Launch Credit Union Kennedy Space Center FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Launch Credit Union, your trusted partner for financial growth and community support! Located at Mff Building Rm 102, Kennedy Space Center, FL 32899, we have proudly served our members since 1963. With a robust membership of over 85,000 individuals, we are committed to providing tailored financial solutions that meet the unique needs of our community. At Launch Credit Union, we understand the importance of financial security. Our total assets have reached an impressive $1,391,863,454, reflecting our dedication to stability and member trust. With total deposits amounting to $182,650,991 and a net worth of $124,365,666, you can feel confident in choosing us as your financial institution. Led by CEO Joseph Mirachi and Board President Hollimarie Montijo, our team is here to ensure you receive personalized service and expert guidance. We offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Plus, with online and mobile banking capabilities, managing your finances has never been easier. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address. If you have questions or need assistance, don't hesitate to reach out by phone at 321-455-9420. Join us at Launch Credit Union today to discover how we can help you achieve your financial goals! Visit us online at launchcu.com for more information or to open an account. We look forward to serving you!

Branch History & Mission

Join Us

If you're looking for a credit union that prioritizes your financial well-being while giving back to the community, look no further than Launch Credit Union. Whether you're interested in personal banking or business solutions, we're here for you every step of the way. To learn more about our services or become a member today, visit us online at Launch Credit Union or call us at 321-455-9420. Experience the difference that comes with being part of a supportive financial family!

Our Evolution

Since opening our doors, Launch Credit Union has evolved to meet the changing needs of our members. We started as a small credit union focused on providing essential financial services and have now expanded to offer a wide range of products including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking services. Our headquarters in Merritt Island, FL remains dedicated to fostering growth and innovation within the community we serve. Over the years, we've embraced digital advancements to enhance member experience. Our online banking platform allows you to manage your accounts easily from anywhere. Additionally, we provide mobile payment options and e-statements for added convenience. We're proud to be ADA compliant, ensuring that all members can access our services without barriers.

Our Mission

Our mission is simple: to empower our members financially while supporting the local community. We believe in putting people first; that means offering personalized service and competitive rates that truly benefit our members. We are committed to community outreach efforts and partnerships that foster growth and well-being in Brevard County. We also recognize the importance of accessibility; that's why we offer an ATM for cash withdrawals along with shared service center capabilities for basic transactions at partner locations. While we don't currently have drive-thru service at this branch, our operating hours are designed to be convenient: Monday through Wednesday from 8 AM to 3:30 PM and Thursday through Friday from 7:30 AM to 4 PM.

Branch Location & Accessibility

Contact Us

If you have any questions or want more information about our services before visiting, feel free to give us a call at 321-455-9420. We look forward to welcoming you at Launch Credit Union! Come see how we can help make your financial journey easier and more rewarding today!

Nearby Landmarks and Accessibility

Situated near iconic landmarks like the Kennedy Space Center itself, our location is not just about banking; it's about being part of a vibrant community. Accessible parking is available right outside our entrance, making it easy for everyone to come in. We also comply with ADA standards, ensuring that all members can enter and utilize our services comfortably.

Operating Hours

At Launch Credit Union, we strive to be available when you need us most. Our lobby hours are Monday through Wednesday from 8 AM to 3:30 PM and Thursday through Friday from 7:30 AM to 4 PM. These hours allow you to stop by before work or during lunch breaks without any hassle.

Services Offered

We offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you need business banking solutions or want access to online and mobile banking, our team is here to assist you. Plus, if you're a member of another participating credit union, you can take advantage of basic shared branch transactions right here! For those on the go, we also have ATM availability for quick cash withdrawals and balance checks. Unfortunately, we do not currently offer drive-thru service; however, our friendly staff is always ready to help you inside the branch.

Member Eligibility

At Launch Credit Union, we believe in creating a welcoming community where everyone feels at home. Becoming a member is straightforward and open to those who live, work, or worship in our local area. Whether you're a first-time banking customer or looking to switch to a more personal experience, we're here for you. Our membership is designed for individuals and families who want access to quality financial services without the hassle. To learn more about the specific eligibility criteria, feel free to visit our website at . If you're ready to join us, opening an account is just a few clicks away at https://onlinebanking.launchcu.com/registration . You can also reach out to us directly at (321) 455-9420 if you have any questions or need assistance. Join us at Launch Credit Union located at Mff Building Rm 102 Kennedy Space Center Fl 32899, and discover the many benefits of being part of our credit union family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $70 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $126 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $244,729,695, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a busy café that wants to streamline transactions for its loyal customers. Our merchant services can help by providing reliable payment processing solutions, ensuring that every sale is as smooth as possible. From mobile payments to online transactions, we equip businesses with the tools they need to thrive in a competitive market. Located at Mff Building Rm 102 Kennedy Space Center Fl 32899 in Kennedy Space Center, FL, we invite you to visit us or call (321) 455-9420 to discover how our business banking services can empower your success today!

Comprehensive List Of Services

Business Banking

If you're a business owner, Launch Credit Union has you covered with specialized services like merchant services and business loans. We know how important it is for businesses to thrive in today's market. That's why we offer tailored solutions that help manage cash flow and support growth.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we prioritize our online and mobile banking services. You can access your accounts anytime from anywhere with ease whether it's checking balances, transferring funds, or paying bills. Our mobile app allows for quick transactions right at your fingertips. Additionally, we provide ATM services for cash withdrawals and balance checks whenever needed. For members of partner credit unions, basic shared branch transactions are available as well making it easy to conduct deposits and withdrawals without hassle.

Engaging with Us

We invite you to explore all these options at Launch Credit Union by visiting us or giving us a call at 321-455-9420. Our friendly staff is ready to assist you with any questions about our services or how we can meet your unique financial needs. Don't wait! Join us today and take the first step towards achieving your financial goals. Visit us online at launchcu.com to learn more about opening an account or applying for a loan!

Personal Banking

One of the cornerstones of our offerings is personal banking, which includes various checking and savings accounts designed to suit your lifestyle. Imagine easily managing your funds with an account that fits your spending habits. With our competitive interest rates and no monthly fees on many accounts, saving has never been easier. When it comes to financing a new car or truck, our auto loans provide flexible terms and competitive rates. Picture driving off in your dream vehicle without the stress of high payments. We also offer mortgage loans and refinancing options that make home ownership more accessible. If you're considering buying your first home or refinancing your existing mortgage, we can guide you through the process. For those unexpected expenses or personal projects, our personal loans are perfect for debt consolidation or funding special occasions. Plus, if you're looking for everyday purchasing power, our credit cards with rewards let you earn while you spend.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform provides a range of features that make it simple to handle everyday banking tasks. You can easily check balances, transfer funds between accounts, and pay bills without the hassle of visiting a branch. Plus, with our electronic signature authorization, signing documents has never been easier or safer. If you prefer going paperless, you'll appreciate our e-statements feature. It not only helps you stay organized but also contributes to a greener environment. You'll receive your statements directly in your inbox, allowing for quick access whenever you need them.

Safe and Secure Banking

At Launch Credit Union, security is our top priority. Our online banking system uses advanced encryption technology to keep your information safe. You can rest easy knowing that all transactions are protected while you enjoy the ease of managing your finances from home or on the go. Whether you're looking to check your account balance or transfer funds instantly, our digital banking services offer everything you need with accessibility and ease-of-use at the forefront. Join us today and experience how Launch Credit Union makes banking work for you!

Stay Connected on the Go

For those who are always on the move, our mobile application is a game-changer. Available for both iOS and Android devices, it allows you to manage your accounts right from your smartphone. You can even make mobile payments with just a tap! This feature adds an extra layer of convenience when you're shopping or dining out. Additionally, if you need to send money to friends or family quickly, our person-to-person transfer service lets you do just that in seconds. No more waiting for checks to clear or rushing to the bank just instant transfers at your fingertips.

Financial Strength

A Growing Community

With a total of 162,595, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Launch Credit Union is your trusted partner. Visit us at Mff Building Rm 102 Kennedy Space Center Fl 32899 or call (321) 455-9420 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Dedicated Team

We also take pride in having 321 full-time employees and 0 part-time employees who are always ready to serve you with a knowledgeable, committed team. Your experience matters to us.

Diverse Lending Solutions

Our lending capacity supports members' financial aspirations with $38,420 in used auto loans and $1,092,780,937 in total loans and leases. This means whether you're looking to buy a car or secure financing for other needs, we're here to assist you.

Member-Centric Savings Options

Members' savings are secured through $289,706,438 in share certificates and $94,712,645 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we have $0 in non-member deposits, our focus remains on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong performance is reflected in our $3,707,119, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products tailored for our members.

Reinvestment for Future Growth

With $119,768,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth allows us to support your financial goals effectively.

Strong Financial Foundation

With a net worth of $124,365,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $893 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $169,320,191 in used vehicle loans and $103,045,882 in new vehicle loans already helping members get on the road. We make it easy to apply for financing whether you're purchasing a new or used vehicle. Plus, we provide refinancing options if you're looking to lower your current payments.

Commercial Loans

For business owners, our outstanding commercial loans totaling $244,729,695 provide the capital needed to grow and expand. We understand the importance of having access to funds when running a business and are here to assist with customized solutions that fit your entrepreneurial vision. Our commitment is not only about providing loans but also ensuring our members are informed about their financial decisions. To learn more about our loan offerings or if you have questions regarding eligibility requirements, please reach out at (321) 455-9420 or visit us online at Launch Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Credit Lines and Unsecured Loans

For those needing additional flexibility, our total credit lines amounting to $349,189,000 allow for easy access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $49,685,305 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,357,360, make buying or refinancing simple. We can guide you through the process and discuss various eligibility options available to ensure you find the right fit for your budget.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous approach guarantees that users receive fair and transparent offers tailored to their specific needs.

LAUNCH CREDIT UNION