LATINO COMMUNITY CREDIT UNION - Monroe, NC

At Latino Community, we believe that every member deserves not just financial services, but a genuine partnership in their journey toward financial success. Located conveniently at 2980 Monroe Way, Monroe, NC 28110, our branch has been serving the community since 2000. With over 145,000 members and assets exceeding $1 billion, we are committed to providing personalized banking solutions that truly cater to your needs. As a proud member of this vibrant community, we understand the unique challenges and opportunities faced by our members. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business financing, we've got you covered. Our total deposits stand at an impressive $118,673,461, reflecting our commitment to safeguarding your money while offering competitive loan products totaling 36,444 loans and leases. Our leadership team is dedicated to fostering an inclusive environment where everyone feels welcome. Under the guidance of CEO Vicky Garcia and Board President Maria Scanga, we strive to ensure that our services are as accessible as possible. With a robust net worth of $234,897,129 and cash in hand amounting to $12,776,672, we are well-equipped to support our members' financial aspirations. While you can visit us at our Monroe location for all your banking needs, official correspondence can be sent to the same address. We invite you to explore our website at latinoccu.org for more information about our services or to reach out directly at 704-226-1651. Join us in building a stronger financial future together because at Latino Community Credit Union, your success is our mission!

At Latino Community, we take pride in our rich history and unwavering commitment to serving the community of Monroe, NC. Founded in 2000, our branch has grown alongside our members, fostering a sense of belonging and financial empowerment. Located at 2980 Monroe Way, Monroe, NC 28110, we are easily accessible for all who wish to join our family. From our humble beginnings with a handful of members, we have blossomed into a vibrant community of over 145,000 members, all united by a shared vision of achieving financial success. With total assets exceeding $1 billion, we have worked tirelessly to provide valuable financial services that empower individuals and families alike. Our mission is simple yet impactful: to provide comprehensive financial solutions while supporting the diverse needs of our community. We believe in not only offering personal banking services like checking and savings accounts but also providing auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. We strive to create an environment where everyone feels welcomed and valued. While members can visit us at 2980 Monroe Way Monroe Nc 28110, official correspondence should be sent to 2980 Monroe Way, Monroe, NC 28110. Our operating hours are from 9:00 am to 5:00 pm Monday through Thursday and 9:00 am to 6:00 pm on Fridays. Although we currently do not offer ATM or drive-thru services, we focus on delivering excellent customer service within our branch. Latino Community is dedicated to advancing digital accessibility through online banking options and mobile applications designed for your convenience. We understand the importance of being adaptive in today's fast-paced world and are committed to making banking easier for you. Our partnerships with local organizations reflect our dedication to outreach efforts that enhance the lives of those around us. By collaborating with various community programs, we aim to provide educational resources that promote financial literacy. Join us at Latino Community as we continue this journey together! Experience the benefits of being part of a credit union that cares deeply about its members and the community. For more information or to become a member today, please visit our website or call us at (704) 226-1651. Your future starts here!

Becoming a member of Latino Community is like joining a warm, welcoming family that truly cares about your financial well-being. Located at 2980 Monroe Way Monroe Nc 28110, we invite individuals who live, work, or worship in the area to experience the benefits of membership. Whether you're just starting out or looking to enhance your financial journey, if you meet our simple eligibility criteria like being part of the Latino community or having a connection to it you're welcome here! For detailed information on eligibility, feel free to explore our website at https://latinoccu.org/become-a-member-2/ . Opening an account with us is straightforward and designed with you in mind. You can begin your membership journey by visiting our account opening page at https://connect.latinoccu.org/registration . If you have any questions or need assistance, don't hesitate to reach out to us at (704) 226-1651. We are excited to help you take this important step towards better financial opportunities!

At Latino Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your choice to bank with us, knowing that we have built a solid foundation to support your financial needs. With a net worth of $234,897,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $302,108,087 in share certificates and $207,496,126 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $37,094,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,811,129 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,163 in used auto loans and $872,452,898 in total loans and leases. Our operations reflect our efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 216,277, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments are at $5,779,778. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latino Community is your trusted partner. Visit us at 2980 Monroe Way Monroe Nc 28110 or call 704-226-1651 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.