Latitude 32 Credit Union Charleston SC | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Latitude 32, your trusted financial partner located at 1845 Sam Rittenberg Blvd, Charleston, SC 29407. Since our establishment in 1952, we have proudly served over 6,566 members with a commitment to providing exceptional financial services tailored to your needs. Our robust assets of $65,487,490 and total deposits amounting to $6,667,753 reflect our strong foundation and reliability. At Latitude 32, we understand that banking is about more than just numbers; it's about building relationships within our community. Our dedicated team of 18 employees, led by CEO Marcus Rhymer and Board President Chris Quick, is here to support you every step of the way. Whether you're seeking personal banking solutions like checking and savings accounts, auto loans, or business banking services, we strive to make your experience as smooth and rewarding as possible. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1845 Sam Rittenberg Blvd, Charleston, SC 29407. With a net worth of $9,035,336 and total loans amounting to 3,873, we are well-equipped to help you achieve your financial goals. Our focus on member satisfaction drives us to provide innovative online and mobile banking options alongside traditional services. Ready to take control of your financial future? Give us a call at 843-556-4809 or visit our website at Latitude 32 today! We look forward to welcoming you into our family.

Branch History & Mission

Join Us

As we look ahead, we invite you to become part of the Latitude 32 family. Experience firsthand the benefits of membership where community meets exceptional service. Visit us or reach out at 843-556-4809 today! Together, let's build a brighter financial future for you and your family right here in Charleston.

Our Mission

At Latitude 32, our mission is clear: we strive to enhance the financial well-being of our members while contributing positively to the community around us. We believe that everyone deserves access to quality financial services and support. Whether you are looking for checking and savings accounts, auto loans, or credit cards with rewards, we are here to guide you every step of the way. Our branch operates from 8:30 AM to 5:30 PM on weekdays and offers convenient drive-thru banking for simple transactions. While members can visit us at 1845 Sam Rittenberg Blvd, official correspondence should be sent to 1845 Sam Rittenberg, Charleston, SC 29407 if different from the branch address. In today's digital world, we understand the importance of accessibility. That's why we've embraced online banking solutions and mobile applications designed for your convenience allowing you to manage your finances anytime, anywhere.

Our Story

Since opening our doors, Latitude 32 has focused on providing personalized financial services that meet the diverse needs of our members. Over the decades, we have adapted to changing times while staying true to our core values of trust and community support. Our journey includes milestones such as expanding our range of services to include auto loans, mortgage financing, and business banking all tailored to empower individuals and families in their financial journeys. Our branch is more than just a place for transactions; it's a hub for connection. We are proud to be part of the vibrant Charleston community, actively participating in local events and initiatives that strengthen ties with our neighbors. This commitment extends beyond banking; it encompasses everything from educational workshops on financial literacy to partnerships with local organizations aimed at uplifting those in need.

Branch Location & Accessibility

Accessibility Features

At Latitude 32, we prioritize convenience for all members. Our branch is fully ADA compliant, featuring ramps and accessible entryways so everyone can bank with ease. We also offer ample parking spaces nearby, ensuring that you can get in and out without hassle.

Call to Action

Ready to experience what Latitude 32 has to offer? Come visit us or give us a call at 843-556-4809. Our friendly staff is eager to assist you with any questions or services you may need. Join us today and discover how we can help you achieve your financial goals!

Operating Hours & Services

We're here to help during the week with lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. Our dedicated team is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage options, and more. Plus, enjoy basic drive-thru banking for quick transactions such as deposits and withdrawals. Although we do not have ATM services at this location, our drive-thru offers a convenient alternative for those on the go.

Member Eligibility

Becoming a member of Latitude 32 is like joining a welcoming family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Charleston area, you're likely eligible to join us! We're proud to offer a variety of financial products and services designed to meet your needs while providing a sense of community and support. To learn more about our specific eligibility criteria, feel free to visit our detailed page at https://latitude32.org/resource-center/membership/ . Once you're ready to take the next step, opening an account is straightforward and quick. You can easily enroll online by visiting https://my.latitude32.org/enroll , or if you prefer a more personal touch, give us a call at (843) 556-4809. We're located at 1845 Sam Rittenberg Blvd Charleston Sc 29407, and our team is eager to help you embark on your journey with us. Join Latitude 32 today and experience the difference of being part of a credit union that puts its members first!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial for your business. Our merchant services are designed to make transactions smooth and simple, allowing you to focus on what matters most growing your business. Picture this: your customers can pay easily with various options while you enjoy faster deposits and reduced transaction times. Visit us at 1845 Sam Rittenberg Blvd Charleston Sc 29407 in Charleston, SC, or call us at (843) 556-4809 to learn how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Banking

For our local business owners, we provide comprehensive business banking services, including merchant services and business loans that support your growth ambitions. We understand the challenges of running a business and are here to ensure you have the financial tools necessary for success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Latitude 32 offers robust online and mobile banking services. You can check balances, transfer funds, pay bills, and even send money to friends easily using our secure platforms. Plus, if you need cash quickly, our basic drive-thru service allows for deposits and withdrawals without leaving your car.

Credit Card Rewards

To reward your spending, we offer credit cards with rewards that let you earn points for every purchase made. These points can be redeemed for travel, merchandise, or cash back it's like getting something back every time you shop!

Get Started Today!

With so many services available at Latitude 32, we're ready to assist you in achieving your financial goals. Don't hesitate to reach out at 843-556-4809 or visit us at our branch in Charleston for personalized service tailored just for you! For more information on membership eligibility or to open an account online, please visit our website. Join us today and experience the difference!

Loans Made Simple

Need a new car? We provide auto loans and vehicle financing solutions designed to fit your budget. Picture driving off the lot in a reliable vehicle while knowing you secured a great rate through Latitude 32. If you're thinking about buying a home, our mortgage loans and refinancing options can guide you through the process smoothly. Our personal loans are also available for those unexpected expenses or debt consolidation, helping you regain financial control without breaking the bank.

Personal Banking

Managing your finances should be easy and straightforward. That's why we offer various personal banking options, including checking and savings accounts that cater to your lifestyle. Imagine having a checking account that not only helps you manage day-to-day expenses but also offers features like online banking for easy access from anywhere. Our savings accounts can help you build an emergency fund or save for that dream vacation.

Digital & Online Banking

Key Features

One of the standout features is our person-to-person transfer option, which makes sending money to friends or family easier than ever. Whether it's splitting a dinner bill or paying for a group gift, you can do it quickly and securely. Additionally, if you're looking to go paperless, our e-statements are available for you to access anytime just another way we help simplify your financial life. For those who prefer using their smartphones, our mobile application offers an intuitive way to manage your accounts right in the palm of your hand. While we currently don't support mobile payments directly, our app provides all the essential tools for tracking your spending and keeping tabs on your transactions. Security is always a priority at Latitude 32. While we don't utilize electronic signature authorization at this time, rest assured that our online banking platform uses robust security measures to protect your personal information. In short, with our digital banking options, you get convenience without compromising security. Visit us today at https://latitude32.org/ and experience how easy managing your finances can be!

Financial Strength

Growing Member Base

Total Share Accounts stand at 10,311, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our dedication to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latitude 32 is your trusted partner. Visit us at 1845 Sam Rittenberg Blvd Charleston Sc 29407 or call (843) 556-4809 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $6,759,488 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $8,528,364 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to excellence is reflected in our diverse lending capacity: with $1,498 in used auto loans and $47,862,875 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $9,035,336, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,378 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $28,403,226 in used vehicle loans and $14,082,339 in new vehicle loans already helping members get on the road. With flexible terms and competitive rates, our auto loans make it easy to drive away in the vehicle you need.

Credit Lines and Unsecured Credit Cards

For those who need extra flexibility, we offer total credit lines amounting to $4,000,000, allowing you to manage expenses as they arise. Additionally, our unsecured credit card loans total $608,448, providing you with the ability to handle purchases while enjoying rewards and benefits.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $33,109, making buying or refinancing simple. We aim to support our members through every step of the process with tailored solutions that fit your unique situation.

Refinancing Options

If you're considering refinancing your current loans or credit lines, we're here to help guide you through that process as well. Our team will work with you to find options that can lower your monthly payments or consolidate your debt into one manageable payment. At Latitude 32, we prioritize our members' financial health by offering loan products that suit various needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us today at our branch or explore more about our offerings online at latitude32.org. Let us help you take the next step toward achieving your financial dreams!

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data ensures that all loan offers displayed are fair and transparent. By using LendMesh, you can trust that the comparisons you see reflect accurate rates and terms from legitimate financial institutions.

Benefits of Using LendMesh

- Verified Data: All loan offers are obtained from legitimate financial institutions, which guarantees transparency in your choices. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can make decisions based solely on what's best for you. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly our platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

LATITUDE 32 FEDERAL CREDIT UNION - Charleston, SC