As we look towards the future, we invite you to join us on this journey. Experience the benefits of being part of a credit union that prioritizes your needs and invests back into the community. Reach out today at 612-722-5004 or visit us online at latviancu.com to learn more about how we can help you succeed financially. Together, let's continue building a stronger community!
From the very beginning, our mission has been clear: to provide accessible financial services while fostering a sense of community. As we celebrate decades of service, we've achieved significant milestones along the way. Today, with total assets of $5,639,003, we continue to build upon our legacy of trust and reliability. Our dedicated team is focused on helping our members achieve their financial goals through personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions. Over the years, we've embraced advancements in technology to enhance member experiences. We offer online banking and mobile applications that make managing finances convenient and user-friendly. We ensure that our facilities are ADA compliant so everyone can access our services with ease.
At Latvian, our mission goes beyond just providing financial products; we strive to uplift our community by actively engaging in outreach initiatives. We believe in building lasting relationships with our members and supporting local causes that make a difference in people's lives. Whether it's through educational programs or community partnerships, we aim to empower those we serve. While members can visit us at 3152 17th Ave S for all their banking needs during our lobby hours Monday through Friday from 9 AM to 4 PM (with extended hours on Wednesdays until 6 PM) official correspondence should be sent to the same address.
We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. Our goal is to empower you with the resources needed to thrive in today's competitive market.
In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you need point-of-sale solutions or online payment options, we ensure that managing transactions is hassle-free, allowing you to focus on what matters most growing your business. Come visit us at 3152 17Th Ave S Minneapolis Mn 55407 in Minneapolis, MN, or call us at (612) 722-5004 to learn more about how our business banking and commercial services can help turn your ambitions into reality.
While we currently do not have ATMs or drive-thru services on-site, our members can still enjoy cash withdrawal services through our extensive network of partner ATMs throughout the area. We invite you to explore all these services designed specifically for our members. For any questions or further assistance, please don't hesitate to reach out at (612) 722-5004. At Latvian, we're more than just a credit union; we're your partner in financial success!
Dreaming of a new car? Our auto loans and vehicle financing options make purchasing a vehicle straightforward and stress-free. We offer competitive rates and flexible terms that suit your budget, ensuring you drive away happy without breaking the bank.
For entrepreneurs and business owners, we offer specialized business banking services including merchant services and business loans. These tools are crafted to help you grow your business while keeping things simple and efficient.
Take advantage of our credit cards that not only offer essential purchasing power but also reward you for spending! Enjoy cashback offers and points on everyday purchases it's just another way we prioritize our members' needs at Latvian.
In today's fast-paced world, convenience is key. That's why at Lcu Hq, we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like e-statements and person-to-person payments, accessing your funds has never been easier.
Buying a home is one of the biggest decisions you'll make, and our mortgage loans are here to help ease that process. Whether you are a first-time homebuyer or looking to refinance your existing mortgage, our team will guide you through every step. We aim to find the right loan for your situation, helping you secure the best possible terms.
Whether you're opening your first checking account or looking for a reliable savings option, we provide personal banking solutions designed with you in mind. Our checking and savings accounts come with no hidden fees, making it easy for you to save money while enjoying full access to your funds whenever you need them.
If you're facing unexpected expenses or want to consolidate existing debt, our personal loans provide a viable solution. With reasonable interest rates and manageable repayment plans, we can help lighten your financial load while keeping your goals within reach.
With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance or making transfers, it's all just a click away. to explore how you can take control of your finances with ease.
Our online banking platform is not only user-friendly but also secure. You can authorize transactions with electronic signatures, making processes quicker while ensuring your information remains protected. Plus, with e-statements available, you can manage your documents without the clutter of paper.
For those who are always on the go, our mobile application offers the same great features as our online platform. Easily monitor your accounts and make person-to-person transfers with just a few taps on your smartphone. Although mobile payments aren't currently available, our app keeps you connected to everything else you need. At Latvian, we're committed to making banking straightforward and accessible. Our digital banking options empower you to manage your finances in real-time, giving you the freedom to focus on what truly matters in life. Join us today and experience the ease of modern banking!
With $490,484 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We believe that a strong community bank should constantly look for ways to improve its services and offerings.
Our lending capacity supports members' financial goals across various sectors. We currently have $149 in used auto loans and $4,758,083 in total loans and leases available. This means whether you're looking to purchase a vehicle or need financing for other significant expenses, we've got you covered.
Members' savings are secured through $1,975,728 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to securing your funds reflects our focus on prioritizing member benefits. Unlike traditional banks, we ensure that our resources remain concentrated on serving you better.
Our operational efficiency is highlighted by our $3,454, which allows us to keep offering competitive loan rates and solid financial products for our members. With 2 full-time employees ready to assist you at any time, we're committed to delivering exceptional service tailored to your needs.
With a net worth of $591,442, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Total Share Accounts: 1,087 showcases a strong and growing member base that trusts us with their finances. At Latvian, your money is managed with care and respect. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latvian is your trusted partner. Visit us at 3152 17Th Ave S Minneapolis Mn 55407 or call (612) 722-5004 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,363,844 in used vehicle loans and $972,863 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our competitive rates make it easier for you to drive away with confidence.
For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand. Although we do not have current offerings in this area, we are always exploring ways to better serve our community's business needs.
For those looking for flexibility in managing expenses, we offer credit lines with a total availability of $750,000. Additionally, we provide flexible terms on unsecured credit card loans; however, currently, there are no outstanding unsecured credit card loans available.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $776,559, make buying or refinancing simple. We are committed to guiding you through the mortgage process, ensuring you find a solution that works for your budget.
We also offer refinancing options for many of our loan products. If you're considering refinancing your existing loans or seeking eligibility details for any of our loan offerings, please don't hesitate to reach out to us at (612) 722-5004. Our knowledgeable staff is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Latvian, we're dedicated to providing personalized service and affordable lending solutions that fit your lifestyle. Visit us today at 3152 17Th Ave S Minneapolis Mn 55407, Minneapolis, MN 55407, or give us a call at (612) 722-5004 to learn more about how we can help you achieve your financial goals!
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