Launch Credit Union Ormond Beach FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Launch Credit Union, your trusted financial partner in the heart of Ormond Beach! Established in 1963, we have proudly served our community for over five decades, helping our members achieve their financial dreams. Located at 240 Williamson Blvd, Ormond Beach, FL 32174, we invite you to experience our commitment to providing exceptional service and support. At Launch Credit Union, we understand that each member's needs are unique. With a total membership of 85,082 and assets exceeding $1,391,863,454, we are dedicated to creating personalized solutions that empower you. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. We also offer business banking services tailored to help local entrepreneurs thrive. Our leadership team is here to guide you every step of the way. Under the stewardship of our CEO, Joseph Mirachi, and Board President Hollimarie Montijo, we strive to ensure that your financial journey is smooth and rewarding. Our team of 321 employees is committed to delivering friendly service and expert advice. While members can visit us at our branch location, official correspondence should be sent to the same address: 240 Williamson Blvd, Ormond Beach, FL 32174. For any inquiries or assistance, feel free to give us a call at 321-455-9400 or send a fax to 321-452-7007. Join us today and discover how Launch Credit Union can help you navigate your financial future with confidence! Visit our website at launchcu.com for more information or to open an account online. We look forward to serving you!

Branch History & Mission

Community Commitment

Launch Credit Union isn't just about banking; it's about building relationships. We actively engage with local organizations and schools to promote financial literacy and support initiatives that uplift our community. Our partnerships reflect a shared vision of progress and prosperity for all residents of Ormond Beach. While members can visit us at 240 Williamson Blvd for their everyday banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out at 321-455-9400.

Join Us

As we look ahead, we invite you to become part of the Launch Credit Union family. Experience firsthand how we can help you achieve your financial dreams while being an integral part of your community's success story. Visit us today or explore more about our services at Launch Credit Union. Together, let's build a brighter future!

Our Journey

From our inception, Launch Credit Union has been dedicated to serving the local community. We opened our doors with a vision of providing affordable financial services that empower individuals and families. Over the years, we have expanded our offerings and adapted to meet the evolving needs of our members. Today, we proudly manage total assets exceeding $1.39 billion, reflecting both our growth and the trust placed in us by our members.

Our Mission

Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering community development. We believe in putting people before profits. This means offering fair rates on loans and deposits while ensuring that every interaction is grounded in exceptional service. Our team works tirelessly to create programs that not only support individual financial goals but also strengthen the community as a whole. Whether it's personal banking services like checking and savings accounts or lending options such as auto loans and mortgages, we strive to meet your needs with compassion and professionalism. Additionally, we are proud to offer online and mobile banking services for convenience, as well as ATM access for those on-the-go.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch sits close to popular spots like the scenic Tomoka State Park and the bustling Ormond Beach shopping district. This prime location ensures you can easily fit your banking errands into your day. We have ample parking available, including ADA-compliant spaces for easy access. Plus, our facility features ramps and other accessibility options to accommodate all members of our community.

Operating Hours and Services

We understand that life can get busy, so we offer flexible operating hours tailored to your schedule. Visit us Monday through Wednesday from 9 AM to 5 PM, or stop by Thursday and Friday when we're open until 6 PM. Our drive-thru service opens earlier at 8:30 AM on these days, making it even easier for you to handle quick transactions without leaving your car. At Launch Credit Union, we offer a wide range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. We also provide online and mobile banking for those who prefer managing their finances on-the-go. Our shared service center allows members from partner credit unions to complete basic transactions like deposits and withdrawals as well.

Stay Connected

If you have any questions or need assistance, feel free to reach out at 321-455-9400. We look forward to welcoming you into our branch! Remember, while you can visit us at 240 Williamson Blvd for all your banking needs, official correspondence should be sent to the same address. Come see how Launch Credit Union is dedicated to serving you in Ormond Beach your financial journey starts here!

Member Eligibility

Becoming a member of Launch Credit Union is like joining a welcoming family where your financial well-being is our priority. If you live, work, or worship in Volusia County or surrounding areas, you're likely eligible to join us! We believe everyone deserves access to quality financial services, and we're here to help you every step of the way. For more details on specific eligibility criteria, feel free to check out our website at . Opening an account is simple and straightforward; just visit us at 240 Williamson Blvd Ormond Beach Fl 32174 or give us a call at (321) 455-9400. You can also start the process online by visiting https://onlinebanking.launchcu.com/registration . We're excited to have you on board and look forward to supporting you in achieving your financial goals!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that help streamline your transactions. Imagine processing payments seamlessly while also gaining insights into your sales trends. Our services empower businesses like yours to accept various payment methods easily, making it simple for your customers to do business with you. Visit us at 240 Williamson Blvd Ormond Beach Fl 32174 in Ormond Beach, FL, or call us at (321) 455-9400 to learn how we can help you take your business further. Let's grow together!

Tailored Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $70 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $126 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $244,729,695, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need quick cash? Take advantage of our ATM & Cash Withdrawal Services, ensuring you have access to your money when it matters most. Additionally, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle.

Business Banking Services

For our business members, we provide essential services such as Merchant Services & Business Loans to support growth and operations. We understand the challenges faced by small businesses and strive to offer solutions that can help them thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your funds has never been easier.

Credit Cards and Rewards

To add even more value to your finances, we also offer Credit Cards with Rewards. You can earn points on everyday purchases which can be redeemed for travel, merchandise, and more making each swipe work in your favor.

Home Financing Options

For those considering homeownership or refinancing their existing mortgage, our comprehensive Mortgage Loans & Refinancing services are here to assist. Picture stepping into your dream home with a mortgage plan crafted specifically for your situation.

Personal Banking Solutions

Starting with personal banking, we offer flexible Checking & Savings Accounts that help you manage your everyday finances easily. Imagine having a checking account that fits your lifestyle, along with savings options that encourage you to reach your financial goals. Our competitive interest rates and low fees ensure that your money works for you. If you're thinking about getting a new car, our Auto Loans & Vehicle Financing make the process simple and affordable. We understand that buying a vehicle is a significant decision, so we provide personalized guidance throughout the loan process. Need cash for home improvements or unexpected expenses? Our Personal Loans & Debt Consolidation options can help streamline your financial obligations and provide the funds you need without stress.

Shared Branch Transactions

We also recognize that sometimes you may need assistance beyond our branch walls. That's why we offer Basic Shared Branch Transactions, allowing members of partner credit unions to conduct deposits and withdrawals seamlessly. At Launch Credit Union, we're more than just a financial institution; we're a community committed to supporting you every step of the way. If you're ready to experience these services firsthand or have questions about how we can assist you further, don't hesitate to call us at (321) 455-9400 or visit us at 240 Williamson Blvd Ormond Beach Fl 32174 in beautiful Ormond Beach, FL. Explore all the ways we can help secure your financial future today!

Digital & Online Banking

At Launch Credit Union, we understand that convenience and security are paramount in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances easy and safe, anytime, anywhere. With our robust online banking platform, accessible at https://www.launchcu.com/ , you can view your account balances, transfer funds, and pay bills with just a few clicks. Our 24/7 online banking services ensure you're always in control of your money, whether you're at home or on the go. Plus, with the option for e-statements available, keeping track of your financial activity has never been easier or more eco-friendly. For those who love using their smartphones, our mobile application is here to help. You can download it today and enjoy features like mobile payments and person-to-person transfers right from your device. Need to split the bill after dinner? With our person-to-person transfer feature, sending money to friends is as simple as sending a text message. Security is a top priority for us. We offer electronic signature authorization for your transactions, ensuring that all your financial dealings are protected. This means you can sign important documents digitally without worrying about compromising your information. Whether you're looking to check your balance or make a quick payment, Launch Credit Union provides user-friendly tools that keep you connected with your finances. Explore all these features and more by visiting us online today!

Financial Strength

Growing Member Trust

Total Share Accounts stand at 162,595, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,400,970. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Launch Credit Union is your trusted partner. Visit us at 240 Williamson Blvd Ormond Beach Fl 32174 or call (321) 455-9400 to learn more about how we can help you achieve your financial goals.

Reflecting Operational Efficiency

Our $3,707,119 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $119,768,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $38,420 in used auto loans and $1,092,780,937 in total loans and leases, we support members' financial goals across various sectors.

Secured Savings Opportunities

Members' savings are secured through $289,706,438 in share certificates and $94,712,645 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $124,365,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $893 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $169,320,191 in used vehicle loans and $103,045,882 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that financing your next vehicle is as easy as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $244,729,695 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance an existing one, we are here to support you. If you're considering refinancing any of these products or exploring eligibility options for our loan offerings, please don't hesitate to reach out. Our knowledgeable staff can guide you through the available choices tailored to your situation. For more information or to speak with one of our representatives directly, give us a call at 321-455-9400. You can also visit us online at launchcu.com for more details about our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Launch Credit Union, we're here to help you take the next steps towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $52,357,360, making buying or refinancing simple. We offer various options to fit your needs and help you through each step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,685,305 in loans helping members manage their finances effectively. These cards come with various benefits and rewards designed to suit your spending habits.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This meticulous approach guarantees that users receive accurate information tailored to their financial needs.

Benefits of Using LendMesh

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Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LAUNCH CREDIT UNION