Latino Community Credit Union Winston Salem NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to the Latino Community at our Winston-Salem Branch, located conveniently at 1608 S Stratford Rd, Winston Salem, NC 27103. Since opening our doors in 2000, we have proudly served over 145,000 members, providing a range of financial services tailored to meet the needs of our vibrant community. Our commitment to fostering financial well-being is evident in our total assets of $1,075,927,219 and total deposits amounting to $118,673,461. At Latino Community Credit Union, we believe in building strong relationships with our members. With a dedicated team of 320 employees, led by our CEO Vicky Garcia and Board President Maria Scanga, we strive to offer personalized support and guidance on your financial journey. Whether you're looking for an auto loan or exploring savings options, we are here to help every step of the way. While members can visit us at our branch location for their banking needs, official correspondence should be sent to the same address: 1608 S Stratford Rd, Winston Salem, NC 27103-3037. Our friendly staff is available during lobby hours from Monday to Thursday, 9:00 AM to 5:00 PM, and Friday until 6:00 PM. You can also reach us at 919-595-1757 for any inquiries. Join us today and experience how Latino Community Credit Union can empower you with robust financial solutions designed just for you. Visit our website at latinoccu.org or stop by our branch we're excited to meet you!

Branch History & Mission

Community Engagement

Our connection with the community extends far beyond financial transactions. We actively engage in outreach initiatives designed to educate and empower our members on financial literacy. By fostering partnerships with local organizations, we work collaboratively toward building a brighter future for all residents of Winston Salem. As you consider joining Latino Community, know that you are choosing more than just a credit union; you are becoming part of a family dedicated to your success. Experience firsthand the benefits of membership by visiting us or reaching out at 919-595-1757. Together, let's build a prosperous future!

Our Mission

Our mission is simple yet profound: to enhance the financial well-being of our members while supporting the growth and prosperity of the communities we serve. We strive to deliver exceptional financial services that include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. But beyond that, we are committed to making a positive impact through community outreach programs and partnerships that uplift those around us. While members can visit us at 1608 S Stratford Rd, official correspondence should be sent to 1608 S Stratford Rd, Winston Salem, NC 27103-3037 if different. We are proud to offer various conveniences such as ATM availability for easy cash access and operating hours designed to fit your schedule: Monday through Thursday from 9 AM to 5 PM and Fridays until 6 PM. As part of our dedication to modern banking solutions, we have embraced digital advancements such as online banking and mobile payments. Our aim is not only to ensure accessibility but also compliance with ADA standards so everyone can enjoy our services without barriers.

Branch Location & Accessibility

Call to Action

Whether you're interested in opening an account or simply need assistance with your current services, feel free to reach out at 919-595-1757. Our dedicated staff is ready to assist you with any questions or needs you may have. We look forward to seeing you soon at the Latino Community branch!

Convenient Location

Nestled in Forsyth County, our branch is just a stone's throw away from popular local spots, making it a breeze to stop by while you're out and about. If you're heading over from downtown Winston Salem or nearby neighborhoods, you'll appreciate the ease of parking right outside our doors. Plus, we've made sure our facilities are ADA compliant, ensuring everyone can access our services without hassle. While members can visit us at 1608 S Stratford Rd, official correspondence should be sent to the same address for your convenience.

Operating Hours

We know that life can get busy! That's why we keep our doors open during flexible hours. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, and on Friday until 6:00 PM. We aim to accommodate your schedule so you can manage your finances with ease.

Services Offered

At the Latino Community branch, we pride ourselves on providing a wide array of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our friendly team is here to help you navigate your options. We even offer online and mobile banking for those who prefer managing their accounts digitally. For quick transactions, we also have an ATM available for cash withdrawals and balance checks right on-site.

Member Eligibility

At Latino Community, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to join us. Our membership is open to individuals who are part of the Latino community or have a family member who is. This means that whether you're looking for personal banking options, auto loans, or mortgage services, you'll find a home with us at our branch located at 1608 S Stratford Rd Winston Salem Nc 27103. To get started on your journey towards membership, simply visit our eligibility page at https://latinoccu.org/become-a-member-2/ for all the details about how you can qualify. Once you're ready, opening an account is just a few clicks away through our account opening page at https://connect.latinoccu.org/registration. If you have any questions or need assistance, feel free to reach out to us at (919) 595-1757. Join us today and experience the benefits of being part of a caring community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. This funding allows entrepreneurs to invest in new equipment, expand their operations, or even hire more staff, directly contributing to the local economy.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify everyday transactions. Imagine having a seamless way to process payments while keeping your cash flow steady. With our services, you can accept various payment methods, ensuring your customers have convenient options when shopping at your store.

Supporting Local Businesses

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in the area. Visit us at 1608 S Stratford Rd Winston Salem Nc 27103 or call us at (919) 595-1757 to learn how we can help your business reach its full potential!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners in the community, we provide specialized Business Banking services. From merchant services that simplify payment processing to flexible business loans tailored for growth, we're committed to helping local businesses thrive.

Connect with Us

We invite you to visit us or give us a call at 919-595-1757 for any questions about how our services can benefit you. Our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Join the Latino Community family today! Explore more about becoming a member here or start opening an account now. Your financial wellbeing is our priority, and we look forward to serving you!

Credit and Debt Management

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation services are perfect for anyone needing a little extra help. Plus, with our Credit Cards with Rewards, you can earn benefits while managing your purchases efficiently.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime and anywhere is essential. That's why at Latino Community, we offer robust Online & Mobile Banking features that allow you to manage your finances effortlessly from the comfort of your home or on the go. With easy ATM access for withdrawals and balance checks, you'll never be far from your money when you need it.

Personal Banking Solutions

When it comes to managing your everyday finances, our Personal Banking services have you covered. We offer checking and savings accounts designed to fit various lifestyles and goals. For those considering a new vehicle or looking to refinance, our Auto Loans & Vehicle Financing are here to help you drive away with ease. If homeownership is on your mind, explore our Mortgage Loans & Refinancing options that can make your dream home a reality.

Digital & Online Banking

Always Accessible

With 24/7 online banking services at Latino Community, you'll have real-time access to your accounts whenever it suits you. You can enjoy peace of mind knowing that all transactions are secure and protected. Join us today at Latino Community where modern banking meets personal service, ensuring that managing your finances is as straightforward as possible!

Key Features

Our services include electronic signature authorization, making it quick and secure for you to sign documents from the comfort of your home. Plus, with e-statements available, you can easily track your spending and manage your finances while reducing paper clutter. For those always on the go, our mobile application brings banking right to your fingertips. Whether you're making mobile payments or checking account activity, everything is just a tap away. Though we currently do not support person-to-person transfers, our other features offer plenty of flexibility for managing your money.

Financial Strength

Commitment to Growth

With $133,811,129 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is supported by $11,163 in used auto loans and $872,452,898 in total loans and leases, helping our members achieve their financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member Trust

Total Share and Deposit Accounts: 216,277, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $5,779,778, reinforcing our ability to support your needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latino Community is your trusted partner. Visit us at 1608 S Stratford Rd Winston Salem Nc 27103 or call (919) 595-1757 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $302,108,087 in share certificates and $207,496,126 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $37,094,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $234,897,129, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,571,509 in used vehicle loans and $55,019,131 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have competitive rates and flexible terms designed to make the process as easy as possible.

Credit Lines

If you need additional flexibility with your finances, our total credit lines amounting to $470,812,750 are available to help you when needed. These lines of credit can be an excellent resource for managing cash flow or making larger purchases without taking on traditional debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,724,910, making buying or refinancing simple. We provide tailored solutions that cater to both first-time buyers and those looking to refinance an existing mortgage.

Refinancing Options

We also provide refinancing options across many of our loan products. If you're looking to lower your monthly payments or adjust your loan terms to better fit your current financial situation, don't hesitate to ask about eligibility requirements. At Latino Community Credit Union, we're committed to supporting our members with personalized service and competitive loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at latinoccu.org for more information about how we can assist you in achieving your financial goals!

Unsecured Credit Card Loans

For managing everyday expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans. With a total of $9,373,471 in loans helping members manage their finances effectively, our credit cards come with various features designed to support your financial journey.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers that users can rely on. By using verified data from legitimate financial institutions, LendMesh provides a clear picture of available loan options without hidden agendas.

Key Benefits of Using LendMesh

One significant advantage of using LendMesh is its commitment to verified data. All loan offers come from legitimate lenders, ensuring that users receive accurate information. Additionally, LendMesh does not feature sponsored listings, meaning lenders are not prioritized based on paid promotions. This commitment to neutrality helps users find the best rates without bias. Moreover, LendMesh offers real-time rate comparisons from multiple institutions. This up-to-date information allows users to make informed decisions quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.