Launch Credit Union Merritt Island FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Launch Credit Union, your trusted financial partner since 1963. Located at 415 Fortenberry Rd, Merritt Island, FL 32952, we are dedicated to serving our community with integrity and personalized service. With a strong membership of over 85,000 individuals, we pride ourselves on being more than just a bank; we're a vital part of the Merritt Island community. At Launch Credit Union, we understand that your financial goals are unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. As of today, our total assets stand at an impressive $1,391,863,454, showcasing our commitment to providing stability and reliability for our members. Our leadership team, led by CEO Joseph Mirachi and Board President Hollimarie Montijo, is passionate about creating a positive impact in the lives of our members. With a dedicated staff of 321 employees, we strive to make every interaction meaningful and supportive. Whether you need assistance with loans (over 100,216 approved), deposits totaling $182,650,991, or even simple inquiries about your account, we're here for you. While members can visit us at our branch address, official correspondence should be sent to the same location: 415 Fortenberry Rd, Merritt Island, FL 32952. We invite you to explore our website at Launch Credit Union for more information or give us a call at 321-455-9400. Together, let's achieve your financial dreams!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of our journey. Experience firsthand how Launch Credit Union can support your financial goals while being part of a community-focused organization. Whether you're looking for a checking account, an auto loan, or simply want more information about our services, don't hesitate to reach out at 321-455-9400 or visit us online at Launch Credit Union. Join us today and let's grow together!

Our Evolution

Since opening our doors, Launch Credit Union has continuously adapted to meet the needs of our members. We started as a small credit union focused on providing essential banking services. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions. Our evolution reflects our dedication to enhancing the financial well-being of those we serve. We understand that accessibility is key in today's fast-paced world. That's why we offer digital advancements like online banking and mobile payments alongside traditional services. Our branch features an ATM for your convenience and a drive-thru for quick transactions. We are also proud to provide shared service center options for members who may need assistance beyond our branch.

Our Mission

At Launch Credit Union, our mission is simple yet powerful: to enhance the financial lives of our members while actively contributing to the community's growth. We believe that everyone deserves access to fair and affordable financial services. This commitment drives us to provide personalized solutions tailored to each member's unique needs. We're not just about numbers; we focus on building relationships within the Merritt Island community. From local outreach programs to partnerships with schools and organizations, we strive to create a positive impact that goes beyond banking. While members can visit us at 415 Fortenberry Rd, official correspondence should be sent to the same address for ease of communication.

Branch Location & Accessibility

Welcome to Launch Credit Union, your friendly neighborhood banking partner located at 415 Fortenberry Rd in beautiful Merritt Island, FL. Nestled in the heart of Brevard County, our branch is easily accessible, making it a convenient stop for all your banking needs. Whether you're heading to the nearby Merritt Square Mall or enjoying the scenic views along the Indian River, you'll find us right where you need us. At Launch Credit Union, we prioritize accessibility for all our members. Our branch is equipped with features that ensure everyone can easily visit and utilize our services, including ADA-compliant entrances and ample parking. If you're on the go, take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your car. We're proud to offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we have something for everyone. Plus, with an ATM available on-site, you can access cash anytime you need it. Our lobby hours are designed to fit your busy schedule: we're open Monday through Wednesday from 9 AM to 5 PM, and Thursday through Friday from 9 AM to 6 PM. Have questions or need assistance? Don't hesitate to give us a call at 321-455-9400; our friendly team is ready to help! While members can visit us at 415 Fortenberry Rd, official correspondence should be sent to the same address for convenience. We invite you to stop by soon whether it's to chat with one of our knowledgeable staff members or simply to explore what we have to offer. Your financial journey starts here!

Member Eligibility

At Launch Credit Union, we believe that everyone deserves the chance to be part of a caring community. Becoming a member is easy, and we welcome anyone who lives, works, worships, or attends school in our area. If you're looking for a financial partner that prioritizes your needs and offers exceptional services, you're in the right place! To find out more about eligibility requirements, feel free to check out the details at . Once you know you qualify, opening an account is just a few clicks away! You can begin your journey with us by visiting https://onlinebanking.launchcu.com/registration . If you have any questions or need assistance, don't hesitate to reach out at (321) 455-9400. We're here to help you every step of the way as you join our growing family at Launch Credit Union, located at 415 Fortenberry Rd Merritt Island Fl 32952.

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced world, having efficient payment processing is crucial. Our merchant services help you manage transactions effortlessly, allowing you to focus on what matters most growing your business. Imagine being able to accept payments anytime, anywhere, whether in-store or online, giving your customers the convenience they expect. Located conveniently at 415 Fortenberry Rd Merritt Island Fl 32952 in Merritt Island, FL, we invite you to explore how our business banking solutions can empower your success. Let's work together to turn your vision into reality! For more details, contact us at (321) 455-9400.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $70 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $126 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $244,729,695, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Simplified

Running a business has its challenges, but with business banking services like merchant services and business loans, we make it easier for entrepreneurs in our community. From helping manage cash flow to financing growth opportunities, our team understands what businesses need to thrive.

Convenient Access Options

We know that sometimes life gets busy; that's why we also provide basic drive-thru banking for quick transactions such as deposits and withdrawals. Additionally, if you're a member of partner credit unions, take advantage of our shared branch transactions for deposits and withdrawals without any hassle. Whether you're visiting us in person at our Merritt Island location or accessing your account online through our website at https://www.launchcu.com/, our goal remains the same: making banking easy for you. For more information about any of these services or to discuss how we can assist you better, feel free to call us at (321) 455-9400 or visit us during our operating hours Monday through Wednesday from 9 AM to 5 PM and Thursday through Friday from 9 AM to 6 PM. Join us at Launch Credit Union, where we're dedicated to supporting all your financial needs!

Credit Cards That Reward You

For those who love rewards, our credit cards come with enticing benefits that can enhance your everyday purchases. Whether you're making routine buys or planning for special occasions, our credit card options are here to add value back into your spending.

Digital Banking at Your Fingertips

In today's fast-paced world, having access to your finances anytime is essential. That's why Launch Credit Union offers robust online and mobile banking services. Check balances, transfer funds, or pay bills from the comfort of your home or on the go. Plus, with our ATM services available 24/7, withdrawing cash has never been more convenient.

Home Sweet Home

Thinking about buying a home? Our mortgage loans and refinancing options are designed to help you secure the best deal possible. We understand that every homeowner's situation is unique, which is why our mortgage specialists work closely with you to find a solution that fits your budget and lifestyle.

Personal Banking Made Easy

When it comes to personal banking, we offer a range of options to help you manage your finances effectively. Our checking and savings accounts provide the perfect foundation for everyday banking needs, allowing you to save for future goals while having easy access to your funds. If you're looking to purchase a car or consolidate debt, our auto loans and personal loans can give you the financial support you need. With competitive rates and flexible terms, we aim to make borrowing straightforward.

Digital & Online Banking

Convenience at Your Fingertips

One of the best parts of our services is the mobile payments feature. This lets you make purchases directly from your phone without needing to carry cash or cards. It's simple and safe! Our system ensures that every transaction is protected so that you can bank with confidence. With all these tools available at Launch Credit Union, managing your finances has never been easier or more secure. Visit us today at https://www.launchcu.com/ to learn more about how our digital and online banking services can simplify your life!

Key Services

Our online banking service operates 24/7, allowing you to manage your finances at your convenience. Whether you're checking your balance or transferring money, everything is just a tap away. Plus, with our mobile application, you can do all this right from your smartphone! Enjoy the freedom of banking on the go with features like person-to-person transfers that make sending money to friends and family quick and hassle-free. Security is a top priority for us at Launch Credit Union. You can use electronic signature authorization for added peace of mind when completing transactions online. We also provide e-statements, which are not only environmentally friendly but also keep your financial information organized and accessible whenever you need it.

Financial Strength

A Growing Member Base

We take pride in having built a strong community with a total of 162,595 share accounts, showcasing the trust our members place in us. Our financial strength means we can continue serving you with confidence. Our commitment at Launch Credit Union is unwavering. Whether you're saving, borrowing, or planning for the future, we're here as your trusted partner. Visit us at 415 Fortenberry Rd Merritt Island Fl 32952 or call (321) 455-9400 to learn more about how we can help you achieve your financial goals.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We reinvest with care; our $119,768,964 in undivided earnings allows us to innovate banking tools and strengthen lending options tailored for your needs.

Lending Capacity

With $38,420 in used auto loans and $1,092,780,937 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to buy a car or fund other ventures, we're here to help make it happen.

Operational Efficiency

Our $3,707,119 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency is supported by our dedicated team of 321 full-time employees who are always ready to serve you with knowledgeable assistance.

Secure Savings Options

Members' savings are secured through $289,706,438 in share certificates and $94,712,645 in money market shares, offering stable and rewarding financial growth opportunities. These options reflect our commitment to helping you grow your wealth while keeping your funds safe.

Strong Financial Health

With a net worth of $124,365,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $893 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $169,320,191 in used vehicle loans and $103,045,882 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with the vehicle you desire.

Credit Lines and Business Loans

For those needing additional flexibility with their finances, our total credit lines amount to $349,189,000. This can be a great option for managing cash flow or covering short-term expenses. Additionally, if you're a business owner looking to grow or expand operations, our outstanding commercial loans totaling $244,729,695 provide the capital needed for various business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,357,360, make buying or refinancing simple. We aim to support you through every step of the process. Whether you are a first-time homebuyer or looking to refinance your current mortgage, our team is ready to assist you.

Refinancing Options

If you're considering refinancing any existing loans or seeking eligibility options for new loans, our team can help guide you through available choices that might better suit your current financial situation. At Launch Credit Union located at 415 Fortenberry Rd Merritt Island FL 32952, we pride ourselves on being accessible and member-focused. Feel free to reach out at 321-455-9400 during our operating hours: M-W 9 am - 5 pm; Th-F 9 am - 6 pm. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing transparent information so that you can make informed decisions regarding your finances. Let us help you take the next step towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,685,305 in loans helping members manage their finances effectively. These cards come without collateral requirements and offer a convenient way to handle unexpected expenses or daily purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency is crucial for borrowers seeking the best options tailored to their financial needs. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified information guarantees fair and transparent offers for all users. One of the key benefits of using LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, which helps users trust the information provided. Additionally, LendMesh operates without sponsored listings; lenders are not prioritized based on paid promotions. This means users receive unbiased results that reflect true market conditions. Another important feature is real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. This efficiency can lead to significant savings over time. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

LAUNCH CREDIT UNION