Latitude 32 Credit Union Charleston SC | Best Auto Loans & ATM Services

Introduction

Welcome to Latitude 32, your trusted credit union located at 109 Bee St, Charleston, SC 29401. Since our establishment in 1952, we have been dedicated to serving our community with personalized financial solutions that truly make a difference. With a total membership of over 6,566 individuals, we pride ourselves on being more than just a financial institution; we're your partners in building a brighter financial future. At Latitude 32, we understand that every member's journey is unique. That's why we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. As of now, our total assets stand strong at $65,487,490, with total deposits reaching $6,667,753. We have also facilitated an impressive 3,873 loans and leases, demonstrating our commitment to supporting you every step of the way. Our leadership team is here to guide you through your financial decisions. Under the stewardship of CEO Marcus Rhymer and Board President Chris Quick, we strive to uphold the values of trust and reliability that our members expect from us. Our dedicated staff of 18 employees is ready to assist you during our lobby hours from 8:30 AM to 4:30 PM. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 109 Bee Street, Charleston, SC 29401-5703. We invite you to explore how Latitude 32 can help you achieve your financial goals. For more information or to speak with one of our team members, don't hesitate to call us at 843-556-4809 or visit our website at latitude32.org. Join us today and experience the difference that community-focused banking can make!

Branch History & Mission

Welcome to Latitude 32, a credit union with a rich history and a strong commitment to serving the community of Charleston, SC. Established in 1952, our branch has grown alongside the city, building trust and fostering relationships with our members over the decades. Our physical location at 109 Bee St, Charleston, SC 29401 is not just an address; it's a cornerstone of our community where families and individuals can find financial support tailored to their needs. From our humble beginnings, Latitude 32 has evolved into a member-focused institution with a total membership of 6,566 and assets reaching an impressive $65,487,490. Our mission is simple yet powerful: to empower our members through affordable financial services while actively contributing to the well-being of our local community. We believe that by supporting each other, we can help build a stronger future for everyone. Our branch operates from 8:30 AM to 4:30 PM, Monday through Friday, making it convenient for you to come in and explore the various services we offer. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, we are here to assist you every step of the way. For those on-the-go, we provide ATM access at our branch, ensuring that your money is always within reach. As part of our commitment to accessibility, we prioritize digital advancements that enhance your banking experience. With options for online banking and mobile applications, managing your finances has never been easier. We also take pride in being ADA compliant so that all members of our community can feel welcome and supported. At Latitude 32, we don't just stop at providing financial services; we actively engage in partnerships and outreach efforts that benefit our community. By participating in local events and supporting charitable initiatives, we strive to make a meaningful impact in Charleston. While members can visit us at 109 Bee St, official correspondence should be sent to 109 Bee Street, Charleston, SC 29401-5703 if it differs from our branch address. If you're curious about what being part of Latitude 32 could mean for you or your family, we invite you to learn more about our membership options here. Join us today and discover how Latitude 32 can help you achieve your financial goals while becoming part of a caring community! For more information or inquiries, feel free to contact us at 843-556-4809. Your journey towards financial empowerment starts here!

Branch Location & Accessibility

Welcome to Latitude 32, your friendly neighborhood credit union located at 109 Bee St, Charleston, SC 29401. Nestled in the heart of Charleston, our branch is conveniently situated near popular local spots like the historic Waterfront Park and the bustling King Street, making it easy for you to stop by while enjoying the sights of our beautiful city. At Latitude 32, we understand that accessibility is key. Our branch offers ample parking for members and visitors alike, ensuring a hassle-free experience. We are committed to being accessible for everyone, featuring ADA-compliant entrances and ramps to make your visit comfortable. You can count on us to be there when you need us! Our lobby hours are from 8:30 AM to 4:30 PM, Monday through Friday. Whether you're looking to open an account, apply for a loan, or just chat about your financial goals, our dedicated staff is here to help. Although we don't have drive-thru banking at this location, we do offer ATM services for quick cash withdrawals and balance checks. For any official correspondence, please note that while members can visit us at our physical address above, mail should be directed to our mailing address: 109 Bee Street, Charleston, SC 29401-5703. If you have questions or need assistance before visiting, feel free to give us a call at 843-556-4809. We look forward to welcoming you into our community at Latitude 32 where your financial well-being is our top priority!

Member Eligibility

At Latitude 32, we believe that everyone deserves a supportive financial community. If you're looking to become a member of our family, it's simple! Membership is open to anyone who lives, works, worships, or attends school in Charleston County. We also welcome immediate family members of existing members. By joining us at our branch located at 109 Bee St, Charleston, SC 29401, you gain access to a range of services designed to support your financial goals and dreams. From personalized banking solutions to competitive loan rates, being part of Latitude 32 means you're never alone on your financial journey. To learn more about the specific eligibility requirements, feel free to visit our detailed resource page at https://latitude32.org/resource-center/membership/. When you're ready to take the next step and open an account, simply head over to https://my.latitude32.org/enroll. If you have any questions or need assistance, don't hesitate to give us a call at 843-556-4809. We're here for you every step of the way!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Imagine having access to the financial resources you need to expand your operations or invest in new technology. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having efficient payment solutions can set your business apart. Our merchant services allow you to accept payments seamlessly, ensuring you never miss a sale. Whether you're a retail shop or a service provider, our tools help streamline transactions and enhance customer experiences. For more information about how our services can benefit your business, visit us at 109 Bee St Charleston Sc 29401 in Charleston, SC, or give us a call at (843) 556-4809. Let's work together to achieve your business goals!

Comprehensive List Of Services

Always Here for You

If you have questions or need assistance, don't hesitate to reach out! Call us at 843-556-4809 during our lobby hours from 8:30 AM to 4:30 PM on weekdays. At Latitude 32, we are more than just a credit union; we are a community partner committed to helping you achieve your financial goals. Ready to explore what we can do for you? Visit us today or check out our website at latitude32.org for more information!

Business Banking Support

For our entrepreneurial members, we provide comprehensive Business Banking services including merchant services and business loans. This means you can focus on growing your business while we take care of the financial aspects.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts from anywhere at any time. With access to ATM and cash withdrawal services right at your fingertips, tracking your finances has never been easier.

Credit Card Rewards

Who doesn't love earning rewards? Our Credit Cards with Rewards allow you to earn points on everyday purchases that can be redeemed for exciting perks. It's not just about spending; it's about rewarding yourself along the way!

Home Financing Made Easy

Buying a home is one of the biggest decisions you'll ever make. At Latitude 32, we offer Mortgage Loans & Refinancing options designed to make this process smooth and straightforward. Whether you're purchasing your first home or refinancing an existing mortgage for better rates, our team is ready to assist you every step of the way.

Personal Banking Solutions

We understand that managing your money can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine effortlessly keeping track of your spending while saving for future goals our accounts make it easy to do just that. For those moments when you need a little extra cash or want to consolidate debt, our Personal Loans & Debt Consolidation options provide flexible solutions that help you regain control over your finances. And if you're in the market for a new car, our Auto Loans & Vehicle Financing services ensure you get the best deal possible, allowing you to hit the road without breaking the bank.

Digital & Online Banking

Key Services

With our online banking platform available at https://latitude32.org/, you can check your account balances, transfer funds, and pay bills from the comfort of your home or on the go. Our user-friendly interface ensures that navigating through your finances is straightforward, giving you more time to focus on what matters most. For those who prefer managing their accounts through their smartphones, our mobile application is here to help. It allows you to access your accounts anytime, anywhere, ensuring you're always connected. You can even send money directly to friends and family using our person-to-person transfers feature, making it easy to share expenses or split bills without hassle.

Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization for certain documents, rest assured that all transactions made through our online platforms are encrypted and secure. Plus, with e-statements available, you can receive your account statements electronically reducing paper clutter while keeping your information safe. Whether you're checking balances late at night or transferring funds during lunch breaks, our 24/7 online banking services ensure that you have full control over your finances whenever you need it. Experience the ease of modern banking with Latitude 32 today!

Financial Strength

Committed Team

We also take pride in having 16 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 10,311, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latitude 32 is your trusted partner. Visit us at 109 Bee St Charleston Sc 29401 or call (843) 556-4809 to learn more about how we can help you achieve your financial goals.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,528,364 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Robust Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We have $1,498 in used auto loans and $47,862,875 in total loans and leases available for those looking to make significant purchases or investments. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Solid Capital Foundation

Our net worth ratio of $1,378 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,759,488 in share certificates, offering stable and rewarding financial growth opportunities.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,403,226 in used vehicle loans and $14,082,339 in new vehicle loans already helping members get on the road. Whether you're considering financing for a new or used vehicle, our flexible options make it easy to find a plan that works for you.

Credit Lines

For those looking for additional financial flexibility, our total credit lines amount to $4,000,000. This option allows you to access funds when needed without the hassle of applying for multiple loans. At Latitude 32, we prioritize transparency and support throughout the loan process. If you have any questions or need assistance determining which product suits you best, don't hesitate to reach out! You can contact us at 843-556-4809 during our lobby hours from 8:30 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,109, make buying or refinancing simple. We provide clear information on eligibility and refinancing options so that you can feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $608,448 in loans helping members manage their finances effectively. These cards come with benefits that fit various spending habits and financial situations.

Loan Aggregator

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Latitude 32