Latvian Cleveland Credit Union Lakewood OH | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Latvian Cleveland Credit Union, your trusted financial partner located at 1385 Andrews Ave, Lakewood, OH 44107. Established in 1960, we have proudly served our community for over six decades, providing a range of services designed to meet the unique needs of our 965 members. Our commitment to fostering strong relationships and supporting local growth has allowed us to amass total assets of $30,077,345 and total deposits of $2,619,518. At Latvian Cleveland, we understand that every member's journey is different. That's why we offer personalized solutions including checking and savings accounts, auto loans, mortgage options, and business banking services. With a total loan portfolio comprising 243 loans, we aim to empower our members with the financial resources they need to achieve their goals. Led by CEO Robert Junge and Board President Andris Celcherts, our small but dedicated team of four employees is here to provide you with exceptional service. Whether you're looking to open an account or inquire about loans, feel free to reach out at 216-228-1996 or visit our website at latvianclevelandcu.org. While members can visit us at our branch address, official correspondence should be sent to 1385 Andrews Avenue, Lakewood, OH 44107-2405. We invite you to stop by during our lobby hours from Monday through Friday between 9:00 AM and 3:00 PM. Join us today and discover how Latvian Cleveland Credit Union can help you navigate your financial future with confidence!

Branch History & Mission

Latvian Cleveland Credit Union has a rich history that reflects its commitment to serving the community since it first opened its doors in 1960. Located at 1385 Andrews Ave, Lakewood, OH 44107, this branch has evolved alongside the city, adapting to the needs of its members while remaining true to its mission of providing accessible financial services. From humble beginnings, Latvian Cleveland Credit Union has grown significantly over the years. Today, we proudly serve a membership of 965 individuals and families, offering total assets amounting to $30,077,345. Our dedication to helping our members achieve their financial goals is evident in our range of services, which includes checking and savings accounts, auto loans, personal loans, mortgages, and credit cards with rewards. At the heart of our mission is a commitment not just to financial health but also to community support. We believe in making a positive impact in Lakewood and beyond. By fostering partnerships with local organizations and engaging in outreach efforts, we work tirelessly to enhance the quality of life for everyone in our community. While members can visit us at 1385 Andrews Ave Lakewood Oh 44107, official correspondence should be sent to 1385 Andrews Avenue, Lakewood, OH 44107-2405. We are proud to offer convenient operating hours: Monday through Friday from 9:00 AM to 3:00 PM. Although we do not have an ATM or drive-thru service available at this location, our online banking services allow for easy access to accounts anytime. As part of our ongoing effort to embrace digital advancements, we provide online banking options that empower members to manage their finances conveniently. Our team is dedicated to ensuring that our facilities are ADA compliant, making sure that everyone can access our services comfortably. Joining Latvian Cleveland Credit Union means becoming part of a family that prioritizes your financial well-being while also focusing on uplifting our community. Experience the benefits of membership today! If you're ready to take the next step towards achieving your financial goals with us, please call us at (216) 228-1996 or visit our website at latvianclevelandcu.org for more information on how you can become a member.

Branch Location & Accessibility

Convenient Access and Services

Our branch features ample parking to ensure that your visit is hassle-free. We've designed our space with accessibility in mind, including ADA-compliant ramps so everyone can feel welcome. While we currently do not offer drive-thru services or ATMs on-site, our team is always ready to assist you with all your banking needs inside the branch. You can reach us at 216-228-1996 during our lobby hours: Monday through Friday from 9:00 am to 3:00 pm. We invite you to come by, meet our friendly staff, and explore our range of services from checking and savings accounts to auto loans and mortgage refinancing. If you need to send official correspondence, please use our mailing address: 1385 Andrews Avenue, Lakewood, OH 44107-2405.

Join Us!

At Latvian Cleveland Credit Union, we are committed to providing personalized service and making banking convenient for all our members. We look forward to welcoming you into our community! Don't hesitate to call us for any inquiries or just drop by for a visit. Your financial journey starts here!

Member Eligibility

Joining the Latvian Cleveland community means more than just opening a bank account; it's about becoming part of a supportive family that cares for your financial well-being. At Latvian Cleveland, we welcome individuals who share our values and vision. If you live, work, or worship in the Cuyahoga County area, you may be eligible to become a member. The application process is straightforward and friendly just visit us at 1385 Andrews Ave, Lakewood, OH 44107, or give us a call at 216-228-1996 for assistance. You can find detailed eligibility information by checking out our website at https://www.latvianclevelandcu.org/member. Becoming a member of Latvian Cleveland opens up a world of benefits tailored to help you achieve your financial goals. We offer competitive rates on loans and savings accounts, along with personalized service from our dedicated staff. Ready to take the next step? You can easily start the account opening process by visiting https://www.cuconline.net/olb/www.latvianclevelandcu.org/olb-login/enroll. We're excited to welcome you into our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we have not yet provided any loans, we are eager to work with local entrepreneurs to foster economic development in our community.

Merchant Services That Make Sense

In today's fast-paced market, having efficient payment processing is crucial. Our merchant services simplify transactions, allowing you to focus on what really matters running your business. Whether it's accepting credit cards or managing customer payments online, we provide the tools you need for smooth operations. Visit us at 1385 Andrews Ave Lakewood Oh 44107 in Lakewood, OH or call us at (216) 228-1996 to learn how we can assist your business in reaching its full potential!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch, we ensure that cash withdrawal services remain accessible so you can easily access funds when needed. At Latvian Cleveland, we're dedicated to meeting all your financial needs under one roof. We invite you to visit us at 1385 Andrews Ave Lakewood Oh 44107 in Lakewood, OH, or explore our website at Latvian Cleveland Credit Union for more details about how we can serve you better. Join our community today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions help you drive away in the vehicle of your dreams without breaking the bank. We provide competitive rates and flexible terms that suit your budget.

Business Banking

For those running a business, we provide essential banking services such as merchant services and business loans. We understand the challenges faced by small businesses and strive to offer solutions that promote growth and success.

Credit Cards with Rewards

Our credit cards come with exciting rewards that can benefit you every time you spend. From cash back on everyday purchases to travel rewards for your adventures, our credit cards are designed to give back while helping you build credit responsibly.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing an existing mortgage, we're here to help. Our mortgage loans come with various options tailored for first-time buyers or seasoned homeowners looking for better rates. We guide you through the process, ensuring you understand each step along the way.

Online & Mobile Banking

In today's fast-paced world, convenience matters. With our robust online and mobile banking platforms, managing your accounts has never been easier. You can set up direct deposits, monitor transactions, and even make person-to-person payments right from your smartphone or computer.

Personal Banking

We offer various personal banking options that make managing your finances easy and convenient. Whether you need a checking or savings account, our accounts are tailored to fit your lifestyle. Our online and mobile banking features allow you to access your accounts anytime, anywhere, making it simple to transfer funds, pay bills, or check balances from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans that can be used for anything from emergencies to home improvements. Additionally, if you're looking to streamline your finances, our debt consolidation loans can help manage multiple debts into one easy-to-handle payment.

Digital & Online Banking

Easy Online Banking Access

With our 24/7 online banking services, you can check your account balances, pay bills, and transfer money whenever you need to. Just visit us at https://www.latvianclevelandcu.org to get started. It's all about giving you the control you want over your finances while ensuring that your personal information remains secure.

Manage Your Statements

Gone are the days of waiting for paper statements to arrive in the mail. We provide e-statements for all members, allowing you to access your financial information quickly and securely from anywhere. This not only saves trees but also helps you keep track of your spending with ease.

Mobile Options

While we don't currently offer mobile payments or a dedicated mobile application, our online platform is fully optimized for use on smartphones and tablets. This means you can still manage your accounts on the go, using your device's web browser.

Security You Can Trust

We prioritize your safety with robust security measures in place for all online transactions. Although we do not support electronic signature authorization at this time, rest assured that every effort is made to protect your sensitive information while using our services. In conclusion, Latvian Cleveland is committed to providing accessible and user-friendly digital banking solutions tailored to meet your needs. Whether you're checking balances or transferring funds, we've got you covered!

Send Money Instantly

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. You can send funds directly from your account without any hassle, making it easier than ever to share expenses or gifts.

Financial Strength

Committed Team

We also take pride in having 3 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Together

Total Share and Deposit Accounts: 2,005, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $45,164. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latvian Cleveland is your trusted partner. Visit us at 1385 Andrews Ave Lakewood Oh 44107 or call (216) 228-1996 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $8,893,615 in share certificates and $3,910,652 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $5,484,612, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,824 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Your Benefit

With $5,484,612 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $29 in used auto loans and $18,758,800 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $360,659 in used vehicle loans and $300,055 in new vehicle loans already helping members get on the road. We make the process straightforward so you can focus on driving your new vehicle rather than worrying about financing.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $301,576, make buying or refinancing simple. We provide guidance every step of the way to ensure you find the best loan for your situation. If you're considering refinancing your current mortgage, we have flexible options available that could help lower your monthly payments.

Personal Loans & Credit Lines

Whether you need funds for unexpected expenses or want to consolidate debt, our personal loans are designed with you in mind. We also offer credit lines totaling $13,226,302, giving you access to flexible borrowing when you need it most. This option allows for easy management of ongoing expenses without the stress of fixed monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although currently, there are no outstanding amounts in this category. However, rest assured that our offerings provide great benefits to help manage your finances effectively. If you're ready to explore these loan options or have any questions about eligibility and refinancing opportunities, don't hesitate to reach out! You can call us at 216-228-1996 during our lobby hours from Monday through Friday between 9:00 AM and 3:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us online at Latvian Cleveland for more information about our services and how we can help you meet your financial goals!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when comparing loans.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that users can trust. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.