Latvian Credit Union Melville NY | Best Auto Loans & Online Banking

Introduction

Welcome to Latvian, your trusted credit union located at 4 Riga Ln, Melville, NY 11747. Since our establishment in 1967, we have dedicated ourselves to serving our members with reliable financial solutions and a community-focused approach. With a membership of 99 and total assets amounting to $2,206,888, we pride ourselves on fostering strong relationships that empower our members' financial well-being. At Latvian, we understand that life can be unpredictable. That's why we offer a variety of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our commitment to transparency is evident through our solid net worth of $453,370 and total deposits reaching $367,254. We want you to feel secure knowing your finances are in good hands. While members can visit us at 4 Riga Ln, official correspondence should be sent to the same address as our mailing address remains unchanged. Our team, led by CEO Brigita Klauss and Board President Andra Gribulis, is here to assist you every step of the way. You can reach us at 631-481-1491 for any questions or to discuss how we can help you achieve your financial goals. Join us at Latvian Credit Union today and experience a place where community matters. We invite you to stop by or give us a call to learn more about how we can support your journey towards financial success!

Branch History & Mission

Community Engagement

Latvian is more than just a credit union; we are an active participant in the Melville community. We engage in various outreach programs aimed at supporting local initiatives and promoting financial literacy among residents. Our commitment extends beyond providing excellent financial products; we aim to uplift those around us by fostering relationships built on trust and support. As we look toward the future, we invite you to join our growing family at Latvian. Experience firsthand the benefits of membership where your financial goals are at the heart of what we do. Together, let's build a brighter future for ourselves and our community! For inquiries or assistance, feel free to reach out at (631) 481-1491.

Our Mission

Our mission at Latvian is simple yet profound: to provide exceptional financial services while fostering a sense of community and support. We believe that banking should be more than just transactions; it should empower individuals and businesses alike. We offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. We understand the importance of being there for our members during crucial times. That's why we prioritize transparency and accessibility in everything we do. Whether you're looking to finance a new vehicle or consolidate your debt, our knowledgeable team is here to guide you every step of the way. While members can visit us at 4 Riga Ln Melville Ny 11747, official correspondence should be sent to 4 Riga Ln, Melville, NY 11747-3406. Our operating hours are Saturday from 9 AM to 10 AM for drive-thru services. Although we currently do not have ATM availability or a shared service center, we strive to meet all your banking needs through our personalized service.

Branch Location & Accessibility

Call to Action

If you're in the area or planning a visit soon, we invite you to stop by and see how we can assist you with your financial goals. Feel free to give us a call at (631) 481-1491 if you have any questions before your visit. We look forward to welcoming you!

Operating Hours

We're here for you on Saturdays from 9 AM to 10 AM, allowing you to fit banking into your busy schedule. Whether you need assistance with personal banking, auto loans, or other financial services, our dedicated team is ready to assist you during these hours.

Parking and Accessibility

Parking is available right outside our branch, ensuring that you can access our services with ease. We are committed to being accessible for everyone, with features like ADA-compliant entrances and ramps so all members feel welcome.

Services Offered

At Latvian, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we strive to provide comprehensive banking solutions that cater to both personal and business needs. Although we do not have ATM services or drive-thru banking available at this location, our staff is always on hand to help you navigate any transactions you may need.

Member Eligibility

Becoming a member of Latvian is like joining a welcoming family that prioritizes your financial well-being. If you're interested in taking advantage of our friendly service and diverse offerings, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the community around 4 Riga Ln Melville Ny 11747. We believe in making banking accessible for everyone, so if you meet these simple criteria, you're already on the right path! Joining us not only opens doors to various financial products such as checking accounts, auto loans, and credit cards with rewards but also connects you to a community focused on support and growth. For detailed eligibility requirements, feel free to visit our website at . Ready to get started? You can easily open your account by giving us a call at (631) 481-1491. We look forward to welcoming you into the Latvian family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans, we believe in creating opportunities for all businesses. When the time is right, our members will benefit from tailored financing solutions designed to help them scale and succeed.

Merchant Services

Imagine being able to accept payments quickly and easily, allowing you to focus on what truly matters growing your business. Our merchant services simplify transactions, providing you with the tools needed to enhance customer satisfaction and streamline operations. Located at 4 Riga Ln Melville Ny 11747 in Melville, NY, our dedicated team is ready to assist you in navigating the world of business banking. For more information or to discuss how we can help your business thrive, give us a call at (631) 481-1491.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at this branch location, we ensure easy access to cash withdrawal services through shared networks nearby. Your cash needs are important to us, and we're committed to making sure you can access your funds whenever necessary. At Latvian, we focus on creating solutions that fit into your life seamlessly. Our friendly staff is always ready to help answer questions or guide you through any service. If you're ready to explore how we can assist with your financial journey or if you'd like more information about any of our services, don't hesitate to reach out! Call us at (631) 481-1491 or visit us at 4 Riga Ln Melville Ny 11747 we look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? We offer competitive auto loans and vehicle financing options that can help you get behind the wheel without breaking the bank. Our loan specialists are here to guide you through the process, ensuring you find a plan that fits your budget.

Business Banking

For entrepreneurs and small business owners, our business banking solutions include merchant services and business loans tailored to help your enterprise thrive. We understand the unique challenges of running a business and are here to support your growth.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can earn you points towards exciting benefits. From travel perks to cashback options, our cards are designed to reward your everyday spending while keeping your finances in check.

Mortgage Loans & Refinancing

For those looking to buy their first home or refinance an existing mortgage, Latvian has got you covered. Our mortgage loans come with flexible terms, helping you secure the right financing for your dream home. If you're considering refinancing, we can assist you in exploring options that could save you money in the long run.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your finances anytime, anywhere. Check balances, transfer funds, and pay bills with just a few taps on your smartphone.

Personal Banking

Our personal banking services include checking and savings accounts tailored for your everyday needs. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking easy and convenient.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans provide quick access to cash with manageable repayment plans. Let us help you tackle financial challenges and regain control over your finances.

Digital & Online Banking

Easy Management of Your Finances

While electronic signatures, e-statements, mobile payments, and person-to-person transfers are not available yet, we prioritize the security of your information above all. We are dedicated to providing a safe environment for your financial transactions.

Future Enhancements

We know how important it is for members to manage their accounts in real-time. Although our current offerings may not include a mobile application or other digital tools, we are actively working toward future enhancements that will bring these services to you. Stay tuned for updates as we aim to provide the best possible banking solutions. At Latvian, we're here for you with personalized service and support. Whether you're visiting us in person or waiting for our exciting new digital features, your banking experience matters to us. If you have any questions or need assistance, feel free to reach out at (631) 481-1491. Your financial well-being is our priority!

Online Banking Access

Although we currently do not offer online banking services at Latvian through , our commitment to convenience remains strong. Our team is continuously exploring ways to enhance your banking experience, ensuring that when we do introduce online features, they will be user-friendly and secure.

Financial Strength

Commitment to Growth

With $412,626 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $0 in used auto loans and $442,885 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 99, show a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, which further underlines our capability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latvian is your trusted partner. Visit us at 4 Riga Ln Melville Ny 11747 or call (631) 481-1491 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $-49,256 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through our financial practices. Although we currently have $0 in share certificates and $0 in money market shares, these offer stable and rewarding growth opportunities when available. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $453,370, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,054 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $0 in used vehicle loans and $0 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away in your dream vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently have $0 in Junior Lien 1-4 Family Residential Properties loans available, we encourage you to reach out to us for potential refinancing options or future availability.

Personal Financing

For those looking for additional financing solutions, we also offer unsecured credit card loans. Although there are currently $0 in unsecured credit card loans issued, our credit options can help members manage their finances effectively when they become available. Our team is dedicated to providing personalized service and guidance throughout your borrowing journey. If you're interested in exploring refinancing options or want to check your eligibility for any of our loan products, don't hesitate to contact us at (631) 481-1491. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at our branch located at 4 Riga Ln Melville Ny 11747 in Melville, NY, and let's start working together toward achieving your financial dreams!

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LATVIAN FEDERAL CREDIT UNION