Launch Credit Union Edgewater FL | Best Auto Loans & Business Banking

Introduction

Welcome to Launch Credit Union, your trusted financial partner located at 2810 S Ridgewood Ave, Edgewater, FL 32141. Since our establishment in 1963, we have been dedicated to serving our community with reliable banking solutions tailored to meet the needs of our members. With a robust membership base of over 85,000 individuals and total assets reaching an impressive $1,391,863,454, we are committed to providing you with the highest level of service. At Launch Credit Union, we believe in empowering our members through a variety of financial services including personal banking, auto loans, mortgages, and business banking solutions. Our total deposits stand at $182,650,991, showcasing the trust our members place in us. We also take pride in a net worth of $124,365,666, which reflects our solid financial foundation and commitment to sound management. Led by our CEO Joseph Mirachi and Board President Hollimarie Montijo, our team is here to support you every step of the way. Whether you're looking for straightforward checking accounts or comprehensive loan options like our 100,216 loans and leases we're equipped to help you achieve your financial goals. While members can visit us at 2810 S Ridgewood Ave, official correspondence should be sent to the same address. Feel free to reach out via phone at 386-428-7098 or explore more about what we offer by visiting our website at launchcu.com. Join us at Launch Credit Union today and experience a banking relationship built on trust, transparency, and community engagement! We look forward to welcoming you into our family.

Branch History & Mission

At Launch Credit Union, our journey began in 1963, rooted in the belief that everyone deserves access to reliable financial services. From our humble beginnings, we have grown into a trusted financial partner for over 85,000 members in Edgewater, FL, and beyond. Located at 2810 S Ridgewood Ave, we are proud to serve our community with dedication and integrity. Over the years, we have achieved numerous milestones that reflect our commitment to growth and innovation. With total assets exceeding $1.39 billion, we have developed a robust portfolio of services designed to meet the diverse needs of our members. Our operating hours are designed with convenience in mind Monday through Wednesday from 9 AM to 5 PM, and Thursday to Friday from 9 AM to 6 PM. We also offer drive-thru banking for quick transactions and an ATM on-site for easy access to cash. Our mission at Launch Credit Union is straightforward: to provide exceptional financial services while actively supporting our community. We believe in empowering individuals with the tools they need for financial success, whether it's through personal banking products like checking accounts and auto loans or comprehensive business solutions. We recognize that each member's journey is unique, which is why we focus on customer-centric initiatives. Our online and mobile banking options allow members to manage their finances anytime, anywhere. Additionally, we ensure our branch is ADA compliant so that everyone can access our services without barriers. Community outreach is at the heart of what we do. We engage in partnerships with local organizations to support various initiatives that uplift our neighborhood. Whether it's sponsoring community events or providing financial education workshops, we strive to make a positive impact every day. While members can visit us at 2810 S Ridgewood Ave Edgewater Fl 32141, official correspondence should be sent to 2810 S Ridgewood Ave, Edgewater, FL 32141. If you're looking for a financial partner who prioritizes your needs and values community support as much as you do, look no further than Launch Credit Union. Join us today and experience the benefits of being part of a credit union that truly cares about its members and their financial well-being! Feel free to reach out at (386) 428-7098 for any questions or assistance; we're here to help you thrive!

Branch Location & Accessibility

Welcome to Launch Credit Union, your trusted financial partner located conveniently at 2810 S Ridgewood Ave in Edgewater, FL. Our branch is nestled in a vibrant area that's easy to reach, making your banking experience hassle-free. Whether you're coming from nearby landmarks like the scenic Edgewater Riverfront Park or just passing through town, we're here to serve you. At our Edgewater branch, we prioritize accessibility for all members. We are proud to offer ADA-compliant features including ramps and spacious parking areas, ensuring everyone can access our services comfortably. If you ever need assistance, our friendly staff is always ready to help. Our operating hours are designed with your convenience in mind. You can visit us Monday through Wednesday from 9 AM to 5 PM, and Thursday and Friday from 9 AM to 6 PM. For those who prefer drive-thru services, we open earlier at 8:30 AM on those same days, making it easier for you to handle quick transactions without leaving your car. We also provide ATM availability right here at the branch for your cash withdrawal needs. And if you require more extensive services, our shared service center allows members of partner credit unions to conduct basic transactions such as deposits and withdrawals with ease. While you can visit us at 2810 S Ridgewood Ave for all your banking needs, any official correspondence should be directed to the same address as our mailing address is the same. Ready to experience personalized banking? Don't hesitate to call us at 386-428-7098 or drop by today! We look forward to welcoming you into the Launch Credit Union family!

Member Eligibility

Becoming a member of Launch Credit Union feels like joining a family that genuinely cares about your financial well-being. Located at 2810 S Ridgewood Ave Edgewater Fl 32141, we welcome individuals who live, work, or worship in our community. Whether you're looking to open your first savings account, secure an auto loan, or explore our range of personal banking services, our membership is designed to support you every step of the way. It's simple and inclusive there's no need for complicated procedures. Just reach out to us at (386) 428-7098 or visit our website for more information on eligibility requirements at . If you're ready to take the next step, opening an account is easy and can be done online through this link: https://onlinebanking.launchcu.com/registration . We're excited to have you as part of our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $70 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $126 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $244,729,695, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for your business. Imagine having a reliable payment processing system that allows your customers to pay seamlessly whether they're in-store or online. Our tools not only streamline operations but also enhance customer satisfaction. Visit us at 2810 S Ridgewood Ave Edgewater Fl 32141 in Edgewater, FL, or call us at (386) 428-7098 to learn how our Business Banking & Commercial Services can support your journey toward success.

Comprehensive List Of Services

Additional Services

For those quick transactions or urgent needs, our ATM availability ensures that cash is always at your fingertips. You can also take advantage of our drive-thru banking for deposits and withdrawals without leaving your car. And if you're a member of another credit union that partners with us, basic shared branch transactions are available too. At Launch Credit Union in Edgewater, FL, we're more than just a bank; we're a community partner dedicated to helping you achieve financial wellness. If you have questions about any of our services or need assistance getting started, don't hesitate to reach out! Call us at 386-428-7098 or visit us online at Launch Credit Union. We look forward to serving you!

Business Banking Solutions

For our business members, we offer robust business banking services including merchant services and business loans. Whether you're a small business owner or looking to expand, we have the tools and resources necessary to support your success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in our online and mobile banking platforms, allowing you to manage your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and e-statements, staying on top of your finances has never been easier.

Loans Tailored for Your Needs

We understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options, allowing you to manage your finances more effectively. Plus, our credit cards with rewards give you added benefits for everyday purchases, helping you earn while you spend.

Personal Banking Services

Our personal banking offerings are designed with you in mind. You can choose from various checking and savings accounts that fit your lifestyle and financial goals. For those considering purchasing a new vehicle, our auto loans and vehicle financing options come with competitive rates, making it easier for you to drive off in style without breaking the bank. If homeownership is on your horizon, our mortgage loans and refinancing services provide flexible solutions to make buying or refinancing your home straightforward and stress-free.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper statements! With our e-statements, you'll receive your account statements electronically, saving trees and keeping your information secure. Plus, if you're always on the go, you'll love our mobile application. It allows for easy banking right from your smartphone. Our mobile payments feature lets you make purchases quickly and securely with just a tap.

Easy Transfers

Need to send money to a friend? Our person-to-person transfer service makes it effortless to split bills or send gifts instantly. At Launch Credit Union, we prioritize your security. Our online banking features are designed with the latest technology to keep your information safe while being user-friendly for everyone. Experience the convenience of managing your finances at your fingertips with our robust digital banking services. Join us today at Launch Credit Union and see how easy banking can be!

Financial Strength

Community Trust

Total Share and Deposit Accounts: 162,595, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,400,970 further emphasize our dedication to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Launch Credit Union is your trusted partner. Visit us at 2810 S Ridgewood Ave Edgewater Fl 32141 or call (386) 428-7098 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $289,706,438 in share certificates and $94,712,645 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,707,119 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $124,365,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $893 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $119,768,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $38,420 in used auto loans and $1,092,780,937 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $169320191 in used vehicle loans and $103045882 in new vehicle loans already helping members get on the road. We also provide refinancing options for those who want to lower their monthly payments or consolidate existing auto loans into one manageable payment.

Business Loans

For business owners, our outstanding commercial loans totaling $244729695 provide the capital needed to grow and expand. We recognize the unique challenges that come with running a business and aim to deliver solutions that fit your specific needs. At Launch Credit Union, we're dedicated to providing personalized service and expert guidance as you explore your financing options. If you're interested in learning more about our loan offerings or want assistance with refinancing or eligibility options, feel free to reach out at 3864287098. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52357360, make buying or refinancing simple. We strive to make the process easy and accessible for all members looking to settle into their dream home.

Unsecured Credit Card Loans

We understand that managing everyday expenses can sometimes require extra support. That's why we also offer flexible terms on unsecured credit card loans, with a total of $49685305 in loans helping members manage their finances effectively. These cards come with various benefits tailored to your spending habits.

Loan Aggregator

Benefits of Using LendMesh

One significant advantage of using LendMesh is its real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, ensuring they have the most current information when making decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" By focusing on accurate data and user-centric features, LendMesh builds credibility and fosters confidence among its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all offers are fair and transparent, allowing users to make informed choices about their loans. LendMesh stands out for its commitment to providing verified data. All loan offers come from legitimate financial institutions, which promotes trust and clarity in the comparison process. Additionally, there are no sponsored listings on LendMesh lenders do not pay to be prioritized. This means that users receive unbiased results that reflect true market conditions.

LAUNCH CREDIT UNION