Latino Community Credit Union Raleigh NC | Quick Personal Loans & Top Checking

Introduction

Welcome to Latino Community, your trusted financial partner located at 4730 Capital Blvd, Raleigh, NC 27604. Since our establishment in 2000, we have dedicated ourselves to serving our members with a wide array of financial services designed to support their goals and aspirations. With a strong membership base of 145,305 individuals, we are proud to be a cornerstone of the community, offering personalized banking solutions tailored for everyone. At Latino Community, we understand the importance of financial stability and growth. Our total assets have reached an impressive $1,075,927,219, reflecting our commitment to providing secure and reliable banking services. As a member-focused credit union, we have issued over 36,444 loans and leases to help our members achieve their dreams, whether that's buying a car or purchasing a home. Under the leadership of CEO Vicky Garcia and Board President Maria Scanga, our team of 320 employees is passionate about building lasting relationships with our members. We believe that financial education is key to success, which is why we strive to empower our members with the knowledge they need to make informed decisions. While you can visit us at our branch for all your banking needs, remember that official correspondence should be directed to our mailing address at 4730 Capital Blvd, Raleigh, NC 27604. With total deposits exceeding $118,673,461, we prioritize your savings and investment opportunities with competitive rates and flexible options. Whether you are looking for personal banking services like checking and savings accounts or business solutions including merchant services and business loans, we've got you covered. Join us today at Latino Community where your financial journey matters. For more information or assistance, feel free to give us a call at 919-855-9696. We look forward to helping you reach your financial goals!

Branch History & Mission

Latino Community has a rich legacy that began in 2000 when we first opened our doors at 4730 Capital Blvd, Raleigh, NC. Over the years, we have grown to become a trusted financial partner for over 145,000 members, providing services tailored to the unique needs of our community. With total assets reaching an impressive $1,075,927,219, Latino Community is proud to support individuals and families in their financial journeys. Our mission is clear: to enhance the financial well-being of our members while fostering community growth and empowerment. We offer a range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Each service is designed not just to meet financial needs but also to help our members achieve their dreams. While members can visit us at our Raleigh branch for all their banking needs, official correspondence should be sent to the same address: 4730 Capital Blvd, Raleigh, NC 27604. This location is conveniently situated near local landmarks that make it accessible for everyone in the area. As we evolved over the years, we've embraced digital advancements that allow us to provide online and mobile banking services. Our commitment to accessibility is reflected in our ADA-compliant facilities and customer-centric initiatives. Members can enjoy a basic drive-thru service for quick transactions without leaving their vehicles. Community outreach is central to our mission. We actively engage with local organizations and participate in events that uplift and empower those around us. Our partnerships are aimed at building a stronger community where everyone has access to necessary resources. If you're looking for a credit union that prioritizes both your financial success and community welfare, look no further than Latino Community. Join us today and experience firsthand the benefits of being part of a caring and supportive family. For more information or to open an account, visit our website or give us a call at 919-855-9696. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Features

At our Raleigh branch, we prioritize accessibility for all members. The facility is designed with ADA compliance in mind, featuring ramps and designated parking spaces that ensure ease of access for everyone. We understand that your time is valuable, which is why we offer drive-thru banking services for quick transactions like deposits and withdrawals. Although we do not currently have ATM facilities on-site, our dedicated staff is ready to assist you with any cash withdrawal needs during business hours.

Operating Hours

Our doors are open from 9:00 am to 5:00 pm from Monday to Thursday, and we extend our hours until 6:00 pm on Fridays for your convenience. This schedule allows you ample opportunity to visit us after work or during your lunch break.

Services Tailored for You

At the Latino Community Raleigh Branch, we provide a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is here to guide you every step of the way. We also offer credit cards with rewards and business banking options, ensuring comprehensive support for all our members. While official correspondence should be sent to our mailing address at 4730 Capital Blvd, Raleigh, NC 27604, feel free to reach out via phone at 919-855-9696 if you have any questions or need assistance. We invite you to visit us today! Experience firsthand how we can help you achieve your financial goals in a welcoming environment. Your community bank is here for you let's build a brighter financial future together!

Member Eligibility

Becoming a member of Latino Community is like joining a welcoming family that truly cares about your financial well-being. If you live, work, or attend school in the vibrant Raleigh area, you're already on your way to becoming part of our community. We also extend membership to immediate family members of current members, making it easy for everyone to enjoy the benefits we offer. At Latino Community, we pride ourselves on providing personalized services that cater to your individual needs whether that's opening a checking account, securing an auto loan, or planning for your future with our savings options. To get started, simply visit us at 4730 Capital Blvd Raleigh Nc 27604 or check out our detailed eligibility criteria at https://latinoccu.org/become-a-member-2/. It's straightforward and designed to be inclusive. If you have any questions or need assistance, don't hesitate to call us at (919) 855-9696. We're excited to help you take this important step towards a brighter financial future! For those ready to dive in, you can start the account opening process online by visiting https://connect.latinoccu.org/registration.

Business Banking & Commercial Services

Business Loan Options

- We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Imagine using that funding to purchase new equipment or hire additional staff steps that can propel your business forward. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to various needs. This means you don't have to be a member to access crucial funding. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. This reflects our strong dedication to fostering local entrepreneurship.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to streamline your payment processes. Whether you run a retail shop or an online business, our services help you manage transactions efficiently. From credit card processing to mobile payments, our tools enable you to focus on what matters most: growing your business. Visit us at 4730 Capital Blvd Raleigh Nc 27604 or call us at (919) 855-9696 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Credit Cards and Business Banking

For those who love rewards, our credit cards with rewards program allows you to earn points on every purchase. Use those points for travel or cashback making every transaction worthwhile! We also cater to local businesses through our business banking services, which include merchant services and business loans. This support helps entrepreneurs thrive in their ventures while contributing positively to the community.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking platforms. With features like electronic signatures and e-statements, managing your finances from anywhere is just a few taps away on your smartphone or computer. You can easily make deposits, transfer funds, or check balances whenever it suits you. Additionally, although we don't have ATMs at our branch, we ensure ease of access through basic drive-thru banking for quick transactions like deposits and withdrawals.

Get Started Today!

We invite you to visit us at Latino Community in Raleigh or call us at 919-855-9696 during our operating hours Monday through Thursday from 9:00 am to 5:00 pm and Fridays until 6:00 pm. Explore how we can assist you in achieving your financial goals today! For more information about becoming a member or opening an account, check out our website here. Join us in building a brighter financial future together!

Home Financing Solutions

Thinking about buying a home? Our mortgage loans and refinancing services provide flexible terms that fit your lifestyle and budget. Picture turning the key to your new front door, knowing you made a smart financial decision with our supportive team by your side. If you're looking for ways to consolidate debt or fund a big purchase, consider our personal loans and debt consolidation options. These loans are structured to give you peace of mind while managing your finances effectively.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to help you manage your money effectively. Imagine being able to easily track your spending while saving for that dream vacation or emergency fund. Our accounts come with no hidden fees, making it easier for you to keep more of your hard-earned money. When life calls for a new car, our auto loans and vehicle financing options can help make that happen. We understand how important reliable transportation is, so our competitive rates ensure you can hit the road without breaking the bank.

Digital & Online Banking

Accessibility and Ease of Use

Whether you're using a desktop or mobile device, our online banking services are designed with accessibility in mind. Enjoy real-time account management that keeps you informed about your finances. If you need assistance or have questions, don't hesitate to reach out we're just a phone call away at (919) 855-9696. At Latino Community, we aim to provide an exceptional banking experience that fits seamlessly into your busy lifestyle. Embrace the convenience of digital banking today!

Key Services

You'll love our electronic signature authorization feature, making it easy to sign documents from the comfort of your home without any hassle. Plus, if you're looking for a greener option, we offer e-statements that allow you to keep track of your transactions and account activity while helping the environment. For those who prefer managing their finances on the go, our mobile application is here to help. Available for download, it puts banking right in your pocket! You can make mobile payments effortlessly and even set up person-to-person transfers to send money quickly to friends and family although this feature isn't available at the moment.

Financial Strength

A Growing Community

Total Share Accounts stand at 216,277, showing a strong and growing member base that trusts us with their finances. The net shares available for lending and investments amount to $5,779,778, further indicating our robust capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latino Community is your trusted partner. Visit us at 4730 Capital Blvd Raleigh Nc 27604 or call (919) 855-9696 to learn more about how we can help you achieve your financial goals.

Dedicated Team Behind You

We also take pride in having 319 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team. Together, they ensure that your experience with us is smooth and rewarding.

Investing in Your Future

With $133,811,129 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,163 in used auto loans and $872,452,898 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings Solutions

Members' savings are secured through $302,108,087 in share certificates and $207,496,126 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $37,094,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $234,897,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound financial practices ensures that your money is in safe hands. Our net worth ratio of $2,183 demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

In addition to these main offerings, we provide various credit lines totaling $470,812,750, ensuring that our members have access to the capital they need for personal or business endeavors. Whether you're looking to consolidate debt or finance a special project, we have solutions designed for every situation. For more information about refinancing options or eligibility criteria for any of our products, please visit our website at https://latinoccu.org/ or give us a call at (919) 855-9696. Our dedicated team is ready to assist you and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations at Latino Community!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,571,509 in used vehicle loans and $55,019,131 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, our financing solutions can make it easier for you to drive away in the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,724,910, make buying or refinancing simple. We offer competitive rates and flexible terms that fit your unique situation. If you're looking to refinance an existing mortgage, our team is here to guide you through the process and find the best solution for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $9,373,471 in loans helping members manage their finances effectively. This option provides you with easy access to funds whenever you need them while allowing for greater control over your spending.

Loan Aggregator

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