Launch Credit Union Cape Canaveral FL | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Launch Credit Union, your trusted financial partner located at 14640 Hanger Rd, Cape Canaveral, FL 32920. Since our establishment in 1963, we have proudly served our community, growing to a membership of over 85,000 individuals who rely on us for their banking needs. With total assets exceeding $1.39 billion, we are dedicated to providing exceptional service and a wide range of financial products that cater to both personal and business requirements. At Launch Credit Union, we believe in the power of community. Our commitment is reflected in our substantial total loans of 100,216, helping members achieve their dreams whether that's purchasing a new vehicle or investing in a home. We also hold total deposits amounting to $182,650,991, showcasing the trust our members place in us. Under the leadership of CEO Joseph Mirachi and Board President Hollimarie Montijo, our team of 321 employees is here to assist you with personalized banking solutions. Our mission is simple: to make your financial journey as seamless as possible while ensuring you feel valued and supported every step of the way. While members can visit us at our branch for any inquiries or assistance, official correspondence should be sent to our mailing address at 300 S Plumosa St, Merritt Island, FL 32952. For any questions or further information about our services including personal banking options like checking accounts and auto loans don't hesitate to call us at 321-455-9400. Explore how we can help you today by visiting our website at Launch Credit Union. Your financial success is just a visit or call away!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of our growing family at Launch Credit Union. Experience firsthand how we prioritize your financial well-being while fostering a sense of community. Visit us during our operating hours from Monday to Friday, 8 AM to 4 PM or reach out at 321-455-9400 for more information about how we can assist you on your financial journey. Together, let's build a brighter future!

Our Evolution

From the moment we opened our doors, our focus has been on providing personal and reliable banking services tailored to the needs of our members. Over the years, we have expanded our offerings significantly. Today, we proudly manage total assets of over $1.39 billion, reflecting our commitment to responsible growth while ensuring financial security for our members. Our journey has been marked by milestones that showcase not only our growth but also our dedication to innovation. We embrace technology with services like online banking, mobile payments, and e-statements, making banking more convenient than ever for our members. We ensure accessibility with ADA compliance and strive to meet the evolving needs of all community members.

Our Mission

At the heart of Launch Credit Union lies a mission that goes beyond just banking. We are dedicated to empowering individuals and families through effective financial services while actively supporting local initiatives. Our goal is to foster economic growth in Cape Canaveral and surrounding areas by providing access to essential financial products such as checking accounts, auto loans, mortgages, and business banking solutions. We believe that a strong community is built on collaboration and support. That's why we engage in various outreach programs and partnerships aimed at enhancing the lives of residents in Brevard County. Whether it's through educational workshops or sponsorships for local events, we are committed to giving back. While members can visit us at 14640 Hanger Rd, official correspondence should be sent to 300 S Plumosa St, Merritt Island, FL 32952.

Branch Location & Accessibility

Call or Visit Us Today

If you have any questions or need assistance, don't hesitate to give us a call at 321-455-9400. Our friendly team is ready to help you with whatever you need. We invite you to visit us soon at Launch Credit Union in Cape Canaveral your trusted partner for all things banking!

Easy Access and Parking

Our branch is designed with accessibility in mind. With ample parking available right outside the entrance and features that comply with ADA standards, we strive to ensure that everyone feels welcome. You won't have to worry about navigating complicated routes; we're just a short drive from many local landmarks.

Operating Hours and Services

At Launch Credit Union, we value your time. Our lobby is open Monday through Friday from 8 AM to 4 PM, making it easy for you to stop by before or after work. We offer a variety of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. Plus, if you're a member of another partnering credit union, you can take advantage of basic shared branch transactions right here!

Member Eligibility

Welcome to the wonderful community at Launch Credit Union! If you're looking to join a supportive network that puts its members first, you're in the right place. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in Brevard County. We also welcome family members of existing members, making it easy for you to share the benefits of credit union membership with your loved ones. At Launch Credit Union, we pride ourselves on offering personalized financial services that cater to your unique needs, whether that's checking and savings accounts, auto loans, or mortgage options. If you're ready to take the next step and become part of our family, head over to our account opening page here for an easy and straightforward process. Should you have any questions or need assistance, feel free to give us a call at (321) 455-9400. For more detailed eligibility criteria and updates, check out our resource here. We're excited to welcome you into our community at 14640 Hanger Rd Cape Canaveral Fl 32920!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $70 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $126 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $244,729,695, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside loans, our merchant services help streamline your operations. Picture this: faster transactions at the point of sale, easy online payment solutions, and reliable customer support. These services empower you to focus on what you do best running your business. Located at 14640 Hanger Rd Cape Canaveral Fl 32920 in Cape Canaveral, FL, we are here to partner with you on your journey to success. Reach out at (321) 455-9400 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking Support

If you own a business, we've got your back too! Our business banking services include merchant services to streamline transactions and various types of business loans designed to help you grow. We believe that supporting local businesses is vital for our community's success.

Convenient Digital Banking Features

In today's fast-paced world, accessibility matters. That's why at Launch Credit Union, we prioritize convenience through our online and mobile banking platforms. You can easily manage your accounts from anywhere, pay bills, transfer funds, and even deposit checks using your smartphone. Plus, our ATMs are available for quick cash withdrawals and balance checks without any hassle.

Get Started Today!

With all these offerings at Launch Credit Union in Cape Canaveral, we're here to support your financial journey every step of the way. If you have questions or want to learn more about how we can assist you, don't hesitate to reach out at 321-455-9400 during our lobby hours from Monday to Friday, 8 AM to 4 PM. Visit us online at Launch Credit Union to explore all services or start opening an account here. We look forward to serving you!

Personal Banking Solutions

We understand that managing your finances is essential for your peace of mind. That's why we offer checking and savings accounts tailored to fit your lifestyle. Our accounts come with features that help you save effortlessly and track your spending easily. If you're in the market for a new vehicle, our auto loans and vehicle financing options can help get you on the road with competitive rates and flexible terms. For those considering homeownership or looking to refinance, our mortgage loans provide a pathway to achieving your dream home. We also offer personal loans and debt consolidation services to assist with unexpected expenses or consolidate existing debts into one manageable payment. And don't forget about our credit cards with rewards, which can give you perks for your everyday purchases.

Shared Branching Services

We also recognize the importance of serving our members no matter where they are. Through our partnership with other credit unions, we offer basic shared branch transactions like deposits and withdrawals for partner credit union members. This means more flexibility in accessing your money when you need it.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, allowing you to easily check balances, view transactions, and transfer funds in real-time. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Plus, with mobile payments enabled, you can make purchases right from your smartphone, giving you even more flexibility. For those who prefer going paperless, we provide e-statements that are not only environmentally friendly but also accessible anytime through our online portal. You can sign documents electronically thanks to our electronic signature authorization feature, saving you time and hassle.

Mobile Application

Stay connected with your finances on the go using our mobile application. Available for download, this app puts all of our digital banking features right in your pocket. Whether you're checking your balance during lunch or making a payment while out shopping, managing your money has never been easier. At Launch Credit Union, we prioritize your security with robust measures in place to protect your information. Our digital services are designed to give you peace of mind while providing the flexibility and accessibility that modern banking demands. Experience the ease of digital banking today by visiting us at https://www.launchcu.com/ !

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 162,595, show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $5,400,970, further demonstrating our capability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Launch Credit Union is your trusted partner. Visit us at 14640 Hanger Rd Cape Canaveral Fl 32920 or call (321) 455-9400 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $289,706,438 in share certificates and $94,712,645 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,707,119 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 321 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $119,768,964 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to responsible lending is evident with $38,420 in used auto loans and $1,092,780,937 in total loans and leases supporting your financial goals across various sectors.

Solid Foundation

With a net worth of $124,365,666, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $893 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $169,320,191 in used vehicle loans and $103,045,882 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to make your purchase as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $244,729,695 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to boost an existing one, our lending options can support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,357,360, make buying or refinancing simple. We understand that purchasing a home is a significant milestone, and we're here to assist you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new loans, we're here to guide you through that process as well. Our team is ready to help you find the best solution tailored to your needs. Feel free to reach out with any questions or visit us at 14640 Hanger Rd Cape Canaveral Fl 32920. You can also call us at 321-455-9400 for more information about our loan products and services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Launch Credit Union, we're dedicated to providing you with transparent information so you can make informed financial decisions!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $49,685,305 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards to help you maximize your spending power while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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LAUNCH CREDIT UNION - Cape Canaveral, FL