visit us online at launchcu.com or stop by our branch we look forward to serving you!

Branch History & Mission

At Launch Credit Union, our story begins in 1963 when we opened our doors in Port Orange, Florida. Over the years, we have grown into a strong community partner, dedicated to serving our members with a range of financial services designed to meet their needs. Located at 801 Taylor Rd, Port Orange, FL 32127, our branch is easily accessible and close to local landmarks that make it a convenient spot for our members. From humble beginnings, Launch Credit Union has developed into a trusted institution with over 85,000 members and total assets exceeding $1.39 billion. Our mission is simple yet powerful: to empower our members financially while supporting the communities we serve. We believe that everyone deserves access to quality financial services, which is why we offer personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at 801 Taylor Rd, official correspondence should be sent to 300 S Plumosa St, Merritt Island, FL 32952. This commitment to accessibility extends beyond our physical locations; we provide robust online and mobile banking services to ensure that managing finances is convenient for all our members. At Launch Credit Union, we are more than just a financial institution; we are deeply committed to community outreach and partnerships. We actively engage in initiatives that promote financial literacy and support local events. Our team is proud of the relationships we've built over the years and the positive impact we've made in Port Orange and beyond. Our operating hours are designed with your convenience in mind visit us on Tuesdays and Wednesdays from 11 AM to 1 PM. While we currently do not offer drive-thru service, we are equipped with an ATM for easy cash withdrawals and balance checks. We invite you to join us at Launch Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. Whether you're looking for personal or business banking solutions, we're here to support you every step of the way. For more information about membership or services, please give us a call at 321-455-9400 or visit our website at Launch Credit Union. Let's build a brighter financial future together!

Branch Location & Accessibility

Welcome to Launch Credit Union, conveniently located at 801 Taylor Rd in Port Orange, FL! Our branch is easy to find and accessible for all members of the community. Whether you're heading over from nearby landmarks like the vibrant Spruce Creek High School or just passing through the area, we're here to serve you with friendly faces and helpful services. For your convenience, we have dedicated parking available right outside our entrance, making it simple for you to pop in during our lobby hours. We understand that accessibility is key, so our facilities are designed to be welcoming for everyone, including features like ramps for those who need them. While you can visit us directly at our branch address, please note that any official correspondence should be sent to our mailing address at 300 S Plumosa St, Merritt Island, FL 32952. Our branch operates on Tuesdays and Wednesdays from 11 AM to 1 PM, giving you ample opportunity to stop by during your day. If you can't make it in person, don't hesitate to give us a call at 321-455-9400; we're always ready to assist you. In addition to our personal banking services including checking and savings accounts, auto loans, and credit cards with rewards we also offer convenient ATM access for quick cash withdrawals and balance checks. Please note that while we currently do not have drive-thru banking available, our team is eager to provide a personalized experience inside the branch. Ready to take the next step? We invite you to visit us at Launch Credit Union where community matters! Your financial journey starts here.

Member Eligibility

At Launch Credit Union, we believe that everyone deserves a chance to be part of our welcoming community. Joining us is easy and straightforward! If you live, work, or worship in the areas we serve, you can become a member. We aim to create an inclusive environment where everyone has access to financial resources tailored to their needs. By becoming a member at Launch Credit Union, you'll enjoy personalized service, competitive rates, and a variety of products designed to help you achieve your financial goals. To learn more about our eligibility criteria, feel free to check out the details at . Once you're ready to take the next step, opening an account is simple. You can start your membership journey online by visiting https://onlinebanking.launchcu.com/registration , or if you prefer, give us a call at (321) 455-9400 for assistance. We can't wait to welcome you into our family at 801 Taylor Rd Port Orange Fl 32127!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine a local café using our merchant services to accept payments effortlessly. Our solutions not only streamline transactions but also enhance customer experiences. By partnering with us, businesses can focus on what they do best while we handle the financial details. Join us at Launch Credit Union, located at 801 Taylor Rd Port Orange Fl 32127, Port Orange, FL, and discover how our business banking services can elevate your operations. For more information or assistance, give us a call at (321) 455-9400.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $70 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $126 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $244,729,695, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Cash Access When You Need It

Need cash on the go? Our ATM & Cash Withdrawal Services ensure that access is easy and hassle-free, allowing you to withdraw funds whenever necessary without any added stress. At Launch Credit Union, we are dedicated to serving our members with personalized care and attention. For more information about any of these services or to speak with one of our friendly team members, please call us at (321) 455-9400 or visit us online at School - Spruce Creek High School. We look forward to helping you achieve your financial goals!

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options so you can manage your accounts anytime, anywhere. Check balances, transfer funds, and even make payments right from your smartphone or computer.

Financing Your Dreams

Need a new car or thinking about buying a home? Our Auto Loans & Vehicle Financing provide flexible terms to fit your budget, making it easier than ever to drive off with the car you've always wanted. If you're considering purchasing a home, our Mortgage Loans & Refinancing options can guide you through the process with ease and confidence. We want to help turn your dreams into reality.

Personal Banking Made Easy

Managing your finances should be straightforward. That's why we offer Personal Banking solutions such as Checking & Savings Accounts designed to help you save and manage your money effectively. Imagine having a checking account that suits your lifestyle and savings options that allow your money to grow over time.

Rewards that Matter

Don't forget about our Credit Cards with Rewards! Enjoy perks that fit your lifestyle while managing everyday purchases. Whether it's for groceries or travel, earning rewards can make every dollar spent go further.

Simplifying Personal Finance

Life can sometimes throw unexpected expenses at you. Our Personal Loans & Debt Consolidation services are here to assist when those surprises come up. Whether you're looking to consolidate debt or cover an unforeseen expense, our loans can provide the relief you need.

Supporting Local Businesses

We understand how vital small businesses are to our community. That's why we offer comprehensive Business Banking services, including Merchant Services and Business Loans tailored for entrepreneurs like you. Let us help support your business growth with financial products designed specifically for your needs.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization. This allows you to complete important transactions quickly and securely without needing to print or mail documents. Plus, with e-statements available, you can view your account statements online whenever you need them saving paper and making it easier to keep track of your finances. Need to split a bill or send money to a friend? Our person-to-person transfer service lets you do that effortlessly. And if you're a fan of mobile payments, you'll love that we support this feature too, making it simple to pay for purchases directly from your phone. Security is always our top priority. We employ strong measures to protect your information while ensuring that all these features remain user-friendly. Whether you're at home or on the go, managing your accounts has never been easier or safer. With Launch Credit Union, banking fits seamlessly into your lifestyle, offering real-time account management and peace of mind at your fingertips. Join us today and experience the ease of digital banking!

Financial Strength

Commitment to Growth

With $119,768,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $38,420 in used auto loans and $1,092,780,937 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 162,595, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,400,970. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Launch Credit Union is your trusted partner. Visit us at 801 Taylor Rd Port Orange Fl 32127 or call (321) 455-9400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Members' savings are secured through $289,706,438 in share certificates and $94,712,645 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,707,119 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $124,365,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $893 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $169,320,191 in used vehicle loans and $103,045,882 in new vehicle loans already helping members get on the road, you can trust us for your auto financing needs. We also offer refinancing options if you're looking to lower your monthly payments or reduce your interest rate.

Business Loans

For business owners, our outstanding commercial loans totaling $244,729,695 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our team is ready to assist you.

Credit Lines

If you're looking for more flexibility with your finances, our credit lines allow you to borrow what you need when you need it. With total credit lines amounting to $349,189,000, this option is great for managing cash flow or unexpected expenses. At Launch Credit Union located at 801 Taylor Rd Port Orange FL 32127, we are committed to providing personalized service tailored to meet your unique financial needs. Feel free to reach out at 321-455-9400 for any questions or assistance regarding our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,357,360, make buying or refinancing simple. We're here to guide you through the process every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,685,305 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit you while making purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and accuracy, LendMesh ensures that users can make informed decisions without the confusion often associated with loan hunting. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to quality means users receive fair and transparent offers tailored to their financial needs. One of the standout features of LendMesh is its Verified Data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring that all comparisons reflect real and reliable options. Moreover, LendMesh operates without Sponsored Listings; lenders are not prioritized based on paid promotions. The goal is to provide unbiased results that truly reflect the current market landscape. In addition, LendMesh provides Real-Time Rate Comparisons, delivering up-to-date loan rates from multiple institutions. This feature allows users to assess their options effectively, ensuring they secure the best possible deal. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LAUNCH CREDIT UNION