Launch Credit Union Palm Bay FL | Quick Personal Loans & Auto Financing

Introduction

Welcome to Launch Credit Union, your trusted financial partner in Palm Bay, Florida! Located at 5225 Babcock St NE, Palm Bay, FL 32905, we are proud to serve our community since 1963. With a dedicated membership of over 85,000 individuals, we strive to provide exceptional banking services tailored to meet your needs. At Launch Credit Union, our commitment goes beyond just numbers. With total assets reaching an impressive $1.39 billion and total deposits amounting to $182,650,991, we have built a solid foundation that reflects our stability and reliability. Our dedicated team of 321 employees, led by CEO Joseph Mirachi and Board President Hollimarie Montijo, is here to ensure you receive the best financial advice and services possible. Whether you're looking for personal banking options like checking and savings accounts or financing solutions such as auto loans and mortgages, we have it all. Our members enjoy a range of services including online banking, mobile payments, and shared branch transactions. Plus, with cash in hand totaling $9,348,990, we are well-equipped to support your financial journey. While members can visit us at our Palm Bay location for friendly service and expert guidance, official correspondence should be sent to the same address: 5225 Babcock St NE, Palm Bay, FL 32905. We invite you to explore our website at launchcu.com for more information about our services or call us directly at 321-455-9400. Join us today and experience the difference at Launch Credit Union where your financial success is our top priority!

Branch History & Mission

At Launch Credit Union, we are proud to share our rich history and unwavering mission with the community of Palm Bay, Florida. Established in 1963, we have grown from humble beginnings into a vibrant financial institution dedicated to serving our members with care and commitment. Located at 5225 Babcock St NE, Palm Bay, FL 32905, our branch has become a cornerstone in the local community, embodying the values of trust, support, and inclusivity. Over the years, Launch Credit Union has evolved significantly. Today, we proudly serve over 85,000 members and manage total assets exceeding $1.39 billion. Our journey has been marked by milestones that reflect our commitment to providing quality financial services while fostering community growth. As part of our mission, we strive to offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our mission is simple yet profound: to enhance the financial well-being of our members while supporting the communities we serve. We believe that financial empowerment leads to stronger families and neighborhoods. This guiding principle drives us as we develop innovative products and services tailored to meet the diverse needs of our members. While members can visit us at 5225 Babcock St NE, official correspondence should be sent to 5225 Babcock St NE, Palm Bay, FL 32905 if needed. Our branch features convenient operating hours Monday through Wednesday from 8:30 AM to 5 PM and Thursday through Friday from 8:30 AM to 6 PM making it easy for you to access our services. At Launch Credit Union, we are not just about transactions; we are about relationships. We offer ATM availability for quick cash withdrawals and provide drive-thru banking for your convenience. Additionally, as part of our commitment to community service, we have established partnerships that extend our reach beyond banking. In an age where digital advancements matter more than ever, we ensure that all members have access to online and mobile banking solutions that allow for easy account management on-the-go. We also prioritize accessibility with ADA-compliant facilities so everyone can enjoy our services without barriers. As we look toward the future, we invite you to join us on this journey. Experience firsthand how Launch Credit Union can make a positive difference in your financial life. Whether you're looking for a checking account or need assistance with loans or credit cards, we're here for you every step of the way. Together with you, let's build a stronger community! For more information or to open an account today, please visit us at Launch Credit Union or call us at 321-455-9400.

Branch Location & Accessibility

Welcome to Launch Credit Union, conveniently located at 5225 Babcock St Ne in the heart of Palm Bay, Florida. Our branch is easy to find and accessible for all members, making it simple for you to manage your banking needs. Whether you're just popping in for a quick transaction or seeking financial advice, our friendly team is here to help. If you're coming from nearby landmarks like the beautiful Palm Bay Regional Park or the bustling shopping areas, you'll find us just a short drive away. Our location is not only convenient but also designed with accessibility in mind. We have ample parking available and features that comply with ADA standards, ensuring everyone can visit us without hassle. At Launch Credit Union, we strive to make banking as easy as possible. Our operating hours are Monday through Wednesday from 8:30 AM to 5 PM, and Thursday and Friday until 6 PM, giving you flexibility throughout the week. Plus, if you prefer a quick stop, we offer drive-thru banking services for deposits and withdrawals. For your convenience, we also have an ATM on-site so you can access your funds anytime. If you need assistance beyond regular transactions, our shared service center allows you to conduct basic transactions even if you're a member of a partner credit union. While members can visit us at 5225 Babcock St Ne, official correspondence should be sent to the same address for mailing: 5225 Babcock St NE, Palm Bay, FL 32905. Feel free to give us a call at 321-455-9400 if you have any questions or need assistance. We invite you to visit us today and experience the community-focused service that makes Launch Credit Union stand out!

Member Eligibility

At Launch Credit Union, we believe that everyone deserves a chance to be part of our welcoming financial community. Becoming a member is easy and open to individuals who live, work, or worship in Brevard County. If you're looking for a place that prioritizes your financial well-being, then you're in the right spot! Our friendly team is here to help you navigate through the process effortlessly. To get started, simply visit us at our branch located at 5225 Babcock St Ne, Palm Bay, FL 32905, or give us a call at 321-455-9400 for any questions you might have. For those interested in opening an account, we invite you to explore more about the eligibility requirements and benefits by checking out this link: . Once you're ready, you can easily set up your new account online by visiting https://onlinebanking.launchcu.com/registration . Joining Launch Credit Union not only connects you with fantastic financial services but also places you within a caring community that values your growth and success!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $70 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $126 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $244,729,695, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café that just opened its doors. With our merchant services, they can easily accept payments from customers using various methods from credit cards to mobile payments making transactions smooth and efficient. This not only enhances customer satisfaction but also helps the café manage its finances better. Located at 5225 Babcock St Ne Palm Bay Fl 32905 in Palm Bay, FL, we are here to provide personalized service and expert guidance every step of the way. Connect with us at (321) 455-9400 to explore how we can support your business today!

Comprehensive List Of Services

ATM and Drive-Thru Services

We know that sometimes you need quick access to cash or simple transactions without stepping inside the branch. Our ATM & Cash Withdrawal Services ensure that you have access when you need it most. Additionally, our Basic Drive-Thru Banking offers an easy way to handle deposits and withdrawals without leaving your vehicle.

Business Banking Services

For our local business owners, we provide tailored solutions that help your business thrive. Our Business Banking services include essential tools like merchant services and business loans that make it easier for you to manage cash flow and grow your operations.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to bank anytime, anywhere. With easy access to your accounts through our mobile app and online platform, managing your finances has never been simpler. You can transfer money, pay bills, and even make person-to-person payments all at your fingertips!

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking options have got you covered. We offer accounts that fit different lifestyles and spending habits, making it easier for you to manage your finances. If you're thinking about buying a car, our Auto Loans & Vehicle Financing will help you get behind the wheel with competitive rates and flexible terms. And if homeownership is on your horizon, our Mortgage Loans & Refinancing services can guide you through the process with ease.

Shared Branching Convenience

If you're a member of another credit union but need services while in Palm Bay, don't worry! We participate in shared branching, allowing members from partner credit unions to conduct basic transactions like deposits and withdrawals at our branch. At Launch Credit Union, we're committed to making banking accessible and straightforward for everyone in our community. For more information about any of these services or if you're ready to take the next step in managing your finances effectively, give us a call at 321-455-9400 or visit us online at Launch Credit Union. Let's work together towards achieving your financial goals!

Smart Borrowing Options

Managing debt can be stressful, but our Personal Loans & Debt Consolidation options are here to lighten your load. Whether it's funding a special project or consolidating existing debts into one manageable payment, we've got the right loan for your situation. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn benefits while making everyday purchases.

Digital & Online Banking

Key Features

Our electronic signature authorization feature allows you to sign documents securely online, making transactions faster and hassle-free. You no longer need to visit a branch for every little thing! And if you prefer going paperless, you'll love our e-statements availability. They're secure and environmentally friendly, so you can keep track of your financial activity without clutter. Want to send money to friends or family? Our person-to-person transfers let you do just that with ease. It's quick and efficient perfect for sharing expenses or sending gifts!

Security and Accessibility

Your security is a top priority at Launch Credit Union. We employ advanced security measures to ensure that your personal information is safe while using our digital services. With mobile payments enabled, you can make purchases quickly and securely using your phone. Whether you're at home or on the go, our online banking features are designed to provide real-time account management tailored to your needs. Experience the convenience of modern banking with Launch Credit Union today!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 162,595, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,400,970 further reinforces our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Launch Credit Union is your trusted partner. Visit us at 5225 Babcock St Ne Palm Bay Fl 32905 or call (321) 455-9400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $289,706,438 in share certificates and $94,712,645 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $3,707,119, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $124,365,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $893 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $119,768,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $38,420 in used auto loans and $1,092,780,937 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $169,320,191 in used vehicle loans and $103,045,882 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have options that can fit your budget. Plus, refinancing options are available if you're looking to lower your current payments.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $244,729,695 provide the capital needed to expand operations or invest in new ventures. We understand the unique challenges businesses face and strive to offer solutions that work for you. At Launch Credit Union located at 5225 Babcock St Ne Palm Bay Fl 32905, we're committed to providing personalized service and understanding your unique financial needs. For more information about our loan products or to speak with a member of our team, please call us at 321-455-9400. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide various solutions tailored for every situation, including Junior Lien 1-4 Family Residential Properties loans totaling $52,357,360. Our dedicated team is ready to guide you through the process so you can feel confident in your investment.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $49,685,305 in loans helping members manage their finances effectively. These cards come with rewards and no annual fees perfect for those looking to gain extra benefits while making everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing ensures that users receive fair and transparent offers. By relying on verified data, LendMesh guarantees that all loan comparisons reflect current market conditions.

LAUNCH CREDIT UNION - Palm Bay, FL