Welcome to Lauderdale County Teachers Credit Union, a trusted financial partner established in 1956 and headquartered in Florence, AL. Under the leadership of CEO Sherry Fulks and Board President Robert Trimm, we pride ourselves on our commitment to serving our community with integrity and dedication. Our mission centers around empowering our members through accessible banking solutions, ensuring that everyone from educators to local residents can achieve their financial goals.

As a member-focused institution, we understand the importance of modern banking tools. That’s why we offer features such as online banking and a mobile application for convenience, person-to-person transfers for easy transactions, and e-statements to keep your finances organized. With NCUA insurance since July 1, 1974, you can trust that your deposits are safe with us. Our goal is to provide an inclusive financial experience where our members feel valued and supported every step of the way. For more information about our services or to get in touch, visit us at https://www.lctcu.org/ or reach out via fax at 2567662933.

At Lauderdale County Teachers Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans and debt consolidation. For those looking to grow their small businesses, we provide tailored business banking services, including merchant services and business loans. Members can enjoy the convenience of ATM and cash withdrawal services, along with essential online tools that empower them to manage their finances efficiently.

In today's fast-paced world, accessibility is key, which is why we have developed robust digital banking solutions. With our online banking platform, members can easily access their accounts anytime, anywhere. Our mobile app enhances this experience by allowing for seamless person-to-person transfers and the ability to view e-statements. Although mobile payments are not currently available, our commitment to providing convenient financial management tools remains unwavering. For those interested in exploring membership eligibility or comparing loan rates, we invite you to visit https://www.lctcu.org/membership and https://www.lendmesh.com/loans/personal_loans for more information. Should you have any questions or require personal support, feel free to reach out via fax at (256) 766-2933. At Lauderdale County Teachers Credit Union, we’re here to help you navigate your financial journey with ease and confidence.

Lauderdale County Teachers Credit Union stands as a trusted and valuable financial partner for its community, reflecting a commitment to excellence and reliability. With a robust Total Membership of 2,077, the credit union serves as a cornerstone for local individuals and families seeking financial security and support. The impressive Total Assets of 35,809,773 signify the strength and stability of the institution, allowing it to provide a diverse range of services tailored to meet the needs of its members.

The credit union’s dedication to fostering a solid financial foundation is further exemplified by its Net Worth of 4,132,551, showcasing a healthy balance sheet that prioritizes member interests. Despite challenges in the broader economy, Lauderdale County Teachers Credit Union has maintained a commendable Net Income of 0, underscoring its operational efficiency and commitment to sustainable growth.

As one of the leading financial institutions in the region, Lauderdale County Teachers Credit Union boasts Total Deposits amounting to 5,781,642. This reflects not only the trust placed in it by its members but also its ability to effectively manage resources for community benefit. With Total Loans and Leases reaching 568, members can access essential financing options for personal needs, including home mortgages, auto loans, and more, thus enhancing their quality of life.

Employing just Total Employees of 6, this close-knit team is dedicated to providing personalized service that fosters lasting relationships with members. The impressive Net Worth Ratio of 1,152 indicates sound financial management practices, reinforcing confidence among current and prospective members.

With an active engagement in consumer finance, Lauderdale County Teachers Credit Union also offers Credit Card Loan Volume totaling 144 and an attractive Auto Loan Volume of 362, demonstrating its commitment to helping members achieve their financial goals. Although the credit union does not engage in commercial lending at this time—reflected by Commercial Loans being at 0—it remains focused on serving individual consumers with integrity.

As a member-focused institution since 1956, Lauderdale County Teachers Credit Union continues to thrive under the stewardship of experienced leadership. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . For those looking to explore financing options tailored specifically for their needs, compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates available.