Launch Credit Union Melbourne FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Launch Credit Union, your trusted financial partner located at 2200 N Wickham Rd, Melbourne, FL 32935. Established in 1963, we have proudly served our community for over six decades, building a reputation grounded in trust and reliability. With a membership base of 85,082, we are dedicated to providing personalized financial solutions that meet the diverse needs of our members. At Launch Credit Union, we understand that each member's journey is unique. Our commitment to fostering financial well-being is reflected in our impressive total assets of $1,391,863,454 and total deposits amounting to $182,650,991. We offer a range of services from personal banking and auto loans to business banking solutions ensuring you have access to what you need when you need it. Our leadership team is devoted to guiding our mission. Under the stewardship of CEO Joseph Mirachi and Board President Hollimarie Montijo, we strive to create an environment where every member feels valued and supported. With a skilled team of 321 employees, we are here to assist you with all your banking needs. While members can visit us at our branch location, official correspondence should be sent to the same address: 2200 N Wickham Rd, Melbourne, FL 32935. We invite you to explore our services further by visiting our website at Launch Credit Union or giving us a call at 321-455-9400. Join us today and experience the Launch difference where community matters and your financial success is our priority!

Branch History & Mission

Community Focus

At Launch Credit Union, we understand the importance of being there for our members beyond traditional banking hours. With features like ATM availability and shared service centers, we ensure that you have access to your accounts whenever you need them. Moreover, we have embraced technology by offering online and mobile banking options so you can manage your finances conveniently. As part of our commitment to inclusivity, we ensure ADA compliance across all facilities and services so that everyone feels welcome at our branch.

Join Us

We invite you to experience the benefits of being part of Launch Credit Union. Whether you're looking for a new place for your checking account or need assistance with financing your dream car or home, we're here to help you every step of the way. Join us today and discover how we can support your financial journey! For more information or assistance, feel free to reach out at 321-455-9400 or visit us online at Launch Credit Union. Together, let's build a brighter future!

Our Journey

From humble beginnings, Launch Credit Union has seen remarkable growth and transformation. Over the years, we have expanded our services to meet the evolving needs of our community. Today, with total assets exceeding $1.39 billion, we are equipped to offer a wide range of financial products including personal banking accounts, auto loans, mortgage options, and business loans. Our commitment to supporting local businesses and families drives every decision we make.

Our Mission

Our mission is simple yet impactful: to empower our members with accessible financial solutions while nurturing strong community ties. We believe that banking should be more than just transactions; it should be about building relationships and enhancing lives. That's why we focus on not only providing excellent financial services but also participating in community outreach initiatives and partnerships that uplift those around us. While members can visit us at 2200 N Wickham Rd, official correspondence should be sent to 2200 N Wickham Rd, Melbourne, FL 32935 if needed. We encourage you to take advantage of our full range of services available during our operating hours: Monday through Wednesday from 9 AM to 5 PM, and Thursday through Friday from 9 AM to 6 PM. Additionally, our drive-thru service operates earlier on weekdays from 8:30 AM.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Launch Credit Union today! Our friendly staff is ready to assist you with all your banking needs. If you have questions or would like more information before your visit, don't hesitate to call us at 321-455-9400. We're here to help you achieve your financial goals!

Nearby Landmarks and Accessibility

Located near the bustling Wickham Park and just a short drive from various shopping centers, our branch is perfectly positioned for both residents and visitors alike. We understand that accessibility is important; that's why our branch features ADA-compliant facilities, including ramps for easy entry. Plus, we offer ample parking so you can visit us without any hassle.

Operating Hours

We're here when you need us! Our lobby hours are Monday through Wednesday from 9 AM to 5 PM and Thursday to Friday from 9 AM to 6 PM. If you're on the go, take advantage of our drive-thru service available Monday through Wednesday from 8:30 AM to 5 PM and Thursday to Friday from 8:30 AM to 6 PM.

Services Offered

At Launch Credit Union, we provide a wide range of services designed to meet your financial needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, or business banking options, we've got you covered. Our ATM is readily available for cash withdrawals and balance checks, making transactions simple and quick. For members who may require assistance outside of our regular services, we also offer shared branching options with partner credit unions for deposits and withdrawals.

Member Eligibility

Becoming a member of Launch Credit Union is like joining a family where your financial well-being is the top priority. If you live, work, worship, or attend school in Brevard County, you're already eligible to join us! We also welcome members from select groups and organizations. At Launch Credit Union, you'll enjoy benefits such as personalized service, competitive rates, and a variety of financial products tailored just for you. The membership process is easy simply visit us at our branch located at 2200 N Wickham Rd Melbourne Fl 32935 or give us a call at (321) 455-9400 for more information. For detailed eligibility requirements, check out our website at . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $70 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $126 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $244,729,695, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a world where your customers can pay easily and securely, whether they're shopping in-store or online. Our merchant services make this possible, allowing you to focus on what matters most: running your business. From card processing to easy payment solutions, we equip you with everything needed to enhance your customer experience. Whether you're starting out or looking to expand, Launch Credit Union at 2200 N Wickham Rd Melbourne Fl 32935 in Melbourne, FL is ready to partner with you on this exciting journey. Reach out today at (321) 455-9400 to learn how we can help you thrive!

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick deposits and withdrawals as well as shared branch transactions for members of partner credit unions. This means whether you're at home or traveling within the network, banking remains accessible and convenient. At Launch Credit Union, we pride ourselves on being more than just a bank; we're part of the community. If you're ready to experience these benefits firsthand or have questions about how we can assist you further, please reach out at (321) 455-9400 or visit us online at Melbourne - Whickham. Your financial success is our priority!

Business Banking Services

If you're a business owner in need of financial support, look no further! Our Business Banking services, including Merchant Services and Business Loans, are designed to help your business thrive. From managing transactions to securing funding for growth, we're here to support your entrepreneurial journey.

Credit Cards and Rewards

Who doesn't love rewards? Our Credit Cards with Rewards program allows you to earn points on everyday purchases, turning spending into savings. Whether it's travel perks or cash back, we have a card that fits your lifestyle.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we offer robust Online & Mobile Banking solutions. With just a few taps on your device, you can check balances, transfer funds, and even make payments from anywhere. Plus, our ATM & Cash Withdrawal Services ensure that accessing cash is never a hassle.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for your future, our personal banking services have you covered. We offer Checking & Savings Accounts tailored to fit various lifestyles, ensuring you can manage your day-to-day finances easily. If you're considering a new vehicle, explore our Auto Loans & Vehicle Financing options, which can help you get behind the wheel with flexible terms that suit your budget. For those dreaming of home ownership or looking to refinance an existing mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized assistance throughout the process. Moreover, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options offer quick access to cash when you need it most.

Digital & Online Banking

Key Services

Our online banking platform, accessible through https://www.launchcu.com/ , allows you to check your account balances, pay bills, and transfer funds anytime, anywhere. Plus, with our mobile application, available for download on your smartphone, you can carry out all these tasks from the palm of your hand. Do you need to send money to a friend? With our person-to-person transfer feature, it's as simple as a few taps on your screen. You can also enjoy the ease of mobile payments just add your card to your favorite payment app and make transactions without hassle.

Security & Ease of Use

Your security is our top priority. Our electronic signature authorization ensures that all your transactions are safe and secure. You can also opt for e-statements to keep track of your accounts while reducing paper clutter it's eco-friendly too! With 24/7 online banking services available at Launch Credit Union, you have real-time access to your finances whenever you need it. No more waiting in line or rushing before closing hours; we're here for you around the clock. Experience the freedom of modern banking with us. Join Launch Credit Union today and take control of your financial future like never before!

Financial Strength

Commitment to Growth

With $119,768,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $38,420 in used auto loans and a total of $1,092,780,937 in loans and leases.

Community Trust

The growing trust from our members is evident with 162,595 total share accounts, showcasing a strong member base that believes in us as their trusted financial partner. Our net shares available for lending stand at $5,400,970, further highlighting our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Launch Credit Union is your trusted partner. Visit us at 2200 N Wickham Rd Melbourne Fl 32935 or call (321) 455-9400 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $289,706,438 in share certificates and $94,712,645 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $3,707,119, which allows us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 321 full-time employees ready to assist you with their expertise and dedication.

Strong Financial Health

With a net worth of $124,365,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $893 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $169320191 in used vehicle loans and $103045882 in new vehicle loans already helping members get on the road, we make financing your vehicle easy and affordable. Whether it's for a new or used car, our flexible terms are tailored to meet your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $244729695 provide the capital needed to grow and expand your business operations. We recognize that having access to funds can make a significant difference in achieving business success. At Launch Credit Union, we believe that understanding your options is key to making informed decisions about borrowing. If you're interested in refinancing or want to explore eligibility options for any of our loan products, feel free to reach out! You can contact us at 321-455-9400 for any questions or assistance regarding our loan offerings. We're here to guide you through the application process and ensure you find the right fit for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $52357360, making buying or refinancing simple. We aim to support you through every step of the process with clear guidance and straightforward terms.

Unsecured Credit Cards

Managing finances can be challenging, but we are here to help. We also offer flexible terms on unsecured credit card loans, with a total of $49685305 in loans helping members manage their finances effectively. This option provides you with additional purchasing power while keeping things simple.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all offers presented are fair and transparent. By working with legitimate lenders, LendMesh guarantees that users receive verified data for their loan comparisons.

LAUNCH CREDIT UNION